The Icehouse

Cove develops a digital platform on which New Zealanders are able to buy, manage, and claim insurance on.

JRNY is focused on enhancing the insurance industry by providing an AI-powered digital assistant that streamlines the sale and management of insurance policies. Their product features three main components: the Insurance Modules, which cater to various types of insurance such as life, health, and auto; the JRNY Platform, which analyzes data and customer interactions to deepen understanding of client needs; and Custom Integrations, which allow for tailored solutions to meet specific business requirements. This comprehensive approach enables insurance providers and their agents to better serve customers, improve policy distribution efficiency, and enhance overall customer experiences while maintaining regulatory compliance. Through conversational interfaces embedded in insurers' digital ecosystems, JRNY facilitates key customer journeys, including needs analysis, quoting, renewals, and claims processing.

Montoux offers cloud-based actuarial automation and decision science technology for life and health insurers. Its platform automates routine actuarial tasks in pricing, enabling actuaries to shift from day-to-day model maintenance to strategic analysis and growth-led insights. It provides detailed and segmented analysis of key pricing metrics for product and pricing teams, supports scenario testing and sensitivity analysis, and uses actuarial science, data science, and AI-based optimization to improve pricing performance and decision quality. By freeing up resources, the platform helps insurers drive value in new business and in-force portfolios, while offering scalable, data-driven pricing workflows. The company is based in Wellington, New Zealand, and was established in 2012.