Experian

Sardine specializes in providing risk management solutions primarily for the financial services sector. They focus on using artificial intelligence and machine learning to help enterprises manage risks associated with fraud, credit, and compliance. The company aims to serve businesses in the digital economy by offering tools and services that enhance operational efficiency and ensure regulatory compliance.

KeySavvy is a Public Benefit Corporation whose mission is to make it safer and easier for people to buy and sell cars on their own. We accomplish this through technology that is tailored to the peer-to-peer vehicle transaction, partnerships with trustworthy brands, and a company culture dedicated to helping our customers. For consumers: Sellers can include a KeySavvy payment link in their ad on any marketplace. Buyers can then use that link to securely pay online with their bank account, wire transfer, credit card, or Zelle. KeySavvy verifies the seller's ownership and the buyer's payment, guaranteeing a clear title to the buyer and payment to the seller. For marketplaces: KeySavvy is a payment platform built specifically to help vehicle marketplaces facilitate transactions. By integrating with KeySavvy, marketplaces can improve customer trust and increase revenue. Visit www.keysavvy.com/marketplaces to learn more.

ClearSale is a leading provider of eCommerce fraud protection, specializing in the prevention of card-not-present fraud. The company combines advanced statistical technology with a large team of fraud analysts to deliver a comprehensive approach to fraud prevention. ClearSale is trusted by over 4,000 customers globally and has achieved a 99% customer retention rate. It is recognized as the first company to offer chargeback guarantees, positioning itself as a key player in the market for fraud prevention solutions. By helping businesses prevent fraudulent chargebacks while ensuring a seamless online shopping experience, ClearSale enables clients to increase their sales safely, even in complex international markets.

Reward predicts consumer behaviour then changes it. Working with Visa, Mastercard and American Express around the world, Reward helps drive customer engagement, NPS and cross sell for banks and drives incremental sales for the worlds largest retailers.

Illion is a provider of data, software, analytics, and credit risk management solutions tailored for various sectors, including financial services, telecommunications, utilities, and government. The company specializes in delivering unique sources of commercial information and insights that support businesses in their decision-making processes, particularly in acquiring, onboarding, and managing receivables. By developing advanced financial data and analytics software, Illion empowers clients with intelligent tools for credit risk management, lead generation, payment technologies, and tender management services. Through careful data analysis, Illion enhances its clients' capabilities to make informed decisions and optimize their operations.

Palenca is a company that specializes in a payroll application programming interface (API) designed to simplify the sharing of employment data between consumers and financial institutions. Its technology allows for the validation of income and employment information, providing clients with access to workers' personal profiles and earnings. This capability not only streamlines the background verification process but also facilitates automated collections directly from borrowers' paychecks, enhancing the overall efficiency of financial transactions related to employment verification and loan repayments.

PayHop connects suppliers and retailers on a single technological platform to guarantee payments and reduce distribution chain defaults. The company uses the retailer's credit card sales receivables as a guarantee of payment to the supplier, regardless of which vending machine. A team of experts with a wealth of experience in technology, electronic payments, and financial services for the supply chain established and oversees PayHop.

Wave HDC is a technology firm that provides data management and billing solutions for healthcare leveraging big data and AI.

Micronotes, Inc. is a digital marketing company based in Boston, Massachusetts, specializing in SaaS solutions for financial institutions. Founded in 2008, it leverages artificial intelligence and machine learning to enhance customer engagement and improve cross-selling of financial products. The company's flagship product, Cross-Sell, is a digital interview platform that utilizes customer data to generate personalized financial service offers. Additionally, Micronotes offers tools such as Mobile-SMS, which automates the referral process through customer interviews conducted via mobile phones, and a Net Promoter Score Measurement tool to assess customer loyalty. By applying these technologies, Micronotes enables financial institutions to better understand customer needs, drive sales opportunities, and foster stronger relationships with both existing and potential clients.

Lucinity Holding ehf. is a company that specializes in anti-money laundering solutions through its platform, ClearLens. Founded in 2018 and headquartered in Reykjavík, Iceland, with an additional office in New York, Lucinity focuses on helping financial institutions like banks and fintech companies detect and prevent money laundering. The ClearLens platform enhances the capabilities of anti-money laundering teams by enabling them to identify suspicious behavior patterns, conduct pre-evaluations, review cases, and streamline compliance processes. By utilizing advanced technologies, including augmented intelligence and generative AI, Lucinity improves operational efficiency, reduces false positives, and continuously enhances the review process. The company's commitment to innovation and user experience has positioned it as a trusted partner for organizations seeking to navigate regulatory requirements and mitigate financial crime risks effectively.

PayDashboard helps their staff understand their pay and their payslip while giving them access to payroll insights with their interactive payroll dashboards. It is a digital payslip portal that integrates with existing payroll software. Its mission is to provide the market's highest salary data platform.

MOVA is a fintech company that provides online investments and financing peer-to-peer lending services.

They’re the industry leader in online forms management solutions for HR and payroll. They partner with large employers to make W-2, W-4, HR forms, and online pay stubs processes easy and efficient. Through their online portal, they empower employees to use e-forms and provide customer service you can count on. Benefit from the power of CIC Plus.

