International Finance Corporation

Home First Finance Company specializes in providing housing loans for buyers of affordable homes priced between Rs. 5 lakhs and Rs. 30 lakhs. It caters to first-time buyers who may have queries about the home purchase process, eligibility, documentation, repayment, ownership, registration, and other related aspects.

Zepz is an online money transfer service that enables individuals to send money to friends and family living abroad through computers, smartphones, or tablets. It provides a convenient and cost-effective alternative to traditional money transfer companies, which often charge high fees. Zepz allows users to send funds to over 140 destinations worldwide, including Europe, Asia, Africa, Australia, and the Americas. Recipients can receive money as bank deposits, cash pickups, Mobile Money, or mobile airtime top-ups. The platform is designed to facilitate secure international transfers, utilizing technology that allows customers to manage their funds efficiently, with lower processing fees compared to conventional methods. Zepz operates in 50 countries, aiming to simplify the process of remittance for its users.

Salmon is a financial technology company focused on delivering better, more inclusive financial services in the Philippines by integrating technology, product design, security, data analytics, and a strong emphasis on customer care. It seeks to simplify personal finance, reduce complexity and fear, and give customers greater financial freedom while saving time and energy. Built on experience across global financial services and tech, Salmon operates a scalable platform that serves diverse users—from novices to professionals—with reliable access to finance, responsible data use, and trusted service. The company positions itself as a 24x365 platform that creates jobs and supports millions of Filipinos by enabling easy access to finance for everyday life.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Vayana Network facilitates electronic capture of trade receivables and payables, enabling businesses to finance these through banks and financial institutions. It offers solutions for payable financing, receivable factoring, and supply chain financing.

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Suning Finance is the financial services division of Suning Commerce Group Co., Ltd., a prominent Chinese electronics retailer. It focuses on providing a range of financial products and services tailored to meet the needs of consumers and businesses. By leveraging its extensive retail network and customer base, Suning Finance aims to enhance financial accessibility and streamline financial transactions for its users. The unit plays a critical role in integrating financial services with retail operations, promoting a seamless experience for customers. Through innovative offerings, Suning Finance seeks to strengthen its position in the competitive financial services market in China.

KB J Capital provides financial services including personal loans, mobile loans, and car registration loans.

Salmon is a financial technology company focused on delivering better, more inclusive financial services in the Philippines by integrating technology, product design, security, data analytics, and a strong emphasis on customer care. It seeks to simplify personal finance, reduce complexity and fear, and give customers greater financial freedom while saving time and energy. Built on experience across global financial services and tech, Salmon operates a scalable platform that serves diverse users—from novices to professionals—with reliable access to finance, responsible data use, and trusted service. The company positions itself as a 24x365 platform that creates jobs and supports millions of Filipinos by enabling easy access to finance for everyday life.

Northern Arc Capital operates as a non-banking financial company in India, offering microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, gold loans, and fintech services. It also provides structured products, capital market instruments, term loan facilities, debt syndication, guarantee-backed lending, and fund management services.

Northern Arc Capital operates as a non-banking financial company in India, offering microfinance, agricultural finance, housing finance, vehicle finance, consumer finance, small business loans, gold loans, and fintech services. It also provides structured products, capital market instruments, term loan facilities, debt syndication, guarantee-backed lending, and fund management services.

Midas is Turkey’s largest retail investing app, offering Turkish and U.S. equities at low commissions. We provide the most seamless user experience for investing in equities.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

Togocom specializes in high-speed internet provision, catering to individuals, businesses, and international operators. Its comprehensive suite of services includes messaging, remote site interconnections, integrated service hosting, infrastructure rental, signal transport, and mobile banking.

Drip Capital Inc. is a financial technology company that specializes in providing credit solutions to small and medium enterprises (SMEs) engaged in cross-border trade, particularly in developing markets. Founded in 2014 and headquartered in Palo Alto, California, with an additional office in Mumbai, India, Drip Capital offers a range of trade finance products, including invoice factoring, export finance, and receivables factoring. The company utilizes an automated risk assessment model to facilitate quick and hassle-free access to financing, thus streamlining the borrowing process for its clients. Drip Capital's platform leverages multiple data sources for underwriting transactions, enabling SMEs to obtain collateral-free loans and lines of credit to support their working capital needs. The team comprises experienced professionals from prestigious institutions, and the company is supported by notable investors from Silicon Valley.

