FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.
Oxyzo specializes in providing tailored financial services aimed at transforming small and medium enterprises (SMEs) into larger entities. The company offers customized credit solutions designed to help SMEs enhance their operations and revenue while improving profit margins. Oxyzo's services include low-interest, collateral-free loans with expedited processing times of up to 72 hours. Notably, the firm serves over 3,000 SMEs across India, disbursing substantial loan amounts annually. Key features of Oxyzo's offerings include a "Pay As Per Usage" model, which allows clients to pay interest only for the duration of credit usage without foreclosure charges, minimal documentation requirements for loan processing, and competitive interest rates starting at 1.5% per month. Additionally, clients can benefit from savings on raw material purchases through partnerships that provide discounts. Overall, Oxyzo positions itself as a leading lending option for SMEs in India, focusing on their unique financial needs.
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.
Razorpay Software Private Limited is an online payment gateway that facilitates businesses in accepting, processing, and disbursing payments through a comprehensive product suite. Founded in 2014 and headquartered in Bengaluru, India, Razorpay offers access to various payment methods, including credit and debit cards, net banking, UPI, and electronic wallets. In addition to its core payment processing services, Razorpay provides several innovative solutions, such as Razorpay Capital, which offers short-term, collateral-free loans for businesses; Razorpay Route, enabling the splitting and transferring of payments; Razorpay Thirdwatch, which identifies risky and fraudulent orders; PrePay CoD, sending payment links for cash-on-delivery transactions deemed risky; and Razorpay X, a solution for managing current accounts, optimizing payouts, and automating payroll compliance.
Razorpay Software Private Limited is an online payment gateway that facilitates businesses in accepting, processing, and disbursing payments through a comprehensive product suite. Founded in 2014 and headquartered in Bengaluru, India, Razorpay offers access to various payment methods, including credit and debit cards, net banking, UPI, and electronic wallets. In addition to its core payment processing services, Razorpay provides several innovative solutions, such as Razorpay Capital, which offers short-term, collateral-free loans for businesses; Razorpay Route, enabling the splitting and transferring of payments; Razorpay Thirdwatch, which identifies risky and fraudulent orders; PrePay CoD, sending payment links for cash-on-delivery transactions deemed risky; and Razorpay X, a solution for managing current accounts, optimizing payouts, and automating payroll compliance.
Avail Finance is a mobile-first platform based in Bangalore, Karnataka, founded in 2017 by Ankush Aggarwal and Tushar Mehndiratta. The company focuses on financially including the urban mass of India by offering quick and easy access to unsecured personal loans. Through its application, users can obtain low-interest loans with minimal paperwork and flexible repayment plans. This service primarily targets blue-collar workers, enabling them to access financial resources and build a credit history without relying on traditional sources of borrowing, such as family or friends.
FPL Technologies Pvt. Ltd., founded in 2019 and headquartered in Mumbai, India, focuses on providing innovative financial solutions for a digitally savvy younger population. The company has developed a proprietary technology platform that aims to enhance the credit card experience, capitalizing on the growing demand for consumption credit in India. With the recent surge in digital payment adoption, FPL recognizes the need for a more user-friendly approach to credit management. Their flagship product, the One Score app, launched to help users check and understand their credit scores, offers a secure and straightforward way to manage credit behavior. By integrating an intuitive mobile application with their credit card services, FPL Technologies seeks to meet the evolving needs of millennials and improve their overall financial literacy and credit experience.
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.
Jupiter, operated by Amica Financial Technologies Private Limited, is a digital retail bank based in Mumbai, India, focused on providing a co-created banking experience tailored specifically for millennials. Established in 2019, Jupiter offers a range of services including automated savings, loans, debit cards, and 24/7 customer support. The platform also provides users with insights into their spending habits and financial growth, enhancing their understanding of personal finance. In addition to these banking services, Jupiter engages in various consultancy activities, including legal, accounting, and market research, positioning itself as a comprehensive financial service provider.
Digifin is a digital banking startup that has a comprehensive digital account opening platform along with the back office solution. It aims at simplifying and speeding up the account opening process. It also streamlines business processes and provides customer insight with the intent to support customer loyalty and retention. It was founded in 2011 and is headquartered in Chennai, India with offices in the USA and UAE.
