Mizuho Bank

Mizuho Bank, headquartered in Tokyo, Japan, is a commercial bank offering a wide array of financial services. Established in 2013, it provides corporate and investment banking services to major corporations, financial institutions, and public sector entities. The bank's services include various deposit and loan products, as well as investment banking, custodial, syndication, and real estate finance services. Through its subsidiary, Mizuho Americas, it offers investment banking services, catering to diverse sectors such as consumer retail, financial institutions, healthcare, and technology, among others. Mizuho Americas combines Japanese heritage with American talent, offering creative solutions while mitigating risks. Mizuho Corporate Bank, another subsidiary, delivers business solutions tailored to meet the needs of both domestic and global companies.

John Donnellan

Managing Director, Information Technology

Masahiko Kato

President and CEO

Masahiro Kihara

President and Group CEO

Angela McCracken

Deputy Head of Energy and Managing Director

Reijiro Samura

Head of Research and Investments and Member Board of Director

Dominic Konstam Ph.D

Managing Director, Head of Macro Strategy

Past deals in Retail Lending

Sunbit

Debt Financing in 2024
Sunbit, Inc., incorporated in 2015 and based in Los Angeles, California, specializes in financing services that allow consumers to split purchases into manageable payments. The company develops a pay-over-time platform that utilizes artificial intelligence and machine learning to approve a majority of applicants, making financial services accessible to a broad audience. Sunbit offers point-of-sale lending technology applicable to various service sectors, including auto dealership service centers, optical practices, dental offices, and specialty healthcare services. Their commitment to reducing financial stress for consumers is reflected in the convenience of their services, which are also accessible through mobile applications on both major platforms. Additionally, Sunbit provides tablets, scanners, signs for stores, and informational sheets for customers to enhance their offerings in retail environments.

Credit Saison India

Private Equity Round in 2024
Credit Saison India is a non-banking finance company that focuses on credit solutions for various sectors, including MSMEs and individuals. The company offers a variety of financial products and services aimed at fostering business growth and financial inclusion in India. Credit Saison India provides a variety of loan solutions including collateral-free Business Loans and Small Business Loans with quick approvals and flexible repayment options, ideal for startups and growing enterprises. They also offer Vyapari Loans with minimal documentation for merchants, and Loan Against Property for those seeking substantial funding backed by property assets.

Chongqing Ant Consumer Finance

Debt Financing in 2023
Chongqing Ant Consumer Finance is a consumer finance unit of Ant Group that specializes in providing online personal loans to individual borrowers. The company offers small loans and employs advanced intelligent systems for loan approval and risk control, ensuring a streamlined and efficient borrowing process. By focusing on consumer finance services, Chongqing Ant aims to meet the financial needs of its customers while managing risk effectively.

Aeon Credit Service M

Debt Financing in 2022
Aeon Credit Service (M) Berhad operates in the consumer finance sector in Malaysia, offering a range of financial products and services. The company provides easy payment schemes and personal financing options that adhere to Islamic principles. It issues various credit cards under the Visa and MasterCard brands, including AEON BiG Visa Classic, AEON Platinum Visa, and several other variants tailored to different customer needs. Additionally, Aeon Credit Service offers prepaid cards, personal financing products, and auto and motorcycle financing. The company also provides insurance services, covering motor, personal accident, and health and wellness. With a network of approximately 12,000 participating merchant outlets, five regional offices, and 71 branches and service centers across Malaysia, Aeon Credit Service aims to facilitate consumer purchases through appointed retail merchants and chain stores. Founded in 1996 and headquartered in Kuala Lumpur, it is a subsidiary of AEON Financial Service Co., Ltd.

Tonik

Series B in 2022
Tonik is a digital banking company that offers a range of retail financial products, including deposits, loans, current accounts, payments, and cards. Its platform is designed to facilitate secure online financial transactions, providing customers with a highly secure environment for managing their finances. By leveraging technology, Tonik aims to enhance financial liquidity and efficiency, enabling users to save and transact more effectively. The company focuses on delivering innovative banking solutions that cater to the needs of modern consumers.

Credit Saison India

Credit Saison India is a non-banking finance company that focuses on credit solutions for various sectors, including MSMEs and individuals. The company offers a variety of financial products and services aimed at fostering business growth and financial inclusion in India. Credit Saison India provides a variety of loan solutions including collateral-free Business Loans and Small Business Loans with quick approvals and flexible repayment options, ideal for startups and growing enterprises. They also offer Vyapari Loans with minimal documentation for merchants, and Loan Against Property for those seeking substantial funding backed by property assets.
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