International Finance Corporation

National Finance is a non-banking financial institution that specializes in providing a diverse range of financial solutions to both retail and corporate customers, with a particular emphasis on small and medium enterprises. The company offers various products, including vehicle finance, consumer durables finance, equipment finance, and corporate deposits. Additionally, National Finance provides factoring services and special financing schemes to meet the needs of its clients. With digital platforms in place, the company aims to enhance its service delivery and maintain a strong customer base.

Profectus Capital offers financing solutions specifically designed for small and medium-sized enterprises (SMEs) in the manufacturing and service sectors. The company specializes in providing term loans, working capital loans, and financing for machinery and equipment, allowing clients to access tailored and cost-effective loan options. By leveraging technology, Profectus Capital streamlines the loan processing experience, reducing documentation requirements and accelerating lending decisions. This approach enables SMEs to address their needs for capacity expansion, modernization, and supply chain funding effectively.

Zepz is an online service that facilitates international money transfers, allowing users to send funds to friends and family living abroad through various digital platforms such as computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer methods, which often involve high fees and in-person agents. Zepz enables recipients to receive money through several options, including bank deposits, cash pickups, mobile money accounts, or mobile airtime top-ups. The service is accessible to senders in 50 countries and supports transfers to over 140 destinations across Europe, Asia, Africa, Australia, and the Americas, effectively catering to a global customer base.

First Circle, founded in 2015 and based in Taguig, Philippines, specializes in providing financing solutions for small and medium enterprises (SMEs) across Southeast Asia. The company offers a range of services, including consumer lending, mortgages, and asset-based lending, with a focus on short-term loans that are collateral-free. First Circle aims to support business owners in their growth endeavors by leveraging advanced technology, data analytics, and a user-friendly online platform. Additionally, the company provides dedicated customer support and resources to foster a community of business owners, ultimately enhancing opportunities for SMEs to thrive.

Banque Populaire du Rwanda is a strong retail and SME bank with the largest branch network in the sector. It is a community-based savings and credit scheme and subsequently transformed to become a fully-fledged commercial bank in 2008 with a core focus on retail and SMEs.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

Vayana Network is a financing network that facilitates electronic trade transactions between businesses and their trade partners. It enables companies to efficiently manage their receivables and payables by connecting them with banks and financial institutions for financing options. Through its online lending platform, Vayana Network provides working capital finance specifically designed for small and medium enterprises, allowing them to access short-term business loans to support growth. The company also offers a Commercial Card solution in collaboration with MasterCard and various banks, enhancing payable financing options for its clients. By streamlining the trade financing process, Vayana Network aims to empower businesses in managing their financial operations more effectively.

MNT-Halan is a microfinance lending and payments company focused on providing financial services to both commercial and retail clients. The company aims to serve the unbanked population and facilitate the transition from cash to electronic payment methods. Its digital ecosystem encompasses a variety of offerings, including small and micro business lending, consumer finance, digital payment solutions such as mobile wallets and cards, and e-commerce services. By leveraging proprietary digital channels and physical networks, MNT-Halan enables clients to digitalize their banking services effectively.

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

First Circle, founded in 2015 and based in Taguig, Philippines, specializes in providing financing solutions for small and medium enterprises (SMEs) across Southeast Asia. The company offers a range of services, including consumer lending, mortgages, and asset-based lending, with a focus on short-term loans that are collateral-free. First Circle aims to support business owners in their growth endeavors by leveraging advanced technology, data analytics, and a user-friendly online platform. Additionally, the company provides dedicated customer support and resources to foster a community of business owners, ultimately enhancing opportunities for SMEs to thrive.

Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.

Northern Arc Capital Limited is a non-banking financial company based in Chennai, India, that focuses on providing access to debt finance for underserved households and businesses. The company offers a diverse range of financial products, including microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, and gold loans. In addition to traditional lending, Northern Arc Capital provides fintech services, structured products, and capital market instruments. The company also engages in debt syndication and guarantee-backed lending, facilitating connections between originators to enhance the delivery of financial services. Established in 1989 and originally named IFMR Capital Finance Private Limited, it rebranded to Northern Arc Capital Limited in March 2018.

