Lok Capital

Marut Drones specializes in the design and manufacture of drones tailored for agricultural and industrial applications. Their offerings include drones for pesticide spraying, fertilizer application, land surveying, and surveillance, with notable features such as GPS and radar technology for precision and efficiency. The company also focuses on sustainability, employing data analytics and machine learning to help businesses reduce labor and minimize the use of hazardous chemicals. Additionally, Marut Drones has developed a platform to predict mosquito density and larvae counts, providing real-time reports and identifying high-risk areas through predictive analytics. With custom-built drones capable of spraying up to 25 acres per day, Marut Drones is transforming data collection and management in various sectors, including agriculture, defense, and logistics.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Clean Electric specializes in the development of advanced lithium-ion battery technology designed to enhance the performance and longevity of energy storage solutions. Its innovative 0Kelvin Battery Architecture incorporates a unique combination of patented hardware and software technologies, ensuring faster, safer, and more efficient batteries. Complying with AIS 156 Amendment 2, Clean Electric's batteries are poised to support the electric vehicle revolution and contribute to the transition to green energy. The company provides essential thermal management capabilities that address temperature imbalances within battery packs, allowing partner companies to focus on creating powerful end products while benefiting from reliable power supply solutions.

Seeds Fincap is a Delhi-based company that was incorporated as a Private Limited company.

Seeds Fincap is a Delhi-based company that was incorporated as a Private Limited company.

SuperBottoms is a baby brand that specializes in eco-friendly, washable, and reusable cloth diapers. The company offers a diverse range of free-size UNO products designed for comfort and durability, catering to the needs of both babies and parents. With a commitment to sustainability, SuperBottoms aims to revolutionize baby care by providing non-harmful, high-quality products at affordable prices. The diapers are made from reusable materials, allowing for longer-term usage, and feature quirky designs that appeal to modern parents. By focusing on environmentally conscious manufacturing, SuperBottoms strives to create a positive impact on both child care and the environment.

MoneyView is a financial management application that helps users track and organize their expenses, bills, and account balances. By deriving financial information from SMS notifications, the app offers real-time visibility of users' finances. In addition to expense management, MoneyView provides access to personal loan services, allowing customers to check their eligibility and secure loans at competitive interest rates through a paperless process. The platform aims to simplify money management by enabling users to monitor their financial health and offering flexible repayment options for loans.

Aquaconnect is a comprehensive aquaculture platform established in 2017 that supports fish and shrimp farmers in enhancing productivity and financial access through innovative technology solutions. By leveraging AI and satellite remote sensing, Aquaconnect captures pond data to deliver data-driven advisory services, enabling farmers to optimize water quality, aquatic health, and feed consumption. The platform facilitates connections between farmers and key stakeholders in the aquaculture value chain, including feed producers, equipment manufacturers, banks, and insurers. With an integrated approach, Aquaconnect has assisted over 60,000 farmers, providing them with context-aware alerts and suggestions to improve their operations. Additionally, the company offers data-enabled fintech solutions that enhance transparency for financial stakeholders engaging with the aquaculture community, ultimately helping to improve market linkages and value realization for farmers.

Mintifi is an online lending platform in India focused on empowering small and medium businesses through accessible financing solutions. By leveraging technology and partnerships with companies like WhatsApp, Mintifi streamlines the loan process, allowing businesses to obtain funds quickly and efficiently. The platform specializes in supply chain financing, specifically targeting the last-mile distribution network. By providing flexible and affordable financing options, Mintifi enhances the purchasing experience for businesses, enabling them to manage their operations and supply chains more effectively.

RenewBuy is an online insurance distribution platform making life and general insurance policies simplified and accessible. RenewBuy offers expert insurance advice that is curated specifically for an individual’s requirements. RenewBuy ensures that their POSP advisors can efficiently and instantly provide the right advice and sell the right insurance to their customers.

