IGNIA

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.

Kontempo is a B2B payments platform tailored for Mexico's industrial sector. It enables wholesalers, manufacturers, and distributors to offer flexible payment terms, including credit and installments, to their customers via user-friendly software powered by advanced APIs and AI-driven risk models.

UnDosTres operates an online payments platform in Mexico that enables users to pay for a wide range of services, including mobile and TV recharges, electricity and water bills, movie tickets, and other utilities, using credit and debit cards, bank transfers, or digital wallets. The platform emphasizes security and reliability in online transactions and aims to streamline payments by consolidating diverse services into a single interface. It is widely regarded as a leading and fast-growing fintech in Mexico.

Lentesplus is an e-commerce platform specializing in contact lens sales. It operates across Colombia, Mexico, Chile, and Argentina, offering competitive pricing up to 30% below market standards. The company focuses on convenience and efficiency, delivering products promptly and prioritizing customer service for seamless reordering.

Fondeadora is a Mexico City-based provider of digital banking services that aims to reduce inefficiencies of traditional banking. The company offers a mobile app and an international debit solution, including a physical MasterCard and a virtual card, to pay, store, and transfer money, manage expenses, and receive real-time notifications. The service is designed to be low-friction and free of commissions and paperwork. In addition to core banking features, it operates a crowdfunding-style platform that enables customers and businesses to monitor funds and securely raise funding.

Lentesplus is an e-commerce platform specializing in contact lens sales. It operates across Colombia, Mexico, Chile, and Argentina, offering competitive pricing up to 30% below market standards. The company focuses on convenience and efficiency, delivering products promptly and prioritizing customer service for seamless reordering.

UnDosTres operates an online payments platform in Mexico that enables users to pay for a wide range of services, including mobile and TV recharges, electricity and water bills, movie tickets, and other utilities, using credit and debit cards, bank transfers, or digital wallets. The platform emphasizes security and reliability in online transactions and aims to streamline payments by consolidating diverse services into a single interface. It is widely regarded as a leading and fast-growing fintech in Mexico.

Fondeadora is a Mexico City-based provider of digital banking services that aims to reduce inefficiencies of traditional banking. The company offers a mobile app and an international debit solution, including a physical MasterCard and a virtual card, to pay, store, and transfer money, manage expenses, and receive real-time notifications. The service is designed to be low-friction and free of commissions and paperwork. In addition to core banking features, it operates a crowdfunding-style platform that enables customers and businesses to monitor funds and securely raise funding.

Sr.Pago is a mobile point of sale (MPOS) system that enables individuals and small businesses to receive card payments via smartphones and tablets. It enables users to have access to banking-related services via a chip-based debit card, a card reader that connects to any smartphone or tablet, and an app for managing transactions. The MPOS system enables its users to accept credit card payment for the services they render, transfer that money to a reloadable MasterCard debit card, and make purchases with those funds anywhere MasterCard is accepted, and a withdraw cash from any Walmart-affiliated location in Mexico. It is available for iPods, iPads, and iPhones as well as Android platforms. Sr.Pago was launched in 2010 and its operations are based in Mexico City, Distrito Federal.

Covalto is a Mexican financial services company that serves small and medium enterprises with credit, banking and analytics solutions. It offers a multi-product lending platform that provides agile and fair credit, factoring and leasing, complemented by a digital SME banking platform and a suite of business analytics tools. The company leverages digital tax, e-invoice and other financial data to underwrite and service SMes at scale, using credit models that emphasize overall business performance rather than relying solely on the owner's personal credit history. Covalto was founded in 2015 and is based in Mexico City. In 2021 it became the first fintech in Mexico to acquire a regulated bank, enabling expanded digital SME banking and services. The approach focuses on accessible credit that supports business growth through transparent, data-driven decisions.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Fondeadora is a Mexico City-based provider of digital banking services that aims to reduce inefficiencies of traditional banking. The company offers a mobile app and an international debit solution, including a physical MasterCard and a virtual card, to pay, store, and transfer money, manage expenses, and receive real-time notifications. The service is designed to be low-friction and free of commissions and paperwork. In addition to core banking features, it operates a crowdfunding-style platform that enables customers and businesses to monitor funds and securely raise funding.

