FJ Labs

Optifino is a fintech company that specializes in educating clients about the benefits of compounding and tax-efficient investments designed to last through generations. The firm focuses on transforming life insurance by enhancing transparency, protection, tax management, and liquidity. By bridging the gap between life insurance and investing, Optifino aims to provide innovative solutions that deliver value at every interaction, empowering customers to make informed financial decisions.

Muzz is a leading online matchmaking platform designed specifically for Muslims seeking marriage. Founded by Shahzad Younas, who transitioned from a successful career in investment banking to focus on this venture, Muzz has grown to over 8 million members and facilitated more than 400,000 successful matches. The app offers features such as personal chatting accounts, friend requests, private information sharing, photo posting, and event planning, catering to the unique cultural values of its users. Headquartered in Aldgate, London, Muzz has received $9 million in investments from various global investors and was notably the first Muslim-centric startup backed by Y Combinator. With a dedicated team of over 65 professionals, Muzz continues to transform how Muslims connect and marry, making a significant impact on the global Muslim community.

Crescenta is a pioneering digital private equity fund manager based in Southern Europe, focused on democratizing access to private market investments. The company offers a platform that facilitates investments in a curated selection of top-tier private equity funds, which were previously difficult for individual investors to access. Crescenta aims to enhance the investment experience by providing educational resources and digital advisory services, helping clients make informed decisions to maximize their returns. Additionally, the firm markets funds from other carefully selected fund managers, further expanding investment opportunities. With its emphasis on innovation and user education, Crescenta positions itself as a leader in the wealthtech sector, catering to the growing demand for alternative investments in the region.

Neo Financial is a FinTech company that offers an array of banking and financial services designed for efficient money management. It provides a secure platform for spending, saving, and earning rewards. Neo's credit card, issued by ATB Financial, operates on the Mastercard network, allowing users to make purchases easily. Additionally, the Neo Savings account, backed by Concentra Bank, offers competitive interest rates and is protected by deposit insurance. The company focuses on delivering a seamless experience with no monthly fees or minimum balance requirements, enabling users to manage their finances with greater flexibility and security.

Ledn builds financial products with a mission to help more people save in digital assets. Ledn’s suite of products consists of Borrow - A bitcoin-backed loan which allows customers to access dollars without selling their bitcoin, B2X - Allowing clients to instantly double their bitcoin holdings through the use of a Ledn loan and Save - A bitcoin and USDC savings account that pays interest on bitcoin or USDC with no minimums. For more information visit ledn.io.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Harness Wealth is a wealth management platform tailored for entrepreneurs, investors, and individuals involved in business development. It aims to provide accessible and valuable financial advice through a combination of innovative technology and expert advisory services. The platform employs proprietary technology to create personalized financial profiles, including balance sheets and opportunity assessments. This unified data approach enables clients to effectively monitor their financial activities and identify opportunities for growth. By integrating financial advisors, estate lawyers, and tax professionals, Harness Wealth offers comprehensive support to help clients achieve their financial goals and build lasting legacies.

Baraka is an investment application founded in the UAE that aims to democratize access to the stock markets. The platform provides users with educational resources, concise market news, and comprehensive stock analysis to build their confidence as investors. It facilitates commission-free investing in a wide range of stocks and exchange-traded funds, allowing individuals to easily explore various investment opportunities. Baraka's mission is to empower everyone to participate in the financial markets, making investment accessible and straightforward for all.

Vest is a digital investment advisor targeting the middle class in emerging markets. Through Vest, users can start investing with just 50 dollars in local funds and investment products.

Neo Financial is a FinTech company that offers an array of banking and financial services designed for efficient money management. It provides a secure platform for spending, saving, and earning rewards. Neo's credit card, issued by ATB Financial, operates on the Mastercard network, allowing users to make purchases easily. Additionally, the Neo Savings account, backed by Concentra Bank, offers competitive interest rates and is protected by deposit insurance. The company focuses on delivering a seamless experience with no monthly fees or minimum balance requirements, enabling users to manage their finances with greater flexibility and security.

Archblock is a financial technology company that focuses on bridging institutional capital to decentralized finance (DeFi) by enhancing modern financial infrastructure. As a key contributor to TrueFi, Archblock facilitates the involvement of institutional lenders and fund managers in blockchain-based lending, promoting transparency and accessibility in global lending markets. The company develops web3-enabled products that improve trading volume and liquidity for trusted stablecoins. Its platform ensures that fiduciaries adhere to smart contract instructions, backed by civil and criminal law, while providing legal recognition of ownership through financial institutions. This modular suite of products allows institutions and asset managers to create and manage stablecoins, tokenize real-world assets, and oversee portfolios, thereby enabling clients to generate asset-backed tokens and process digital payments in real-time. Founded in 2017 and headquartered in San Francisco, Archblock aims to redefine financial infrastructure for a more efficient and accessible global economy.

Muzz is a leading online matchmaking platform designed specifically for Muslims seeking marriage. Founded by Shahzad Younas, who transitioned from a successful career in investment banking to focus on this venture, Muzz has grown to over 8 million members and facilitated more than 400,000 successful matches. The app offers features such as personal chatting accounts, friend requests, private information sharing, photo posting, and event planning, catering to the unique cultural values of its users. Headquartered in Aldgate, London, Muzz has received $9 million in investments from various global investors and was notably the first Muslim-centric startup backed by Y Combinator. With a dedicated team of over 65 professionals, Muzz continues to transform how Muslims connect and marry, making a significant impact on the global Muslim community.

Avanza Bank Holding is a commercial bank headquartered in Stockholm, Sweden, founded in 1999. It aims to provide affordable and user-friendly banking solutions, prioritizing customer satisfaction and cost-effectiveness. The bank offers a range of financial products, including loans, subordinated debt, and a variety of investment options with the lowest trading fees in the market. Avanza has gained recognition for its innovative approach, highlighted by products such as Avanza Zero, a mutual fund with no charges, and Superbolånet, which boasts Sweden's lowest mortgage interest rate. With over 500,000 satisfied users and a strong reputation for customer service, Avanza is considered Sweden's largest niche bank, serving more than a quarter of a million active accounts. The bank continues to evolve its offerings to enhance the financial futures of its customers.