Northern Arc Capital

Metafin operates a financing platform focused on cleantech, delivering flexible funding to retail customers for solar and other clean-energy technologies in India. It addresses upfront capital constraints by offering tailored financing options and connecting clients with a network of installers, technology partners, and service providers to facilitate installation and ongoing energy management. The business targets micro, small, and medium-sized enterprises in semi-urban and rural areas, enabling affordable access to long-term energy management services through its ecosystem.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

EDGRO Finance Private Limited is a Non-Banking Financial Company that provides education loans to students pursuing higher education.

LoanKuber is a digital lending platform focused on simplifying and democratizing business financing for individuals and businesses that may not qualify for traditional banking services. The company offers a range of financial products, including unsecured loans, working capital, loans against property, and structured loans. By providing real-time information and a user-friendly experience, LoanKuber aims to enable users to secure loans with trust and confidence, ultimately supporting them in achieving a better financial future.

Pahal is a Non-Banking Financial Services Company that specializes in providing microfinance services aimed at low-income households, particularly those in marginalized communities. The company offers a diverse array of financial and non-financial products and services designed to meet the evolving needs of its customers. By focusing on understanding the specific requirements of its clientele, Pahal enables individuals and families to enhance their standard of living through accessible financial solutions.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

S.M.I.L.E. Microfinance Limited is a non-banking finance company based in Chennai, India, established in 1995. It specializes in providing microfinance services, primarily focusing on offering micro and small loans to women. These loans are intended to support small businesses, income-generating activities, and personal consumption needs in both urban and rural areas of Tamil Nadu. The company operates a network of 105 branches, facilitating access to financial services for its clients.

Kissht is a fintech platform that enables instant consumer credit for purchases at online and offline points of sale. Its plug-and-play gateway APIs can be integrated into merchant checkout pages to offer loans at purchase. Kissht is operated by Onemi Technology Solutions, which uses a proprietary self-learning algorithm to assess credit profiles from digital footprints and process loans instantly, offering financing options with multiple repayment choices across India.

Klub is a fintech company that provides revenue-based financing and growth capital to digital businesses and brands with recurring revenue. Its platform blends financial innovation, community engagement, and data-driven analytics to offer flexible capital structures for growth needs such as marketing, inventory, and capital expenditures. Klub sources capital from non-bank financial institutions and high-net-worth individuals, aligning funding with revenue performance and enabling brand owners to scale without fixed repayment schedules. The company serves entrepreneurs across sectors, focusing on brands with strong customer affinity.

Credit Fair is a fintech startup focused on providing consumer lending solutions in India. It aims to serve the underserved population by offering accessible and affordable credit options for both businesses and individuals.

True Balance is a digital wallet platform serving over 70 million users in India. It offers utility bill payments, loan recharge, insurance, and other financial products, targeting unbanked individuals for their daily monetary needs.

Indifi Technologies is an Indian digital lending platform that connects small businesses with multiple lenders to secure debt financing. The platform employs automated data collection and analysis to assess creditworthiness, drawing insights from diverse data sources and industry context to identify low-risk, high-promise borrowers. By presenting loan options from a network of lenders, Indifi helps businesses obtain financing without collateral and supports lenders with lifecycle services such as marketing, CRM, loan monitoring, and payment management. The platform serves sectors including e-commerce, travel, hospitality, retail, and trading, supporting growth for small enterprises.