Amartha is a microfinance technology platform dedicated to fostering economic growth at the grassroots level by facilitating connections between micro and small to medium-sized enterprises (SMEs) and investors. The platform enables entrepreneurs, particularly in rural areas, to access microfinance loans through user-friendly mobile applications and websites. By bridging the gap between potential lenders and borrowers, Amartha aims to create equal opportunities for prosperity, thereby contributing to the overall development of local economies.

Established in Krung Thep, Thailand in 2004 by Wanit Chaiyawan, Thai Credit Retail Bank is a commercial bank committed to sustainable banking practices. It focuses on promoting environmental sustainability, social responsibility, employee well-being, and good governance through its operations and services. The bank specializes in providing micro and small business loans, with a significant portion of its revenue generated from this segment.

Veritas Finance Private Limited is dedicated to addressing the financial needs of micro, small, and medium enterprises, particularly those in the informal sector with limited access to financial services. Founded with the mission to provide inclusive financial solutions, Veritas focuses on delivering various loan products tailored to meet the working capital and credit requirements of these businesses. Its offerings encompass short-term loans for immediate working capital needs, medium-term loans for business expansion, and long-term loans for asset creation. The company is managed by a team of experienced professionals in the financial services industry, committed to facilitating access to credit and positively impacting the lives of millions of Indians engaged in informal activities that contribute significantly to the nation's economy.

M-KOPA offers connected asset financing solutions, combining digital micropayments and IoT connectivity. It provides access to essential products like solar lighting, televisions, fridges, smartphones, and financial services for underbanked customers without requiring credit history or assets.

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Founded in 2016, Roojai is an online insurance platform operating in Thailand and Indonesia. It specializes in developing, pricing, and managing its own suite of retail insurance products, primarily focusing on motor and health insurance.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

Home First Finance Company specializes in providing housing loans for buyers of affordable homes priced between Rs. 5 lakhs and Rs. 30 lakhs. It caters to first-time buyers who may have queries about the home purchase process, eligibility, documentation, repayment, ownership, registration, and other related aspects.

Adumo is a fintech company focused on transforming the payment acceptance landscape in sub-Saharan Africa. It provides payment processing services that allow business owners to securely accept a variety of payment types through an omnichannel approach. Adumo supports a diverse range of merchants, including multinational corporations, independent retailers, entrepreneurs, and informal traders. In addition to payment processing, the company offers tools for working capital requirements, consumer engagement, and business support, along with an in-store consumer credit platform and necessary hardware. Through its services, Adumo aims to help businesses grow, simplify operations, and optimize their payment experiences, all while ensuring end-to-end transaction reconciliation and delivering valuable business insights.

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Banco Agricola is a financial services provider that provides digital channels, products, and services. It aspires to be an organization committed to excellence that meets customers' financial needs with comprehensive and innovative solutions. Banco Agrcola was founded as the country's first banking institution on March 24, this year, under the name Banco Agrcola Comercial.

Wave Mobile Money is a financial technology company focused on providing app-based solutions for saving, transferring, and borrowing money in Africa. With a mission to create the first cashless continent, Wave aims to address the challenge of limited access to banking services, as less than 10% of the African population has a bank account. The company is developing an inclusive financial network that offers no account fees and allows for instant transactions, making it accessible to a broader audience. By leveraging technology, Wave is creating affordable financial services that enable individuals to manage their money effectively, thereby fostering economic empowerment and contributing to poverty alleviation. Its platform supports various services, including deposits, withdrawals, bill payments, and money transfers, facilitating cashless transactions for users and businesses alike.

Gozem is a digital platform offering diverse transportation services such as motorcycle-taxis, car-taxis, tricycle-taxis, along with grocery delivery and cashless payment options. It aims to serve under-served populations in West and Central Africa.

Crediclub provides financial solutions to micro-entrepreneurs and small and medium-sized enterprises underserved by traditional banking, with operations anchored in Monterrey, Mexico, where it has been active since 2005. The company develops a financial platform that offers personal loans, group loans, business loans, investment and payment services. The platform leverages artificial intelligence to improve risk assessment, enhance efficiency and personalize offerings, while blockchain-based trust and transparency support secure transactions. In addition to lending, Crediclub provides savings and payment products designed to help clients finance their ventures, grow their savings and strengthen their financial positions.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

Vayana Network facilitates electronic capture of trade receivables and payables, enabling businesses to finance these through banks and financial institutions. It offers solutions for payable financing, receivable factoring, and supply chain financing.

