Kaszek

Clara is a spending management platform designed for companies operating in Latin America. It offers a comprehensive suite of financial tools, including locally-issued corporate cards, Bill Pay, and financing solutions, all integrated within its software platform. This end-to-end solution aims to simplify and automate corporate expense management, allowing businesses to streamline expense reporting, gain real-time insights into spending, and better control their budgets. By enabling companies to operate with agility and financial clarity, Clara seeks to enhance the economic competitiveness of the region. The company is supported by a range of global and regional investors, reflecting its potential impact on business finances in Latin America.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Grão Direto LTDA is a Brazilian company that operates a digital trading platform designed for the buying and selling of grains. Founded in 2016 and based in Uberaba, the platform connects farmers and grain buyers, facilitating efficient interactions for various trading types, including spot, future, and barter trades. Grão Direto enhances market intelligence, enabling users to make informed decisions regarding market rates and grain choices. The platform also supports ancillary processes related to grain trading, such as logistics, contract management, and financial products. By providing a web platform and a mobile application, Grão Direto aims to streamline the agricultural commodity chain, serving diverse stakeholders like cooperatives, traders, and brokers while promoting more agile and effective market operations.

Niva is a global business identity platform based in Wilmington, Delaware, focused on establishing trust in businesses worldwide. The company aims to shape the future of business identity by offering commercial services that enhance credibility and transparency in various markets. Currently operating in stealth mode, Niva is developing innovative solutions to address the evolving needs of businesses seeking to strengthen their identity and reputation on a global scale.

Azos is an insurtech company based in Sao Paulo, Brazil, specializing in innovative life insurance products tailored for the Brazilian market. Founded by Rafael Cló, Bernardo Ribeiro, and Renato Farias, Azos has developed an online insurance platform that delivers personalized services to its customers. The platform features life insurance options that include coverage for coronavirus, with a one-month grace period, as well as comprehensive protection against all forms of natural and accidental death without late fees. By offering straightforward pricing and flexible terms, Azos aims to empower individuals to effectively plan for their financial future.

Alice is a Brazilian healthcare company that is transforming health insurance through a comprehensive, technology-driven approach. The company has developed an end-to-end healthcare system that combines advanced technology and data analytics with proprietary primary care services. Alice focuses on creating strong connections between individuals and their healthcare teams, facilitating personalized care and improving clinical outcomes. Its offerings include assistance with appointment scheduling, health plan monitoring, and recommendations for specialist visits, all aimed at enhancing accessibility to healthcare services. By implementing value-based agreements with health providers, Alice delivers a superior healthcare experience while reducing costs for its clients.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Zatlas is a startup that develops a finance platform tailored for the hospitality industry. It automates reservation management and optimizes earnings, helping hotels operate more efficiently and boost profits. The company is backed by venture capital and has received funding, including a pre-seed round in Latin America in 2023.

Sofía is a health and technology company founded in 2018 and based in Mexico. It provides a comprehensive platform for health and medical insurance services, offering health plans that cover major, minor, and preventive medical expenses. The company's offerings include video consultations and an annual ambulance service, facilitating accessible healthcare for users. Additionally, Sofía emphasizes personalized interactions at every touch point, ensuring that each experience with the brand is tailored to individual needs. Through its mobile application, Sofía aims to transform users' approach to health by providing primary care services and continuous guidance for health-related consultations.

Zig is the first funtech in the technology market for live entertainment with worldwide operations.

Cometa is a company focused on enhancing access to quality education in Mexico and Latin America by providing technological and financial tools tailored for the education sector. It has developed a financial payments platform that addresses the challenges posed by a lack of technological resources in educational institutions. This platform offers features such as flexible, fast, and simple payment options, including credit and debit cards, cash, and wire transfers. By automating operational processes related to reconciliation and billing, Cometa enables school administrators to streamline their workflows and save valuable time, ultimately contributing to improved educational outcomes.

CXC enables private debt transaction in Latin America.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

Picaio is a technology company that specializes in developing a document processing platform aimed at managing large volumes of paper documents and complex sales and logistics operations. The platform utilizes advanced artificial intelligence to read and extract text from paper sources such as invoices and receipts. By offering features like data extraction, automated reconciliation, and image analysis and classification, Picaio enables clients to effectively unlock the potential of visual data. The company's solutions are designed to enhance accuracy and transparency in finance management, empowering businesses to make informed decisions with confidence.

Winnin Corporation is a data science company based in Rio de Janeiro, Brazil, that operates a virtual platform focused on video data intelligence. The company utilizes artificial intelligence to analyze cross-platform video behavioral data, transforming it into predictive insights that help businesses understand audience preferences. Winnin's platform is designed to assist brands and agencies in tracking viewer engagement and guiding content strategies, ultimately enhancing the relevance and impact of their campaigns. By offering data-driven insights from major video platforms, Winnin enables clients to connect more effectively with their communities and create successful marketing initiatives.

Tapi is a fintech company that specializes in providing e-wallet solutions and merchant services for both online and in-store transactions. The company offers a comprehensive suite of financial technology services that streamline payment processes and enhance financial management for businesses and consumers alike. Its payment solutions include digital payment processing, allowing businesses to integrate various payment methods seamlessly. Tapi's e-wallet services enable consumers to manage transactions through mobile wallets that provide features such as balance management and transaction history. For merchants, the company supplies tools for accepting payments, both online and in physical locations, along with analytics and reporting capabilities to monitor sales performance. Additionally, Tapi facilitates cross-border transactions, offering services for international payments and currency exchange. To ensure the security of its transactions, the company employs advanced fraud prevention tools and robust data protection measures.

