Enza Capital

Djamo is a financial technology company that offers a financial application enabling customers to utilize their cards without incurring fees across a variety of services. The application provides free and limitless card options that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and exercise control over their withdrawals and overall financial management. Djamo's focus is on enhancing financial accessibility and convenience for its users.

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

WideBot, Inc., established in 2016 and headquartered in Cairo, Egypt, specializes in developing an Arabic-focused bot builder platform. The company's core product, WideBot, empowers businesses to create intelligent chatbots that communicate effectively in the Middle East and North Africa (MENA) region, without requiring coding expertise. WideBot's platform offers data training and building, customization and optimization, hosting and maintenance, and ongoing technical support, all driven by its proprietary, enterprise-grade AI engine that understands multiple Arabic dialects and detects sentiment and tone. As a META Official Partner, WideBot is recognized as MENA's leading AI communication platform, focusing on enhancing customer experience and AI engagement.

Hub2.Io is a system for digitizing ongoing transactions. Services like cash out, to pay, manage, and others are offered by them. Connecting businesses to their infrastructure will enable them to accept and process payments quickly and safely.

Nash enables finance teams to manage all their finance flows in one place and craft their money flow experiences globally. Our ledger-based operating system allows your borderless business to connect all your money accounts, accounting systems, payment service providers, treasury operations, spend management in one place. Our mission is to enable borderless commerce in Africa. We achieve this initially by providing your team with all the finance tools needed to build, scale, and grow your borderless business without the need for a costly and complex in-house infrastructure.

DotPay helps hundreds of people quickly and securely make cash withdrawals, transfers, and pay bills. It operates by utilizing network agents that use Dotpay terminals in various locations and offer financial services there and in the neighborhood around the community. DotPay is located in Yaba, Lagos.

EarthAcre is a company focused on climate and biodiversity conservation by collaborating with local communities. It provides environmental technology services aimed at addressing climate change and preventing biodiversity collapse through the application of advanced monitoring techniques. Utilizing drones, acoustic monitors, and other technologies, EarthAcre specializes in assessing ecosystem health on a large scale. The company empowers indigenous and smallholder landowners by facilitating payments for the carbon and biodiversity assets associated with their land. This approach enables landowners to engage in holistic land regeneration and ecosystem conservation, contributing to efforts aimed at reversing climate change and preserving biodiversity.

Copia Global Inc. is an e-commerce company based in Nairobi, Kenya, founded in 2013. It provides an innovative application that allows users to browse and order products from local shopkeepers, facilitating access to a wide range of quality goods for consumers in the developing world. The platform is designed to empower middle to low-income Africans by enabling them to make purchases without needing direct internet access. Copia Global leverages mobile technologies and a network of local agents to serve as distribution points, ensuring efficient delivery of products at consumers' convenience. The application also incorporates a mobile payment system, allowing shopkeepers to fulfill customer orders seamlessly.

MNZL is focused on enhancing access to capital for individuals in Egypt by leveraging technology to transform asset ownership into liquidity. The company has developed a property technology marketplace platform that enables users to register their homes digitally and access home equity investments. Through its innovative digital solutions, MNZL offers financing options at competitive interest rates and provides a user-friendly dashboard for clients to manage their assets and mortgage options seamlessly. By facilitating easier access to funds based on asset value, MNZL aims to redefine asset-backed financing in Africa and empower individuals to utilize their wealth effectively.

Cloudline is a logistics services provider that utilizes lighter-than-air technology powered by solar energy to facilitate emissions-free aviation. The company operates remotely piloted long-range autonomous airships capable of transporting large payloads, gathering data, and conducting maintenance inspections. Its primary mission is to connect isolated communities worldwide to the global supply chain through drone deliveries, particularly in rural villages, island nations, and disaster-stricken areas, enabling access to international aid without significant infrastructure investments.

Craydel is an educational information platform dedicated to enhancing the experience of students and working professionals in Africa as they explore higher education opportunities. The platform offers a comprehensive selection of undergraduate, postgraduate, and vocational programs from reputable universities and colleges across 15 countries. Users can easily compare various academic options, including degrees, diplomas, and online certificate programs, which allow them to assess their interests before committing to a specific career path. By providing verified information about institutions and their tuition fees, Craydel enables individuals to make informed decisions that align with their career goals, personal preferences, academic performance, and financial considerations.