AwanTunai is an Indonesian fintech company that digitizes the cash economy and the FMCG supply chain through a mobile platform for micro merchants. The platform enables online ordering, payment acceptance, and inventory management while providing embedded financing and mobile-based credit to working-capital needs, connecting borrowers with banks and finance partners to originate and service loans within a regulated ecosystem. It operates as a licensed fintech that can originate, service, and collect bank-compliant loan assets for partner funders and also distributes micro-insurance through insurer partners. By integrating financial services with digital tools, AwanTunai aims to increase financial inclusion for Indonesian small businesses that have limited access to traditional banking products.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

GrowSari is a technology-driven B2B platform designed to empower sari-sari stores by transforming them from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. The company provides shop owners with the necessary tools and infrastructure to digitally procure goods, thereby eliminating the need for middlemen. Through its e-commerce marketplace, GrowSari connects stores directly to suppliers, enabling owners to expand their product offerings to include mobile top-ups, remittances, and banking services. This approach not only helps store owners reduce costs but also enhances their understanding of market trends, ultimately benefiting grassroots communities across the nation.

TBC Bank Uzbekistan is a subsidiary focused on delivering innovative digital banking solutions in Uzbekistan. It aims to offer a wide range of financial products and services, easily accessible through digital channels.

Wave Mobile Money is a financial technology company focused on providing app-based solutions for saving, transferring, and borrowing money in Africa. With a mission to create the first cashless continent, Wave aims to address the challenge of limited access to banking services, as less than 10% of the African population has a bank account. The company is developing an inclusive financial network that offers no account fees and allows for instant transactions, making it accessible to a broader audience. By leveraging technology, Wave is creating affordable financial services that enable individuals to manage their money effectively, thereby fostering economic empowerment and contributing to poverty alleviation. Its platform supports various services, including deposits, withdrawals, bill payments, and money transfers, facilitating cashless transactions for users and businesses alike.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

GrowSari is a technology-driven B2B platform designed to empower sari-sari stores by transforming them from basic fast-moving consumer goods (FMCG) outlets into comprehensive service hubs. The company provides shop owners with the necessary tools and infrastructure to digitally procure goods, thereby eliminating the need for middlemen. Through its e-commerce marketplace, GrowSari connects stores directly to suppliers, enabling owners to expand their product offerings to include mobile top-ups, remittances, and banking services. This approach not only helps store owners reduce costs but also enhances their understanding of market trends, ultimately benefiting grassroots communities across the nation.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Adumo is a fintech company focused on transforming the payment acceptance landscape in sub-Saharan Africa. It provides payment processing services that allow business owners to securely accept a variety of payment types through an omnichannel approach. Adumo supports a diverse range of merchants, including multinational corporations, independent retailers, entrepreneurs, and informal traders. In addition to payment processing, the company offers tools for working capital requirements, consumer engagement, and business support, along with an in-store consumer credit platform and necessary hardware. Through its services, Adumo aims to help businesses grow, simplify operations, and optimize their payment experiences, all while ensuring end-to-end transaction reconciliation and delivering valuable business insights.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Banco Agricola is a financial services provider that provides digital channels, products, and services. It aspires to be an organization committed to excellence that meets customers' financial needs with comprehensive and innovative solutions. Banco Agrcola was founded as the country's first banking institution on March 24, this year, under the name Banco Agrcola Comercial.

Founded in London in 2008, AxeTrading specializes in providing technology solutions for fixed income electronic trading. The company enables clients to implement successful trading strategies while addressing challenges such as fragmented liquidity and regulatory demands.

Figopara is a platform that enables businesses to optimize cash flow by facilitating early payment of invoices. It connects buyers and suppliers, allowing the latter to receive payments earlier than due dates, while the former benefit from extended payment terms.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

BAC Acquisition is a company focused on acquiring and developing consumer-centric and technology-driven businesses in the BFSI (Banking, Financial Services & Insurance) sector. Leveraging innovative technologies and a customer-centric approach, BAC Acquisition aims to enhance and expand its portfolio of businesses within the financial services industry.

As the demand for financial services of the rural households becomes increasingly diversified and increasingly urgent, more comprehensive and diversified financial services and capacity building will play a more important role in the future development of rural finance. Rural credit finance is the public network platform of Zhonghe rural credit. It aims to provide small, simple and accessible micro financial services for rural low-income farmers and operating farmers through Internet technology. At present, the micro financial products and services provided by rural credit covers all aspects of credit, financial management, mutual aid and agricultural production and other aspects of public financing.

