International Finance Corporation

First Circle, founded in 2015 and based in Taguig, Philippines, specializes in providing financing solutions for small and medium enterprises (SMEs) across Southeast Asia. The company offers a range of services, including consumer lending, mortgages, and asset-based lending, with a focus on short-term loans that are collateral-free. First Circle aims to support business owners in their growth endeavors by leveraging advanced technology, data analytics, and a user-friendly online platform. Additionally, the company provides dedicated customer support and resources to foster a community of business owners, ultimately enhancing opportunities for SMEs to thrive.

Ayala Land, Inc. is a prominent real estate developer in the Philippines and serves as the real estate arm of Ayala Corporation, one of the country's largest conglomerates. With over eighty years of experience, Ayala Land has established itself as a leader in the industry, known for its commitment to quality and customer satisfaction. The company engages in land acquisition, planning, and the development of large-scale mixed-use and sustainable estates. Its diverse portfolio includes residential, office, commercial, and industrial properties, as well as shopping centers and hotels. Ayala Land operates through various segments, including Property Development, Shopping Centers, Offices, Hotels and Resorts, and Construction, generating revenue primarily from property development activities. The company's dedication to innovation, integrity, and service underpins its reputation as a trusted brand in Philippine real estate.

First Circle, founded in 2015 and based in Taguig, Philippines, specializes in providing financing solutions for small and medium enterprises (SMEs) across Southeast Asia. The company offers a range of services, including consumer lending, mortgages, and asset-based lending, with a focus on short-term loans that are collateral-free. First Circle aims to support business owners in their growth endeavors by leveraging advanced technology, data analytics, and a user-friendly online platform. Additionally, the company provides dedicated customer support and resources to foster a community of business owners, ultimately enhancing opportunities for SMEs to thrive.

Formed in 2015, NWP Property is a joint venture between PT. Nirvana Development Tbk. (NIRO) and Warburg Pincus, formed to build and develop a best-in-class retail platform in Indonesia. The Venture focuses on developing hypermarket-anchored shopping malls in Indonesia to capitalize on the country’s growth potential which is driven by rapid urbanization, emerging consumption and outsized economic growth. This strategic partnership is founded on a common vision to expand NWP Property’s footprint across high potential areas for retail development throughout Indonesia.

GoTo Group is an application used for ride-hailing, food delivery, and other services. GoTo Group is driving progress by providing technology infrastructure and solutions that enable everyone to participate in and thrive in the digital economy.

Thai Credit Retail Bank is a commercial bank based in Thailand, established in 2004 by Wanit Chaiyawan. The bank is dedicated to sustainable banking practices, emphasizing environmental, social, and governance (ESG) principles in its operations. It offers a range of financial services, focusing primarily on micro and small business loans, including MSME and Nano and Micro Finance aimed at supporting small entrepreneurs. Its operations are divided into two main segments: the banking business, which includes loans secured by residential property, personal loans, and gold loans, and an e-Wallet business run by a subsidiary. The majority of the bank's revenue is derived from its banking activities, reflecting its commitment to fostering sustainable growth for both businesses and society.

PT Bank BTPN Tbk, headquartered in South Jakarta, Indonesia, provides a wide range of banking products and services to diverse customer segments, including retail clients, micro, small, and medium enterprises (MSMEs), and corporations. Founded in 1958, the bank operates through several segments: Retail, MSME, Funding and Treasury, Corporate, and Sharia. Its offerings include savings and current accounts, time deposits, investment products, and various types of loans such as working capital loans, project financing, and employee credit facilities. Additionally, the bank delivers transaction banking services, including treasury solutions, cash management, and remittance services. As a subsidiary of Sumitomo Mitsui Banking Corporation, PT Bank BTPN Tbk is positioned to effectively serve its customers across the Indonesian market.

Evermos is a social commerce startup based in Indonesia that connects brands, resellers, and consumers, focusing on everyday Muslim products. Founded in November 2018, the platform allows individuals to become resellers without needing significant operating capital or complex e-commerce systems. Resellers can share a variety of halal products—including fashion, food, cosmetics, and home appliances—through messaging applications or social media, earning commissions on sales. By targeting lower-tier cities in Indonesia, Evermos aims to meet the everyday needs of Muslim consumers while empowering resellers to generate additional income. The company also seeks to support small brands in scaling their operations, thereby contributing to social impact and economic prosperity for individuals at the bottom of the economic pyramid.