Kanastra is a technology-driven company specializing in back-office solutions for alternative investments, particularly in private credit and private equity. It has developed an asset management platform aimed at addressing inefficiencies in the securitization market. The platform provides a range of services, including banking, debt issuance, bookkeeping, distribution, and passive management, while also offering real-time analytics and structured data. This allows investors and originators to streamline their investment processes, reducing friction and minimizing the time required for transactions. Kanastra's focus on leveraging technology enhances the overall investment experience, facilitating more effective decision-making in the alternative investment landscape.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

BrandLovrs is a fan engagement platform that facilitates collaboration between brands and content creators. The company empowers creators of all sizes by providing technology that enables them to earn income from multiple partners in a predictable manner. Through its user-friendly digital wallet, creators can manage their earnings effectively. The platform streamlines the entire collaboration process, from discovering suitable influencers to automating payments and rewarding creators for generating authentic content. By enhancing brand visibility and engagement, BrandLovrs helps users increase their e-commerce sales through the efficient management of thousands of influencers.

Yuno is a developer of payment infrastructure technology that allows companies to seamlessly accept a wide range of payment methods and effectively manage fraud through a single integration. The company's platform enhances the customer experience by enabling customizable checkout options and simplifying the addition of new payment methods. Yuno's technology optimizes revenue by intelligently routing transactions to the most suitable processors and automatically retrying declined transactions. It provides a user interface that facilitates the management of various payment methods and fraud prevention services, enabling enterprises to orchestrate transactions and reconcile accounts efficiently.

Fintual is a digital investment platform based in Santiago, Chile, founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic. The company caters primarily to young professionals seeking to make informed investment decisions. Fintual offers low-commission accounts for passive investment and employs artificial intelligence to assess clients' risk profiles. This technology helps generate tailored investment recommendations, empowering users to gain essential financial knowledge and manage their investments online effectively. By simplifying the investment process, Fintual aims to enhance accessibility to financial advisory services for a broader audience.

Pomelo is a fintech-as-a-service platform focused on providing innovative payment solutions in Latin America. The company has developed a digital processing platform designed to enhance payment services by allowing businesses to create virtual accounts and issue prepaid and credit cards. This is achieved through compliant onboarding processes, which facilitate the customization required by fintech companies and embedded finance players for their specific programs. By redefining the possibilities in payment services, Pomelo aims to support the growth and efficiency of financial technology in the region.

Kuri is a healthtech company that uses AI for revenue cycle management services at hospitals, laboratories, and clinics.

Brinta is an innovative tax compliance platform designed specifically for the Latin American market. It simplifies the complexities of tax calculations, reporting, filing, and remittance by offering a seamless and automated process. The platform utilizes a single application programming interface to facilitate real-time tax calculations across multiple countries. Additionally, Brinta provides customizable reporting options tailored to meet the unique needs of its users, allowing them to save time and efficiently submit their tax returns.

GOPASS is a Mobility SuperApp that specializes in providing a financial software application focused on contactless payments. The platform enhances transaction security, allowing customers to perform digital payments without the need for cash or direct contact with cards. This functionality is particularly beneficial for services such as parking and tolls, streamlining the payment process and improving user convenience. By integrating these services into a single app, GOPASS aims to simplify mobility-related transactions for its users.

Bia Energy is focused on providing sustainable and affordable energy solutions to small and medium-sized enterprises (SMEs) and households in Latin America. The company has developed a virtual energy marketing platform that emphasizes efficient energy consumption and optimization. This platform tracks energy usage and offers automatic recommendations for monthly savings, enabling users to reduce costs while adopting sustainable practices. Through its consumer-centric and data-driven approach, Bia Energy aims to empower its customers by enhancing their energy management capabilities and promoting environmentally friendly energy consumption.

Gringo is a Brazilian technology company founded in 2019 by Juliano Dutra in Sao Paulo. It specializes in simplifying the management of vehicle-related tasks and debts through innovative use of technology and data. Gringo's application provides real-time alerts for fines, annual taxes, points, and license expiration, aiming to transform complex and bureaucratic processes into straightforward experiences. The company also fosters a community around vehicle management issues via social networks, enabling drivers to monitor or perform services related to their vehicle documents.

Cobre is a corporate treasury platform that allows companies to centralize, digitize and automate their payments processes. Our technology helps finance teams and CFOs claim back their time to focus on what really matters: growing their business. We’re committed to creating a frictionless payment process for companies; from cash-in to cash-out, allowing businesses to move money in real time, connect their bank accounts to a central treasury hub, and consolidate a single source for real-time data and reconciliation. Cobre began operations in 2020 and currently serves companies in Colombia and Mexico

SuaQuadra operates an online marketplace for commercial real estate, connecting businesses with tailored property solutions. Backed by prominent investors such as Kaszek, Canary, ONEVC, and the Horn family, the platform aims to match each business with the right opportunity while bringing tenants to properties. It offers services like customized property selection, accredited partners for renewals, license acquisition, and maintenance, enabling businesses to secure suitable tenants efficiently and reduce costs.