Incomlend Pte. Ltd., established in Singapore in 2016 with global offices, operates an invoice financing platform that connects small and medium-sized enterprises (SMEs) worldwide with investors. Its secure, tech-enabled marketplace facilitates the sale of export and domestic trade receivables at a discount, enabling SMEs to access cash flow earlier. The platform supports live trading of invoices in multiple currencies across countries. Additionally, Incomlend has launched Asia's first structured finance program focused on ESG principles, connecting socially conscious investors with sustainable SMEs.

2C2P is a comprehensive payments platform based in Singapore that enables enterprises to securely accept and process payments through a single integration point. The company supports a wide range of payment methods across online, mobile, and offline channels, boasting a network that includes over 400,000 alternative payment locations. 2C2P caters to both banked and unbanked transactions, providing e-commerce and mobile commerce payment solutions that facilitate peer-to-peer payments, money transfers, and other banking activities. Additionally, the platform offers value-added services such as issuing, 3D Secure, bill payments, and digital goods, making it a preferred choice for technology firms, online marketplaces, retailers, and global enterprises seeking efficient and secure payment solutions.

Fawaterak provides payment and invoicing solutions for merchants and small businesses. The company enables users to accept credit and debit card payments securely, track sales and inventory in real time, and manage customer relationships with loyalty programs. It offers payment terminals, point of sale systems, and online checkout features such as payment links, invoices, and product links, along with mobile app administration and eInvoice/eReceipt capabilities to support regulatory compliance. It also provides access to funding and other financial services to help growth. In addition, Fawaterak operates an online invoicing platform for freelancers and micro businesses, allowing them to add customers, create and deliver tailored invoices, and collect payments through multiple methods.

Netsahem is a donation network platform that specializes in digital fundraising for non-profit organizations. It provides a user-friendly platform that facilitates electronic donations, offering a diverse range of e-payment methods to ensure easy and efficient transfer of funds. Netsahem aims to empower non-profits, particularly those operating offline, by helping them expand their outreach and increase their fundraising capabilities. Through its innovative solutions, the company contributes to supporting people in need throughout the Egypt region.

Mintifi is an online lending platform in India that aims to empower small and medium businesses through accessible financing solutions. Focused on enhancing the last-mile distribution network, Mintifi offers a range of flexible and affordable loan options designed to simplify the purchase financing experience for businesses. By leveraging technology and a corporate distribution network, the platform enables companies to efficiently manage their supply chain operations and obtain necessary funds to support their activities. Through partnerships with various digital channels, including WhatsApp, Mintifi ensures that its services are easily accessible, facilitating quicker and more straightforward access to financing for SMBs.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., operating under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, mobile payments, card issuing, and digital financial services. Additionally, the company focuses on digital payments, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector and addressing the growing demand for modern, efficient financial solutions.

Founded in 2016, Roojai is an online insurance platform operating in Thailand and Indonesia. It specializes in developing, pricing, and managing its own suite of retail insurance products, primarily focusing on motor and health insurance.

eFactorNetwork operates as a leading electronic factoring marketplace in Mexico, specializing in supply chain financing services. The company focuses on optimizing working capital for global supply chains by assisting suppliers in obtaining discounts on accounts receivable in exchange for advance payments. By integrating both national and international banks, eFactorNetwork enhances the scale of business for its clients and mitigates financial risk through diversified funding options. This approach supports suppliers in improving their cash flow and overall financial health, contributing to a more efficient supply chain ecosystem.

Branch International is a digital lending company that uses data from users' mobile devices to assess creditworthiness and offers personal loans through its Android application. Founded in 2015 and headquartered in San Francisco, it operates in multiple markets with offices in Lagos, Nairobi, Mumbai, Mexico City, and Kirkland, Washington. The company aims to reduce the cost of delivering financial services in emerging markets by applying data science to credit decisions, enabling quick loan approvals and building credit histories for users without reliance on traditional banking records. Through its mobile-first approach, Branch seeks to expand fair financial access for the mobile generation in developing regions.