Berar Finance Limited is a Nagpur-based non-banking financial company that provides a range of financial services in India, particularly focusing on financing for two-wheelers. The company offers various loan products, including financing for used cars, personal loans, and loans against fixed deposits, catering to the financial needs of underserved communities in semi-urban and rural areas. In addition to retail financing, Berar Finance also engages in hire purchasing activities and has established six branches throughout the Vidarbha region. The company's commitment to financial inclusion aims to support individuals and businesses in meeting their vehicle and personal financing requirements.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

SmartCoin Financials Private Limited operates a mobile app-based lending platform that specializes in providing unsecured loans to individuals outside the salaried class. Established in 2015 and based in Bengaluru, India, SmartCoin utilizes data science and machine learning algorithms to evaluate the risk profiles of potential borrowers in real time. The platform allows users to register, upload necessary documents, and select from various loan options. By leveraging a proprietary credit underwriting engine, it aggregates numerous data points from a customer's smartphone to create a tailored credit score. This technology enables SmartCoin to offer personalized loan products instantly, with funds transferred directly to the borrower’s bank account.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Founded in New Delhi in 2010, Fusion Microfinance operates primarily in North Central India. It specializes in providing microloans to women organized into Joint Liability Groups (JLGs), empowering them with financial services. Additionally, the company offers loans to small and medium enterprises (MSMEs) and facilitates access to other financial products like mobile handsets and bicycles through its distribution network.

BharatPe is an Indian fintech company that serves small and medium-sized merchants by offering digital payments and related financial services. It enables digital payments through the Unified Payments Interface (UPI) and provides point-of-sale devices, along with business loans and other financial products to help merchants manage their finances. The company also operates a merchant payment app with an interoperable UPI interface and QR codes to facilitate accepting payments and conducting transactions smoothly and affordably.

True Balance is a digital wallet platform serving over 70 million users in India. It offers utility bill payments, loan recharge, insurance, and other financial products, targeting unbanked individuals for their daily monetary needs.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

Slice is a fintech startup aimed at enhancing the financial experience for young Indians. The company offers a transparent and efficient platform designed to simplify payments and access to credit. Its flagship product, the slice card, allows users to make seamless credit payments while ensuring a high-quality mobile experience and responsive customer service. Additionally, slice provides other financial products, such as slice borrow and slice account, which facilitate fast and straightforward transactions and help users build their credit scores. By focusing on the needs of young consumers, slice seeks to improve their financial literacy and empower them in managing their money more effectively.

Asirvad Microfinance is a microfinance institution based in Chennai, India, that focuses on providing financial services to women from poor and low-income households. The company specializes in offering microloans, which are small loans designed to support entrepreneurial activities and uplift the financial status of its clients. In addition to microloans, Asirvad also provides housing loans and festival loan services, catering to the specific needs of low-income women. Through its targeted financial products, Asirvad aims to empower women and facilitate their economic independence.

Shiksha Finance is a licensed Non-Banking Financial Company (NBFC) that specializes in providing financing solutions within the education sector. The company focuses on offering loans to education entrepreneurs who aim to enhance access to quality education, particularly for middle and low-income communities. These entrepreneurs often face financial challenges in expanding their schools' infrastructure and acquiring necessary academic and extracurricular resources. By addressing this capital shortfall, Shiksha Finance enables these institutions to improve their facilities and services. The company’s offerings include loans for asset creation, working capital, and school fees, thereby supporting both educational institutions and families seeking to finance their children's education.

Light Microfinance Private Limited is a non-banking finance company based in Ahmedabad, India, specializing in micro and meso finance products and services. Established in 1994, the company primarily operates in the Indian states of Gujarat, Rajasthan, and Madhya Pradesh. It focuses on delivering gender and poverty-oriented programs aimed at supporting rural and peri-urban communities, with a particular emphasis on empowering poor women. As a registered entity with the Reserve Bank of India, Light Microfinance is recognized as one of the fastest-growing microfinance institutions in the country, addressing the financial needs of underserved populations.

Kanakadurga Finance Limited, established in 1994 and headquartered in Vijayawada, India, is a non-banking financial company specializing in providing accessible financing solutions to rural, semi-urban, and urban borrowers across five Indian states: Andhra Pradesh, Telangana, Karnataka, Tamil Nadu, and Gujarat. The company operates through approximately 100 branches, offering loans for the purchase of various vehicle types such as small commercial vehicles (SCVs), light commercial vehicles (LCVs), school buses, tractors, used cars, two-wheelers, three-wheelers, and gold loans. Its services aim to cater to underserved groups and low-income individuals, facilitating credit access at affordable costs.