Sardine is a financial technology company that specializes in providing a risk and fraud infrastructure tailored for the online economy. It has developed a device intelligence platform that leverages artificial intelligence and advanced risk engine software. This platform enhances fraud detection while minimizing sign-up friction by analyzing multiple real-time data points, including device information, browser details, and behavioral biometrics. By integrating this technology, Sardine enables businesses to establish a robust risk and fraud management framework, ultimately reducing costs within the fintech ecosystem.

Merit’s Software with a Service (SwaS) transforms large-scale government programs in weeks rather than years, contributing to a 95% customer satisfaction score. Our combined approach of technology and boots-on- the-ground support simplifies life-saving emergency response and recovery, initiatives to revitalize the workforce and connect people to quality jobs, and eligibility qualification for direct-to-beneficiary programs, including multi-million-dollar education grants in over 20 states. The Merit platform provides secure access and real-time verification for licenses, credentials, and eligibility status. Merit, a proud GovTech 100 company, is venture-backed by firms such as Andreessen Horowitz, corporations including Experian, and family investors. merits.com

KarmaCheck, Inc. is a technology-driven company based in San Francisco, California, specializing in offline and online background screening services. Established in 2018, it offers a comprehensive range of solutions, including criminal checks, employment and education verifications, motor vehicle reports, reference checks, and drug testing. Utilizing an API-first platform, KarmaCheck ensures a mobile-friendly candidate experience and rapid response times, delivering accurate background checks more efficiently. The company's innovative use of artificial intelligence and blockchain technology allows for real-time, actionable insights, helping businesses streamline their hiring processes and improve employee retention.

Gabi monitors insurance rates from all carriers and provides unbiased advice on the optimal coverage. Gabi provides a free, online "personal insurance shopper" that is licensed throughout the US and works with the nation's largest insurance companies including Nationwide, Travelers, and Safeco and new entrants such as American Family Insurance-backed Clearcover. Its technology automatically and continuously comparison shops for the best insurance products for its customers, saving them time and money. Switching from one insurance provider to another, as well as, tracking multiple insurance products is made easy with the Gabi app. Founded by Hanno Fichtner, Krzysztof Kujawa, Vincenz Klemm and Pawel Olszewski, the company is based in San Francisco with a technical team in Lodz, Poland.

PagueVeloz Serviços de Pagamento LTDA is a financial services company based in Brazil that offers a variety of payment solutions. Founded in 2005, the company provides services including bill receipt, credit card processing, SMS notifications, mobile recharges, and check verification. PagueVeloz operates an online platform that integrates with ERP systems to facilitate secure payment processing, acting as an intermediary for bank slips and credit card transactions. Additionally, it offers customer credit consultation services and has developed a mobile application for both Android and iOS users, enhancing accessibility to its payment services.

Traive Inc. operates an online lending platform tailored to the agricultural sector, facilitating loans to farmers by connecting them with lenders. Incorporated in 2018 and based in Saint Paul, Minnesota, with additional offices in São Paulo, Minneapolis, and Boston, Traive leverages advanced machine learning techniques to assess credit risk dynamically. The platform goes beyond traditional credit scores, incorporating factors such as agronomic performance and market risks to deliver comprehensive credit evaluations. This innovative approach enables farmers to access fair and affordable funding while providing lenders with valuable insights into borrower behavior and a diversified portfolio of credit-worthy individuals. By utilizing big data and AI, Traive aims to streamline the lending process, reducing bureaucracy for producers and enhancing protection for lenders.

Micronotes, Inc. is a digital marketing company based in Boston, Massachusetts, specializing in SaaS solutions for financial institutions. Founded in 2008, it leverages artificial intelligence and machine learning to enhance customer engagement and improve cross-selling of financial products. The company's flagship product, Cross-Sell, is a digital interview platform that utilizes customer data to generate personalized financial service offers. Additionally, Micronotes offers tools such as Mobile-SMS, which automates the referral process through customer interviews conducted via mobile phones, and a Net Promoter Score Measurement tool to assess customer loyalty. By applying these technologies, Micronotes enables financial institutions to better understand customer needs, drive sales opportunities, and foster stronger relationships with both existing and potential clients.

Capitalise.com is a financial information service focused on helping UK businesses secure the right funding by connecting them with suitable lenders. With a network of over 360 lenders, including more than 80 institutional and fintech partners, the platform simplifies the complex funding landscape for small and medium-sized enterprises (SMEs). Utilizing in-house technology and data analytics, Capitalise.com identifies optimal financing options tailored to the specific needs of businesses. This approach not only facilitates access to a variety of funding products but also empowers accounting firms to better serve their clients by clarifying and streamlining the funding process, thereby enhancing their role as trusted advisors.

Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, provides property and casualty insurance products with a focus on the real estate sector. The company aims to simplify the leasing process and enhance conversion rates for property managers while making renting more affordable and accessible for residents. Jetty's innovative platform helps property managers reduce bad debt and streamline operations, ultimately lowering the financial barriers for renters and saving them significant move-in costs.