Demica Limited is a Fintech company based in London, United Kingdom, specializing in working capital solutions for multinational corporations and banks. Founded in 1990, it offers a software as a service (SaaS) platform that facilitates a range of financial services, including trade receivables securitization, receivable portfolio purchase, factoring, invoice discounting, supply chain finance, and dynamic discounting. Demica serves a diverse clientele across Europe, North America, Asia, and beyond, focusing on facilities ranging from $50 million to over $750 million. The company collaborates with financial advisors, technology integrators, law firms, and financial sponsors to deliver tailored supply chain finance solutions that address the specific working capital needs of large corporates across various industries. In addition to its London headquarters, Demica maintains an office in New York, enhancing its global reach and service capabilities.

Koin is a pioneering financial technology company in Latin America, specializing in Buy Now, Pay Later solutions that are designed to be secure and free of bureaucracy. The company provides a range of financial services for both business-to-business and business-to-consumer markets, including payment options through Pix and a robust anti-fraud solution. Koin aims to enhance the shopping experience by making consumption more accessible and valuable for consumers and corporate clients alike. By facilitating online purchases with a post-pay application that ensures payment occurs only after product receipt, Koin fosters trust between users and online retailers. In 2020, Koin was acquired by Despegar, the largest travel company in the region, further solidifying its position in the market.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

WeLab Holdings is a digital lending platform operator offering online and mobile lending products through platforms such as Wolaidai in China and WeLend in Hong Kong. It provides personal loans, balance transfers, and handset installment plans, and uses proprietary risk management technology to analyze unstructured mobile data to rapidly assess creditworthiness for individual borrowers. The company also serves small businesses through online lending and offers B2B fintech solutions by partnering with traditional financial institutions to extend fintech-enabled services to their customers. The business emphasizes data-driven credit decisions and aims to deliver accessible financing with competitive rates across its markets in Hong Kong and China.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

WeLab Holdings is a digital lending platform operator offering online and mobile lending products through platforms such as Wolaidai in China and WeLend in Hong Kong. It provides personal loans, balance transfers, and handset installment plans, and uses proprietary risk management technology to analyze unstructured mobile data to rapidly assess creditworthiness for individual borrowers. The company also serves small businesses through online lending and offers B2B fintech solutions by partnering with traditional financial institutions to extend fintech-enabled services to their customers. The business emphasizes data-driven credit decisions and aims to deliver accessible financing with competitive rates across its markets in Hong Kong and China.

ComparaOnline is a price comparison platform that helps customers make informed decisions when purchasing complex financial products, focusing on insurance and financial services. Established in 2009 by Sebastian Valin and headquartered in Santiago, the company collaborates with banks and insurance providers to optimize customer acquisition and enhance the user experience. ComparaOnline's expertise lies in sales execution, streamlining the process for customers and providing valuable insights for financial decision-making.

MoneyHero Group is a fintech company that focuses on personal finance aggregation and comparison, aiming to empower individuals for a better financial future. The company's key pillars include Personal Finance Platforms and B2B Business, fostering partnerships with Creatory Channel Partners and Content Creators under eKos_connect. MoneyHero Group shapes the future of finance through technology and connectivity.

Hyphen Group operates CompareAsiaGroup, a prominent personal finance management platform in Asia. Established in 2013 and headquartered in Hong Kong, CompareAsiaGroup provides users with free and independent online tools to compare a wide range of financial products, including banking, insurance, credit cards, and personal loans. The platform partners with leading financial institutions across the region, enabling users to evaluate over 2,500 products. With a workforce of over 250 employees, CompareAsiaGroup has a significant presence in multiple countries, including Hong Kong, Malaysia, the Philippines, Singapore, Taiwan, and Thailand. The Group's mission is to empower individuals to save money and make informed financial decisions through its comprehensive comparison services.

Founded in 2013, Moni is a Buenos Aires-based fintech company offering digital financial services. It provides instant personal loans with flexible repayment options, a virtual wallet for fund management, prepaid cards for purchases, and tools for bill payments and mobile recharges, serving the underbanked population.

Network International is a prominent provider of payment solutions in the Middle East and Africa, established in 1994. The company offers a comprehensive suite of technology-enabled services designed to meet the diverse needs of merchants and financial institutions. Its offerings include credit and debit card processing, ATM management, merchant acquiring, and consumer finance applications. Network International is recognized for its innovative approach and ability to deliver tailored solutions that enhance payment transactions, making them secure, fast, and efficient. As a principal member of Visa International and MasterCard International in the UAE, it holds a significant position in the market, being the first independent vendor certified by both networks for card payments. The company also provides consultancy services to assist clients in planning and designing new card products and programs. Committed to driving customer revenue and profitability, Network International continues to evolve its services to adapt to the growing demands of the digital commerce landscape.