Banque de Crédit de Bujumbura is a full-service bank serving individuals and businesses as its customers.

Bold is the proprietor of a financial company that focuses on small to medium-sized businesses. The company provides a card payment system that enables small merchants to accept digital payments via credit and debit cards, both national and international, for both contactless and chip transactions, and displays transaction details, processing costs, and sales reports through its application, allowing businesses to use an alternative payment method that helps to increase revenue.

Onsurity is a healthcare platform focused on enhancing employee wellness for small and medium-sized enterprises (SMEs) and startups. It offers a monthly healthcare membership that includes group health insurance, as well as various technology-driven services such as discounts on medicine orders, health check-ups, fitness rewards, and doctor teleconsultation. By integrating these services, Onsurity aims to simplify health tech and employee benefits, providing businesses with effective alternatives to support the health and well-being of their teams.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) involved in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade financing products, including invoice factoring, export finance, and receivables factoring. The company's innovative platform employs an automated risk assessment model, allowing SMEs to access working capital quickly and with minimal paperwork. By leveraging multiple data sources for transaction underwriting, Drip Capital aims to simplify the borrowing process, enabling businesses to obtain collateral-free loans and lines of credit to manage their inventory and fulfill purchase orders effectively. The company is supported by a team of professionals with backgrounds from prestigious institutions and has garnered backing from notable Silicon Valley investors.

Veritas Finance is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. The organization aims to make a significant impact by providing inclusive financial solutions to individuals engaged in informal activities, thereby supporting their growth and contributing to the broader economy. Veritas Finance offers a range of loan products, including short-term loans for working capital, medium-term loans for business expansion, and long-term loans for asset creation. With a team of professionals experienced in the financial services industry, the company strives to simplify the credit process for its customers, ultimately enhancing their ability to thrive in a competitive business landscape.

Thai Credit Retail Bank is a commercial bank based in Thailand, established in 2004 by Wanit Chaiyawan. The bank is dedicated to sustainable banking practices, emphasizing environmental, social, and governance (ESG) principles in its operations. It offers a range of financial services, focusing primarily on micro and small business loans, including MSME and Nano and Micro Finance aimed at supporting small entrepreneurs. Its operations are divided into two main segments: the banking business, which includes loans secured by residential property, personal loans, and gold loans, and an e-Wallet business run by a subsidiary. The majority of the bank's revenue is derived from its banking activities, reflecting its commitment to fostering sustainable growth for both businesses and society.

PT Bank BTPN Tbk, headquartered in South Jakarta, Indonesia, provides a wide range of banking products and services to diverse customer segments, including retail clients, micro, small, and medium enterprises (MSMEs), and corporations. Founded in 1958, the bank operates through several segments: Retail, MSME, Funding and Treasury, Corporate, and Sharia. Its offerings include savings and current accounts, time deposits, investment products, and various types of loans such as working capital loans, project financing, and employee credit facilities. Additionally, the bank delivers transaction banking services, including treasury solutions, cash management, and remittance services. As a subsidiary of Sumitomo Mitsui Banking Corporation, PT Bank BTPN Tbk is positioned to effectively serve its customers across the Indonesian market.

Evermos is a social commerce startup based in Indonesia that connects brands, resellers, and consumers, focusing on everyday Muslim products. Founded in November 2018, the platform allows individuals to become resellers without needing significant operating capital or complex e-commerce systems. Resellers can share a variety of halal products—including fashion, food, cosmetics, and home appliances—through messaging applications or social media, earning commissions on sales. By targeting lower-tier cities in Indonesia, Evermos aims to meet the everyday needs of Muslim consumers while empowering resellers to generate additional income. The company also seeks to support small brands in scaling their operations, thereby contributing to social impact and economic prosperity for individuals at the bottom of the economic pyramid.