Tax Credit Co. is a leading independent firm focused on optimizing tax credits and incentives for a diverse range of clients, from start-ups to large corporations. The company specializes in various tax credits, including research and development tax credits and Work Opportunity Tax Credits, leveraging its expertise and proprietary technology to offer comprehensive tax savings solutions. In addition to consulting, Tax Credit Co. provides administration technology that simplifies complex tax credit and compliance programs. This includes services related to federal and multi-state R&D tax credits, state enterprise zones, hiring incentives, and training grants. By personalizing client dashboards and validating data, the firm aims to maximize tax benefits while minimizing administrative burdens and reducing audit risks for its clients.

Flowcast Inc. is a technology company based in San Francisco, California, with an additional office in Singapore, founded in 2015. It specializes in designing and developing machine learning algorithms to create predictive models that assist financial institutions in making informed credit decisions. The company offers several solutions, including Smartcredit for detailed company information, Smartclaims for automating the deduction claims process, and Tillful, which provides credit scores and access to credit offers. Flowcast's models assess various risk factors, such as a business's ability to repay loans, the likelihood of dilution, and the risk of delinquency. By leveraging proprietary and alternative data, its API-based solutions enable real-time updates and monitoring of borrower risk assessments, providing clear insights into creditworthiness and repayment behaviors. Flowcast serves a diverse clientele, including corporations, financial institutions, and insurance providers.

RecargaPay is a Brazilian Super App that simplifies everyday payments for consumers and small to medium-sized enterprises (SMEs). It serves over 6 million users by consolidating various payment methods, including credit and debit cards, instant payments like Pix, and Open Finance, aiming to enhance the payment experience in the country. The platform offers a range of services such as bill payments, mobile top-ups, public transportation payments, installment plans, and loans, all designed for convenience and flexibility. By catering to both banked and unbanked individuals, RecargaPay is transforming how Brazilians manage their financial transactions. Founded in 2010, the company has raised over $120 million in funding from notable investors, and it is recognized as a Payments Institution and SCD by the Brazilian Central Bank.

LeadSpend develops innovative technologies and services to identify and clean bad data. Bad data happens when consumers falsely identify themselves online, or when affiliates commit lead fraud. Their real-time email validation service, identifies invalid email addresses before marketers attempt to contact these "leads", protecting a client's email sender reputation and improving inbox deliverability and performance. Maintaining a good sender reputation is essential for high inbox deliverability. LeadSpend's real-time email validation ensures that their clients collect accurate, valid email addresses from prospects and customers. Whether clients need to validate email addresses on a registration form, have leads coming in through other channels, or just need to clean up their file, LeadSpend has a range of easy-to-use options. Choose from their Javascript snippet, RESTful API, or a secure FTP.

Jetty Insurance Agency LLC, founded in 2015 and headquartered in New York, provides property and casualty insurance products with a focus on the real estate sector. The company aims to simplify the leasing process and enhance conversion rates for property managers while making renting more affordable and accessible for residents. Jetty's innovative platform helps property managers reduce bad debt and streamline operations, ultimately lowering the financial barriers for renters and saving them significant move-in costs.

Salary Finance Limited operates an online platform that provides employee benefit programs aimed at enhancing financial wellbeing. Incorporated in 2015 and based in London, the company partners with employers to offer services such as salary access, affordable loans, and savings solutions, all designed to improve employee retention and productivity. The platform facilitates loan repayments through payroll deductions, aligning with repayment plans established with employees. By focusing on financial education and support, Salary Finance aims to help individuals manage debt, cultivate savings habits, and access their earned income more effectively. This approach presents a more accessible alternative to traditional financial services, ultimately promoting healthier financial lives for employees globally.

RewardStock, Inc. is a web-based platform that assists users in optimizing their travel rewards by analyzing various points and miles programs. Founded in 2014 and based in Raleigh, North Carolina, the company provides tools and insights that enable users to make informed decisions about whether to pay cash or utilize rewards for travel. The platform aggregates information on credit cards tailored for specific trips, tracks reward points in one centralized location, and offers guidance on effective travel techniques. By simplifying the process of earning, tracking, and using reward points, RewardStock aims to help travelers save money and maximize the value of their rewards for booking trips.

InfoSum is a company that has developed a decentralized data platform aimed at facilitating collaboration among advertisers, media owners, data providers, and advertising technology firms while prioritizing customer privacy. Founded in 2016 and headquartered in Basingstoke, Hampshire, InfoSum's platform allows multiple parties to connect and utilize customer data without the need for data to be transferred or pooled. This innovative approach enhances data collaboration by ensuring that the underlying data remains secure and protected from exposure or misuse. By leveraging patented, non-movement data technology, InfoSum helps organizations unlock the potential of their customer data, ultimately enabling them to improve customer experiences while maintaining a strong focus on privacy.

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Steady removes barriers to earn through its income intelligence that supports over 3 million hourly, 1099 and mixed-earners in earning more, an average of over $5,500 per year. Steady's view of income also applies its technology for purposes of income measurement that fills the wage data gap for public and private sector entities that service this worker population in areas such as the administration of public sector benefits. Steady was founded in 2017.

Stackin' is a financial fitness platform aimed at empowering individuals to enhance their financial lives through engaging text messages. With over one million subscribers, it targets a younger demographic by offering tools and curated products that promote healthy financial habits in a fun and judgment-free environment. The platform leverages a custom messaging system, along with data, machine learning, and human interaction, to send personalized messages that educate users on saving money, reducing debt, and starting to invest. Additionally, Stackin' provides financial tips and content designed to inform and entertain its audience, helping them make informed decisions for their financial future.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

RAM Credit Info provides credit reports, alerts and monitoring, primarily to financial institutions.