Ndovu is a financial advisory platform that provides personalized and cost-effective investment solutions for users seeking to engage with both local and global financial markets. The company employs advanced technology and expert financial advisors to simplify investment processes, making them more accessible to a broader audience. Ndovu's platform features curated investment funds and tailored investment plans that align with individual risk tolerance and financial goals, empowering customers to navigate the complexities of investing and enhance their wealth-building potential.

Peach Payments is a company that specializes in providing payment solutions for online and mobile businesses, facilitating the acceptance of payments from consumers worldwide, with a strong emphasis on emerging markets, particularly in Africa and the BRIC countries. The company has developed an online payment platform that offers a variety of electronic payment services. This platform features a well-documented API for easy integration, allows payment collection through email and SMS, and includes secure tokenization for storing card data. Additionally, it enhances user experience by enabling one-click checkouts, ensuring a safe and efficient transaction process across all digital channels.

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

Jumba is a construction technology platform based in Nairobi, Kenya, established in 2022. The company focuses on optimizing B2B construction material purchases and financing, serving as a vital link between manufacturers and retailers. Its platform allows businesses to order a range of materials, including cement, steel, paint, tiles, plumbing, electrical supplies, and finishes for kitchens and bathrooms, with the option to pay later. By connecting small hardware stores with medium-sized retailers in their vicinity, Jumba facilitates inventory updates and streamlines the construction supply chain in Africa, making the procurement process more efficient for hardware retail establishments.

Yebo Fresh is an online grocery shopping service based in Cape Town, South Africa, focused on delivering a wide range of products, including meat, poultry, fish, dairy, dry groceries, drinks, frozen foods, fruits, vegetables, toiletries, and household items. The company specifically targets underserved areas, such as Imizamo Yethu, Langa, Khayelitsha, Mfuleni, and Gugulethu, where access to formal retail options is limited. By leveraging unique business partnerships, Yebo Fresh is able to offer high-quality products and popular brands at competitive prices. Following recent funding, the company is expanding its reach throughout the greater Cape Town area, aiming to enhance grocery accessibility for its communities.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Djamo is a financial technology company that offers a financial application enabling customers to utilize their cards without incurring fees across a variety of services. The application provides free and limitless card options that function like standard debit cards, allowing users to set aside funds for savings, monitor their expenses, manage card payments, and exercise control over their withdrawals and overall financial management. Djamo's focus is on enhancing financial accessibility and convenience for its users.

Turaco Inc., established in 2018 and headquartered in Wilmington, Delaware, is an insurance technology company specializing in providing affordable health and life insurance solutions to low-income individuals. It offers a range of products, including health loans and insurance, delivered through a user-friendly mobile application and online platform. Turaco's mission is to make healthcare financing accessible and affordable, enabling customers to manage risks and obtain necessary medical care at budget-friendly monthly premiums.

Tugende is a financial services company based in Kampala, Uganda, founded in 2012. It focuses on providing financing solutions to informal sector entrepreneurs and small to medium-sized enterprises. The company specializes in helping motorcycle taxi drivers and other clients acquire business assets, such as motorcycles, special hire taxis, and matatus, allowing them to transition from renting to ownership within eighteen months. This shift not only enhances their income and job security but also improves road safety. In addition to asset financing, Tugende offers a range of supportive services including insurance, safe riding training, and access to genuine parts and maintenance services. Through its comprehensive approach, Tugende aims to bridge the credit gap for small businesses and foster financial independence among its clients.

Jumba is a construction technology platform based in Nairobi, Kenya, established in 2022. The company focuses on optimizing B2B construction material purchases and financing, serving as a vital link between manufacturers and retailers. Its platform allows businesses to order a range of materials, including cement, steel, paint, tiles, plumbing, electrical supplies, and finishes for kitchens and bathrooms, with the option to pay later. By connecting small hardware stores with medium-sized retailers in their vicinity, Jumba facilitates inventory updates and streamlines the construction supply chain in Africa, making the procurement process more efficient for hardware retail establishments.