KrazyBee is India's largest student credit platform, allowing college students to buy anything online and repay it later with flexible monthly installments. KrazyBee offers a wide range of services, including financial aid for e-commerce purchases (through partnerships with all leading e-commerce platforms such as Amazon, Flipkart, Paytm, Myntra, and others), two-wheeler loans (both first- and second-hand), semester loans (college tuition fees), and even cash loans (Paytm recharges and top-ups on KrazyBee Student PayCard - India's First Student Credit Card).

SMECorner is an Indian financial services firm established in 2014, headquartered in Mumbai. It specializes in providing swift access to business loans for micro, small, and medium enterprises (MSMEs) through its online platform. The company combines machine learning, data science, and artificial intelligence to evaluate loan applications, using both traditional and alternative data sources. SMECorner offers two primary products: unsecured business loans and loans against property, aiming to bridge India's SME lending gap.

Chaitanya India Fin Credit Private Limited is a non-banking financial company (NBFC) that specializes in microfinance and micro lending services. Established in 2004 and headquartered in Bengaluru, India, the company primarily serves low-income families across the states of Karnataka, Maharashtra, Bihar, and Uttar Pradesh. Chaitanya focuses on providing business loans to women clients organized in groups, empowering them to enhance their economic activities and improve their livelihoods. As a wholly owned subsidiary of Svatantra Microfin Pvt. Ltd., Chaitanya plays a significant role in promoting financial inclusion among underserved communities in India.

Aye Finance is a finance company specializing in providing business loans to micro and small enterprises. It leverages technology and robust processes to deliver customer-centered financial services, aiming to facilitate better financial inclusion.

CASHe is a financial technology platform operated by TSLC PTE. LTD., focused on providing accessible personal loans to salaried millennials. The platform offers immediate short-term loans through a user-friendly app, utilizing advanced algorithms and machine learning to assess applicants based on their social profiles, merit, and earning potential. This innovative approach allows young professionals to obtain quick financial support in a transparent manner, helping them achieve their financial goals with ease. By streamlining the lending process, CASHe delivers a modern financial solution tailored to the needs of its target demographic.

Fibe is an Indian consumer lending platform and app that serves young, aspirational, tech-savvy borrowers. It offers a range of financing options, including cash and personal loans, loans against mutual funds, salary advances, educational, medical, and solar loans, and credit cards. The platform provides tools such as credit scores, financial wellness resources, and loan eligibility calculators to help customers plan and access financing during crunch times.

LoanTap is an online lending platform that focuses on providing flexible loan products specifically tailored for salaried professionals. The company aims to innovate within the traditional loan sector by offering customizable financial solutions that cater to the needs of millennials. By leveraging technology, LoanTap enhances the flexibility of its loan offerings without increasing costs, ensuring a seamless user experience. Its platform allows users to select from a variety of custom-made loan products, enabling them to secure hassle-free financial assistance with ease.

Oxyzo specializes in transforming small and medium-sized enterprises (SMEs) into larger ones by providing customized credit solutions. It offers low-interest rates, collateral-free options, and rapid loan processing times to help SMEs expand operations and boost profits.

StashFin is a digital lending platform that specializes in providing personal loans and Credit Line Cards, allowing individuals to access funds flexibly and convert borrowed amounts into affordable equated monthly installments (EMIs). Focused on enhancing financial health and promoting economic independence, StashFin aims to disrupt traditional banking with its customer-centric approach. The company offers a variety of loan options, including personal, unsecured, and specialized loans for purposes such as travel and home renovation, ensuring a seamless and transparent borrowing experience. With a commitment to inclusivity and trust, StashFin has already served millions of clients and continues to build a solid reputation through its innovative financial solutions and robust technological infrastructure.