Look Who’s Charging is a company based in Belmont, Australia, that addresses the longstanding challenge of matching transaction descriptions from debit and credit statements with detailed merchant information and spending categories. By offering transaction enrichment and categorization technology, the company enables banks to enhance their digital platforms, allowing customers to gain better visibility into their spending. Many cardholders struggle to identify up to 20% of their transactions due to vague descriptions, leading to confusion, unnecessary inquiries, and merchant charge-backs. Look Who’s Charging provides its data through an API, a web portal, or a browser plugin, catering to various user needs and streamlining the transaction review process for consumers.

My Health Direct, Inc. is a health services solutions company that specializes in digital care coordination, focusing on scheduling and booking healthcare appointments. The company's primary product, MyHealthDirect, is a referral management and online appointment-scheduling platform designed to enhance decision support, workflow management, and actionable analytics for various healthcare organizations. It connects hospitals, care management organizations, and community health initiatives to facilitate access to healthcare services. Founded in 2006 and originally known as Global Health Direct, the company is headquartered in Nashville, Tennessee. As of August 2019, My Health Direct operates as a subsidiary of Experian Health, Inc.

Hyphen Group is a network of finance companies. They empower and connect people to a better financial future through innovative tools, personalized digital experiences, and expert insights, and accelerate the digitization of the financial industry.

Stackin' is a financial fitness platform aimed at empowering individuals to enhance their financial lives through engaging text messages. With over one million subscribers, it targets a younger demographic by offering tools and curated products that promote healthy financial habits in a fun and judgment-free environment. The platform leverages a custom messaging system, along with data, machine learning, and human interaction, to send personalized messages that educate users on saving money, reducing debt, and starting to invest. Additionally, Stackin' provides financial tips and content designed to inform and entertain its audience, helping them make informed decisions for their financial future.

Bonify, a Berlin based FinTech-Start-up, enables customers to benefit from their credit scoring and financial data. The company gives customers free and easy access to their credit score and let them upload additional relevant data. Then, it offers tools and personalized recommendations to help optimize the customer’s financial situation. Founded in 2015 by key executives of McKinsey and Zalando, bonify has received significant funding from internationally leading VCs and successful entrepreneurs.

Grab Holdings Inc. is a prominent online-to-offline service provider based in Singapore, focusing on mobile technology solutions for transportation across Southeast Asia. Founded in 2012 by Anthony Tan and Tan Hooi Lng, Grab integrates various transportation services through its platform, which includes offerings such as GrabTaxi, GrabCar, GrabHitch, GrabShare, GrabCoach, GrabShuttle, GrabShuttle Plus, GrabFamily, JustGrab, GrabNow, and GrabRental. The company operates in multiple countries, including Singapore, Indonesia, the Philippines, Malaysia, Thailand, Vietnam, and Myanmar. In addition to its headquarters in Singapore, Grab has offices in Seattle, Beijing, Bangalore, Jakarta, and Vietnam, further extending its reach and capabilities within the region.

Canopy, headquartered in London, United Kingdom, is an insurtech company that aims to enhance the rental experience for tenants. By offering a smartphone app that creates an instant digital rental profile known as RentPassport™, Canopy replaces traditional cash security deposits with an insurance policy backed by HISCOX. This innovation not only makes renting more affordable and transparent but also empowers renters by giving them a portable rental reputation. As a result, renters can secure housing more easily and have the potential for greater financial freedom, ultimately allowing them to allocate more resources towards their desired lifestyles.

Canopy, headquartered in London, United Kingdom, is an insurtech company that aims to enhance the rental experience for tenants. By offering a smartphone app that creates an instant digital rental profile known as RentPassport™, Canopy replaces traditional cash security deposits with an insurance policy backed by HISCOX. This innovation not only makes renting more affordable and transparent but also empowers renters by giving them a portable rental reputation. As a result, renters can secure housing more easily and have the potential for greater financial freedom, ultimately allowing them to allocate more resources towards their desired lifestyles.

AllClear ID is a healthcare technology company that specializes in empowering patients, providers, and researchers to exchange medical records seamlessly within the global healthcare system. Founded in 2004 by Bo Holland, the company has transitioned to an employee-owned model after selling its breach response business to Experian in 2019. AllClear ID has developed a Digital Health Bank, where patients can securely store their medical records and control access to their data, ensuring privacy and compliance with healthcare regulations. In addition to its healthcare solutions, AllClear ID offers identity protection products directly to consumers and manages employee and customer benefit plans for large enterprises, helping healthcare providers deliver optimal care while ensuring proper reimbursement. The company is recognized for its commitment to high-quality service and innovative technology in identity protection and healthcare management.

AllClear ID is a healthcare technology company that specializes in empowering patients, providers, and researchers to exchange medical records seamlessly within the global healthcare system. Founded in 2004 by Bo Holland, the company has transitioned to an employee-owned model after selling its breach response business to Experian in 2019. AllClear ID has developed a Digital Health Bank, where patients can securely store their medical records and control access to their data, ensuring privacy and compliance with healthcare regulations. In addition to its healthcare solutions, AllClear ID offers identity protection products directly to consumers and manages employee and customer benefit plans for large enterprises, helping healthcare providers deliver optimal care while ensuring proper reimbursement. The company is recognized for its commitment to high-quality service and innovative technology in identity protection and healthcare management.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.

