European Bank for Reconstruction and Development

Gorenjska banka, d.d., headquartered in Kranj, Slovenia, offers a wide range of banking products and services primarily to individuals, corporations, and sole proprietors in the Gorenjska region. The bank provides services such as accepting deposits, consumer and mortgage loans, financial leasing, and factoring. Additionally, it facilitates payment services, including the issuance and management of payment instruments, guarantees, and other commitments. Gorenjska banka also engages in foreign exchange trading and offers investment services along with the safekeeping of securities. The bank provides safe deposit box rentals and insurance brokerage services, and it is involved in the management and rental of real estate. Founded in 1955, Gorenjska banka is a subsidiary of AIK banka a.d. and has established itself as a key player in the Slovenian banking sector.

Silbo is a distribution industry leader, bringing more than 70 global brands to the Serbian market with an exceptional range of over 1,500 products.

Komercijalna Banka AD Skopje is a prominent commercial bank in Macedonia, known for its comprehensive range of banking services. The bank specializes in collecting deposits, providing loans and advances, and facilitating factoring and financing for commercial transactions. It also engages in foreign exchange operations, fast money transfers, and trading in foreign currencies and securities. Additionally, Komercijalna Banka offers custodian services for investment and pension funds, intermediates in insurance policy sales, and conducts data collection and credit rating analysis for companies. With a strong reputation for trust and reliability, the bank serves both domestic and international clients, operating across Europe and other EU member countries.

Hipotekarna Banka is a commercial bank based in Podgorica, Montenegro. The firm offers transactional accounts, loans, savings, fixed-term deposits, and brokering operations.

Autonom Group is a family-owned mobility network that specializes in transportation and car rental services across Romania, Hungary, and Serbia. The company offers a comprehensive range of services, including car rentals, purchase-use vehicles, operating leases, equipment leases, road assistance, transfer services, and fleet management. Autonom Group is committed to long-term growth driven by client satisfaction and the development of its employees. The company prioritizes profitability and financial stability as natural outcomes of its focus on customer service and employee evolution.

Quadient is a France-based company specializing in business services across three main areas: Intelligent Communication Automation, Parcel Locker Solutions, and Mail-Related Solutions. The firm provides innovative solutions tailored for various industries, including financial services, insurance, and print providers. A significant portion of its revenue is derived from the North American market, with a substantial share also coming from key European countries. Mail-related solutions represent the largest segment of Quadient's offerings, while the company also delivers unique services in graphic finishing, document management, large format lamination, and mail packaging. By focusing on the connections between people and their essential needs, Quadient aims to enhance communication and operational efficiency for its clients.

Euromax Resources (TSX: EOX; OTCQX: EOXFF; WKN A1J6XZ) is a Canadian exploration and development company with a major development project in Macedonia and an exploration services company in Bulgaria. They are focused on building and operating the Ilovica-Shtuka copper/gold project in Macedonia, as well profitably deploying the wealth of exploration experience within their Bulgarian Exploration Services subsidiary. They are excited to be progressing an enviable pipeline of gold and base metal assets that are at different development stages through the steps of resource definition, feasibility, development and permitting with the ultimate aim of evolving into the premier European gold producer. Supported by their highly-skilled local staff, technical expertise and management track record of developing gold assets around the world, they are committed to maximising shareholder value through an honest, transparent and ethical business approach.

Mr Samir Mane established BALFIN Group in 1993 in Vienna and has grown into a powerhouse in the investment sector, particularly within the Western Balkans. The company's journey from a visionary startup in Austria to a multinational enterprise encapsulates its strategic prowess and adaptability. Today, it operates across several countries, including Austria, Albania, Kosovo, Bosnia and Herzegovina, North Macedonia, Montenegro, Switzerland, Croatia, the Netherlands, and the USA, showcasing its ability to thrive in diverse economic environments. The company's operations span many sectors, reflecting its versatile and forward-thinking business approach. Its portfolio includes significant real estate, banking, asset management, wholesale and retail, tourism, media, education, and logistics ventures. This diversity underscores its capability to navigate and excel in various market dynamics, driven by a commitment to innovation and excellence. The company's sustained success and growth over the past thirty years are attributed to its team of approximately 5,000 employees, whose expertise and dedication have been critical to its achievements. Renowned for its ethical business practices and commitment to high standards, the company has established a solid financial base, earning it a reputation for excellence in the international business community. Its continuous drive for innovation and strategic development has cemented its status as a leader in the global market. Moreover, BALFIN Group is deeply invested in positively impacting society. Its initiatives in economic development, job creation, innovation, and social responsibility go beyond traditional business aims, demonstrating its dedication to achieving commercial success and contributing to community development and well-being. These efforts highlight its holistic approach to business, blending commercial achievements with a commitment to social responsibility. Looking to the future, the company focused on building upon its legacy of strategic expansion, innovative breakthroughs, and impactful community engagement. With a history of significant achievements and a vision of sustainable and progressive business practices, it remains a crucial player in the global business arena, poised for ongoing growth and success.