Roojai is a managing general agent (MGA) that develops, prices, and manages a range of retail insurance products, primarily focusing on motor and health insurance. Established in Thailand in 2016 and expanding to Indonesia in 2022, Roojai operates an online insurance platform designed to enhance access to insurance in a transparent and cost-effective manner. The platform utilizes technology to lower operational costs while providing customers with clear information throughout the claims and repair process. It allows users to obtain personalized quotes, customize coverage options, file claims digitally, and manage payments seamlessly, all contributing to an improved insurance experience.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

SeA Bank is a banking institution that provides various services. The bank gives small businesses, large enterprises, and individuals access to a variety of banking products and services, including daily banking services, cards, including debit and credit cards, savings services, home loans, auto loans, and international transaction services. While preserving the expansion of large organizations, it places an emphasis on professional households and small and medium-sized businesses. SeA Bank was established in 1994 in Hanoi, Vietnam.

Nexford University is an online higher education institution founded in 2017 and based in Washington, D.C. It offers degree programs and courses designed to meet the demands of various industries, including technology, business, and healthcare. The university focuses on providing quality, affordable education that aligns with the needs of global employers, utilizing a curriculum informed by the skills most sought after in the job market. Nexford caters to students in multiple countries, such as the United States, the Philippines, Nigeria, and Egypt, and emphasizes flexible learning options to accommodate diverse learners. By leveraging artificial intelligence, the institution enhances its educational offerings to prepare students for success in a global workplace.

Kitabisa.com is an online crowdfunding platform for social and personal medical causes. Since 2013, Kitabisa facilitates over $40 million donations from millions of donors across Indonesia.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, card issuing, and various digital financial services. Additionally, the company focuses on mobile payments, digital disbursement, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector.

Sayurbox is a web-based platform based in Bandung, Indonesia, that specializes in the distribution of fresh fruits and vegetables. Founded in 2016, it connects consumers directly with farmers, allowing them to purchase chemical-free and organic produce. The platform emphasizes healthy living by offering vegetables that are harvested and delivered on the same day, ensuring freshness and quality. By facilitating online orders, Sayurbox aims to make healthy eating more accessible to its users.

HDBank, established in 1990, is one of the pioneering joint-stock commercial banks in Vietnam and has become a leading financial institution in the country. With over three decades of experience, HDBank offers a comprehensive range of banking and financial services tailored for individuals, businesses, and investors. The bank is recognized for its strong financial capacity and commitment to modern technology, which supports its operations and enhances customer service. As HDBank continues to expand its footprint, it is also looking to grow its presence in international markets.

Evermos is a social commerce startup based in Indonesia that connects brands, resellers, and consumers, focusing on everyday Muslim products. Founded in November 2018, the platform allows individuals to become resellers without needing significant operating capital or complex e-commerce systems. Resellers can share a variety of halal products—including fashion, food, cosmetics, and home appliances—through messaging applications or social media, earning commissions on sales. By targeting lower-tier cities in Indonesia, Evermos aims to meet the everyday needs of Muslim consumers while empowering resellers to generate additional income. The company also seeks to support small brands in scaling their operations, thereby contributing to social impact and economic prosperity for individuals at the bottom of the economic pyramid.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, card issuing, and various digital financial services. Additionally, the company focuses on mobile payments, digital disbursement, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector.

Cebu Pacific, established in March 1996, is a leading low-cost airline in the Philippines, known for its "low fare, great value" strategy. It has successfully transported over 70 million passengers and operates through two main segments: its airline services, which include the parent company and its subsidiary CEBGO, and its maintenance services under A-Plus. The airline primarily generates revenue from transportation services and maintenance operations, catering to both domestic and international markets. Cebu Pacific's extensive network of distributors facilitates the sale of its air services across various regions, including Asia, Europe, and beyond, making it a significant player in the Philippine air transportation industry.