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

MNT-Halan is a microfinance lending and payments company focused on providing financial services to both commercial and retail clients. The company aims to serve the unbanked population and facilitate the transition from cash to electronic payment methods. Its digital ecosystem encompasses a variety of offerings, including small and micro business lending, consumer finance, digital payment solutions such as mobile wallets and cards, and e-commerce services. By leveraging proprietary digital channels and physical networks, MNT-Halan enables clients to digitalize their banking services effectively.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Ikas is an e-commerce platform tailored for small to medium-sized businesses, specializing in multichannel retailing software. The company provides a comprehensive solution for building e-commerce storefronts, integrating various marketing capabilities. Its platform includes essential features such as inventory tracking and management, sales and order tracking, XML integration, bulk product loading, and point-of-sale (POS) systems. This enables retailers to efficiently manage both their physical and online stores through a unified application, streamlining operations and enhancing overall efficiency.

Banistmo S.A. is a prominent banking institution based in Panama City, Panama, offering a comprehensive range of banking products and services to individual and legal entities, as well as small and medium-sized enterprises (SMEs). The company's operations are divided into Consumer and SMEs Banking, and Corporate and Government Banking segments. Banistmo provides checking and savings accounts, fixed term deposits, and a variety of loans including personal, vehicle, mortgage, and commercial loans. Additionally, it offers services such as cash handling, investment banking, trust and fiduciary administration, financial leasing, payment agency, brokerage, and securities trading. Founded in 2004 and formerly known as HSBC Bank (Panama) S.A., Banistmo changed its name in October 2013 and is a subsidiary of Bancolombia, S.A.

Garanti BBVA Romania is a dynamic bank in the local market, offering a comprehensive range of banking and financial services to clients in Bucharest. The bank provides quality products for various sectors, including retail, small and medium-sized enterprises (IMM), and corporate clients. Its services encompass debit cards, bank accounts, loans, financing solutions, financial risk protection, and payment systems, effectively catering to the needs of both individuals and businesses.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

İşbank was founded by Great Leader Mustafa Kemal Atatürk on the date of 26.08.1924. In the 91 years since its foundation, the Bank has made significant contributions to our country and taken various parts in their country’s development in many different fields, particularly in industry and trade. By the end of 2015, as the largest private bank in Turkey that has more than 25 thousand employees; around 1,400 local and overseas branches; the largest Bankamatik network in Turkey consisting of over 6,000 Bankamatiks; mobile banking, internet banking, telephone banking, and call center services, İşbank has provided its clients with access to banking services in the fastest way possible, and with the opportunity to choose, from a very wide range of financial products, the most convenient ones offered to them by the Bank and its affiliates.

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

Vayana Network is a financing network that facilitates electronic trade transactions between businesses and their trade partners. It enables companies to efficiently manage their receivables and payables by connecting them with banks and financial institutions for financing options. Through its online lending platform, Vayana Network provides working capital finance specifically designed for small and medium enterprises, allowing them to access short-term business loans to support growth. The company also offers a Commercial Card solution in collaboration with MasterCard and various banks, enhancing payable financing options for its clients. By streamlining the trade financing process, Vayana Network aims to empower businesses in managing their financial operations more effectively.

Brimore is a social commerce platform that connects emerging brand owners with a network of individual distributors, enabling them to market and sell their products via social media. The platform facilitates a parallel distribution channel, allowing small local manufacturers to reach consumers directly through freelance sales agents. By leveraging data analytics, Brimore provides nationwide coverage across all twenty-seven governorates, enhancing the visibility and accessibility of emerging brands in the market. This approach supports local businesses by expanding their sales reach and fostering a community-driven sales model.

Brimore is a social commerce platform that connects emerging brand owners with a network of individual distributors, enabling them to market and sell their products via social media. The platform facilitates a parallel distribution channel, allowing small local manufacturers to reach consumers directly through freelance sales agents. By leveraging data analytics, Brimore provides nationwide coverage across all twenty-seven governorates, enhancing the visibility and accessibility of emerging brands in the market. This approach supports local businesses by expanding their sales reach and fostering a community-driven sales model.