Akshayakalpa is an organic food company that specializes in manufacturing and marketing organic dairy products. The company focuses on providing farmers with continuous support to ensure the economic viability of their farming operations. This includes offering bank linkages, technical services, and market access, which helps transform farming from a basic livelihood into a wealth-creation opportunity. Akshayakalpa produces a variety of organic milk products, including Farm Fresh Milk, A2 Milk, curd, ghee, butter, paneer, and artisan cheese. By establishing small organic dairy farms owned and maintained by farmer families, Akshayakalpa not only delivers ethically sourced dairy products but also contributes to the economic benefits of the farming community.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

RenewBuy is an online insurance distribution platform making life and general insurance policies simplified and accessible. RenewBuy offers expert insurance advice that is curated specifically for an individual’s requirements. RenewBuy ensures that their POSP advisors can efficiently and instantly provide the right advice and sell the right insurance to their customers.

Akshayakalpa is an organic food company that specializes in manufacturing and marketing organic dairy products. The company focuses on providing farmers with continuous support to ensure the economic viability of their farming operations. This includes offering bank linkages, technical services, and market access, which helps transform farming from a basic livelihood into a wealth-creation opportunity. Akshayakalpa produces a variety of organic milk products, including Farm Fresh Milk, A2 Milk, curd, ghee, butter, paneer, and artisan cheese. By establishing small organic dairy farms owned and maintained by farmer families, Akshayakalpa not only delivers ethically sourced dairy products but also contributes to the economic benefits of the farming community.

Monsoon Harvest specializes in creating contemporary food products that emphasize the use of local ancient grains and produce, such as millets, amaranth, and palmyra sugar, which are traditionally cultivated in India. The company offers a range of breakfast options, including handmade mueslis, cereals, and granola bars, all produced in small batches by a skilled female workforce. Committed to health and sustainability, Monsoon Harvest ensures its products are free from hydrogenated fats, artificial flavors and sugars, as well as synthetic preservatives and colors. By focusing on nutritious and wholesome ingredients, Monsoon Harvest aims to provide customers with healthier alternatives for breakfast and snacks.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

Ummeed Housing Finance is a housing finance company that provides home loans and loan against property to lower and middle income families. The company aims to help people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population. Ummeed Housing Finance's services include issuance of home loans and loan against property to improve operational efficiency and reduce turnaround time for customers, enabling low and middle income households to get access to affordable housing loans in an innovative and personalized manner.

Affordplan is a financial savings platform focused on making healthcare affordable by enabling individuals to plan, save, and pay for their medical expenses in advance. The platform caters to a diverse array of medical treatments, from elective procedures like cosmetic dentistry to necessary care for chronic conditions such as cardiac issues. By allowing users to set aside funds through flexible payment options, Affordplan removes the financial barriers associated with healthcare, ensuring that patients can manage their treatment costs without incurring credit risk for medical institutions. This approach not only empowers individuals to take control of their healthcare finances but also promotes accessibility to necessary medical services.

Mintifi is an online lending platform in India focused on empowering small and medium businesses through accessible financing solutions. By leveraging technology and partnerships with companies like WhatsApp, Mintifi streamlines the loan process, allowing businesses to obtain funds quickly and efficiently. The platform specializes in supply chain financing, specifically targeting the last-mile distribution network. By providing flexible and affordable financing options, Mintifi enhances the purchasing experience for businesses, enabling them to manage their operations and supply chains more effectively.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Mintifi is an online lending platform in India focused on empowering small and medium businesses through accessible financing solutions. By leveraging technology and partnerships with companies like WhatsApp, Mintifi streamlines the loan process, allowing businesses to obtain funds quickly and efficiently. The platform specializes in supply chain financing, specifically targeting the last-mile distribution network. By providing flexible and affordable financing options, Mintifi enhances the purchasing experience for businesses, enabling them to manage their operations and supply chains more effectively.