Pharmacy Marts is an online business-to-business marketplace based in Cairo, Egypt, that facilitates the procurement of daily prescriptions and medications for pharmacists. Founded in 2021, the platform aggregates offerings from various suppliers, allowing medical providers to list their products in one centralized location. By providing access to discounts and eliminating delivery charges, Pharmacy Marts streamlines the purchasing process for pharmacists, enabling them to efficiently meet their supply needs. The company also integrates fintech and logistics solutions to enhance its marketplace, ensuring that pharmacists can easily find suitable offers for their daily supply requests.

Gigmile is a financial services company that specializes in supporting gig workers by offering an online lending platform. The company provides essential services and affordable leasing options for productive assets, specifically designed to align with the earnings of gig workers. This approach enables individuals in the mobility industry to operate as entrepreneurs while alleviating concerns related to health, working capital, and emergency expenses. By focusing on the unique needs of gig workers, Gigmile aims to empower them to succeed in their endeavors.

Paps is a transport and logistics company based in Dakar, Senegal, founded in 2016. It provides innovative distribution and delivery solutions for businesses and merchants through its e-commerce platform, which allows real-time scheduling and tracking of deliveries. Paps specializes in the transportation of documents and parcels, secure storage, and the insured delivery of packages either to relay points or through last-mile services. The company’s logistics application features live tracking, an intelligent address system, and automatic dispatch, ensuring a fully digitalized postal logistics service that facilitates timely movement of shipments. Additionally, Paps offers professional services, including cash on delivery management, courier provision, return management, collection, and periodic reporting, catering to a wide range of logistical needs.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

Craydel is an educational information platform dedicated to enhancing the experience of students and working professionals in Africa as they explore higher education opportunities. The platform offers a comprehensive selection of undergraduate, postgraduate, and vocational programs from reputable universities and colleges across 15 countries. Users can easily compare various academic options, including degrees, diplomas, and online certificate programs, which allow them to assess their interests before committing to a specific career path. By providing verified information about institutions and their tuition fees, Craydel enables individuals to make informed decisions that align with their career goals, personal preferences, academic performance, and financial considerations.

Autochek is an automotive technology company founded in 2020 and based in South Africa. It operates online platforms that connect buyers and sellers in the automotive sector, facilitating smoother transactions. The company focuses on enhancing commerce within this industry by providing digital solutions that improve access to auto loans, quality maintenance, aftersales services, and warranty solutions. Its marketplace aims to create a better system for coordinating and maintaining vehicle records, making it easier for car buyers and sellers to engage in the automotive market. Through these initiatives, Autochek seeks to modernize the way automotive transactions are conducted.

Sendbox operates a platform facilitating e-commerce transactions on popular social media platforms like Instagram, Facebook, and WhatsApp across North America, Europe, and Africa. The company offers infrastructure for shipping, secure escrow payments, and merchant discovery services, enabling merchants and customers to engage in safe and convenient online shopping experiences.

Eden Life Inc., based in Lagos, Nigeria, specializes in tech-enabled housekeeping services for professionals. Through its online platform and mobile application, the company offers a range of services including laundry, meal preparation, house cleaning, equipment maintenance, and meal delivery. By aggregating vendors offering diverse services, Eden Life enables clients to efficiently manage their household chores.

Shara is a mobile application that provides a digital platform for consumer goods companies in developing markets. It offers tools for managing business operations, including the ability to send receipts and invoices, track outstanding payments, and issue reminders and professional statements at no cost. Additionally, Shara features a secure wallet designed to help clients organize their finances and enhance their business growth systematically. Through these services, Shara aims to streamline business processes and support the development of small and medium enterprises in emerging markets.

Guidewheel is a developer of an AI-powered FactoryOps platform designed to enhance productivity and profitability for manufacturers across their operations. The platform is non-intrusive, resembling a smartwatch, and utilizes advanced technology to monitor machines by analyzing their electrical activity to determine operational speed, startup, and shutdown times, as well as identifying potential issues before they escalate. Guidewheel's solution incorporates additional sensors and features that contribute to both profit enhancement and sustainability efforts while maintaining a user-friendly, modular, and scalable interface. Founded at Stanford University, the company has successfully partnered with hundreds of manufacturers, achieving an average runtime improvement of 40%. Recognized by the World Economic Forum as a Tech Pioneer, Guidewheel aims to become the leading real-time intelligence platform for the world's factories, significantly impacting business operations and addressing climate change.

