Norfund

FDL is a Nicaraguan nonprofit microfinance institution (MFI) that is committed to integrated service provision in rural areas where access to essential services is often limited. The organization began its activities in 1992 as part of the NITLAPAN* research institute and became its own independent entity in 1997. While the organization’s principal mission is to provide financial services to micro, small and medium entrepreneurs, it has continued to work closely with NITLAPAN to design innovative, non-financial products and services that meet the multifaceted needs of small producers.

Financiera Desyfin, S.A. is a financial services company based in Sabanilla, Costa Rica, established in 1991. It specializes in providing financing solutions to small and medium-sized enterprises, as well as projects and contracts involving the central government and autonomous institutions. The company offers a variety of services, including guarantees, purchase order financing, working capital, factoring, and leasing. Additionally, it facilitates international transactions through wire transfers, foreign currency exchange, and letters of credit. Desyfin is committed to delivering responsible and high-quality management of business relationships, aiming to meet client needs and enhance growth opportunities. Its comprehensive suite of financial products also includes loans, investment and savings options, and insurance services.