Ummeed Housing Finance is a housing finance company that provides home loans and loan against property to lower and middle income families. The company aims to help people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population. Ummeed Housing Finance's services include issuance of home loans and loan against property to improve operational efficiency and reduce turnaround time for customers, enabling low and middle income households to get access to affordable housing loans in an innovative and personalized manner.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

Osam procures every drop of milk from a network of trained dairy farmers. The rigorous training is supplemented by quality checks at the time of procurement on a daily basis through Milk Analyser which checks the milk on pre-defined parameters. If the milk does not meet our standards on purity, quality and freshness, we reject the milk at the farm level. Once the milk comes to the plant, expert dairy professionals take over in a modern, eco friendly and hygienic infrastructural set up. The milk is neither exposed to air or human touch. We ensure that nothing but the best comes out of the ‘Osam’ plant. We are proud of our infrastructure and processes and we will be humbled if you would visit us at our plant in Patratu any time convenient for you.

HR Food Processing, founded by Abhinav Shah, Rakesh Sharma, Abhishek Rajan and Harsh Thakkar, started operations in May 2015 with a single processing plant in Jharkhand. The company sells two varieties of milk, besides value-added products such as paneer, curd, sweet curd, mango lassi, lassi, butter milk and pedha under the Osam brand.

Ummeed Housing Finance is a housing finance company that provides home loans and loan against property to lower and middle income families. The company aims to help people with informal incomes, who have limited access to organized finance and who constitute significant portion of the Indian population. Ummeed Housing Finance's services include issuance of home loans and loan against property to improve operational efficiency and reduce turnaround time for customers, enabling low and middle income households to get access to affordable housing loans in an innovative and personalized manner.

Adro Ad Exchange is a real-time advertising platform that connects a range of suppliers and real-time exchanges to secure the ad placements on various websites and applications. The platform’s direct integration enables its users to work with a variety of publishers across private and public market places. Adro Ad Exchange works with over 50,000 publishers through its suppliers to deliver a monthly reach that represents more than 76% of online Persian users. The platform launched its demand-side platform for ad buyers and supply-side platform for inventory suppliers. Launched in 2014 by Masoud Khosravi and Sayed Ali Jafari, Adro Ad Exchange is operated from Tehran, Iran.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Siddhivinayak Agri Processing Pvt Ltd. is a potato supply chain management company based in Pune, India. Founded in 2008, it offers a comprehensive range of services aimed at enhancing value within the food supply chain and food processing sectors. The company provides farmers and food processors with essential inputs, including seeds and quality processing-grade potatoes, as well as pre and post-harvest support. Its offerings encompass agricultural consultancy, cold storage solutions, and training services. In addition, Siddhivinayak Agri Processing specializes in manufacturing processing equipment, such as systems for potato handling, seasoning, and production lines for snacks. The company also delivers consulting services related to plant audits and process design, as well as water treatment solutions and process automation. By addressing the diverse needs of farmers and large-scale food producers, Siddhivinayak Agri Processing aims to facilitate efficient potato cultivation and processing.

Utkarsh Small Finance Bank Limited is a banking institution in India that offers a variety of financial products and services tailored to meet the needs of retail, institutional, and corporate clients. The bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its product offerings encompass savings and current accounts, fixed and recurring deposits, and various loan options such as housing, personal, business, agricultural, and MSME loans. Additionally, the bank provides microbanking services, overdrafts against fixed deposits, and wholesale lending. Utkarsh Small Finance Bank also facilitates remittance services, including NEFT and RTGS, and offers digital banking solutions through ATMs, internet, and mobile banking. The bank is further engaged in treasury operations and the distribution of third-party financial products like insurance and mutual funds. As of March 31, 2020, Utkarsh Small Finance Bank operated a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India. Headquartered in Varanasi, it was incorporated in 2016 and is a subsidiary of Utkarsh CoreInvest Limited.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Self-Employed Women's Association of India (SEWA) is a trade union for poor, self-employed women workers in India. SEWA was founded in 1972 by the noted Gandhian and civil rights leader Dr Ela Bhatt. SEWA's main office is located in Ahmedabad, Gujarat, and it works in several states of India. SEWA had a membership of 966,139 in the year 2008. SEWA members are women who earn a living through their own labour or small business. They do not obtain regular salaried employment with welfare benefits like workers in the organized sector. They are the unprotected labour force of India. Constituting 93% of the labour force, these are workers of the unorganized sector. Of the female labour force in India, more than 94% are in the unorganized sector. However their work is not counted and hence remains invisible. SEWA is strongly supported by the World Bank which holds it out as a model to be replicated elsewhere