GrowSari is a technology-driven B2B platform designed to assist sari-sari stores in evolving from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. By eliminating middlemen, GrowSari enables shop owners to digitally procure products directly from manufacturers, thereby reducing costs. The platform expands the range of available products and services, allowing these small retail establishments to offer additional options such as mobile top-ups, remittances, and banking services. With its focus on providing essential infrastructure and tools, GrowSari aims to empower grassroots communities by enhancing the capabilities and sustainability of local shops across the nation.

TBC Bank Uzbekistan is a subsidiary of TBC Bank Group, specializing in digital banking services aimed at retail customers and small to medium enterprises. The bank focuses on providing a comprehensive suite of financial products, including money transfers, loans, deposits, and bill payments, all accessible through digital channels. By leveraging its parent company's expertise in digital transformation, TBC Bank Uzbekistan seeks to meet the increasing demand for modern financial services in the country, enhancing the customer experience with innovative online solutions.

Evermos is a social commerce startup based in Indonesia that connects brands, resellers, and consumers, focusing on everyday Muslim products. Founded in November 2018, the platform allows individuals to become resellers without needing significant operating capital or complex e-commerce systems. Resellers can share a variety of halal products—including fashion, food, cosmetics, and home appliances—through messaging applications or social media, earning commissions on sales. By targeting lower-tier cities in Indonesia, Evermos aims to meet the everyday needs of Muslim consumers while empowering resellers to generate additional income. The company also seeks to support small brands in scaling their operations, thereby contributing to social impact and economic prosperity for individuals at the bottom of the economic pyramid.

Konfio is a financial services platform based in Mexico City that focuses on providing online financial solutions for small and medium-sized enterprises (SMEs) and micro-entrepreneurs. Founded in 2013, the company offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and payment solutions, as well as life insurance and personal debt transfer services. Konfio utilizes a proprietary algorithm that leverages data and technology to assess creditworthiness, enabling access to credit for clients who have been underserved by traditional banking. By offering competitive rates and convenient services, Konfio aims to enhance the growth and productivity of SMEs in Mexico.

GrowSari is a technology-driven B2B platform designed to assist sari-sari stores in evolving from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. By eliminating middlemen, GrowSari enables shop owners to digitally procure products directly from manufacturers, thereby reducing costs. The platform expands the range of available products and services, allowing these small retail establishments to offer additional options such as mobile top-ups, remittances, and banking services. With its focus on providing essential infrastructure and tools, GrowSari aims to empower grassroots communities by enhancing the capabilities and sustainability of local shops across the nation.

BRAC Bank Limited provides various commercial banking products and services in Bangladesh. The company offers retail, wholesale, small and medium enterprises (SME), and Probashi banking products and services. It provides various deposit products, such as current accounts, fixed deposits, SME deposits, savings accounts, and term deposits. The company also offers loan portfolio comprising personal loans, auto loans, home loans, and secured loans/overdrafts.

Contabilizei is an online accounting service that caters to small and micro enterprises, providing a cost-effective solution to traditional accounting practices. Founded in January 2014 by Fábio Bacarin and Vitor Torres, the company is headquartered in Curitiba, Brazil. Its platform automates tax reporting and accounting processes, allowing businesses to manage their financial activities more efficiently. By leveraging proprietary technology, Contabilizei aims to simplify accounting for small and medium-sized businesses, thereby enhancing their operational capabilities and contributing positively to their growth.

SeeTree is an intelligence platform focused on providing detailed insights into individual trees for growers, enabling them to monitor tree health and productivity effectively. The company employs advanced technologies, including artificial intelligence, machine learning, drone imaging, and a variety of sensors, to gather and analyze data from millions of trees. By integrating information from drones, satellites, IoT sensors, and weather data, SeeTree offers a comprehensive overview that helps farmers identify weak trees within clusters and optimize their agricultural practices. This multifaceted approach allows growers to allocate their resources more efficiently and improve overall farm management at a cost-effective rate.