Lentesplus is an e-commerce platform specializing in contact lens sales. It operates across Colombia, Mexico, Chile, and Argentina, offering competitive pricing up to 30% below market standards. The company focuses on convenience and efficiency, delivering products promptly and prioritizing customer service for seamless reordering.

UnDosTres operates an online payments platform in Mexico that enables users to pay for a wide range of services, including mobile and TV recharges, electricity and water bills, movie tickets, and other utilities, using credit and debit cards, bank transfers, or digital wallets. The platform emphasizes security and reliability in online transactions and aims to streamline payments by consolidating diverse services into a single interface. It is widely regarded as a leading and fast-growing fintech in Mexico.

Covalto is a Mexican financial services company that serves small and medium enterprises with credit, banking and analytics solutions. It offers a multi-product lending platform that provides agile and fair credit, factoring and leasing, complemented by a digital SME banking platform and a suite of business analytics tools. The company leverages digital tax, e-invoice and other financial data to underwrite and service SMes at scale, using credit models that emphasize overall business performance rather than relying solely on the owner's personal credit history. Covalto was founded in 2015 and is based in Mexico City. In 2021 it became the first fintech in Mexico to acquire a regulated bank, enabling expanded digital SME banking and services. The approach focuses on accessible credit that supports business growth through transparent, data-driven decisions.

Sr.Pago is a mobile point of sale (MPOS) system that enables individuals and small businesses to receive card payments via smartphones and tablets. It enables users to have access to banking-related services via a chip-based debit card, a card reader that connects to any smartphone or tablet, and an app for managing transactions. The MPOS system enables its users to accept credit card payment for the services they render, transfer that money to a reloadable MasterCard debit card, and make purchases with those funds anywhere MasterCard is accepted, and a withdraw cash from any Walmart-affiliated location in Mexico. It is available for iPods, iPads, and iPhones as well as Android platforms. Sr.Pago was launched in 2010 and its operations are based in Mexico City, Distrito Federal.

Visor ADL, S.A.P.I. de C.V. is a Mexico City-based company that specializes in developing a loan originator and customer management platform tailored for financial institutions. Founded in 2015, the company provides a range of services including customer management, dynamic risk analytics, proactive loan placement, and dynamic portfolio management. Visor ADL aims to empower enterprises by offering data and insights to facilitate critical financing and trade decisions related to private companies. The company is focused on building a comprehensive Enterprise Health Bureau in e-invoicing countries and operates in both Mexico and Brazil. It is backed by several venture capital firms, highlighting its commitment to innovation in the financial sector.

Finnovista is an accelerator and venture capital firm focused on transforming the financial services and insurance sectors by fostering collaboration between large corporations and startups in the fintech and insurtech industries. Established in 2012 and headquartered in Madrid, Spain, with an additional office in Mexico City, Finnovista offers a three-month acceleration program designed to support the growth of startups in Latin America and Spain. The firm is recognized as a key player in the startup ecosystem and is particularly active in investing in fintech innovations. Finnovista also organizes FINNOSUMMIT, a leading conference in the fintech and insurtech space in Latin America, and develops various corporate innovation programs in partnership with major financial institutions. Through these initiatives, Finnovista aims to empower entrepreneurs and promote financial inclusion by connecting them with essential resources and networks in the industry.

