International Finance Corporation

JK Tyre & Industries is a prominent tyre manufacturer based in India, specializing in the development, production, marketing, and distribution of a wide range of automotive tyres and related products. The company offers an extensive portfolio that includes truck and bus radial and bias tyres, passenger car radials, and tyres for two- and three-wheelers, light commercial vehicles, and specialty applications such as racing and military. Additionally, JK Tyre produces off-highway tyres for industrial and agricultural use. Operating in India, Mexico, and other international markets, the company generates the majority of its revenue from its domestic operations, leveraging well-known brands such as JK Tyre, Vikrant, and Tornel.

Vesta Mexico develops and operates industrial infrastructure. The company designs and construct park-to-suit projects across various industries, such as aerospace, food and beverage, logistics, electronics, automotive, renewable energy, and medical equipment.

Vinte is a Mexican real estate company with over 11 years of experience in property and housing development. The company has successfully created communities where more than 20,000 families reside, contributing to an improved quality of life and asset growth for its residents. Vinte emphasizes a housing model that prioritizes welfare and happiness through community living and access to better living standards. The company has been recognized with eight National Housing Awards, reflecting its commitment to innovation and excellence in the real estate sector.

Vinte is a Mexican real estate company with over 11 years of experience in property and housing development. The company has successfully created communities where more than 20,000 families reside, contributing to an improved quality of life and asset growth for its residents. Vinte emphasizes a housing model that prioritizes welfare and happiness through community living and access to better living standards. The company has been recognized with eight National Housing Awards, reflecting its commitment to innovation and excellence in the real estate sector.

FIBRA Macquarie is a real estate investment trust based in Mexico that specializes in the acquisition, ownership, leasing, and management of industrial, retail, and office properties. The majority of its portfolio consists of industrial buildings, which account for the largest share of its total properties, square footage, and revenue. FIBRA Macquarie generates nearly all of its income from rental payments made by a diverse range of tenants, including manufacturers in the automotive, electronics, and consumer products sectors. The company leverages its institutional management expertise and internal property management platform to create value and unlock growth opportunities within its real estate assets.

Welbe Care is a healthcare platform developer based in Mexico City, established in June 2021 by Eduardo Medeiros Cardoso, Eduardo Medeiros, and Marcus Paiva. The company focuses on managing workers' health through the integration of data collection and artificial intelligence. Its platform creates a comprehensive health ecosystem that connects with local health services, including laboratories, clinics, and insurers. This integration allows businesses to monitor employee health effectively, identify potential issues, and enhance both productivity and quality of life. Additionally, Welbe Care offers an intelligent occupational management system paired with a minor medical expenses program that eliminates deductibles and copayments, further supporting the well-being of employees.

JK Tyre & Industries is a prominent tyre manufacturer based in India, specializing in the development, production, marketing, and distribution of a wide range of automotive tyres and related products. The company offers an extensive portfolio that includes truck and bus radial and bias tyres, passenger car radials, and tyres for two- and three-wheelers, light commercial vehicles, and specialty applications such as racing and military. Additionally, JK Tyre produces off-highway tyres for industrial and agricultural use. Operating in India, Mexico, and other international markets, the company generates the majority of its revenue from its domestic operations, leveraging well-known brands such as JK Tyre, Vikrant, and Tornel.

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) is a multinational financial group headquartered in Madrid, Spain, founded in 1857. The bank offers a wide range of services, including retail and wholesale banking, asset management, and private banking. Its offerings encompass current and savings accounts, loans, credit cards, and investment products. BBVA also engages in corporate and investment banking, providing services such as mergers and acquisitions, debt capital markets, and financial advisory. The bank operates in various regions, including Spain, Mexico, South America, the United States, Turkey, and parts of Asia-Pacific and Europe. Through its subsidiaries, BBVA serves individuals, small to medium-sized enterprises, and institutional clients, leveraging its significant size and geographic diversification to enhance its financial capabilities and risk management.

Crediclub provides financial solutions to micro-entrepreneurs and small and medium-sized enterprises underserved by traditional banking, with operations anchored in Monterrey, Mexico, where it has been active since 2005. The company develops a financial platform that offers personal loans, group loans, business loans, investment and payment services. The platform leverages artificial intelligence to improve risk assessment, enhance efficiency and personalize offerings, while blockchain-based trust and transparency support secure transactions. In addition to lending, Crediclub provides savings and payment products designed to help clients finance their ventures, grow their savings and strengthen their financial positions.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Founded over six decades ago, Sekura is a leading Mexican brokerage firm specializing in insurance, sureties, and affinity services. With a client base exceeding 550 corporations and serving over two million customers annually, Sekura delivers innovative solutions through advanced insurtech platforms.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Klar is a digital platform offering deposit and credit services. It provides instant credit, no-commission cashback, and withdrawal services via a card and mobile app, presenting secure, low-cost alternatives to traditional credit services.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Clinicas del Azucar is a pioneering chain of clinics in Mexico focused on providing low-cost, comprehensive diabetes care. Targeting the 12 million low and middle-income individuals affected by diabetes, the clinics employ innovative evidence-based algorithms and low-cost diagnostics to facilitate effective prevention and treatment services. By implementing sophisticated payment structures, Clinicas del Azucar significantly reduces the overall cost of care, decreasing expenses from approximately one thousand dollars to just two hundred dollars. Their approach not only makes diabetes care more accessible but also reduces the time and cost of treatment by 70%, thereby addressing the urgent need for specialized and affordable healthcare solutions in underserved communities.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

eFactorNetwork operates as a leading electronic factoring marketplace in Mexico, specializing in supply chain financing services. The company focuses on optimizing working capital for global supply chains by assisting suppliers in obtaining discounts on accounts receivable in exchange for advance payments. By integrating both national and international banks, eFactorNetwork enhances the scale of business for its clients and mitigates financial risk through diversified funding options. This approach supports suppliers in improving their cash flow and overall financial health, contributing to a more efficient supply chain ecosystem.