Comparaencasa is a digital comparison platform based in São Paulo, Brazil, established in 2009. The company specializes in facilitating the comparison of financial products and services, particularly insurance and loans, allowing consumers to make informed decisions while saving time and money. Utilizing advanced artificial intelligence and robotic process automation, Comparaencasa connects users with leading insurance carriers, enhancing transparency and efficiency in the acquisition of insurance products. The platform primarily focuses on car insurance and operates across several Latin American countries, including Brazil, Mexico, Argentina, Chile, and Colombia, aiming to democratize access to insurance in emerging markets. By providing a streamlined and user-friendly interface, Comparaencasa empowers consumers to quickly identify the best available options tailored to their needs.

Cometa is a company focused on enhancing access to quality education in Mexico and Latin America by providing technological and financial tools tailored for the education sector. It has developed a financial payments platform that addresses the challenges posed by a lack of technological resources in educational institutions. This platform offers features such as flexible, fast, and simple payment options, including credit and debit cards, cash, and wire transfers. By automating operational processes related to reconciliation and billing, Cometa enables school administrators to streamline their workflows and save valuable time, ultimately contributing to improved educational outcomes.

Somos Internet is a network and telecommunications startup that provides latest generation internet with a fast, secure, stable connection. The company was founded in 2018 and is headquartered in Medellín, Antioquia, Colombia.

Exactly is a decentralized, non-custodial, and open-source protocol that facilitates an autonomous interest rate market for both lenders and borrowers. It allows users to engage in financial transactions by offering loans and making deposits at variable interest rates through a variable rate pool. Additionally, Exactly enables fixed-rate transactions via multiple fixed rate pools, each associated with specific maturity dates. Interest rates within these pools are determined by the credit utilization rate, allowing users to seamlessly exchange the time value of their crypto assets. This innovative approach contributes to the development of a comprehensive decentralized finance (DeFi) credit market.

Razor Group is a global consumer holding company that partners with established e-commerce merchants to acquire and scale their brands. The company invests significant capital and leverages its extensive e-commerce expertise to propel these acquired merchants to the next stage of development. Razor focuses on specific product categories, enhancing long-term brand value, and ensuring first-class customer satisfaction through advanced data analytics and custom-built technology.

NotCo is a food technology company based in Macul, Chile, founded in 2015. The company specializes in creating plant-based alternatives to traditional animal-based products, including mayonnaise, milk, yogurt, dressings, and desserts. Utilizing artificial intelligence, NotCo develops innovative food systems that replicate the taste, texture, color, and aroma of meat and dairy products while employing ingredients such as pineapple, coconut, cabbage, peas, bamboo, beets, chickpeas, and various seeds. By doing so, NotCo provides consumers with nutritious options that offer fiber, calcium, and protein derived from vegetables, making its products available through various retailers in Chile.

Mombak is a carbon removal company dedicated to reforesting the Amazon through the establishment of native, biodiverse forests. The company employs a team of experts in science, technology, forestry, and carbon markets to implement projects that effectively capture carbon from the atmosphere. Mombak's initiatives are designed to ensure high additionality and durability while minimizing leakage, thereby enhancing biodiversity and supporting socioeconomic development in local communities. Its focus on high-integrity carbon removal aligns with the company's mission to create sustainable environmental solutions.

Tienda Pago is a merchant support platform designed to assist small merchants in emerging markets by facilitating mobile cashless payments and financing for inventory purchases. The company focuses on creating an ecosystem where both distributors and traders can thrive by offering a closed-loop payment mechanism that leverages mobile technology. This system allows merchants to buy high-demand products on credit, thereby increasing their sales and profit margins. Tienda Pago's platform addresses inefficiencies in traditional payment methods, enabling seamless cashless transactions and supporting the growth of small businesses within its network. Through its services, Tienda Pago aims to promote collaboration among participants, encouraging more traders and distributors to engage with its innovative solutions.

DolarApp is a financial technology company that offers a platform for users in Latin America to manage their finances in both pesos and the USD Coin stablecoin. The application allows users to open a digital account where they can easily convert between pesos and USDc, facilitating the sending, receiving, and payment processes. Users can also save in USDc, benefiting from the potential stability of a dollar-denominated asset. Furthermore, DolarApp provides a global Mastercard that enables users to make purchases with cash back rewards. The app features real-time transaction monitoring, empowering users to track their financial activities and activate investment functionalities as needed.

Draftea is a real-money gaming platform designed for Spanish-speaking users, specializing in daily fantasy sports. The platform allows users to select players based on their knowledge of the game, build fantasy teams, and earn points as players achieve various milestones in real matches, such as scoring goals or completing passes. Draftea provides a user-friendly interface for placing bets on sports teams, players, and matches, along with live updates during events, enhancing the gaming experience. By enabling users to create their own dream teams and compete against others, Draftea offers an engaging way for sports enthusiasts to win money while enjoying their favorite sports.

La Haus is an online residential platform founded in 2017 and headquartered in Medellín, Antioquia. The company provides a digital marketplace that assists individuals in locating their ideal homes. Its platform features a variety of property listings and offers recommendations from real estate specialists, all at no cost to users. By streamlining the home-search process, La Haus enables customers to explore multiple options efficiently while also helping them save money.

Lemon Energy is a Brazilian company based in São Paulo, founded in 2019, that specializes in renewable energy solutions. It operates solar plants that generate photovoltaic energy, enabling customers to save on electric bills while promoting sustainable energy practices. Through a fully digital platform, Lemon Energy facilitates a seamless user experience, connecting consumers with various clean energy sources, including solar, wind, biogas, and small hydroelectric plants. By creating a renewable energy marketplace, the company simplifies the process of choosing green energy options, allowing businesses and individuals to utilize environmentally friendly energy sources effectively.