PasarPolis is an insurtech startup based in Jakarta, Indonesia, founded in 2015 by Cleosent Randing. The company operates an online insurance comparison platform that aims to make insurance accessible to emerging consumers. It provides a variety of insurance options, including health, life, car, personal accident, property, and travel insurance. Through its online portal, PasarPolis enables customers to obtain quotes and manage claims efficiently, ensuring access to fast and affordable insurance plans.

Collectius Group is a multinational credit management service and asset management company with operations in the Philippines, Singapore, Malaysia and Thailand, with nearly two decades of experience in credit management service and purchase of non-performing loan (NPLs) portfolios of distressed consumer debt. Collectius is funded through its Swiss holding company in Zug, and its largest financier is Stena, which is a Swedish shipping company conglomerate.

VPBank offers insurance, personal services, loans, electronic banking, and other products and services. VPBank is a joint-stock commercial bank in Vietnam. VPBank has achieved steady development throughout its history. Especially since 2010, VPBank has grown dramatically with the development and implementation of the strategic transformation program, with diligent support from consulting companies.

Olam International Limited is a prominent agri-business established in 1989 and headquartered in Singapore. The company operates across 70 countries, providing a diverse range of agricultural products and industrial raw materials to over 16,200 customers. Olam has built a strong presence in various sectors, including cocoa, coffee, cashew, rice, and cotton, offering 47 different products across multiple platforms. Its business segments include Edible Nuts and Spices, Confectionery and Beverage Ingredients, Food Staples and Packaged Foods, Industrial Raw Materials, Infrastructure and Logistics, and Commodity Financial Services. The company sources, processes, packages, and merchandises products such as cocoa, coffee, edible nuts, grains, sugar, spices, and various raw materials. Employing approximately 62,500 individuals, Olam International has established itself as a leader in the agricultural sector, committed to sustainability and innovation in its operations.

Yoma Bank Limited is a leading domestic bank based in Yangon, Myanmar, established in 1993. The bank offers a range of banking products and services aimed at meeting the needs of its customers. It has made substantial investments in key areas such as technology, people, and corporate governance to enhance its operational capabilities. Recently, Yoma Bank has focused on upgrading its credit risk management and finance functions, improving treasury operations, and developing new banking products. Additionally, the bank has implemented a new core banking system to streamline its processes and better serve its clientele.

Maya is a Philippines-based technology company and a wholly-owned subsidiary of Smart Communications, Inc., under the umbrella of First Pacific. The company specializes in providing innovative digital solutions aimed at developing new business streams and adapting to evolving business models. Maya offers a comprehensive range of services, including merchant acquiring, domestic and international remittance, payment acceptance, card issuing, and various digital financial services. Additionally, the company focuses on mobile payments, digital disbursement, e-wallets, digital lending, and digital banking, positioning itself as a key player in the financial technology sector.

Principal Capital Public Company Limited is a Thailand-based enterprise specializing in the management and rental of properties, particularly in the central business district. The company offers a range of services that include healthcare services, serviced apartments, and office building management. Through its diverse portfolio, Principal Capital focuses on property development and rental, catering to both residential and commercial needs.

2C2P is a comprehensive payments platform based in Singapore that facilitates secure payment acceptance and processing for enterprises worldwide. It offers a single point of integration for online, mobile, and offline transactions, connecting to over 400,000 alternative payment locations to help businesses reach a diverse customer base. The platform supports both banked and unbanked transactions, enhancing e-commerce and m-commerce capabilities. In addition to payment processing, 2C2P provides a range of value-added services, including issuing, 3D Secure, bill payments, and digital goods, catering to the varied needs of its clients. The company serves a wide array of industries, including technology, online marketplaces, and retail, making it a preferred choice for global enterprises seeking efficient and secure payment solutions.

Sohan Lal Commodity Management Pvt Ltd specializes in agricultural commodity warehouse management and procurement services. Founded in 1971 and based in New Delhi, the company offers a comprehensive range of solutions, including commodity warehousing, agriculture financing, and collateral management. It also provides risk mitigation and analytical services, supported by its Commodity Market Intelligence division, which conducts crop surveys and studies. Additional services include quality testing, fumigation, pest control, and commodity certification. Sohan Lal serves a diverse clientele, including farmers, processors, millers, traders, and government entities, facilitating access to technology-driven logistics and storage solutions. The company has expanded its operations beyond India to Myanmar, reinforcing its position as a key player in the agri-logistics sector.