Branch International is a digital lending company that uses data from users' mobile devices to assess creditworthiness and offers personal loans through its Android application. Founded in 2015 and headquartered in San Francisco, it operates in multiple markets with offices in Lagos, Nairobi, Mumbai, Mexico City, and Kirkland, Washington. The company aims to reduce the cost of delivering financial services in emerging markets by applying data science to credit decisions, enabling quick loan approvals and building credit histories for users without reliance on traditional banking records. Through its mobile-first approach, Branch seeks to expand fair financial access for the mobile generation in developing regions.

Koin is a pioneering financial technology company in Latin America, specializing in Buy Now, Pay Later solutions that are designed to be secure and free of bureaucracy. The company provides a range of financial services for both business-to-business and business-to-consumer markets, including payment options through Pix and a robust anti-fraud solution. Koin aims to enhance the shopping experience by making consumption more accessible and valuable for consumers and corporate clients alike. By facilitating online purchases with a post-pay application that ensures payment occurs only after product receipt, Koin fosters trust between users and online retailers. In 2020, Koin was acquired by Despegar, the largest travel company in the region, further solidifying its position in the market.

Konfio is a financial services platform in Mexico that provides online lending and payment solutions for micro, small, and medium-sized businesses. It offers working capital and short-term loans, fixed-rate loans, corporate cards, and online payments. The platform uses a data-driven approach with proprietary analytics to measure creditworthiness and extend affordable credit to businesses underserved by traditional banks, supporting growth and productivity.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

Airtm Inc., established in 2015, operates an online platform enabling users worldwide to send, receive, and store money in U.S. dollars. The company connects users with certified cashiers who facilitate transactions, with Airtm Inc. earning a commission. Airtm Inc. is headquartered in Dover, Delaware, and its services are accessible via a web-based platform.

Citla Energy is an independent exploration and production company based in Mexico City, Mexico, with additional offices in Houston. The company actively participates in the development of Mexico's oil and gas sector by acquiring and building a diverse portfolio of selected onshore and offshore assets. Citla Energy operates both independently and in collaboration with other industry participants, positioning itself as a significant player in the evolving energy market.

Afluenta S.A. is a pioneering company based in Buenos Aires, Argentina, specializing in peer-to-peer lending and loans through its innovative online platform. Founded in 2008, Afluenta connects borrowers with lenders, allowing individuals and small to medium-sized enterprises (SMEs) to access loans at more competitive rates than those offered by traditional financial institutions. The platform not only provides borrowers with easier access to credit but also offers investors attractive yields on their funds. Afluenta operates in multiple countries across Latin America, including Argentina, Mexico, and Peru, with plans for future expansion into Colombia and Brazil. Its fully automated marketplace lending model features real-time credit assessment, risk scoring, and a secondary market where investors can trade loans, enhancing liquidity and efficiency in the lending process.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

Salauno operates a chain of ophthalmology clinics in Mexico focused on affordable eye care for low- and middle-income populations. The clinics provide services including cataract and glaucoma care, pterygium treatment, and management of diabetic retinopathy, with a patient-centered approach and emphasis on accessibility. The company aims to reduce the backlog of eye care needs by offering cross-subsidized services that enable patients to obtain high-quality treatment at lower costs. It runs 11 clinics across Mexico and has received recognition for social entrepreneurship, including the Schwab Foundation award.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

YellowPepper USA, LLC is a pioneer in mobile banking and payment solutions in Latin America, founded in 2004 and based in Miami, Florida. The company offers a white-labeled mobile payment platform compatible with major operating systems and communication protocols, including NFC, BLE, and QR codes, facilitating cashless transactions for consumers, businesses, and banks. YellowPepper also provides a mobile banking suite, enabling financial institutions to address the evolving needs of their clients. With a presence in countries such as Mexico, Colombia, Ecuador, and Peru, the company employs over 60 professionals across the region. Backed by Visa and the International Finance Corporation, YellowPepper combines extensive market knowledge with advanced payment technology, contributing to a robust payment ecosystem that enhances the purchasing experience for consumers and merchants alike.

NOVICA United, Inc. is an e-commerce company based in Los Angeles, California, focused on providing a diverse range of accessories for men and women. Established in 1998, the company offers women's accessories such as shawls, scarves, hats, gloves, belts, and travel items, as well as men's accessories including cufflinks, walking sticks, and wallets. In addition to its product offerings, NOVICA empowers global artisans by connecting them with customers and helping preserve artistic traditions. The company features over 30,000 unique, handmade works of art daily, encompassing artisan-crafted jewelry, apparel, and home decor. With regional offices in countries such as Brazil, Peru, Mexico, Ghana, Indonesia, Thailand, India, and Guatemala, NOVICA aims to support and promote the skills of local craftspeople worldwide.

Convergence Communications, Inc. is a prominent provider of managed data network services and high-speed internet access, serving enterprise customers across over 150 cities in Mexico and Central America. The company operates an extensive broadband telecommunications network built on an IP-based technology platform that employs packet switching to transmit voice, video, and data. This infrastructure supports a wide range of internet and data services, including high-speed internet, virtual private networks, and IP telephony. Through its innovative solutions, Convergence Communications enables businesses and government clients in Mexico, Central America, and the Andean region to access efficient and reliable telecommunications services.