Kushki is a digital payment platform focused on Latin America, designed to streamline the payments landscape across the region. Founded in 2016 by Aron Schwarzkopf and Sebastian Castro, the company provides an integrated payments solution that caters to e-commerce, mobile commerce, and physical retail. Kushki’s API standardizes various payment methods, including credit and debit cards, bank transfers, and cash networks, facilitating seamless transactions across over 300,000 physical points of payment. Its platform features capabilities such as a payment box, recurring payments, smart links, and tokenization, enabling real-time multi-channel payment processing. With operations in countries including Brazil, Chile, Colombia, Ecuador, Mexico, Peru, the USA, and Canada, Kushki aims to enhance operational efficiencies, reduce costs, and offer businesses comprehensive control and transparency over their payment systems.

Strategy in every penny invested in your people. Comp is an agile partner that combines compensation and technology experts to align your Total Rewards strategy with business needs. From labor cost strategy to process automation, we are helping hundreds of innovative companies with job and salary management, short- and long-term incentives, merit cycles, people budgeting and more.

Olga Ri is a cloud kitchen-based fast casual restaurant focused on delivering healthy salads and grain bowls. Utilizing advanced technology and efficient operations, the company offers a diverse menu featuring both vegetarian and non-vegetarian options, catering to a variety of tastes. Based in São Paulo, Olga Ri operates through proprietary and third-party delivery platforms, as well as offering pickup and in-company locations. The brand emphasizes sustainability, inclusivity, and community engagement, striving to enhance urban living through convenient and nutritious food choices.

Azos is an insurtech company based in Sao Paulo, Brazil, specializing in innovative life insurance products tailored for the Brazilian market. Founded by Rafael Cló, Bernardo Ribeiro, and Renato Farias, Azos has developed an online insurance platform that delivers personalized services to its customers. The platform features life insurance options that include coverage for coronavirus, with a one-month grace period, as well as comprehensive protection against all forms of natural and accidental death without late fees. By offering straightforward pricing and flexible terms, Azos aims to empower individuals to effectively plan for their financial future.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. It offers a comprehensive suite of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing, all accessible through its online platform. By automating financial management and enhancing access to liquidity via smart accounts, Xepelin aims to provide economic freedom for its clients. The company also emphasizes the importance of advanced financial indicators and risk assessments to streamline decision-making within the broader business ecosystem. With a workforce of over 500 employees, Xepelin is positioned to lead a new era in finance, supported by notable investors in the industry.

Minka is a developer of open banking cloud software focused on enhancing the financial experience for users. The company's platform enables rapid interbank transactions, supports mobile wallets, and manages online tax collection. Additionally, it facilitates transfers of digital currencies and cryptocurrencies, allowing financial institutions to process transactions efficiently. Minka's technology not only streamlines transaction processes but also empowers financial organizations to create and launch new products, ultimately improving how individuals and businesses interact with their finances.

Theia is a pioneering personalized health service tailored specifically for mothers, offering a comprehensive platform that connects them with a network of vetted healthcare professionals. Designed to support women from preconception through early childhood, Theia provides both remote and in-person consultations, ensuring access to holistic care at every stage of motherhood. The platform utilizes data to deliver timely content and advice related to pregnancy, while also facilitating communication with a diverse team of specialists, including psychologists, doctors, and nurses. Theia's commitment to personalized care is underscored by its focus on understanding and respecting each woman's individual needs throughout her journey into motherhood.

SuaQuadra operates an online marketplace for commercial real estate, connecting businesses with tailored property solutions. Backed by prominent investors such as Kaszek, Canary, ONEVC, and the Horn family, the platform aims to match each business with the right opportunity while bringing tenants to properties. It offers services like customized property selection, accredited partners for renewals, license acquisition, and maintenance, enabling businesses to secure suitable tenants efficiently and reduce costs.

Gringo is a Brazilian technology company founded in 2019 by Juliano Dutra in Sao Paulo. It specializes in simplifying the management of vehicle-related tasks and debts through innovative use of technology and data. Gringo's application provides real-time alerts for fines, annual taxes, points, and license expiration, aiming to transform complex and bureaucratic processes into straightforward experiences. The company also fosters a community around vehicle management issues via social networks, enabling drivers to monitor or perform services related to their vehicle documents.

Trela is a consumer app and grocery service based in Brazil, recognized for having the highest Net Promoter Score (NPS) in the country and globally. The company's mission is to promote healthier eating by curating high-quality food and beverage products while minimizing waste through an efficient just-in-time supply chain. Trela serves as a comprehensive source for healthy groceries in São Paulo, offering delivery services at competitive prices. Additionally, the company has developed a collective purchasing platform that allows friends and neighbors to shop together, leveraging social connections through messaging apps to secure discounts on their purchases. This innovative approach connects producers and consumers, facilitating access to affordable and fresh products for households.

99 minutos is a last-mile logistics disruptor for LatAm's burgeoning e-commerce space. The company enables enterprise e-commerce clients to reliably same-day deliver products at low cost - a first for the region. Currently operating in Mexico, Chile, Colombia, and Peru. The company was founded in 2014 by Alexis Patjane and is headquartered in Mexico City, Mexico.