Orient Commercial Joint Stock Bank is a commercial bank based in Vietnam, operating more than 85 branches across 18 provinces. With a workforce of over 1,700 dedicated employees, the bank has demonstrated its ability to thrive in a competitive financial market over the past 15 years. Orient Commercial offers a variety of services, including deposit facilities, loans, insurance products, money transfer services, and corporate banking solutions, catering to the diverse needs of its growing customer base.

RedDoorz is an online platform that facilitates the discovery and booking of budget accommodations across Southeast Asia. Founded in 2015 and headquartered in Singapore, the platform connects travelers with a network of standardized budget hotels and guesthouses, primarily offering two-star and three-star properties. RedDoorz provides hotel partners with tools to enhance their visibility, manage distribution, marketing, customer experience, and pricing, thereby improving their operational efficiency and revenue potential. The company employs over 1,000 people across five countries and has received backing from notable investors, including Jungle Ventures and the International Finance Corporation. With a focus on delivering reliable stays, RedDoorz ensures that travelers benefit from essential amenities such as free Wi-Fi, clean rooms, and comfortable beds.

Roojai is a managing general agent (MGA) that develops, prices, and manages a range of retail insurance products, primarily focusing on motor and health insurance. Established in Thailand in 2016 and expanding to Indonesia in 2022, Roojai operates an online insurance platform designed to enhance access to insurance in a transparent and cost-effective manner. The platform utilizes technology to lower operational costs while providing customers with clear information throughout the claims and repair process. It allows users to obtain personalized quotes, customize coverage options, file claims digitally, and manage payments seamlessly, all contributing to an improved insurance experience.

Provider of banking services based in Jakarta, Indonesia. The company offers a complete range of financial services such as loan processing, savings and current bank accounts, e-banking, remittance, priority banking, fund transfers, loan services and online payment processing.

Oway, Inc. is a travel agency based in Yangon, Myanmar, founded in 2012. The company operates an online platform that allows users to book a variety of travel services, including flights, hotels, car rentals, and tours. Oway caters to both business travelers and consumers, offering solutions that include corporate travel management, visa assistance, and event planning. Additionally, the company provides taxi-hailing and e-payment services through its mobile application and website, facilitating efficient travel for its clients. With a comprehensive inventory and multiple payment options, Oway aims to enhance the travel experience for local and international customers.

Yoma Micro Power specializes in the development, ownership, and operation of small-scale power plants and mini-grids in off-grid regions of Myanmar. The company focuses on generating and distributing electricity to off-grid rural communities and telecommunication towers. Its projects utilize a combination of photovoltaic solar modules, diesel generators, and energy storage solutions, ensuring a reliable power supply. By connecting surrounding communities through mini-grids, Yoma Micro Power aims to enhance energy access for households and local businesses, contributing to the overall economic development of these areas.

RedDoorz is an online platform that facilitates the discovery and booking of budget accommodations across Southeast Asia. Founded in 2015 and headquartered in Singapore, the platform connects travelers with a network of standardized budget hotels and guesthouses, primarily offering two-star and three-star properties. RedDoorz provides hotel partners with tools to enhance their visibility, manage distribution, marketing, customer experience, and pricing, thereby improving their operational efficiency and revenue potential. The company employs over 1,000 people across five countries and has received backing from notable investors, including Jungle Ventures and the International Finance Corporation. With a focus on delivering reliable stays, RedDoorz ensures that travelers benefit from essential amenities such as free Wi-Fi, clean rooms, and comfortable beds.

An Binh Commercial Joint Stock Bank is a commercial bank based in Ho Chi Minh City, Vietnam, established in 1993. The bank offers a range of consumer and corporate banking services. For consumers, it provides various savings options, including term and non-term deposits, as well as loans for consumption, home renovation, car purchases, and education. On the corporate side, the bank offers commercial financing solutions, including import and export financing, SME financing, and loans for fixed asset investments. Additionally, it provides business banking services such as demand and term deposit accounts, e-banking, and payment services. An Binh Bank serves a diverse clientele through its transaction offices across Vietnam.