Utkarsh Micro Finance Private Limited is registered with Reserve Bank of India as Non Banking Finance Company (NBFC). Its registered office and corporate office is in Varanasi (Uttar Pradesh). It is started to provide financial and non financial services in its area of operations to the unbanked population who have the skill but are in need of capital. Initially it has started with credit and insurance, but eventually it will also undertake other activities to bring transformation in the lives of underprivileged.

Utkarsh Small Finance Bank Limited is a banking institution in India that offers a variety of financial products and services tailored to meet the needs of retail, institutional, and corporate clients. The bank operates through several segments, including Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. Its product offerings encompass savings and current accounts, fixed and recurring deposits, and various loan options such as housing, personal, business, agricultural, and MSME loans. Additionally, the bank provides microbanking services, overdrafts against fixed deposits, and wholesale lending. Utkarsh Small Finance Bank also facilitates remittance services, including NEFT and RTGS, and offers digital banking solutions through ATMs, internet, and mobile banking. The bank is further engaged in treasury operations and the distribution of third-party financial products like insurance and mutual funds. As of March 31, 2020, Utkarsh Small Finance Bank operated a network of 507 branches and 177 ATMs across 15 states and 2 union territories in India. Headquartered in Varanasi, it was incorporated in 2016 and is a subsidiary of Utkarsh CoreInvest Limited.

Sitara provides affordable housing finance to the under-served low income households in urban and peri-urban locations.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

QED intends to make science learning inclusive, relevant and more importantly universally accessible for all boys and girls - young budding scientists. QED is neither a school nor a laboratory. QED is quite aptly called The Center For The Art Of Science.

Having incepted back in 1995, when times were quite different, MAS delivered financing solutions to those who needed it the most. The company is registered as non-banking financial company with the Reserve Bank of India.

Aptus Value Housing Finance India Ltd is a housing finance company registered with the National Housing Bank, focusing on providing financial solutions to self-employed individuals and the informal sector, primarily in rural and semi-urban areas. The company aims to address the significant housing finance gap in India, where many low and middle-income individuals struggle to access funds for housing. Aptus offers a range of products, including home loans for purchasing or constructing homes, loans for property improvement and extension, loans against property, and business loans. The company manages all aspects of lending, including sourcing, underwriting, valuation, and legal assessments, ensuring a comprehensive approach to meeting the housing finance needs of its target customers.

Equitas Holding Ltd is an India-based company operating in the business segment of Core investment operations. It is engaged in investing in and providing loans to group companies. The group derives revenue from Interest income, Rental income, Profit on sale of an investment, Revenue from contracts with customers, Net gain on fair value changes and guarantee income, of which a majority of revenue is earned from the interest income. Its subsidiaries are involved in carrying the business of small finance banks and freight aggregation. Geographically, the group operates in India.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

Drishti Eye Hospital is a healthcare institution that specializes in eye care services. The hospital provides a range of services including vitreoretinal, neuro-ophthalmology, and ocular oncology. It also offers treatments for conditions such as glaucoma, cataracts, and diabetic eye disease. The hospital is known for its commitment to addressing the eye-care needs of semi-urban and rural populations. It also provides an online platform for booking appointments, making it easier for patients to access their services.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.

Vistaar Finance is a financial services provider established in 2010 by Brahmanand Hegde in Bengaluru, Karnataka. The company specializes in designing and delivering customized loan products tailored to the unique requirements of small businesses, focusing on specific industries such as power looms and textiles. Vistaar's platform offers non-banking financial services, aiming to attract mainstream capital and resources to effectively serve its target markets. By addressing the individual needs of these businesses in terms of loan amounts and tenors, Vistaar enables clients to enhance their economic output through strategic financial planning.

