Northzone

Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Founded in 2015, Yonder is a platform that connects users with immersive nature experiences by offering bookings at farms, ranches, vineyards, and other properties. It fosters a community of property owners and travelers seeking authentic, life-enriching encounters.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.

Qapital, Inc. is a personal finance company that offers a mobile application designed to help users manage their money and achieve their financial goals through customizable savings rules. Founded in 2013 and headquartered in New York, Qapital enables users to create accounts that facilitate automatic transfers from their checking accounts to their savings. The application provides tools that allow users to save money based on everyday actions, such as transportation or leisure activities. Additionally, Qapital offers an FDIC-insured checking account and a Visa debit card that enables users to manage their spending more effectively. By integrating behavioral psychology with technology, Qapital aims to simplify money management and encourage intentional spending while promoting savings habits. The company's approach also includes features that help users track their spending and set financial targets, making it easier to align everyday behaviors with long-term financial objectives.

Qapital, Inc. is a personal finance company that offers a mobile application designed to help users manage their money and achieve their financial goals through customizable savings rules. Founded in 2013 and headquartered in New York, Qapital enables users to create accounts that facilitate automatic transfers from their checking accounts to their savings. The application provides tools that allow users to save money based on everyday actions, such as transportation or leisure activities. Additionally, Qapital offers an FDIC-insured checking account and a Visa debit card that enables users to manage their spending more effectively. By integrating behavioral psychology with technology, Qapital aims to simplify money management and encourage intentional spending while promoting savings habits. The company's approach also includes features that help users track their spending and set financial targets, making it easier to align everyday behaviors with long-term financial objectives.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Zopa is a UK-based online marketplace lending platform that connects borrowers with lenders directly, bypassing traditional banks. The platform provides unsecured consumer loans including car finance, debt consolidation, home improvement, and wedding loans, and supports peer-to-peer investments. Funds come from individuals and institutions, and money lent to a borrower is typically spread across many lenders. Borrowers repay monthly by direct debit under signed contracts, while lenders can fund small portions of multiple loans. The service includes an app to manage loans, credit, and savings, and to monitor credit scores. Zopa generates revenue by charging borrowers a fixed fee and lenders a 1% annual fee. The company is based in London and was founded in 2004.

Qapital, Inc. is a personal finance company that offers a mobile application designed to help users manage their money and achieve their financial goals through customizable savings rules. Founded in 2013 and headquartered in New York, Qapital enables users to create accounts that facilitate automatic transfers from their checking accounts to their savings. The application provides tools that allow users to save money based on everyday actions, such as transportation or leisure activities. Additionally, Qapital offers an FDIC-insured checking account and a Visa debit card that enables users to manage their spending more effectively. By integrating behavioral psychology with technology, Qapital aims to simplify money management and encourage intentional spending while promoting savings habits. The company's approach also includes features that help users track their spending and set financial targets, making it easier to align everyday behaviors with long-term financial objectives.

Qapital, Inc. is a personal finance company that offers a mobile application designed to help users manage their money and achieve their financial goals through customizable savings rules. Founded in 2013 and headquartered in New York, Qapital enables users to create accounts that facilitate automatic transfers from their checking accounts to their savings. The application provides tools that allow users to save money based on everyday actions, such as transportation or leisure activities. Additionally, Qapital offers an FDIC-insured checking account and a Visa debit card that enables users to manage their spending more effectively. By integrating behavioral psychology with technology, Qapital aims to simplify money management and encourage intentional spending while promoting savings habits. The company's approach also includes features that help users track their spending and set financial targets, making it easier to align everyday behaviors with long-term financial objectives.