Quro Medical is a digital health company that specializes in providing premium hospital-at-home services. The company has developed a comprehensive healthcare ecosystem that integrates medical specialist oversight, clinical professional treatment, and evidence-based clinical protocols. It focuses on patient biometrics monitoring through predictive analytics and offers on-demand in-home services. By doing so, Quro Medical aims to deliver accessible and affordable healthcare solutions to patients, allowing them to receive high-quality medical care in the comfort of their own homes.

Money254 is an integrated financial services marketplace that operates a loan comparison platform designed to enhance transparency and accessibility in financial decision-making. It aggregates and reviews a wide range of financial and insurance products from established institutions, allowing users in Kenya to efficiently search and compare these offerings. By centralizing financial and insurance services into one database, Money254 aims to simplify the process for customers, facilitating informed choices in a fast and transparent manner.

Tugende is a financial services company based in Kampala, Uganda, founded in 2012. It focuses on providing financing solutions to informal sector entrepreneurs and small to medium-sized enterprises. The company specializes in helping motorcycle taxi drivers and other clients acquire business assets, such as motorcycles, special hire taxis, and matatus, allowing them to transition from renting to ownership within eighteen months. This shift not only enhances their income and job security but also improves road safety. In addition to asset financing, Tugende offers a range of supportive services including insurance, safe riding training, and access to genuine parts and maintenance services. Through its comprehensive approach, Tugende aims to bridge the credit gap for small businesses and foster financial independence among its clients.

Paps is a transport and logistics company based in Dakar, Senegal, founded in 2016. It provides innovative distribution and delivery solutions for businesses and merchants through its e-commerce platform, which allows real-time scheduling and tracking of deliveries. Paps specializes in the transportation of documents and parcels, secure storage, and the insured delivery of packages either to relay points or through last-mile services. The company’s logistics application features live tracking, an intelligent address system, and automatic dispatch, ensuring a fully digitalized postal logistics service that facilitates timely movement of shipments. Additionally, Paps offers professional services, including cash on delivery management, courier provision, return management, collection, and periodic reporting, catering to a wide range of logistical needs.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

Sendy Ltd. is a logistics company based in Nairobi, Kenya, founded in 2014. It operates a comprehensive logistics platform designed to simplify and optimize delivery processes for businesses. The platform facilitates door-to-door delivery for e-commerce and assists manufacturers and distributors in managing their logistics more efficiently. Sendy connects businesses with multiple transporters, allowing them to schedule, track, and pay for deliveries seamlessly. With a focus on transparency and security, Sendy empowers thousands of companies to manage their logistics through an integrated system that also provides access to reporting tools and cashless payment options.

Vula Mobile is a developer of a medical referral application aimed at improving healthcare access in remote areas. The application connects primary healthcare workers with on-call specialists, allowing for efficient communication and consultation. It enables health workers to capture patient information, take photographs, and document a brief medical history, which can then be sent directly to specialists. This process allows patients to receive expert advice without the necessity of an in-person visit, addressing a significant barrier to healthcare access, particularly in regions where medical resources are limited. By facilitating these connections, Vula Mobile plays a crucial role in enhancing the quality of care and potentially preventing unnecessary blindness and other health issues in underserved populations.

‍Rescue.co provides emergency response services in the region.

Tuteria is an e-learning platform that connects students with qualified private tutors for a wide range of subjects and skills. The company operates an online marketplace where users can find instructors for academic subjects, competitive exam preparations, language learning, and various skills such as music, swimming, and photography. Tuteria ensures that all tutors are thoroughly vetted, verifying their skills and identities before they are listed on the platform. This allows users to book one-on-one lessons with trusted instructors in their local area, including major cities like Lagos, Port Harcourt, and Abuja, as well as other regions across the country.