Ilavska Vuillermoz Capital

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

Galytix Limited is a data analytics company that specializes in artificial intelligence solutions tailored for insurance and financial professionals. Founded in 2015 and headquartered in London with an additional office in Gurugram, India, Galytix develops a range of products designed to enhance data-driven decision-making. Its offerings include the Galytix Global Risk Pools, which provides insights and analytics for growth, and the Galytix Quont platform, which facilitates data integration, storage, and analysis. Additionally, Galytix Company Insights assists users in risk self-assessment and benchmarking, while Galytix Data Xchange enables external dataset profiling and risk analysis. By leveraging machine learning, Galytix aims to streamline data processes and empower businesses in banking, insurance, and asset management to make informed commercial decisions.

Kyrö Distillery Company was registered as Rye Rye Osakeyhtiö by Miika Lipiäinen, Mikko Koskinen, Kalle Valkonen, Miko Heinilä and Jouni Ritola on 29 August 2012 in Isokyrö, Finland. Reportedly, the idea to establish the company came to the founders while they were sitting in a sauna drinking American rye whisky; they wondered about the lack of whisky distilleries based on rye in Finland—an ingredient they considered vital to Finnish society.[2][3] The founders had no experience in the distilling industry and visited micro-distilleries and still makers around Europe to gather knowledge.[4] The distillery itself was built next to the River Kyrö in a 1908-built cheese factory which used to produce Finnish Oltermanni cheese.[5][6]

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

VlyFoods is a foodtech startup that produces delicious milk alternatives made from pea protein. The startup developed an alternative using yellow split pea protein, that matches cow's milk for nutrients, taste, and functionality, and a neutral taste to attract a larger market. It's also more environmentally friendly; 1L of vly uses 15x less CO2, 13x less water, and 5x less land than cow's milk. They combine natural ingredients with cutting-edge technology to develop the best milk alternatives and transform the food industry.

HeimKapital GmbH, founded in 2019 and headquartered in Munich, Germany, offers innovative financial services that allow property owners to access immediate funds by selling a portion of their real estate. The company enables clients to sell up to 50% of their property while retaining ownership and the ability to benefit from future property value appreciation. An independent appraiser determines the property's value, ensuring a fair and transparent process. HeimKapital aims to provide homeowners with financial independence without the burden of debt or the necessity of selling their entire property, thereby helping them leverage their existing real estate assets to meet various financing requirements.

Frank is a beverage manufacturer that provides a variety of soups and fruit juices for colon cures, cleansing, and intermittent fasting.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

Qonto is a digital bank specializing in financial services for small and medium-sized businesses, as well as freelancers. It simplifies business banking, making it efficient and transparent. The company offers digital bank accounts for sending and receiving payments, catering to various company types, legal forms, and team sizes. Qonto's platform also facilitates bookkeeping, budget management, and fund transfers via a mobile application and physical/virtual cards, eliminating paperwork.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Pile was a European-based company specializing in treasury solutions for high-growth startups. It provided products designed to help these companies maximize their capital, ensure its safety, and diversify across various banking options. Pile's platform offered features such as interest earnings, the ability to manage multiple bank accounts from a single interface, and automated fund transfers based on balances or dates. This allowed businesses to streamline financial operations and enhance liquidity management. As of July 2024, Pile's customers transitioned to Vivid Money following the acquisition of Pile’s Treasury Solution by Vivid Money.

Rundit is a portfolio management platform specializing in venture capital and private equity. It offers an investor reporting tool that facilitates communication between founders and investors. The platform allows companies to monitor their business metrics, keep stakeholders informed, generate and share reports, and centralize essential documents. This functionality enhances transparency and structure in interactions, ensuring that both founders and investors have access to crucial information in one centralized location.

Ametrine Technologies, established in 2010 and headquartered in Netanya, Israel, specializes in developing and manufacturing advanced thermal camouflage technology. The company's core product is a multispectral camouflage uniform that renders soldiers invisible to heat-sensing cameras, addressing the growing threat of multispectral sensors. Ametrine's technology blends targets with the background, rather than blocking emitted radiation, providing breathable, durable, and validated solutions for both military and civilian applications.

Teylor AG, founded in 2018 and based in Zurich, Switzerland, with an additional location in Konstanz, Germany, specializes in providing loans to small and medium-sized enterprises (SMEs). The company has developed an efficient online lending platform that streamlines the credit application and underwriting process, allowing applicants to receive a credit offer in under ten minutes and access loans of up to €250,000 within two days. Users can complete the entire process directly on Teylor's website by filling out a simple form, after which Teylor analyzes various data points to generate an offer quickly. Teylor also partners with manufacturers, brokers, and financial advisors to extend its loan offerings to their clients. In the long term, Teylor aims to license its innovative processes and technologies to financial institutions, enabling banks to automate and enhance their SME lending operations while reducing costs associated with underwriting and administration.