OnsiteGo is a leading device-care provider in India, specializing in extended warranty, damage protection, annual maintenance contracts, and on-demand repair services for a wide range of electronic devices and home appliances. The company enhances the post-purchase ownership experience by offering hassle-free repair and maintenance services, which are accessible through retail stores and online marketplaces. OnsiteGo partners with brand-authorized service centers and online retail platforms to facilitate convenient pick-up, servicing, and delivery of damaged products without additional costs. Renowned for its exceptional customer service, OnsiteGo boasts one of the highest Net Promoter Scores in the after-sales service sector, reflecting its commitment to customer satisfaction and effective service delivery.

2C2P is a comprehensive payments platform based in Singapore that facilitates secure payment acceptance and processing for enterprises worldwide. It offers a single point of integration for online, mobile, and offline transactions, connecting to over 400,000 alternative payment locations to help businesses reach a diverse customer base. The platform supports both banked and unbanked transactions, enhancing e-commerce and m-commerce capabilities. In addition to payment processing, 2C2P provides a range of value-added services, including issuing, 3D Secure, bill payments, and digital goods, catering to the varied needs of its clients. The company serves a wide array of industries, including technology, online marketplaces, and retail, making it a preferred choice for global enterprises seeking efficient and secure payment solutions.

LulaLend is more than a company. It’s a belief in the power of small business, making a difference, building a better solution and striving for excellence. We work hard to empower businesses across South Africa with the funds they need to grow, and we have a great time doing it!

Contabilizei is an online accounting service that caters to small and micro enterprises, providing a cost-effective solution to traditional accounting practices. Founded in January 2014 by Fábio Bacarin and Vitor Torres, the company is headquartered in Curitiba, Brazil. Its platform automates tax reporting and accounting processes, allowing businesses to manage their financial activities more efficiently. By leveraging proprietary technology, Contabilizei aims to simplify accounting for small and medium-sized businesses, thereby enhancing their operational capabilities and contributing positively to their growth.

Xac Bank is the fourth largest bank in Mongolia with a loan portfolio of 395M USD, serving 298,000 borrowers and savers clients and deriving a yearly ROE of 22%. Xac Bank has demonstrated its ability to adapt to a fast growing and fast changing economic environment in Mongolia, on the back of a booming mining industry, and has re-focused its operations away from microfinance to SME, consumer lending and mortgages. In order to manage the associated risk, the bank has heavily invested in systems and human capabilities in order to serve the increasing need of underserved SMEs and urban as well as rural population. Xac Bank has also built an in-house mobile platform currently under upgrade in order to better serve the needs of its customers. Xac Bank is actively involved in deploying government and developmental funds to provide easier access to low cost housing and environment friendly energy to the lower layers of the Mongolian population. Finally, Xac bank is constantly providing non-financial services to the community under the form of financial literacy programs and business support to its lowest income customers via association with NGOs.

Mahindra and Mahindra Financial Services Limited (MMFSL) commenced its journey in the rural non-banking finance industry. And with that was born a vision to transform rural and semi-urban India into a self-reliant, flourishing landscape. Since then, we have come a long way, empowering millions of ambitious individuals with personalised finance for a wide range of vehicles, home development requirements and many other diverse endeavours – all to help them live their dreams and Rise in life. At Mahindra Finance, we are guided by a firm belief in people, their dreams, and their potential to achieve those dreams. Hence, our socially inclusive business model facilitates loans to customers based not on their current financial status, but their future earning capacity. This philosophy has instilled a sense of confidence in the minds of rural and semi-urban India – a confidence that allows them to believe that no dream is too big. Today, as one of the leading non-banking finance companies, we are proud to have touched over 3 million lives. During the course of our journey, apart from emerging as the top tractor financer in India, we have constantly strived towards developing skill sets of the local population. Which is why, we provide employment to over 16,000 people in over 1000+ branches across India. This not only ensures equal growth opportunity for all, but also enables us to serve our customers better through local understanding and expertise. So be it a humble farmer or a budding entrepreneur – we are committed to empower every individual with resources to help their dreams see the light of day.