Avail Finance is a mobile-first platform based in Bangalore, Karnataka, founded in 2017 by Ankush Aggarwal and Tushar Mehndiratta. The company focuses on financially including the urban mass of India by offering quick and easy access to unsecured personal loans. Through its application, users can obtain low-interest loans with minimal paperwork and flexible repayment plans. This service primarily targets blue-collar workers, enabling them to access financial resources and build a credit history without relying on traditional sources of borrowing, such as family or friends.
ZipLoan is a technology-enabled online lending platform focused on providing small business loans to small and medium enterprises. Recognizing that traditional financial institutions often overlook this segment due to its unique challenges, ZipLoan offers an automated credit assessment tool that evaluates the creditworthiness of potential borrowers within minutes. This streamlined process allows small business owners to apply for and receive unsecured loans, facilitating access to necessary financial support for growth and operations. As a registered Non-Banking Financial Company (NBFC) with RBI oversight, ZipLoan aims to bridge the gap in lending for businesses that may struggle to secure funding through conventional means.
LiquiLoans operates a peer-to-peer lending platform that connects borrowers directly with lenders, effectively reducing the costs associated with traditional banking and non-banking financial companies. By eliminating the margins typically charged by these institutions, LiquiLoans makes borrowing more affordable while providing attractive investment opportunities in personal loans. This innovative approach allows for easier access to loans for borrowers and enhances the potential returns for investors, positioning LiquiLoans as a competitive alternative in the lending market.
Avail Finance is a mobile-first platform based in Bangalore, Karnataka, founded in 2017 by Ankush Aggarwal and Tushar Mehndiratta. The company focuses on financially including the urban mass of India by offering quick and easy access to unsecured personal loans. Through its application, users can obtain low-interest loans with minimal paperwork and flexible repayment plans. This service primarily targets blue-collar workers, enabling them to access financial resources and build a credit history without relying on traditional sources of borrowing, such as family or friends.
Razorpay Software Private Limited is an online payment gateway that facilitates businesses in accepting, processing, and disbursing payments through a comprehensive product suite. Founded in 2014 and headquartered in Bengaluru, India, Razorpay offers access to various payment methods, including credit and debit cards, net banking, UPI, and electronic wallets. In addition to its core payment processing services, Razorpay provides several innovative solutions, such as Razorpay Capital, which offers short-term, collateral-free loans for businesses; Razorpay Route, enabling the splitting and transferring of payments; Razorpay Thirdwatch, which identifies risky and fraudulent orders; PrePay CoD, sending payment links for cash-on-delivery transactions deemed risky; and Razorpay X, a solution for managing current accounts, optimizing payouts, and automating payroll compliance.
ZipLoan is a technology-enabled online lending platform focused on providing small business loans to small and medium enterprises. Recognizing that traditional financial institutions often overlook this segment due to its unique challenges, ZipLoan offers an automated credit assessment tool that evaluates the creditworthiness of potential borrowers within minutes. This streamlined process allows small business owners to apply for and receive unsecured loans, facilitating access to necessary financial support for growth and operations. As a registered Non-Banking Financial Company (NBFC) with RBI oversight, ZipLoan aims to bridge the gap in lending for businesses that may struggle to secure funding through conventional means.
CreditVidya is a technology-driven company focused on improving credit decision-making for lenders in India. By leveraging alternative data and advanced machine learning techniques, CreditVidya aims to provide a more comprehensive assessment of creditworthiness, moving beyond traditional methods that primarily rely on repayment history. This innovative approach is designed to assist lenders in extending credit to approximately 800 million individuals in India who lack formal credit scores. The company’s technology utilizes artificial intelligence to gather and analyze a wide range of data points, thereby enabling lenders to make informed and profitable lending decisions while minimizing credit losses. Through its efforts, CreditVidya seeks to facilitate fair and transparent access to credit for underserved populations in the country.
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.
ZipLoan is a technology-enabled online lending platform focused on providing small business loans to small and medium enterprises. Recognizing that traditional financial institutions often overlook this segment due to its unique challenges, ZipLoan offers an automated credit assessment tool that evaluates the creditworthiness of potential borrowers within minutes. This streamlined process allows small business owners to apply for and receive unsecured loans, facilitating access to necessary financial support for growth and operations. As a registered Non-Banking Financial Company (NBFC) with RBI oversight, ZipLoan aims to bridge the gap in lending for businesses that may struggle to secure funding through conventional means.