Studenac is a retail chain based in Omis, Croatia, operating more than 360 stores and supermarkets. The company specializes in the distribution of a diverse range of food products, focusing on affordability for its customers. With a workforce exceeding 2,500 employees, Studenac encompasses various roles, including those within its sales outlets and management. The company emphasizes smaller format retail and wholesale stores, catering to the needs of local communities.

Komercijalna Banka AD Skopje is a prominent commercial bank in Macedonia, known for its comprehensive range of banking services. The bank specializes in collecting deposits, providing loans and advances, and facilitating factoring and financing for commercial transactions. It also engages in foreign exchange operations, fast money transfers, and trading in foreign currencies and securities. Additionally, Komercijalna Banka offers custodian services for investment and pension funds, intermediates in insurance policy sales, and conducts data collection and credit rating analysis for companies. With a strong reputation for trust and reliability, the bank serves both domestic and international clients, operating across Europe and other EU member countries.

Vega IT is a software company based in Novi Sad, Serbia, specializing in software product development and cloud services. The company offers a comprehensive range of services, including business analysis, website development, embedded software development, and quality assurance. Vega IT also provides dedicated development teams and bespoke software solutions tailored to meet the specific needs of its clients. With a focus on delivering high-quality software, the company supports businesses in enhancing their technological capabilities and achieving their objectives.

CGES offers electricity transmission services to Montenegrin customers.

Elektrani na Severna Makedonija is a state-owned electricity producing company in North Macedonia.

Union Bank Albania is a provider of commercial banking services that focuses on delivering a range of financial products and services to its clients. The bank offers various solutions, including loans, cheque payments, and e-banking, catering to the diverse needs of individuals and businesses. Additionally, it provides products such as credit cards, debit cards, savings accounts, and current accounts, allowing customers to select the options that best suit their financial requirements. Through its comprehensive service offerings, Union Bank Albania aims to support its clients in achieving their financial goals.

Elektroprivreda Crne Gore (EPCG) is the national energy corporation of Montenegro, established to oversee the production and supply of electricity. The company focuses on generating, distributing, and supplying electricity to residential, industrial, and commercial users throughout the country. EPCG plays a crucial role in ensuring reliable energy services, contributing to the overall energy infrastructure of Montenegro. Its operations encompass a comprehensive range of electricity-related activities, facilitating access to power for various sectors and supporting the nation's energy needs.

ELES is the operator of the electric power transmission network that provides safe, reliable, and uninterrupted electric power throughout Slovenia.

ProCredit Holding is a financial institution that manages a group of banks across various regions, focusing on responsible banking practices and sustainable development. The company is engaged in general banking functions, including accepting deposits, providing loans, and offering current and savings accounts, along with a range of other banking services. Its operations span several geographical segments, including South-Eastern Europe, where it operates seven banks in Albania, Bosnia and Herzegovina, Bulgaria (with branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia. In Eastern Europe, it has three banks in Georgia, Moldova, and Ukraine, while in South America, it operates one bank in Ecuador. Additionally, ProCredit Holding has a presence in Germany through ProCredit Bank. The company emphasizes strategic management, capital adequacy, and effective risk management to ensure proper business organization within the group.

Elektroprivreda Srbije is a state owned energy company that focuses on production, supply and trade of electricity across Serbia.

Piraeus Bank is a multinational financial service company that provides products and services for small and medium-sized enterprises. The company also offers a full range of financial products and services in the areas of retail, wholesale, SMEs, agribanking, investment banking, asset management, leasing & bancassurance, and treasury & financial markets. It has made a series of strategic acquisitions and mergers aiming to establish a strong presence in the domestic market. Piraeus Bank offers services in private banking, asset management, investment banking, retail banking, and commercial banking. The company is committed to including social, environmental, and cultural aspects into its business practices and assumes initiatives over and above the legal obligations with the aim of enhancing social welfare and sustainable development. Piraeus Bank received the Loyalty Magazine Awards 2018 for the Yellow Rewards Program and the Global Excellence Award in the area of Relationship Management and Client Services and was named Performance Brand of the Year” at the Peak Performance Marketing Awards 2018. Piraeus Bank was founded in 1916 and is headquartered in Athens, Greece.

Papoutsanis S.A. is a prominent manufacturer and seller of personal care products based in Chalkida, Greece, with a history dating back to 1870. The company specializes in a wide range of body, face, and hair care items, including shower gels, shampoos, hand washes, lotions, conditioners, and various soaps. Additionally, Papoutsanis produces accessories such as dental kits, shaving sets, and vanity items. Its diverse product portfolio is marketed under several brands, including Olivia, HAIRCHIC, KARAVAKI, Aromatics, and Natura, among others. The company exports its products to markets across Europe, America, Asia, and Oceania, making it a key player in the global personal care industry.

Erste Bank ad Novi Sad is a financial institution that offers savings, insurance, finance, and digital baking services. Erste Bank ad Novi Sad focuses on individuals, local communities, and small and medium-sized businesses. Erste Bank ad Novi Sad pushes the boundaries of electronic banking and card services on the Serbian financial market and strives to meet clients' needs.