Hippocampus Learning Centres Private Limited, established in 2010 and based in Bengaluru, India, is an educational institution focused on enhancing learning opportunities in rural areas. The organization operates learning centers that provide preschool and after-school programs, aiming to meet the increasing demand for quality education in the country. Hippocampus Learning Centres offers a specialized curriculum designed to prepare children for future academic and employment success. The institution recruits, trains, and manages a network of teachers who deliver quality educational services in rented village centers, charging an affordable monthly fee. The programs emphasize self-learning, enabling preschoolers to achieve personal standards of excellence in both academic and non-academic areas, thus helping them recognize and maximize their full potential.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Ujjivan Small Finance Bank Limited is a banking institution in India that focuses on serving financially unserved and underserved segments, with a commitment to enhancing financial inclusion. Established in 2016 and headquartered in Bengaluru, the bank operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It offers a wide range of banking products, including savings and current accounts, various deposit schemes, and an extensive suite of loan products. These loans cater to diverse needs, such as group loans for business, education, and agriculture, individual loans, housing loans, and loans for micro and small enterprises. The bank also provides mobile, phone, and online banking services, along with debit cards and various insurance products. As of March 31, 2020, Ujjivan operated 575 banking outlets and 475 ATMs across India. It is a subsidiary of Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005, dedicated to serving the economically active poor.

Drishti is a social impact enterprise that provides affordable eye care in under-served markets. Our model effectively covers distributed populations across one district using a hub and spoke model.

RuralShores is a social enterprise dedicated to creating sustainable employment opportunities for underprivileged rural youth in India. By establishing business process outsourcing (BPO) centers in rural districts, the organization provides sophisticated employability solutions and trains individuals to become skilled knowledge professionals. RuralShores enables companies to access untapped talent and rural markets, facilitating operational transformation and cost savings for its clients. Through its impact sourcing model, the enterprise not only helps integrate rural youth into the knowledge economy but also offers businesses a unique opportunity to engage with the heartland of India.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

BASIX is a micro-finance non-banking finance company that focuses on providing comprehensive livelihood promotion services to rural poor households. The organization offers a range of consulting services related to livelihood enhancement and implements projects funded by United Nations agencies, donor organizations, and government bodies. BASIX's micro-finance services encompass agricultural and business development, technical assistance, micro-credit, and retail insurance, allowing poor and rural households to access essential financial services and support in an integrated manner.

RuralShores is a social enterprise dedicated to creating sustainable employment opportunities for underprivileged rural youth in India. By establishing business process outsourcing (BPO) centers in rural districts, the organization provides sophisticated employability solutions and trains individuals to become skilled knowledge professionals. RuralShores enables companies to access untapped talent and rural markets, facilitating operational transformation and cost savings for its clients. Through its impact sourcing model, the enterprise not only helps integrate rural youth into the knowledge economy but also offers businesses a unique opportunity to engage with the heartland of India.

Arohan Financial Services Limited is a non-banking financial company based in Kolkata, India, specializing in microfinance and a variety of financial services tailored for economically active women and low-income individuals. The company provides microloans ranging from INR 10,000 to INR 100 lakh, catering to shopkeepers and individuals in underserved areas. Its product offerings include loans for sanitation construction, solar energy, mobile, and cycles, alongside group term life insurance and hospi-cash products. Arohan also supports micro, small, and medium enterprises by offering working capital facilities, merchant cash advances, and services for online businesses. Established in 1991, Arohan operates 711 branches across India, collaborating with local partners to enhance its outreach in remote regions.

Asirvad Microfinance provides microfinance loans to women from a poor and low-income households.

Ujjivan Small Finance Bank Limited is a banking institution in India that focuses on serving financially unserved and underserved segments, with a commitment to enhancing financial inclusion. Established in 2016 and headquartered in Bengaluru, the bank operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It offers a wide range of banking products, including savings and current accounts, various deposit schemes, and an extensive suite of loan products. These loans cater to diverse needs, such as group loans for business, education, and agriculture, individual loans, housing loans, and loans for micro and small enterprises. The bank also provides mobile, phone, and online banking services, along with debit cards and various insurance products. As of March 31, 2020, Ujjivan operated 575 banking outlets and 475 ATMs across India. It is a subsidiary of Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005, dedicated to serving the economically active poor.