Revolutionising the way every consumer thinks about finance., because Innovations only happen when smart people stubborly decide to ask very simple first-principles-based questions, instead of accepting status-quo-based answers. Founded by Stanford and IIT Delhi graduates who've previously kicked ass at places like Facebook, Microsoft, Boston Consulting Group and Bain Capital :) Finomena provides access to flexible credit, to a large segment of India’s young demographic who do not traditionally have access to it. Finomena aims to radically change the end-to-end customer experience of a borrower, for their personal and professional growth, and make young Indians more financially independent and financially literate, thus revolutionising the way banking is done for today’s smartphone-wielding Indian.
Razorpay Software Private Limited is an online payment gateway that facilitates businesses in accepting, processing, and disbursing payments through a comprehensive product suite. Founded in 2014 and headquartered in Bengaluru, India, Razorpay offers access to various payment methods, including credit and debit cards, net banking, UPI, and electronic wallets. In addition to its core payment processing services, Razorpay provides several innovative solutions, such as Razorpay Capital, which offers short-term, collateral-free loans for businesses; Razorpay Route, enabling the splitting and transferring of payments; Razorpay Thirdwatch, which identifies risky and fraudulent orders; PrePay CoD, sending payment links for cash-on-delivery transactions deemed risky; and Razorpay X, a solution for managing current accounts, optimizing payouts, and automating payroll compliance.
LimeRoad is an online shopping platform based in India that specializes in selling clothing, accessories, and home furnishings for both men and women. The platform features a diverse range of products, including apparel, handbags, footwear, and watches, catering to various tastes and preferences. LimeRoad aims to enhance the shopping experience by offering free shipping and enabling customers to receive their purchases at their convenience. The company positions itself as a modern marketplace that allows users to curate their personal styles and share their creations with others, fostering a sense of community among shoppers.
Razorpay Software Private Limited is an online payment gateway that facilitates businesses in accepting, processing, and disbursing payments through a comprehensive product suite. Founded in 2014 and headquartered in Bengaluru, India, Razorpay offers access to various payment methods, including credit and debit cards, net banking, UPI, and electronic wallets. In addition to its core payment processing services, Razorpay provides several innovative solutions, such as Razorpay Capital, which offers short-term, collateral-free loans for businesses; Razorpay Route, enabling the splitting and transferring of payments; Razorpay Thirdwatch, which identifies risky and fraudulent orders; PrePay CoD, sending payment links for cash-on-delivery transactions deemed risky; and Razorpay X, a solution for managing current accounts, optimizing payouts, and automating payroll compliance.
LimeRoad is an online shopping platform based in India that specializes in selling clothing, accessories, and home furnishings for both men and women. The platform features a diverse range of products, including apparel, handbags, footwear, and watches, catering to various tastes and preferences. LimeRoad aims to enhance the shopping experience by offering free shipping and enabling customers to receive their purchases at their convenience. The company positions itself as a modern marketplace that allows users to curate their personal styles and share their creations with others, fostering a sense of community among shoppers.
Five-Star Business Finance is a Registered Non-Banking Finance Company (NBFC) regulated by the Reserve Bank of India. Headquartered in Kilpauk, Chennai, it has an extensive network of branches across multiple cities in Tamil Nadu and neighboring states. The company specializes in providing secured loans to micro-entrepreneurs and self-employed individuals, facilitating business growth and asset creation. Its financial products cater to various personal needs, including home renovations, healthcare, education, and expenses related to significant life events such as marriages. Five-Star is committed to delivering quality service to its customers while adhering to the regulatory guidelines set forth by the RBI.
LimeRoad is an online shopping platform based in India that specializes in selling clothing, accessories, and home furnishings for both men and women. The platform features a diverse range of products, including apparel, handbags, footwear, and watches, catering to various tastes and preferences. LimeRoad aims to enhance the shopping experience by offering free shipping and enabling customers to receive their purchases at their convenience. The company positions itself as a modern marketplace that allows users to curate their personal styles and share their creations with others, fostering a sense of community among shoppers.