nCino

Sandbox Banking is a developer of a banking platform that facilitates the integration of new fintech software with existing financial systems. The company aims to democratize digital transformation in the financial sector by providing secure and scalable integration technology. Its platform includes a web-based integration builder and API management tools that allow banking institutions to efficiently build, manage, and monetize banking-as-a-service solutions. With the ability to edit templates, Sandbox Banking offers clients the flexibility needed to address their unique data and architectural requirements. This approach enables banks and credit unions to safely test and integrate fintech products while addressing challenges related to data security and legacy system compatibility, thereby fostering innovation in financial services.

Visible Equity LLC is a software provider based in Salt Lake City, Utah, that delivers web-based analytics solutions to financial institutions across the United States, including credit unions and banks. The company's flagship product, Loan Portfolio Analytics, assists analysts and financial officers in identifying, measuring, and monitoring credit risk within loan portfolios. This comprehensive platform includes features for concentration risk analysis, ongoing collateral valuations, expected loss and allowance for loan and lease losses (ALLL) modeling, and static pool analysis. Additionally, Visible Equity offers tools for stress testing, delinquency and charge-off analytics, probability of default modeling, and loan quality grading. As of July 2019, Visible Equity operates as a subsidiary of nCino, Inc.