Sooper is a managed online B2B marketplace that facilitates connections between hardware and building materials retailers and suppliers. With a comprehensive portfolio of over 15,000 construction products, Sooper offers next-day delivery and financial solutions to enhance the purchasing process. The company aims to streamline B2B commerce within the fragmented and inefficient construction market in Brazil, valued at approximately USD 40 billion. By partnering with various brands, factories, and distributors, Sooper ensures retailers have access to quality products, ultimately improving the buying experience for customers.

Legiti is an antifraud startup specializing in transactional fraud prevention, particularly for e-commerce businesses. The company offers a sophisticated anti-fraud platform designed to secure credit card payments by employing a data-centric approach. This includes a scalable, highly available infrastructure and adaptive machine learning models that help identify and mitigate fraud effectively. Legiti's primary objective is to maximize retained revenue for its clients by balancing the reduction of chargebacks with increased conversion rates, tailored to various business models. Through its automated processes and advanced technology, Legiti enables e-commerce businesses to operate efficiently within a secure network, thereby enhancing data privacy and overall transaction integrity.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Rei do Pitaco is a pioneering Brazilian mobile application focused on daily fantasy sports, specifically designed to enhance the enjoyment of sports for fans. It provides a platform where users can participate in single-round fantasy contests related to major football leagues. The application allows users to build their own teams by selecting players, compete with friends, and create leagues, all while offering the opportunity to win cash prizes. Through this engaging model, Rei do Pitaco encourages active participation in sports, rewarding users for their involvement and enhancing the overall gaming experience.

Draftea is a real-money gaming platform designed for Spanish-speaking users, specializing in daily fantasy sports. The platform allows users to select players based on their knowledge of the game, build fantasy teams, and earn points as players achieve various milestones in real matches, such as scoring goals or completing passes. Draftea provides a user-friendly interface for placing bets on sports teams, players, and matches, along with live updates during events, enhancing the gaming experience. By enabling users to create their own dream teams and compete against others, Draftea offers an engaging way for sports enthusiasts to win money while enjoying their favorite sports.

Kalto is a B2B payment company established in 2022 and based in Mexico, dedicated to supporting small and medium-sized businesses (SMBs). The company provides software solutions that enhance cash flow management and streamline payment processes, thus reducing administrative costs for its clients. Kalto's platform integrates merchant and business-to-business payments into e-commerce marketplaces and websites, facilitating seamless payment experiences. By automating payment reconciliation, Kalto enables businesses to offer frictionless checkout solutions, ultimately boosting sales and growth opportunities for SMBs.

Alice is a Brazilian healthcare company that is transforming health insurance through a comprehensive, technology-driven approach. The company has developed an end-to-end healthcare system that combines advanced technology and data analytics with proprietary primary care services. Alice focuses on creating strong connections between individuals and their healthcare teams, facilitating personalized care and improving clinical outcomes. Its offerings include assistance with appointment scheduling, health plan monitoring, and recommendations for specialist visits, all aimed at enhancing accessibility to healthcare services. By implementing value-based agreements with health providers, Alice delivers a superior healthcare experience while reducing costs for its clients.

Crack The Code is an online learning platform that offers programming courses specifically designed for children. The company focuses on fostering essential skills such as creativity, critical thinking, and teamwork through engaging content. Its course offerings include video editing, game development, and various programming languages, encouraging a fun and interactive learning environment. The platform also facilitates cultural exchange, enhancing the educational experience for its young learners. Customer inquiries are efficiently managed through online applications, ensuring responsive support for users.

Azos is an insurtech company based in Sao Paulo, Brazil, specializing in innovative life insurance products tailored for the Brazilian market. Founded by Rafael Cló, Bernardo Ribeiro, and Renato Farias, Azos has developed an online insurance platform that delivers personalized services to its customers. The platform features life insurance options that include coverage for coronavirus, with a one-month grace period, as well as comprehensive protection against all forms of natural and accidental death without late fees. By offering straightforward pricing and flexible terms, Azos aims to empower individuals to effectively plan for their financial future.

BeerOrCoffe is an app available for iOS and Android, in portuguese, english and spanish to help you to do networking in an easier and faster way. It offers a speed matching solution for networking that tells you who is available near you in that specific moment to have a beer or coffee with, so you don't miss a great opportunity. > FIND A premium community with the focus on increasing your network, changing knowledge and experience. Identify and search for people by specific interests to yours near you, ensuring a relevant conversation. > INVITE With a few clicks invite the right person around you to a coffee or a beer and start the talking through our chat. > MEET Drink the coldest beer or a delicious coffee while enjoying a great moment to create true connections in the best places around. Beer or Coffee? Invite people, exchange ideas and transform your life, beginning with a simple beer or coffee.

JOKR is a hyper-local delivery platform specializing in instant retail services for grocery and convenience products. It aims to enhance the shopping experience by providing fast and personalized delivery, typically within minutes or at scheduled times, thus saving customers valuable time. By utilizing a network of micro fulfillment centers, JOKR delivers a diverse range of both global and local products, while also emphasizing sustainability by minimizing food waste and supporting small businesses. The company operates in key Brazilian cities such as Rio de Janeiro and São Paulo under the brand "DAKI." JOKR's commitment to a more relevant shopping experience and its innovative approach have positioned it as a significant player in the last-mile delivery market.