Konfio is a financial services platform based in Mexico City that focuses on providing online financial solutions for small and medium-sized enterprises (SMEs) and micro-entrepreneurs. Founded in 2013, the company offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and payment solutions, as well as life insurance and personal debt transfer services. Konfio utilizes a proprietary algorithm that leverages data and technology to assess creditworthiness, enabling access to credit for clients who have been underserved by traditional banking. By offering competitive rates and convenient services, Konfio aims to enhance the growth and productivity of SMEs in Mexico.

HDB Financial Services, established in 2007 and headquartered in Mumbai, India, is a non-banking financial company that offers a range of financial products including personal loans, business loans, loans against property, and various consumer loans. As a subsidiary of HDFC Bank, the company also provides back-office services such as form processing, document verification, finance and accounting, and correspondence management. Additionally, HDB Financial Services manages front-office operations that encompass contact center management, outbound marketing, and collection services, catering to diverse financial needs in the market.

Mandaê is a Brazilian logistics company that leverages technology to enhance the delivery industry, offering an innovative and streamlined service for small and medium-sized businesses (SMBs). By providing a digital platform, Mandaê manages the entire parcel supply chain, including pickups, cross-docking, and last-mile transport, without owning physical assets. This model allows SMBs to utilize private transporters, significantly reducing their shipping costs by up to 35% compared to traditional postal services. Mandaê’s mission is to "Connect Stories" through logistics, ensuring a high-quality and efficient shipping experience. The company has received substantial investment from prominent Latin American investors and has gained recognition through various awards, including the ABComm Innovation in E-commerce Logistics Award and the São Paulo “Smart Cities” category of the 1776 Challenge Cup.

An Binh Commercial Joint Stock Bank is a commercial bank based in Ho Chi Minh City, Vietnam, established in 1993. The bank offers a range of consumer and corporate banking services. For consumers, it provides various savings options, including term and non-term deposits, as well as loans for consumption, home renovation, car purchases, and education. On the corporate side, the bank offers commercial financing solutions, including import and export financing, SME financing, and loans for fixed asset investments. Additionally, it provides business banking services such as demand and term deposit accounts, e-banking, and payment services. An Binh Bank serves a diverse clientele through its transaction offices across Vietnam.

CleanMax is the largest developer of both onsite and off-site solar solutions for corporate clients in India, focusing on a build-own-operate model. The company specializes in providing end-to-end clean energy services, including the construction, financing, and operation and maintenance of solar projects. By offering renewable energy at rates lower than grid tariffs through long-term Power Purchase Agreements, CleanMax enables businesses in the commercial and industrial sectors to access affordable clean power without any upfront investment. The company also extends its services beyond India, operating in the Middle East and South-East Asia.

Konfio is a financial services platform based in Mexico City that focuses on providing online financial solutions for small and medium-sized enterprises (SMEs) and micro-entrepreneurs. Founded in 2013, the company offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and payment solutions, as well as life insurance and personal debt transfer services. Konfio utilizes a proprietary algorithm that leverages data and technology to assess creditworthiness, enabling access to credit for clients who have been underserved by traditional banking. By offering competitive rates and convenient services, Konfio aims to enhance the growth and productivity of SMEs in Mexico.

Power2SME is India's first buying club dedicated to small and medium enterprises (SMEs), aiming to empower them and contribute to the country's growth. The company focuses on reducing the purchase prices of raw materials by pooling the demand from various SMEs and sourcing these materials directly from manufacturers. This model allows Power2SME to negotiate competitive pricing and ensure a wide selection of quality suppliers across multiple product categories, including chemicals, metals, and polymers. By providing an e-commerce platform that offers these commodities at economical rates, Power2SME helps SMEs enhance their productivity and achieve significant business value.

Moni is a microloans platform based in Buenos Aires, Argentina, founded in September 2013 by Alejandro Estrada and Juan Pablo Bruzzo. The platform allows users to apply for cash advances online, facilitating immediate financial assistance without the need for extensive paperwork or formalities. In addition to providing loans, Moni also enables customers to pay for telecom and utility bills through its mobile application, thereby streamlining access to essential financial services.