Lentesplus is an e-commerce platform specializing in contact lens sales. It operates across Colombia, Mexico, Chile, and Argentina, offering competitive pricing up to 30% below market standards. The company focuses on convenience and efficiency, delivering products promptly and prioritizing customer service for seamless reordering.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Sr.Pago is a mobile point of sale (MPOS) system that enables individuals and small businesses to receive card payments via smartphones and tablets. It enables users to have access to banking-related services via a chip-based debit card, a card reader that connects to any smartphone or tablet, and an app for managing transactions. The MPOS system enables its users to accept credit card payment for the services they render, transfer that money to a reloadable MasterCard debit card, and make purchases with those funds anywhere MasterCard is accepted, and a withdraw cash from any Walmart-affiliated location in Mexico. It is available for iPods, iPads, and iPhones as well as Android platforms. Sr.Pago was launched in 2010 and its operations are based in Mexico City, Distrito Federal.

Rocket.la is the largest platform for financial advice in Mexico, boasting over 4 million registered users, with 1.6 million having provided access to their credit history. By leveraging this data, Rocket.la has established the most comprehensive Credit Marketplace in the region. The company focuses on enhancing users' credit scores and overall financial health, offering tools and resources that help customers navigate important financial decisions related to credit reports and scores. Its platform is designed to enable users to achieve their financial objectives in an efficient, responsible, and organized manner, empowering them to take control of their financial lives.

Airtm Inc., established in 2015, operates an online platform enabling users worldwide to send, receive, and store money in U.S. dollars. The company connects users with certified cashiers who facilitate transactions, with Airtm Inc. earning a commission. Airtm Inc. is headquartered in Dover, Delaware, and its services are accessible via a web-based platform.

Sr.Pago is a mobile point of sale (MPOS) system that enables individuals and small businesses to receive card payments via smartphones and tablets. It enables users to have access to banking-related services via a chip-based debit card, a card reader that connects to any smartphone or tablet, and an app for managing transactions. The MPOS system enables its users to accept credit card payment for the services they render, transfer that money to a reloadable MasterCard debit card, and make purchases with those funds anywhere MasterCard is accepted, and a withdraw cash from any Walmart-affiliated location in Mexico. It is available for iPods, iPads, and iPhones as well as Android platforms. Sr.Pago was launched in 2010 and its operations are based in Mexico City, Distrito Federal.

MeXvi is a prominent provider of comprehensive solutions for assisted self-construction of affordable homes, primarily targeting rural and semi-urban areas in Mexico. Founded in 2006, the company has played a crucial role in the construction of nearly 4,900 homes across 15 states, contributing to the reconstruction of communities affected by disasters and improving the living conditions of approximately 25,000 individuals. By offering a range of products and services aligned with housing policies, MeXvi aims to address the needs of various communities seeking quality housing at fair prices. The company is dedicated to fostering self-construction initiatives that empower families and promote sustainable neighborhood development.

Primedic is a healthcare company focused on providing essential medical equipment and services. It operates primarily in Mexico, where it caters to the base of the pyramid by ensuring access to vital healthcare solutions. The company specializes in the manufacture and distribution of automatic defibrillator products, which include ECG monitors, energy modules, cables, and paddles. These products are designed to support hospitals, emergency services, and healthcare professionals in effectively treating patients. Through its innovative offerings, Primedic aims to enhance the quality of emergency medical care and improve health outcomes in underserved communities.

IGNIA is a Mexico-based venture capital firm founded in 2007 that invests across early to growth stages in Latin America, focusing on health, financial services, education and technology companies. It targets ventures that serve low-income populations and address basic services such as healthcare, housing, water and energy, and prefers sectors like fintech, SaaS, edtech, healthtech, e-commerce and marketplaces. Investments are primarily in equity, with occasional subordinated debt or convertible debt structures, and the firm pursues co-investments with other investors. The firm concentrates on opportunities in Mexico and Latin America and supports high-growth enterprises at the base of the pyramid, including B2C businesses, seeking to generate positive social impact alongside financial returns.

Aviva is developing an AI-driven digital bank focused on serving underbanked communities in Latin America. Initially targeting Mexico's unsecured credit market, Aviva offers inclusive financial services through innovative physical onboarding kiosks and novel AI-based risk models.