SeedPlus is a venture capital firm established in 2015 and located in Singapore. The firm specializes in early-stage investments, focusing on seed-stage companies primarily in the software-as-a-service, financial technology, artificial intelligence, and cyber security sectors. SeedPlus aims to make approximately six investments annually, targeting innovative startups that demonstrate potential for growth in these dynamic fields.

RedDoorz is an online platform that facilitates the discovery and booking of budget accommodations across Southeast Asia. Founded in 2015 and headquartered in Singapore, the platform connects travelers with a network of standardized budget hotels and guesthouses, primarily offering two-star and three-star properties. RedDoorz provides hotel partners with tools to enhance their visibility, manage distribution, marketing, customer experience, and pricing, thereby improving their operational efficiency and revenue potential. The company employs over 1,000 people across five countries and has received backing from notable investors, including Jungle Ventures and the International Finance Corporation. With a focus on delivering reliable stays, RedDoorz ensures that travelers benefit from essential amenities such as free Wi-Fi, clean rooms, and comfortable beds.

Oway, Inc. is a travel agency based in Yangon, Myanmar, founded in 2012. The company operates an online platform that allows users to book a variety of travel services, including flights, hotels, car rentals, and tours. Oway caters to both business travelers and consumers, offering solutions that include corporate travel management, visa assistance, and event planning. Additionally, the company provides taxi-hailing and e-payment services through its mobile application and website, facilitating efficient travel for its clients. With a comprehensive inventory and multiple payment options, Oway aims to enhance the travel experience for local and international customers.

Organica Water, Inc. is a wastewater design-build company specializing in innovative solutions for the treatment and recycling of wastewater. Founded in 1998 and based in Budapest, Hungary, the company has expanded its operations internationally, with locations in Princeton, New Jersey; New Delhi, India; Shanghai, China; and Jakarta, Indonesia. Organica provides a range of products and services that allow clients to construct and manage biological wastewater treatment plants in urban and residential areas. Its offerings include the Organica Bluehouse, a pre-assembled wastewater treatment solution; the Organica Biomodule, which supports biofilm growth; and the Organica Scallop Discfilter for removing suspended solids post-treatment. The company is recognized for its Fixed-Bed Biofilm Activated Sludge technology, which creates energy-efficient systems that integrate into existing infrastructure while promoting the reuse of treated wastewater. With a diverse clientele that includes large municipalities and multinational companies, Organica has successfully implemented over 75 treatment plants globally and continues to invest in research and development to enhance its technology.

The Global Indian International School, an initiative of Global Schools Foundation, was established with a focused dedication towards shaping well-rounded global citizens. We believe that the finest education of a child comes from the understanding of the real world that he or she lives in. It is with this vision that we have created Asia’s leading international school. Today, our growing network of schools spread over 20 campuses across 7 countries is grooming thousands of students from 52 nationalities to become future leaders. Our students gain global exposure and insights through international knowledge-exchange programmes. By tracking the best academic practices around the globe, we constantly strive to give them an unmatched learning experience. We are successful in providing holistic education that encourages students to excel in a variety of disciplines, such as academics, sports, music and dramatics. GIIS is the only academic institution in India to have won as many as six international awards for educational excellence, including two prestigious Asia Pacific Awards and two National Awards. We have also been rated ‘The Best International School’ in Singapore by Newsweek magazine, while many of our students have done us proud in some of the finest Ivy League universities in the US. We have nurtured young minds to become multi-talented individuals and it is their success story that gives us the conviction to provide the very best to your child!

NOVICA United, Inc. is an e-commerce company based in Los Angeles, California, that specializes in providing a wide range of accessories for both men and women. Established in 1998, the company sources its products from a network of regional offices located in various countries, including Brazil, Peru, Mexico, Ghana, Indonesia, Thailand, India, and Guatemala. NOVICA offers an extensive selection of items, including shawls, scarves, hats, gloves, belts, wallets, and travel accessories for women, as well as cufflinks, walking sticks, and key chains for men. The company is dedicated to empowering global artisans by connecting them with consumers and preserving traditional artistic practices. Featuring over 30,000 unique handmade works of art daily, NOVICA showcases artisan-crafted jewelry, apparel, and home decor, thereby promoting the rich culture and craftsmanship of its talented contributors.