Aire is a credit assessment and automation platform that aids in underwriting decisions, founded in 2014 and headquartered in London, with expansion into the United States. The company offers consumers the ability to obtain their credit scores, facilitating applications for loans and credit cards. In the UK, customers can contact Experian UK for data requests related to their credit files associated with Aire.

Compuscan is a full service credit reference bureau, Compuscan collect, validate, load, verify, house and distribute consumer credit information. In addition, we provide a complete range of value adding products and services to assist you in making the best business decisions, thereby enabling you to minimise your risk and maximise your profits. Compuscan have a proven track record and years of experience in the credit industry, plus we are a recognised market leader in developing markets. Over the years we have developed our expertise by working closely with our customers to refine systems and processes in order to develop purpose driven credit management solutions and decision-making systems. We partner with organisations and businesses around Africa to establish and strengthen customer relationships and provide businesses with a competitive advantage.

Jirnexu is a company based in Kuala Lumpur that specializes in providing end-to-end digital acquisition tools and solutions for financial service institutions (FSIs) and service providers. Founded in 2012, Jirnexu enables banks, insurance companies, and other service providers to adopt a mobile-first approach, enhancing their ability to generate online leads and convert them into loyal customers. The company's offerings simplify the application fulfillment process and facilitate effective customer engagement, allowing clients to effectively manage the customer lifecycle. Additionally, Jirnexu empowers consumers through financial comparison tools, enabling them to make informed decisions and save money.

Caxe Technologies specializes in providing technology solutions for financial services, primarily targeting blue-chip B2B clients. The company has developed a data and AI-based platform that offers a range of services, including digital banking software, credit decision-making tools, analytics, risk management, and regulatory reporting. By integrating these capabilities, Caxe enables clients to enhance their operational efficiency and make informed financial decisions through improved digital sales and distribution strategies.

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Madaket, Inc. is a provider of SaaS solutions focused on the healthcare industry, headquartered in Cambridge, Massachusetts. Founded in 2012, the company specializes in automating healthcare enrollment processes, effectively connecting healthcare providers and payers to streamline administrative tasks. Madaket's platform enhances efficiency by reducing manual errors and allowing organizations to track the status of enrollments. The company has established exclusive partnerships with TriZetto Provider Solutions and HealthStream, facilitating access to a network that includes over 300,000 providers already in its system and an additional 325,000 providers under contract.

Jirnexu is a company based in Kuala Lumpur that specializes in providing end-to-end digital acquisition tools and solutions for financial service institutions (FSIs) and service providers. Founded in 2012, Jirnexu enables banks, insurance companies, and other service providers to adopt a mobile-first approach, enhancing their ability to generate online leads and convert them into loyal customers. The company's offerings simplify the application fulfillment process and facilitate effective customer engagement, allowing clients to effectively manage the customer lifecycle. Additionally, Jirnexu empowers consumers through financial comparison tools, enabling them to make informed decisions and save money.

Danal, Inc. is a subsidiary of Danal Corp of Korea. Danal’s Mobile solutions platform offers financial institutions and major retailers groundbreaking mobile transaction risk management services, and streamlined, customer conversion solutions that lower customer abandon rates during registration and checkout. Danal in the US is headquartered in San Jose, California. Its majority shareholder, Danal Co., Ltd (Seoul, South Korea), pioneered Direct Carrier Billing (DCB) technology in Korea, Taiwan and China in 2000. An additional shareholder, Morgenthaler Ventures, also participated in Danal’s $9.5 million Series A investment in 2007. After announcing its first direct carrier payment connection with Verizon wireless in 2010, Danal Co. purchased additional equity in Danal to take a majority ownership position. In March 2012, Danal entered a marketing agreement with Discover to enable the two companies to drive market-leading innovation and value in a rapidly-evolving Omni Commerce [across online, mobile, and retail channels] marketplace. Danal Inc. was acquired by Bango in May 2016.

Harvest Savings & Wealth Technologies Inc. specializes in developing digital technology solutions for the financial industry, enabling banks, credit unions, and other financial institutions to enhance their services. Founded in 2012 and based in Larkspur, California, the company offers a range of tools designed to facilitate effective savings and wealth management. Its products include Goalkeeper, a goals-based savings solution; Signals, which integrates with core systems to trigger value-added actions; Jumpstart, a digital account opening tool; and Automate, which supports clients throughout their wealth journey. By focusing on innovation and efficiency, Harvest Savings & Wealth Technologies aims to provide comprehensive, enterprise-grade solutions that improve the financial experiences of clients at every stage of their financial journey. The company, previously known as Trizic, Inc., rebranded in September 2019.

TrueData specializes in providing addressability-as-a-service through its advanced identity graph, which links individuals and households to their various digital devices within a privacy-focused framework. The company's mobile data insights platform enhances mobile advertisement targeting by supplying marketers with high-quality data that improves campaign return on investment. TrueData's services are essential for major advertising and data organizations, enabling them to implement effective omni-channel addressability and adapt their identity resolution and audience activation strategies in response to challenges such as cookie deprecation and increasing data costs.