SeedPlus, established in Singapore since 2015, is a venture capital firm focusing on seed-stage companies within software-as-a-service, financial technology, artificial intelligence, and cybersecurity sectors. The firm aims to make around half a dozen investments annually.

Creditas is a financial technology company that operates a digital platform that offers secured consumer loans. It uses credit scoring systems and borrowers’ assets, such as homes and automobiles as collateral to offer loans. Sergio Furio founded BankFacil in 2012 that later became Creditas. It has its headquarters in São Paulo in Brazil.

Founded in 2009, Zoona is a mobile technology company that provides safe and reliable financial services to underserved communities across Africa. It offers products such as money transfers, electronic voucher payments, and agent payments through its interoperable distribution network. With operations in Zambia, Malawi, Mozambique, and support offices in South Africa, Zoona has processed over $2 billion in transactions since inception.

Airtm Inc., established in 2015, operates an online platform enabling users worldwide to send, receive, and store money in U.S. dollars. The company connects users with certified cashiers who facilitate transactions, with Airtm Inc. earning a commission. Airtm Inc. is headquartered in Dover, Delaware, and its services are accessible via a web-based platform.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

Founded in 2009, Zoona is a mobile technology company that provides safe and reliable financial services to underserved communities across Africa. It offers products such as money transfers, electronic voucher payments, and agent payments through its interoperable distribution network. With operations in Zambia, Malawi, Mozambique, and support offices in South Africa, Zoona has processed over $2 billion in transactions since inception.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Guiabolso is a Brazilian fintech company founded in 2014 by Thiago Alvarez and Benjamin Gleason, aimed at transforming the financial landscape through innovative technology and Open Banking solutions. With a user base of 6 million, Guiabolso offers an application that consolidates financial management, automates budgeting, and provides a curated marketplace for financial products. The platform enhances users' financial well-being by facilitating informed choices through unique segmenting and scoring capabilities. Additionally, Guiabolso stands out as the only company in Brazil with a fully operational end-to-end Open Banking solution tailored for B2B clients, offering advanced analytics and personal financial management features. By leveraging open data access, Guiabolso seeks to improve the financial lives of consumers and provide valuable insights to its corporate partners.

Monedo, a fintech company, leverages machine learning and alternative data sources to provide credit and digital banking services to the underbanked. Its offerings include consumer loans, a digital wallet, and a personal finance manager to help customers manage their credit score and spending. Additionally, Monedo's "Lending as a Service" model allows partners to integrate its credit products into their own platforms.

Embonds, formally known as Emerging Markets Bond Exchange Ltd., is a company based in London with a development team in Istanbul. It operates the world's first electronic trading platform specifically designed for emerging market bonds. The platform facilitates the trading of publicly traded sovereign and corporate fixed-income securities from Central and Eastern Europe, the Middle East, and Africa (CEEMEA), covering both domestic and Eurobond debt within the London time zone. Embonds aims to provide a transparent, user-friendly, and accessible electronic platform that pools liquidity from various participants, including asset managers, local primary dealers, and global banks. This approach helps achieve tighter spreads on trades, which are expected to narrow further as liquidity increases.

InvoiNet S.A. is a financial technology company based in Buenos Aires, Argentina, founded in 2008. It operates an online platform that facilitates the connection between financial suppliers and customers, enabling them to send, receive, manage, and finance invoices. The platform serves as an interactive portal for sellers, buyers, and financial institutions, promoting collaboration and enhancing the efficiency of invoice management and working capital financing. By providing a comprehensive marketplace, InvoiNet allows various stakeholders, including banks and professional investors, to engage effectively in the invoicing process.