Hubla is a technology company headquartered in São Paulo, Brazil, that was established in 2020. The firm provides a comprehensive platform that empowers creators to establish and manage their own paid communities. Hubla's platform facilitates group creation, enabling users to charge for access to exclusive content and interactions. Key features include streamlined payment processing, automated member management, recurring payment options, and affiliate program support. By offering these tools, Hubla allows professionals to effectively monetize their talents and expertise, thereby supporting them in pursuing their passions while generating income.

Tino is a company focused on revolutionizing the B2B payment landscape by enabling merchants to utilize their credit card receivables as collateral for accessing working capital. Founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão, Tino is headquartered in São Paulo, Brazil. The platform allows retailers to enhance their purchasing power without the need to anticipate receivables, thereby facilitating a more efficient commercial relationship with suppliers. By leveraging data to streamline transactions, Tino helps suppliers increase their business opportunities while managing their default risks effectively. Through its innovative approach, Tino aims to transform the dynamics of B2B buying and selling.

Z1 was created to scan and automate the way decision-making for innovation investments is made. The company has a method to qualify new businesses, in a totally digital way. Inspired and based on acceleration programs that already exist throughout the world and that have already proven their success. During this process the entrepreneur can perform tasks and absorb content that will help him to develop a successful business, saving time and reducing the chance of failures.

Z1 is a digital banking application tailored for teenagers and young adults, aiming to foster financial independence among its users. Founded in 2020 by João Pedro Thompson, Thiago Achatz, Sophie Secaf, and Mateus Craveiro, Z1 offers a platform that combines financial education, gamification, and digital banking services. The app enables users to manage their finances responsibly while providing access to digital banking cards without hidden fees. Z1 has garnered support from notable investors, including Maya Capital and Y Combinator, enhancing its credibility and growth potential in the market.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

Isaac is an all-in-one platform designed to streamline financial management for schools, enabling them to focus on educational priorities. The company provides a comprehensive suite of services, including payment processing, financial products, software, and communication tools. By managing and automating tuition payment receivables, Isaac mitigates financial risks for educational institutions while ensuring a seamless payment experience for parents. Additionally, the platform offers insights into the financial condition of schools, allowing for better planning and resource allocation. Each month, Isaac transfers a predetermined amount to the school, reflecting their future income, thereby supporting the institution’s financial stability and operational efficiency.

Isaac is an all-in-one platform designed to streamline financial management for schools, enabling them to focus on educational priorities. The company provides a comprehensive suite of services, including payment processing, financial products, software, and communication tools. By managing and automating tuition payment receivables, Isaac mitigates financial risks for educational institutions while ensuring a seamless payment experience for parents. Additionally, the platform offers insights into the financial condition of schools, allowing for better planning and resource allocation. Each month, Isaac transfers a predetermined amount to the school, reflecting their future income, thereby supporting the institution’s financial stability and operational efficiency.

Fintual is a digital investment platform based in Santiago, Chile, founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic. The company caters primarily to young professionals seeking to make informed investment decisions. Fintual offers low-commission accounts for passive investment and employs artificial intelligence to assess clients' risk profiles. This technology helps generate tailored investment recommendations, empowering users to gain essential financial knowledge and manage their investments online effectively. By simplifying the investment process, Fintual aims to enhance accessibility to financial advisory services for a broader audience.

Gringo is a Brazilian technology company founded in 2019 by Juliano Dutra in Sao Paulo. It specializes in simplifying the management of vehicle-related tasks and debts through innovative use of technology and data. Gringo's application provides real-time alerts for fines, annual taxes, points, and license expiration, aiming to transform complex and bureaucratic processes into straightforward experiences. The company also fosters a community around vehicle management issues via social networks, enabling drivers to monitor or perform services related to their vehicle documents.

Justos is a technology company specializing in automotive insurance. It offers an AI-driven mobile application that assesses drivers' behavior, such as acceleration, braking, and speeding, to determine personalized insurance premiums. This innovative approach aims to disrupt the traditional insurance market in Latin America by providing a more accurate and fair pricing model based on individual driving habits.

SouSmile is a dental beauty startup focused on enhancing smiles through accessible orthodontic solutions. The company specializes in the production of invisible aligners and whitening gels, which are available at its retail locations staffed by qualified dentists. Using advanced technology, SouSmile captures images of patients' dental arches with a scanner and panoramic x-ray, allowing for the creation of customized treatment plans. This approach empowers orthodontists to deliver personalized care for teeth alignment, ensuring that individuals can achieve the smile they desire.

Hash is a fintech company founded in 2017 by João Miranda, specializing in providing B2B financial, payments, and banking solutions. The company offers a customizable platform that enables businesses to integrate financial transaction services for their merchant partners and customers. By addressing key barriers to the provision of financial services, Hash's platform acts as a gateway for companies to access and tailor payment solutions to meet the specific financial needs of their markets. The company has received recognition for its innovative approach, featuring on several prestigious lists, including the "100 Startups to Watch" and "Top Fintech Companies in Brazil." Hash is committed to enhancing the value proposition for its clients through its comprehensive and adaptable payment service offerings.

Neta is a social commerce platform that brings e-commerce to the offline world. It makes use of local stores and residents to better serve high demand and deliver. Customers order groceries online through the Neta app and pick them up at their local store. The Neta app provides a catalog of items, ranging from fresh produce to pantry staples, that is linked to the personal catalogs of local retailers.

