Leapfrog Investments

LeapFrog Investments is a private equity and venture capital firm based in London, United Kingdom, specializing in growth-stage and expansion investments primarily in the financial services and healthcare sectors. Founded in 2007, the firm focuses on businesses that deliver essential financial services and healthcare products, including mobile payments, insurance, pensions, savings, credit, and retail healthcare distribution. LeapFrog targets investments in emerging markets across Asia and Africa, with a particular emphasis on countries such as Kenya, Nigeria, Ghana, South Africa, India, Indonesia, the Philippines, and Sri Lanka. The firm typically invests between $10 million and $50 million, making both minority and majority investments, and aims for exits within four to seven years through various means, including IPOs and trade sales. LeapFrog's strategic approach emphasizes impact investing, aiming to foster growth in sectors that benefit underserved populations.

Dominic Barton

Chairman

Stephen Bowey

Partner

Partrick Duff

Investment Director

Michael Fernandes

Partner

Gary Herbert

Co-Founder, COO and Partner

Annabelle Jurd

People Associate

Kuper Ph.D., Andrew

Founder and CEO

Doug Lacey

Partner

Stewart Langdon

Partner

Fernanda Lima

Partner

Biju Mohandas

Partner and Global Co-Lead, Healthcare

Felix Olale

Partner

Raimund Snyders

Partner

Nakul Zaveri

Partner

Past deals in Credits and Lending

Zepz

Series F in 2024
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Electronica Finance

Series B in 2024
Electronica Finance Limited is a non-banking financial company based in Pune, India, established in 1990. It specializes in asset financing and hire purchase services, initially focusing on machinery loans and subsequently expanding its offerings to include business loans, working capital demand loans, industrial property loans, loans against properties, and emerging enterprise loans. The company also provides tailored financial solutions such as rooftop solar loans and restart loans, which support working capital needs, raw material purchases, and settling old vendor bills. As a subsidiary of Mugdha Investment & Finance Pvt. Ltd., Electronica Finance aims to simplify financial processes for its clients through various accessible lending services.

NeoGrowth

Series D in 2022
Neogrowth is a non-banking financial company based in Mumbai, Maharashtra, that specializes in providing financial solutions to small and medium-sized enterprises in India. Established in 2011 by Dhruv Khaitan and Piyush Khaitan, the company focuses on meeting the financial needs of businesses that sell goods and services directly to consumers. Neogrowth offers term working capital loans and inventory financing against future credit and debit card sales, facilitating easy access to credit for small merchants. Its clientele includes a diverse range of sectors, such as retail companies selling apparel, electronics, and handicrafts, as well as restaurants, beauty salons, hotels, gyms, and health diagnostic centers.

Zepz

Series E in 2021
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Cignifi

Venture Round in 2021
Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Zepz

Series D in 2019
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Zepz

Series D in 2019
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Dvara

Series E in 2019
Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Cignifi

Series D in 2018
Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

NeoGrowth

Series D in 2018
Neogrowth is a non-banking financial company based in Mumbai, Maharashtra, that specializes in providing financial solutions to small and medium-sized enterprises in India. Established in 2011 by Dhruv Khaitan and Piyush Khaitan, the company focuses on meeting the financial needs of businesses that sell goods and services directly to consumers. Neogrowth offers term working capital loans and inventory financing against future credit and debit card sales, facilitating easy access to credit for small merchants. Its clientele includes a diverse range of sectors, such as retail companies selling apparel, electronics, and handicrafts, as well as restaurants, beauty salons, hotels, gyms, and health diagnostic centers.

Zepz

Series C in 2017
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Zepz

Series C in 2017
Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

Cignifi

Venture Round in 2017
Cignifi Inc. is a company that specializes in credit and marketing analytics, primarily serving mobile network operators. Established in 2010 and headquartered in Boston, Massachusetts, with an additional office in Sao Paulo, Brazil, Cignifi has created a platform that generates credit risk and marketing scores using mobile phone data. This innovative approach addresses the needs of approximately 2.7 billion individuals globally who possess mobile phones but lack access to traditional financial services. The company's offerings extend beyond analytics, encompassing products such as airtime credit, handset financing, and online lending, aimed at empowering underserved consumers and enhancing their access to essential financial products. Cignifi's platform leverages proprietary behavioral modeling and analytics tools to facilitate the onboarding of new customers for banks, insurers, and retailers while effectively managing fraud and credit risk.

Dvara

Venture Round in 2015
Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

AFB

Private Equity Round in 2015
afb is a financial services company based in Accra, Ghana, that provides credit solutions to individuals and small businesses across Africa. Founded in 2010, afb operates through four main divisions: cards, loans, mobile, and insurance. The company offers a range of innovative financial products, including mobile money services and unsecured credit options, which are facilitated through partnerships with leading mobile network operators like Airtel and MTN. With a customer base exceeding 300,000, afb has established a significant presence in Kenya, Ghana, and Tanzania, and collaborates with over 400 retail partners to enhance its service offerings. The company's mission is to leverage data to empower individuals and unlock the potential of Africa's digital landscape.

Northern Arc

Venture Round in 2014
Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.
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