Ujjivan Small Finance Bank Limited is a banking institution in India that focuses on serving financially unserved and underserved segments, with a commitment to enhancing financial inclusion. Established in 2016 and headquartered in Bengaluru, the bank operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It offers a wide range of banking products, including savings and current accounts, various deposit schemes, and an extensive suite of loan products. These loans cater to diverse needs, such as group loans for business, education, and agriculture, individual loans, housing loans, and loans for micro and small enterprises. The bank also provides mobile, phone, and online banking services, along with debit cards and various insurance products. As of March 31, 2020, Ujjivan operated 575 banking outlets and 475 ATMs across India. It is a subsidiary of Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005, dedicated to serving the economically active poor.

Arohan Financial Services Limited is a non-banking financial company based in Kolkata, India, specializing in microfinance and a variety of financial services tailored for economically active women and low-income individuals. The company provides microloans ranging from INR 10,000 to INR 100 lakh, catering to shopkeepers and individuals in underserved areas. Its product offerings include loans for sanitation construction, solar energy, mobile, and cycles, alongside group term life insurance and hospi-cash products. Arohan also supports micro, small, and medium enterprises by offering working capital facilities, merchant cash advances, and services for online businesses. Established in 1991, Arohan operates 711 branches across India, collaborating with local partners to enhance its outreach in remote regions.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that offers a range of financial products and services aimed at individuals and corporates. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It provides various banking services including current and savings accounts, fixed and recurring deposits, and a diverse array of loans such as home, gold, agricultural, and business loans. Additionally, Jana Small Finance Bank facilitates online banking, payment services, and debit card issuance. Originally established as Janalakshmi Financial Services in 2006, the bank rebranded in March 2018 to reflect its commitment to financial inclusion and servicing the urban underserved population in India. The institution maintains a strong focus on customer value and integrates technology to enhance its operations and scalability.

Satin Creditcare Network Limited is a non-banking finance company based in Gurugram, India, specializing in microfinance services. Founded in 1990, the company primarily offers collateral-free microcredit facilities to economically active women, particularly in rural and semi-urban areas where access to mainstream financial services is limited. Its services include loans for individual businesses, micro, small, and medium enterprises (MSMEs), as well as financing for solar lamps, bicycles, consumer durables, and the development of water connections and sanitation facilities. Additionally, Satin Creditcare Network has a housing finance subsidiary that caters to the affordable housing segment. The company operates on a Joint Liability Group model, facilitating community-based lending, and serves clients across 23 states and union territories in India. Through its subsidiary, Taraashna Services Limited, it also provides business correspondent services to other financial institutions, further extending its reach within the underserved market segments.

Spandana Sphoorty Financial Limited is a microfinance company based in Hyderabad, India, that focuses on providing financial services to low-income households in both urban and rural areas. Established in 1998, the company primarily offers income generation loans through a joint liability group model, predominantly targeting women engaged in entrepreneurial activities. This approach aims to enhance financial security, empower women, and improve the quality of life for their families. In addition to micro-loans, Spandana Sphoorty provides various financial products, including loans against property, gold loans for agricultural and business needs, and interim loans to address short-term liquidity requirements. The company's operations are designed to bridge the gap for clients who lack access to traditional credit sources.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that offers a range of financial products and services aimed at individuals and corporates. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It provides various banking services including current and savings accounts, fixed and recurring deposits, and a diverse array of loans such as home, gold, agricultural, and business loans. Additionally, Jana Small Finance Bank facilitates online banking, payment services, and debit card issuance. Originally established as Janalakshmi Financial Services in 2006, the bank rebranded in March 2018 to reflect its commitment to financial inclusion and servicing the urban underserved population in India. The institution maintains a strong focus on customer value and integrates technology to enhance its operations and scalability.

Saarathi Finance provides small and medium business credit solutions.