JG Summit Holdings

GoTyme Bank is a fintech firm that offers a range of digital banking services aimed at enhancing the financial well-being of Filipinos. The company provides money transfer and investment options, as well as buy now and pay later plans, allowing customers to make purchases and manage payments more flexibly. Additionally, GoTyme Bank facilitates cash withdrawal and deposit services, enabling users to conduct transactions conveniently at various retail locations, including pharmacies and hardware stores. With a focus on security and accessibility, GoTyme Bank aims to empower individuals to leverage the advantages of online banking.

Locad is a logistics provider focused on enhancing e-commerce brands with a cloud-based supply chain solution across the Asia-Pacific region. The company offers a technology platform that integrates inventory management across various online channels while streamlining order fulfillment through a network of warehouses and carriers in countries such as Singapore, the Philippines, Thailand, Hong Kong, and Australia. This infrastructure allows businesses to store products closer to their customers, facilitating faster delivery and reducing shipping costs. Locad's services include auto-scaling fulfillment and on-demand capacity, which are designed to support brands in scaling their operations efficiently. By providing a comprehensive logistics solution, Locad aims to empower businesses to achieve rapid growth and improved customer satisfaction through enhanced shipping capabilities.

Locad is a logistics provider focused on enhancing e-commerce brands with a cloud-based supply chain solution across the Asia-Pacific region. The company offers a technology platform that integrates inventory management across various online channels while streamlining order fulfillment through a network of warehouses and carriers in countries such as Singapore, the Philippines, Thailand, Hong Kong, and Australia. This infrastructure allows businesses to store products closer to their customers, facilitating faster delivery and reducing shipping costs. Locad's services include auto-scaling fulfillment and on-demand capacity, which are designed to support brands in scaling their operations efficiently. By providing a comprehensive logistics solution, Locad aims to empower businesses to achieve rapid growth and improved customer satisfaction through enhanced shipping capabilities.

Oriente is a financial services and technology company based in Central, Hong Kong, established in 2017. It focuses on promoting financial inclusion for underserved communities in emerging Asia by leveraging advanced technologies such as artificial intelligence, machine learning, and data science. Oriente offers innovative solutions, including real-time credit scoring and various lending services tailored for the needs of customers and micro, small, and medium enterprises. The company's key products are Cashalo, a mobile application that facilitates consumer lending in the Philippines, and Finmas, a peer-to-peer lending platform in Indonesia. Both applications have experienced significant growth in user adoption and transaction volumes since their launches, underscoring Oriente's commitment to providing accessible and affordable financial solutions to millions across Southeast Asia.

Sea is a consumer internet company focused on enhancing the lives of consumers and small businesses in Southeast Asia through technology. Its primary businesses include Shopee, Garena, and SeaMoney. Shopee, the largest e-commerce platform in the region by gross merchandise value and transaction volume, operates as a hybrid C2C and B2C marketplace across eight key markets, with Indonesia being the largest contributor. Originally founded as a gaming company, Garena has evolved significantly, with its game Free Fire becoming the most downloaded game in early 2022 and a major revenue driver. SeaMoney complements these ventures by offering financial services, including lending, which is expected to grow in significance within the company’s portfolio. Through these diverse business lines, Sea aims to capitalize on the burgeoning digital economy in Southeast Asia.