Zoona is a mobile technology company focused on providing financial services to underserved communities across Africa. Founded in 2009, it has established a robust distribution network that facilitates money transfers, electronic voucher payments, savings, credit, and bill payments primarily for unbanked customers. With operations in Zambia, Malawi, and Mozambique, Zoona leverages cutting-edge technology and a network of agents to ensure safe and reliable access to financial services. The company has processed over $2 billion in transactions and has received recognition from organizations such as The Nike Foundation and The Unreasonable Group for its impactful contributions to empowering young entrepreneurs and helping to alleviate poverty, particularly among girls.

Hepsiburada is an e-commerce store offering various products such as electronics, apparel, stationery, home decor, and groceries.

Ujjivan Small Finance Bank Limited is a banking institution in India that focuses on serving financially unserved and underserved segments, with a commitment to enhancing financial inclusion. Established in 2016 and headquartered in Bengaluru, the bank operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It offers a wide range of banking products, including savings and current accounts, various deposit schemes, and an extensive suite of loan products. These loans cater to diverse needs, such as group loans for business, education, and agriculture, individual loans, housing loans, and loans for micro and small enterprises. The bank also provides mobile, phone, and online banking services, along with debit cards and various insurance products. As of March 31, 2020, Ujjivan operated 575 banking outlets and 475 ATMs across India. It is a subsidiary of Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005, dedicated to serving the economically active poor.

Suryoday Small Finance Bank Limited is a small finance bank based in Navi Mumbai, India, dedicated to serving the unbanked and underbanked populations with a focus on financial inclusion. Founded in 2008 and previously known as Suryoday Micro Finance Limited, the bank operates through various segments, including Treasury, Retail Banking, and Wholesale Banking. It offers a wide range of financial products, including savings and current accounts, term deposits, home loans, and loans tailored for micro, small, and medium enterprises. Additionally, Suryoday provides insurance products, pension schemes, and a suite of digital banking services, such as mobile and internet banking. The bank aims to empower economically weaker sections by facilitating access to credit and financial services, thus improving their quality of life. As of July 2020, Suryoday operated 482 banking outlets across 12 states and union territories in India.

Salauno is a network of ophthalmology clinics in Mexico that provides essential eye care services, including treatment for cataracts, glaucoma, pterygium, and diabetic retinopathy, primarily targeting low and middle-income populations. The company emphasizes a patient-centered approach and affordability, setting it apart in the healthcare sector. With a mission to reduce the backlog of eye care services, Salauno's clinics not only aim to prevent and reverse blindness but also utilize a model that allows for cross-subsidies, ensuring that quality eye treatment is accessible to those in need. Currently, Salauno operates 11 clinics across Mexico and has been recognized with several awards for its commitment to social entrepreneurship.

SafetyPay is a global, secure Internet payment solution that enables online banking customers to make online purchases from merchants worldwide and pay directly through their local bank account in their local currency. SafetyPay was developed in response to the growing need for a safe and secure online payment method, which also could be used internationally.

Ujjivan Small Finance Bank Limited is a banking institution in India that focuses on serving financially unserved and underserved segments, with a commitment to enhancing financial inclusion. Established in 2016 and headquartered in Bengaluru, the bank operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It offers a wide range of banking products, including savings and current accounts, various deposit schemes, and an extensive suite of loan products. These loans cater to diverse needs, such as group loans for business, education, and agriculture, individual loans, housing loans, and loans for micro and small enterprises. The bank also provides mobile, phone, and online banking services, along with debit cards and various insurance products. As of March 31, 2020, Ujjivan operated 575 banking outlets and 475 ATMs across India. It is a subsidiary of Ujjivan Financial Services Limited, which began as a non-banking financial company in 2005, dedicated to serving the economically active poor.

Magma Fincorp Limited (formerly Magma Leasing Limited) was incorporated in 1988 and commenced operations in 1989. To strengthen its business, the company merged with Arm Group Enterprises in 1992. Magma has emerged one of India's largest financial services companies during the past five years.