At London & Country, the UK's largest independent fee free mortgage broker, They help thousands of people every year find the right deal on their mortgage and life insurance. Their expert advice is fee free and Their service is simple and straightforward - saving you time and money.

Runpath is a financial technology company based in London that specializes in providing innovative digital services designed to enhance financial management. Their platform offers a range of tools focused on product selection and personalization within a cloud-based marketplace. Runpath's technology facilitates the creation of messaging channels and delivers data-driven insights, enabling clients to design and deploy tailored financial software applications. The company utilizes a technology stack that includes Angular and Microsoft .NET technologies, ensuring they remain at the forefront of tech innovation. By partnering with various clients, Runpath's solutions are distributed across the web, helping users to manage their finances more effectively.

BankBazaar.com is India’s largest fintech co-branded credit card issuer and online platform for free credit score. It has a captive base of 50Mn registered users who use the platform for free credit score tracking and in-depth personal finance content and comparison tools. Its range of co-branded credit cards with India’s leading banks is driving the platform's rapid growth with more than half its customers now opting for BankBazaar's own co-branded products. The company is on track to facilitate one million active BankBazaar cobranded credit cards in force over the next couple of years. Supported by global investors such as Experian, Eight Roads, Sequoia India, WSV, and Amazon, BankBazaar has been at the forefront of democratising finance in India by providing end users with frictionless access to credit. BankBazaar has offices in Chennai, Bangalore, and Mumbai.

Canopy, headquartered in London, United Kingdom, is an insurtech company that aims to enhance the rental experience for tenants. By offering a smartphone app that creates an instant digital rental profile known as RentPassport™, Canopy replaces traditional cash security deposits with an insurance policy backed by HISCOX. This innovation not only makes renting more affordable and transparent but also empowers renters by giving them a portable rental reputation. As a result, renters can secure housing more easily and have the potential for greater financial freedom, ultimately allowing them to allocate more resources towards their desired lifestyles.

String Automotive, a subsidiary of String Enterprises based in Boston, MA, provides software solutions tailored for the automotive retail sector. The company focuses on helping auto dealers enhance their profitability by effectively attracting, converting, and retaining in-market buyers. Its offerings include software products for inventory control and customer management, designed specifically for small and medium-sized businesses in the automotive industry. Through these services, String Automotive aims to streamline operations and improve overall business performance for its clients.

TrueData specializes in providing addressability-as-a-service through its advanced identity graph, which links individuals and households to their various digital devices within a privacy-focused framework. The company's mobile data insights platform enhances mobile advertisement targeting by supplying marketers with high-quality data that improves campaign return on investment. TrueData's services are essential for major advertising and data organizations, enabling them to implement effective omni-channel addressability and adapt their identity resolution and audience activation strategies in response to challenges such as cookie deprecation and increasing data costs.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.

Finicity is a developer of a real-time financial data aggregation and insight platform used to drive financial decision making. It aims to help individuals, families, and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. The company, which launched its first financial product in 2000, has since grown to provide financial data APIs, credit decisioning tools, and financial wellness solutions. Finicity partners with influential financial institutions and disruptive fintech providers alike to give consumers a leg up in a complicated financial world. It has played a key role in innovative solutions like Experian’s Boost and it helps Rocket Mortgage by Quicken Loans access consumer-permissioned data for mortgage decisions.

INVIDI Technologies Corporation specializes in software applications that enhance targeted advertising in the television industry. Founded in 2000 and headquartered in Princeton, New Jersey, the company offers Advatar, a digital set-top box application that delivers personalized advertising and marketing messages to individual viewers. This service is designed for multi-channel video programming distributors, marketers, advertisers, and media buyers, enabling them to effectively reach specific audiences. INVIDI also provides the Advertising Decision System, a technology that assists in managing advertising selections and decisions for household delivery, catering to the evolving landscape of television advertising. The company supports cable, satellite, and IPTV service providers in optimizing their advertising strategies and promotions.

Canopy is a financial data aggregation, visualization, analytics, and reporting platform. Their primary product is for high net-worth individuals and wealth management professionals at financial institutions. They provide a complete and accurate picture of a HNWI’s entire wealth, from PDF or any data source, anonymously. Founded in 2013, the company is headquartered in Singapore, Singapore.

CSID is the leading provider of global identity protection and fraud detection technologies for businesses, their employees, and consumers. With CSID’s advanced enterprise-level solutions, businesses can take a proactive approach to protecting the identities of their consumers all around the world. CSID’s comprehensive identity protection products advance from credit monitoring to include a full suite of identity monitoring services; insurance and full-service restoration; identity authentication and voice biometrics; and proactive breach mitigation and resolution.

iCare Group is a Singapore-based employee benefits platform for low-income women factory workers in Cambodia and Laos. iCare offers its customers a multi-channel service of retail, buy-now-pay-later and financial leases that enhances customers’ lives and that of their families. iCare's customers can access all kinds of typical household products and choose whatever repayment option fits them the most through flexible, interest-free repayments.

