Northzone

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Wagestream Ltd., founded in 2018 and headquartered in London, United Kingdom, develops a financial services application designed to enhance employee benefits and financial well-being. The platform allows employees to access their earned wages instantly, providing them with greater control over their pay schedules. This innovation aims to alleviate financial stress related to unexpected expenses by eliminating the need for advances, loans, and the burdens of high-interest credit or payday loans. Additionally, Wagestream offers various financial tools that help businesses support their employees in managing expenses, setting savings goals, and developing financial plans. By addressing these financial challenges, Wagestream seeks to reduce the poverty premium and prevent employees from falling into cycles of debt.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Anyfin is a Stockholm-based fintech that provides a loan refinancing platform. The service enables users to refinance existing loans by taking a photo of loan statements and using consumer data and artificial intelligence to assess terms and potential savings. By reducing reliance on intermediaries, the platform aims to secure lower interest costs for borrowers without extending repayment periods. Founded in 2017, Anyfin focuses on helping customers improve their financial situation from Sweden.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.