Crabi is a developer of a digital automobile insurance platform that prioritizes the individual over the vehicle. The company offers a full stack, digital car insurance solution that emphasizes simplicity, accessibility, and personalization. Its platform is designed to enhance the user experience by providing a human-centered approach to buying, managing, and claiming insurance policies. This allows customers to obtain coverage at their convenience, ensuring they can secure insurance wherever they are and whenever they need it, while also paying only for what is necessary.

PhageLab, established in 2009 by three biotechnology-focused engineers from Universidad Andrés Bello, specializes in developing antibiotic alternatives for the livestock industry. Their products are bacterial viruses (phages) engineered as food-grade additives, capable of selectively targeting and eliminating harmful pathogens without disrupting beneficial gut flora. This innovative approach aims to enhance productivity and safety in food industries while mitigating antibiotic resistance.

Musa is a smart city solution that provides a platform designed to connect waste generators, haulers, and recyclers, aiming to transform the waste management industry. The company focuses on ensuring that all waste is redirected into a productive reuse chain, promoting a world where waste can be effectively recycled and reused. By utilizing technology and developing innovative business models, Musa seeks to create significant economic, social, and environmental impacts. Their approach simplifies waste disposal by coordinating collection through specialized transporters and directing various types of waste to appropriate recyclers, ultimately contributing to a cleaner environment for communities.

Melvi is a Brazilian marketplace founded in 2021 by Mariana Paixão, Marcela Sobrinho, and Nino Vashakidze, headquartered in São Paulo. The platform connects patients with clinics, allowing them to easily find and book same-day appointments tailored to their needs at affordable prices. Melvi serves as a resource for patients seeking consultations across various medical specialties, including psychiatry, psychology, and nutrition. Additionally, it enhances clinic occupancy rates by driving a steady volume of new patients. The platform also offers a range of services, including remote consultations and discounted examinations, with convenient online payment options.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

Tino is a company focused on revolutionizing the B2B payment landscape by enabling merchants to utilize their credit card receivables as collateral for accessing working capital. Founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão, Tino is headquartered in São Paulo, Brazil. The platform allows retailers to enhance their purchasing power without the need to anticipate receivables, thereby facilitating a more efficient commercial relationship with suppliers. By leveraging data to streamline transactions, Tino helps suppliers increase their business opportunities while managing their default risks effectively. Through its innovative approach, Tino aims to transform the dynamics of B2B buying and selling.

Cora is an online payments company based in São Paulo, Brazil, focusing on serving self-employed individuals and small to medium-sized enterprises (SMEs). The company operates as a digital bank, currently in closed beta, with plans to launch its first product—a free mobile account tailored for SMEs. Cora aims to offer a range of financial services including payments, credit-related products, and financial management tools designed to simplify and reduce the costs associated with daily financial tasks for entrepreneurs. Founded by Igor Senra Magalhães and Leonardo Soares Barbosa Mendes, Cora's platform is intended to alleviate the bureaucratic burdens typically faced in managing day-to-day finances.

Olga Ri is a cloud kitchen-based fast casual restaurant focused on delivering healthy salads and grain bowls. Utilizing advanced technology and efficient operations, the company offers a diverse menu featuring both vegetarian and non-vegetarian options, catering to a variety of tastes. Based in São Paulo, Olga Ri operates through proprietary and third-party delivery platforms, as well as offering pickup and in-company locations. The brand emphasizes sustainability, inclusivity, and community engagement, striving to enhance urban living through convenient and nutritious food choices.

Nuvemshop provides entrepreneurs and SMBs with the tools to set up, manage, and promote their online businesses easily from any device. With the suite of tools around payments, shipping, inventory management, and marketing provided by the company, owners are enabled to participate in the e-commerce market, ramp up their sales, reduce costs, and provide their end customers with a shopping experience. In 2011, co-founders Alejandro Alfonso, Santiago Sosa, Jose Abuchaem, Martin Palombo, and Alejandro Vazquez established Nuvemshop in 2011.

Exactly is a decentralized, non-custodial, and open-source protocol that facilitates an autonomous interest rate market for both lenders and borrowers. It allows users to engage in financial transactions by offering loans and making deposits at variable interest rates through a variable rate pool. Additionally, Exactly enables fixed-rate transactions via multiple fixed rate pools, each associated with specific maturity dates. Interest rates within these pools are determined by the credit utilization rate, allowing users to seamlessly exchange the time value of their crypto assets. This innovative approach contributes to the development of a comprehensive decentralized finance (DeFi) credit market.

Aplazo is a fintech company that focuses on enhancing financial access and opportunities in Mexico. Its platform allows users to make online purchases at affiliated stores and pay for them in installments. Customers can apply through the website and choose a delayed payment option, which enables them to manage their finances more effectively. This installment payment plan not only benefits users by providing flexibility in payment but also helps businesses expand their customer base by tapping into new marketing channels. Aplazo aims to empower individuals with financial solutions that promote responsible spending and improve overall access to goods and services.

La Haus is an online residential platform founded in 2017 and headquartered in Medellín, Antioquia. The company provides a digital marketplace that assists individuals in locating their ideal homes. Its platform features a variety of property listings and offers recommendations from real estate specialists, all at no cost to users. By streamlining the home-search process, La Haus enables customers to explore multiple options efficiently while also helping them save money.