Nav is a business financial management platform that provides entrepreneurs with free access to personal and business credit reports from major credit bureaus, including Experian, Dun & Bradstreet, Equifax, and TransUnion. The platform offers tools for monitoring finances and building business credit, along with a marketplace featuring over 100 financing products, such as loans and credit cards. By employing a lender-neutral approach, Nav helps business owners identify the most suitable financing options based on their specific needs and approval odds. Additionally, Nav's services are utilized by other business service providers to enhance their customer offerings, making it a valuable resource for managing operational funding requirements efficiently.

Passport Health Communications, Inc. is a software-as-a-service company specializing in revenue cycle management solutions for healthcare organizations, including hospitals, physician offices, and outpatient centers in the United States. The company offers a comprehensive suite of tools designed to streamline various aspects of the revenue cycle. Key products include the eCare Patient Access Suite, which facilitates patient demographic and insurance verification, compliance, and payment management; OrderChecker for validating outpatient diagnosis and procedure codes; and IntelliSource, an integrated system for patient access. Other offerings include the Patient Payment Estimator, eCashiering for processing payments, and a Claims Management Suite for claims submission and reimbursement. Passport Health Communications also provides automation solutions such as BatchSource, which enhances transaction processing. With a focus on improving efficiency and compliance, the company helps healthcare providers manage patient payments and insurance eligibility, thereby supporting effective financial operations in the healthcare sector. Founded in 1996 and headquartered in Franklin, Tennessee, the company was formerly known as InterMed, LLC before rebranding in 1998.

41st Parameter specializes in providing solutions for detecting and preventing fraud across various channels, catering to well-known brands in multiple industries. The company’s technology is utilized by leading financial institutions, e-commerce platforms, and travel service providers to combat cybercrime threats such as card-not-present fraud, phishing, and account compromise. Founded in 2004, 41st Parameter focuses on making fraud detection more efficient and effective, ultimately reducing costs and potential losses for its clients. In addition to its fraud detection solutions, the company offers consulting, education, project management, and implementation services, supporting sectors including e-commerce, travel, digital rights management, and social networking. Through its advanced device identification and risk management capabilities, 41st Parameter positions itself as a key player in the fight against internet fraud.

Conversen provides all the features and functionality needed to plan, execute, and optimize highly individualized, multichannel marketing programs, as well as build your own integrated applications for even greater control over your ROI. Conversen works exclusively with leading agencies and database marketing service providers who use the technology to execute next generation marketing campaigns for their clients. In addition Conversen's emphasis on "ease of use" reduces the learning curve and helps streamline the campaign production processes. The Conversen platform utilizes a "learn once, apply anywhere" approach so while the platform is capable of executing campaigns that range from simple to advanced in complexity - the differences in learning how to build them are small. For example, data rules created to drive dynamic content in an email marketing campaign promoting an offer for subscription renewal can also be used to do the same in a direct mail campaign weeks later.

192business provides online identity verification services. 192ukresearchbusiness provides organisations with identity verification, including personal data verification, fraud screening, and has over 1,000 clients worldwide. Clients include Halfords, The PKR.com.

Garlik is a provider of online identity products and services founded by the creators of notable UK online banks. The company specializes in helping individuals and businesses manage their digital identities and protect against online crime. Garlik's offerings enable consumers to discover and comprehend the personal information available about them in the public domain, allowing them to take control of how their identities are presented online. Through its innovative solutions, Garlik aims to enhance digital safety and empower users to safeguard their personal and financial information in an increasingly interconnected world.

Riskdisk is a company that specializes in providing credit information and analytical tools to small and medium enterprises (SMEs) in the United Kingdom. It focuses on delivering commercial credit reports and risk information, enabling businesses to make informed decisions regarding credit and financial risk. By offering these services, Riskdisk supports SMEs in managing their financial health and understanding potential credit risks associated with their operations and partnerships.

MPV is committed to improving business processes throughout the healthcare revenue cycle, resulting in increased efficiency and lower costs for medical groups, payers, employers and, ultimately, for patients. From improving payer contract management processes to verifying insurance and benefits to generating an accurate estimate of a patient's out-of-pocket expenses, MPV is your partner of choice. Their Web-based revenue cycle solutions enable providers to collect the right payment from the right party in the shortest amount of time, resulting in improved financial performance and a stronger bottom line.

Nightley Inc. is a Tokyo-based startup that specializes in geo-analytics solutions. Founded in 2011, the company provides a subscription-based platform for social media analytics and inbound insights. Its tools allow agencies, brands, local merchants, and government organizations to track and visualize foreign tourist hotspots on a map. By utilizing big data and location analysis, Nightley's geo-analytics engine enhances communication between shop operators and customers, enabling businesses to gather insights into the behavioral trends and preferences of visiting foreign tourists. This innovative approach supports clients in making informed decisions to optimize their operations and improve customer engagement.

SafetyWeb develops cloud-­based, personal security products that help people protect their Privacy, Identity, Reputation and Safety.  SafetyWeb was founded in 2009 by [Michael Clark](/person/michael-clark) and [Geoffrey Arone](/person/geoffrey-arone).