Embonds, formally known as Emerging Markets Bond Exchange Ltd., is a company based in London with a development team in Istanbul. It operates the world's first electronic trading platform specifically designed for emerging market bonds. The platform facilitates the trading of publicly traded sovereign and corporate fixed-income securities from Central and Eastern Europe, the Middle East, and Africa (CEEMEA), covering both domestic and Eurobond debt within the London time zone. Embonds aims to provide a transparent, user-friendly, and accessible electronic platform that pools liquidity from various participants, including asset managers, local primary dealers, and global banks. This approach helps achieve tighter spreads on trades, which are expected to narrow further as liquidity increases.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

AB Microfinance Bank Nigeria Limited, established in 2008 and headquartered in Lagos, is a foreign-owned financial institution. It specializes in providing financial services to micro, small, and medium-sized enterprises, as well as low-income individuals. The bank offers a range of deposit accounts, including savings, current, and term deposits, along with lending services such as micro and small to medium enterprise loans. It operates as a subsidiary of Access Microfinance Holding AG, with a mission to enhance business opportunities for entrepreneurs and improve the financial status of its clients.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

SafetyPay is a global internet payment solution that facilitates secure online transactions for customers using their local bank accounts in their preferred currency. Designed to address the increasing demand for safe online payment methods, SafetyPay allows users to make purchases from merchants worldwide without the need for credit cards. Its software caters to various industries, including airline, automotive, retail, finance, and insurance, by providing real-time global payment options. By enabling hassle-free and secure transactions, SafetyPay enhances the online shopping experience for consumers and merchants alike.

Earthport facilitates international money transfers, operating in over 50 countries worldwide. It offers businesses and banks a faster, cheaper, and transparent cross-border payment service.

eleni LLC is a developer of commodity exchange platforms focused on frontier markets in Africa, with operations based in both Nairobi, Kenya, and Addis Ababa, Ethiopia. The company specializes in building comprehensive exchange ecosystems that enhance market access for traders, directly impacting the livelihoods of rural populations. Eleni offers a suite of integrated business applications tailored for commodity markets and manages various components of exchange projects. These include legal and regulatory frameworks, warehouse receipt systems, electronic central depositories, automated clearinghouses, trade matching, and real-time mobile market data. Additionally, eleni engages in delivery logistics, membership services, training and certification, market surveillance, compliance enforcement, and risk management, all aimed at fostering sustainable economic development in the regions it serves.

Equitas Holdings Limited, based in Chennai, India, operates as a non-banking financial institution through its subsidiaries. Founded in 2007, the company focuses on providing a range of financial services, including microfinance, vehicle finance, housing finance, and loans for micro and small enterprises, as well as agricultural and gold loans. It serves individuals and businesses, particularly those with limited access to traditional banking services. Additionally, Equitas Holdings engages in online freight facilitation under the Wowtruck brand. The company evolved from its original name, Equitas Micro Finance India Private Limited, in 2012, and it has since expanded its offerings to include a variety of financial products aimed at helping low-income customers and self-employed individuals.

Accion is a global nonprofit founded in 1961, headquartered in Cambridge, Massachusetts. It catalyzes financial service providers to deliver affordable solutions at scale for underserved populations, helping people and small businesses grow. Accion supports companies through advisory services, coaching, startup support, and board oversight.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

Financial Information Network & Operations Pvt. Ltd. provides technology and operational solutions to financial institutions. It designs and implements technology solutions, such as systems, services, and networks. The company offers Tijori, a biometric smart card based no frills saving account product designed for the banks/ micro finance institutions (MFIs) in the microfinance space; Saral, a loan management system; Parichay, which provides a foolproof and an easy-to-use means to establish an individual's identity; Sayana-Ravi, a credit scoring solution for banks and MFIs; Plus, an deposit management solution, which combines reach, services, delivery channel, and processing platform; and MITRA that covers operational tasks and mobile commerce transactions. It also provides business correspondent and banking ASP services. The company serves banking, micro finance, insurance, and government enterprises, as well as consultants. Financial Information Network & Operations Pvt., Ltd. was founded in 2006 and is based in Mumbai, India.

Financial Information Network & Operations Pvt. Ltd. provides technology and operational solutions to financial institutions. It designs and implements technology solutions, such as systems, services, and networks. The company offers Tijori, a biometric smart card based no frills saving account product designed for the banks/ micro finance institutions (MFIs) in the microfinance space; Saral, a loan management system; Parichay, which provides a foolproof and an easy-to-use means to establish an individual's identity; Sayana-Ravi, a credit scoring solution for banks and MFIs; Plus, an deposit management solution, which combines reach, services, delivery channel, and processing platform; and MITRA that covers operational tasks and mobile commerce transactions. It also provides business correspondent and banking ASP services. The company serves banking, micro finance, insurance, and government enterprises, as well as consultants. Financial Information Network & Operations Pvt., Ltd. was founded in 2006 and is based in Mumbai, India.