Pipo Saúde is a Brazilian company based in São Paulo that operates a digital platform for managing health benefits tailored for businesses. Founded in 2012, the company specializes in providing health insurance and corporate wellness solutions, including meditation services. Its platform assists employers in selecting and managing healthcare plans that best meet the needs of their employees. By offering personalized recommendations for healthcare products, Pipo Saúde aims to enhance the overall quality of life for workers while streamlining the decision-making process for companies.

NotCo is a food technology company based in Macul, Chile, founded in 2015. The company specializes in creating plant-based alternatives to traditional animal-based products, including mayonnaise, milk, yogurt, dressings, and desserts. Utilizing artificial intelligence, NotCo develops innovative food systems that replicate the taste, texture, color, and aroma of meat and dairy products while employing ingredients such as pineapple, coconut, cabbage, peas, bamboo, beets, chickpeas, and various seeds. By doing so, NotCo provides consumers with nutritious options that offer fiber, calcium, and protein derived from vegetables, making its products available through various retailers in Chile.

JOKR is a hyper-local delivery platform specializing in instant retail services for grocery and convenience products. It aims to enhance the shopping experience by providing fast and personalized delivery, typically within minutes or at scheduled times, thus saving customers valuable time. By utilizing a network of micro fulfillment centers, JOKR delivers a diverse range of both global and local products, while also emphasizing sustainability by minimizing food waste and supporting small businesses. The company operates in key Brazilian cities such as Rio de Janeiro and São Paulo under the brand "DAKI." JOKR's commitment to a more relevant shopping experience and its innovative approach have positioned it as a significant player in the last-mile delivery market.

Wellhub is a corporate wellness platform designed to enhance employee engagement through improved physical activity. The company connects organizations with a diverse network of partners focused on fitness, emotional well-being, nutrition, and mindfulness. By offering a comprehensive subscription service, Wellhub enables employees to access various wellness options that promote lasting behavioral change and foster a healthier work environment. With over 2,000 clients, Wellhub is recognized for its ability to drive individual performance and overall business success by revolutionizing how employees engage in physical activity.

Fintual is a digital investment platform based in Santiago, Chile, founded in 2018 by Pedro Pineda, Omar Larré, Agustín Feuerhake, and Andres Marinkovic. The company caters primarily to young professionals seeking to make informed investment decisions. Fintual offers low-commission accounts for passive investment and employs artificial intelligence to assess clients' risk profiles. This technology helps generate tailored investment recommendations, empowering users to gain essential financial knowledge and manage their investments online effectively. By simplifying the investment process, Fintual aims to enhance accessibility to financial advisory services for a broader audience.

Konfio is a financial services platform based in Mexico City, founded in 2013, that caters to small and medium-sized enterprises (SMEs) and micro entrepreneurs. The company offers a range of financial solutions including corporate credit cards, working capital loans, online payment solutions, and life insurance products. Konfio's mission is to support the growth and productivity of SMEs in Mexico by providing convenient and affordable access to credit options. The platform uses proprietary algorithms that combine data and technology to assess creditworthiness, thereby serving customers who are often underserved by traditional banking institutions.

Liv Up is a Brazilian direct-to-consumer food brand and online grocery store that specializes in providing natural, flash-frozen meals. The company sources fresh ingredients directly from family farmers, ensuring high quality and organic options for its customers. By leveraging advanced technology and a commitment to customer satisfaction, Liv Up offers a range of convenient, ready-to-eat meals that are both healthy and flavorful. The company focuses on optimizing its processes to deliver these meals efficiently and affordably to consumers in major metropolitan areas across Brazil. Through its dedication to innovation and local partnerships, Liv Up aims to redefine the convenience food market while promoting natural eating habits.

99 minutos is a last-mile logistics disruptor for LatAm's burgeoning e-commerce space. The company enables enterprise e-commerce clients to reliably same-day deliver products at low cost - a first for the region. Currently operating in Mexico, Chile, Colombia, and Peru. The company was founded in 2014 by Alexis Patjane and is headquartered in Mexico City, Mexico.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Kushki is a digital payment platform focused on Latin America, designed to streamline the payments landscape across the region. Founded in 2016 by Aron Schwarzkopf and Sebastian Castro, the company provides an integrated payments solution that caters to e-commerce, mobile commerce, and physical retail. Kushki’s API standardizes various payment methods, including credit and debit cards, bank transfers, and cash networks, facilitating seamless transactions across over 300,000 physical points of payment. Its platform features capabilities such as a payment box, recurring payments, smart links, and tokenization, enabling real-time multi-channel payment processing. With operations in countries including Brazil, Chile, Colombia, Ecuador, Mexico, Peru, the USA, and Canada, Kushki aims to enhance operational efficiencies, reduce costs, and offer businesses comprehensive control and transparency over their payment systems.

QuintoAndar is a digital platform that streamlines the rental process for residential real estate in Brazil, catering to both landlords and renters. Founded in February 2013 by Gabriel Braga and Andre Penha, the company is headquartered in São Paulo. QuintoAndar offers a marketplace featuring various rental listings, allowing users to schedule visits and finalize agreements without the burden of paperwork. The platform also provides rental insurance and facilitates recurring payments, eliminating the need for guarantors. By prioritizing transparency and efficiency, QuintoAndar aims to enhance the rental experience for all parties involved.

Justos is a technology company specializing in automotive insurance. It offers an AI-driven mobile application that assesses drivers' behavior, such as acceleration, braking, and speeding, to determine personalized insurance premiums. This innovative approach aims to disrupt the traditional insurance market in Latin America by providing a more accurate and fair pricing model based on individual driving habits.