INVIDI Technologies Corporation specializes in software applications that enhance targeted advertising in the television industry. Founded in 2000 and headquartered in Princeton, New Jersey, the company offers Advatar, a digital set-top box application that delivers personalized advertising and marketing messages to individual viewers. This service is designed for multi-channel video programming distributors, marketers, advertisers, and media buyers, enabling them to effectively reach specific audiences. INVIDI also provides the Advertising Decision System, a technology that assists in managing advertising selections and decisions for household delivery, catering to the evolving landscape of television advertising. The company supports cable, satellite, and IPTV service providers in optimizing their advertising strategies and promotions.

Techlightenment Limited, is a full service social media agency, providing marketing-led, technology-based solutions to brands seeking to extend or build their presence amongst users of social networks. Techlightenment have developed solutions for clients including Samsung, MTV, BT and Paramount Pictures, delivering campaigns across MySpace, Facebook and Bebo, as well as iGoogle and desktop widgets. Two of its most critically acclaimed applications are a Bob Dylan application used to promote Sony BMG's release of the artist's new album, and Socialistics, an ambitious applications that aims to layer each users' social graph data. Techlightenment first demonstrated the power of distributed social profiles through their development of Friendvox, a browser-based IM service, in October of 2007.

Mighty Net, Inc. provides online services to consumers interested in managing their credit behavior.

RentBureau is a consumer reporting agency in the United States that specializes in collecting rental payment information from apartment residents. The company gathers data directly from apartment property management systems on a daily basis to create comprehensive credit files for tenants. This information is utilized by apartment screening services to assist in making informed decisions regarding potential residents. Additionally, RentBureau maintains the National Data Rental Exchange (NDRE), an online database that provides rental histories to apartment owners and managers through a subscription-based membership. The data gathered by RentBureau enhances decision-making within the multifamily housing industry and helps the credit industry identify and support reliable consumers.

A-Care Systems, Inc. is a company based in Tokyo, Japan, that specializes in email marketing and campaign management services. Founded in 1999, it offers a range of services including email distribution, client data hosting, and marketing research. The company utilizes its advanced distribution engine, MEGAPOST, to facilitate efficient and intelligent email delivery. In addition to these marketing services, A-Care Systems is involved in long-term healthcare, focusing on nursing care for the elderly. The company aims to enhance the health and well-being of community members by developing personalized care plans that consider individual physical and mental conditions, as well as their living environments. A-Care Systems operates as a subsidiary of Experian Japan K.K.

KreditInform is a provider of commercial credit information and analytics in South Africa. Founded in 1982, KreditInform operates one of the most comprehensive and up-to-date commercial information databases in South Africa. KreditInform maintains proprietary and public data on all registered companies in South Africa, including debtor records, payment histories, financial information, directorships, shareholding relationships and other commercial credit information, with records extending back over 25 years. KreditInform provides commercial information and solutions to over 2,000 customers in South Africa, including Nedbank, Standard Bank of South Africa, ABSA and FNB, helping companies to extend credit, monitor credit risk and assisting with collections strategies.

DP Information Group (DP Info) is Singapore’s leading credit and business information bureau. A veteran of nearly 3 decades, the company currently service 95% of Singapore’s financial institutions and some 75% of leading law firms. Through its 24/7 online information portal, QuestNet, DP enables its clients to make confident credit management decisions everyday based on comprehensive, accurate and reliable information. DP Info Group offers a credit management scores for the national credit consumer market and is also a developer of DP Credit Ratings, its own proprietary corporate credit ratings model based on the global probability of default approach. DP Info is a strong advocate for the SME and entrepreneurial segment, managing and operating an ACRA-appointed service bureau, DP Bureau, which assists SMEs and entrepreneurs in starting their business and operating them effectively and efficiently through their initial years.

N4 Solutions Ltd. operates as a mortgage sector and financial services software provider. N4 Solutions offers a software solution that supports the distribution of various financial services products, including mortgages, insurance, personal loans, credit cards, savings and investments, retail banking, and wealth management/financial planning

The pH Group provides data and analytics to help clients identify new business opportunities and develop targeted marketing campaigns. The pH Group operates across a wide range of industry sectors, including financial services, IT and telecoms.

Founded in 2001, Emailing Solution provides email development, delivery and management services to over 300 clients in the retail, catalogue, financial services and media sectors. All emails are sent on behalf of clients to consumers who have given their consent to receive marketing and commercial emails. Its clients include AXA, Orange, Staples and HP.

Experian Hitwise is the leading online competitive intelligence service. Experian Hitwise gives marketers a competitive advantage by providing daily insights on how 25 million Internet users around the world interact with more than 1 million Web sites. This external view helps companies grow and protect their businesses by identifying threats and opportunities as they develop. Experian Hitwise has more than 1,500 clients across numerous sectors, including financial services, media, travel and retail. Experian Hitwise (FTS:EXPN), www.experianplc.com, operates in the United States, the United Kingdom, Australia, New Zealand, Hong Kong, Singapore, Canada and Brazil. More information about Experian Hitwise is available at www.hitwise.com. For up-to-date analysis of online trends, please visit the Hitwise Research Blog and Hitwise Data Center.

Informarketing Ltda is a direct marketing services provider in Brazil. Founded in 1995, Informarketing provides marketing data, services and analytical tools primarily to the financial services sector. Its clients include multinational and local companies, including HSBC, Banco Safra and UOL, the largest Internet Service Provider in Brazil.