Grovy is a quick-commerce and grocery delivery provider based in Frankfurt, Germany, founded in December 2020. The company operates a platform that enables customers to order groceries through an app or website, with deliveries typically made within ten minutes. Grovy focuses on offering a wide selection of products sourced from various supermarkets, ensuring convenience and speed for consumers seeking to have their groceries delivered to their homes effortlessly.

Clink is a technology company that transforms any WiFi-enabled venue into a social network, facilitating connections among patrons and enhancing their interaction with the venue. Founded in April 2012 by Scott Horn, the idea originated while he was managing a nightclub, aiming to create a platform for individuals to connect with others in various locations. Clink distinguishes itself by allowing users to check in at venues, providing personalized advertising based on their preferences and enabling communication among attendees. The application was developed in collaboration with Richard Abel and launched in its first nightclub shortly after its initial release on Android. Clink's ongoing evolution includes plans for an iOS version, further expanding its reach within the nightlife and entertainment industry.

Anybill is a technology company that specializes in creating solutions for digital receipts, aiming to modernize the receipt issuance process in retail environments. Their platform enables retailers to issue digital receipts through cash register integration, offering a flexible and scalable API service that caters to businesses of various sizes and industries. Anybill's technology not only serves as an eco-friendly alternative to traditional paper receipts but also transforms receipts into a digital touchpoint for customer engagement. The company's services can be seamlessly integrated as white label modules into existing merchant and banking applications or utilized as a standalone solution, enhancing the overall retail experience by providing interactive and value-added features.

9fin Limited is a London-based company founded in 2016 that specializes in developing artificial intelligence software designed to provide comprehensive financial data for the bond market, particularly focusing on high-yield bonds. The company offers a data analytics platform that utilizes computer vision and machine learning to facilitate the search, filtering, and analysis of financial information. By delivering real-time market news, deal monitoring, and price data presented in chart formats, 9fin supports professionals in finance, investment banking, and asset management in making informed investment decisions. Its tools foster collaboration among teams and assist users in assessing risks effectively, ultimately streamlining the decision-making process in the credit markets.

CURE is a vertical neobank that offers integrated banking services to doctors and medical practices. CURE runs an open-banking based business finance management platform for health professionals.

Osterus GmbH, founded in 2019 and headquartered in Berlin, Germany, specializes in developing data analysis software tailored for human resource (HR) departments. The company's platform evaluates CVs and cover letters automatically, creating risk profiles and aiding HR and operations teams in identifying and interviewing talent globally. By treating every aspect of a resume as a data point, Osterus aggregates these profiles to provide detailed workforce insights. This information is valuable for M&A professionals and investors seeking comprehensive data on human capital within businesses.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Investify S.A., established in 2015 and headquartered in Wasserbillig, Luxembourg, specializes in consulting and asset management services focused on investments. The company operates as a digital asset management firm, providing personalized financial advice and tailored investment portfolios. It supports both retail and private clients by offering insights and tools to manage, monitor, and track their investments across a diverse range of themes, including demographics, technology, ethical considerations, and natural resources. Through its services, Investify seeks to empower clients with the knowledge necessary to make informed investment decisions.

CerbAir is a French company established in 2015, specializing in real-time anti-drone technology designed to protect sensitive sites from rogue drones. Based in Montrouge, the company develops advanced airspace surveillance solutions that employ state-of-the-art technologies such as radio frequency analysis, image recognition, and jamming. CerbAir's platform allows clients to effectively secure at-risk locations and monitor both public and private airspace, addressing the growing concerns associated with unauthorized drone activity.

RITA24 is a European company specializing in localization tools designed to support older adults living alone. Their primary product is an apartment monitoring system that utilizes motion and door sensors to track the environment within a home. This system operates through the 0G Sigfox network, known for its energy-efficient connectivity solutions, ensuring minimal power consumption while maintaining reliable communication. The goal of RITA24's technology is to provide older adults with a sense of freedom and security by monitoring their living conditions and alerting caregivers or family members when necessary.

N26 is a German fintech company established in 2013 by Maximilian Tayenthal and Valentin Stalf. It operates through its subsidiary NUMBER26 GmbH, offering mobile banking solutions to customers across the European Union. The company provides international money transfers, investments, overdraft facilities, cash withdrawals, and deposits at stores. N26's digital platform enables users to manage their current accounts, fixed accounts, and other banking services via a user-friendly smartphone application.

One Group Solutions is a fund management company that delivers integrated and modular solutions that engender client delight. It offers modular management, compliance consulting, corporate secretary, and governance technology solutions to financial institutions.

VMS Construction is a leading construction company in the innovative formwork and reinforced concrete technology industry. The company provides sustainable specialised structural works for infrastructure projects in the most demanding physical conditions.