Sparkasse Bank Makedonija, a member of the Steiermärkische Sparkasse and Erste Group, provides a comprehensive array of banking services for both individuals and businesses. The bank emphasizes high efficiency and reliability, drawing on the extensive international experience of its parent group. Its offerings include e-banking, savings and checking accounts, debit and credit cards, mobile banking, and various loan products. By maintaining a focus on customer service and innovative financial solutions, Sparkasse Bank Makedonija aims to meet the diverse needs of its clients in the region.

Elektroprivreda Crne Gore (EPCG) is the national energy corporation of Montenegro, established to oversee the production and supply of electricity. The company focuses on generating, distributing, and supplying electricity to residential, industrial, and commercial users throughout the country. EPCG plays a crucial role in ensuring reliable energy services, contributing to the overall energy infrastructure of Montenegro. Its operations encompass a comprehensive range of electricity-related activities, facilitating access to power for various sectors and supporting the nation's energy needs.

STAX Technologies, located in Čačak, Serbia, specializes in the manufacturing of tissue packaging equipment. The company produces a variety of machines, including wrappers, bundlers, case packers, and palletizers. STAX Technologies focuses on providing comprehensive packaging equipment solutions tailored to the needs of its business clients. Interested parties can submit inquiries through the company's website.

OTE Group is the technology company.They offers the full range of telecommunications services: from fixed-line and mobile telephony, broadband services, to pay television and integrated ICT solutions. In addition to its core telecommunications activities, the Group in Greece is also involved in maritime communications, real-estate and professional training. Abroad, the Group operates in the telecommunications market of Romania, where it offers fixed-line and mobile communications, as well as television services.

Erste Bank ad Novi Sad is a financial institution that offers savings, insurance, finance, and digital baking services. Erste Bank ad Novi Sad focuses on individuals, local communities, and small and medium-sized businesses. Erste Bank ad Novi Sad pushes the boundaries of electronic banking and card services on the Serbian financial market and strives to meet clients' needs.

OSHEE is the state-owned enterprise in the sector in Albania that manages and operates the country’s power distribution network.

Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to offer competitive pricing on car, motorcycle, and home insurance. The company operates as a full-stack insurer, utilizing algorithms and analytics to streamline the insurance process and compare various offers, thereby simplifying the experience for clients. Backed by prominent investors such as Portag3 and the International Finance Corporation, Hellas Direct seeks to transform the traditional insurance value chain by emphasizing operational excellence and customer-centric solutions.

Causaly Inc. specializes in developing an artificial intelligence-based platform aimed at enhancing biomedical research by uncovering hidden evidence and causal relationships in scientific literature. Founded in 2017, the company provides a semantic AI tool that utilizes linguistic and statistical models to validate causal claims and generate research hypotheses. This platform allows users to conduct deep searches across vast corpora of scientific articles, significantly reducing the time required to find answers to complex research questions. In addition to its core capabilities in causal analytics and hypothesis generation, Causaly offers features such as semantic search and natural language processing. Its technology is designed to amplify human cognitive abilities in biomedicine, enabling researchers to make informed decisions and accelerate their discovery processes. Headquartered in Wilmington, Delaware, Causaly also maintains offices in London and Athens.

Dragon Capital is a prominent financial services firm based in Limassol, Cyprus, established in 2000. It specializes in a wide array of investment and financial services, including equities and fixed-income sales, trading, research, investment banking, private equity, and asset management. The firm serves institutional, corporate, and private clients, and plays a significant role in the Ukrainian financial market, accounting for a large share of stock market transactions and dominating the debt market. Dragon Capital's investment banking services include domestic and cross-border mergers and acquisitions, initial public offerings, private placements, and debt financing. Over its history, the firm has successfully raised more than $5 billion in new capital through various advisory and capital-raising deals. Additionally, it has a strong track record in private equity investments across Ukrainian industries and real estate projects, supported by a skilled team with a reputation for excellence. Dragon Capital has received multiple accolades, including recognition as Ukraine’s leading equity research team and Best Equity House by Euromoney.

Avis Greece is a car rental company in Greece.

Sparkasse Bank Makedonija, a member of the Steiermärkische Sparkasse and Erste Group, provides a comprehensive array of banking services for both individuals and businesses. The bank emphasizes high efficiency and reliability, drawing on the extensive international experience of its parent group. Its offerings include e-banking, savings and checking accounts, debit and credit cards, mobile banking, and various loan products. By maintaining a focus on customer service and innovative financial solutions, Sparkasse Bank Makedonija aims to meet the diverse needs of its clients in the region.

Causaly Inc. specializes in developing an artificial intelligence-based platform aimed at enhancing biomedical research by uncovering hidden evidence and causal relationships in scientific literature. Founded in 2017, the company provides a semantic AI tool that utilizes linguistic and statistical models to validate causal claims and generate research hypotheses. This platform allows users to conduct deep searches across vast corpora of scientific articles, significantly reducing the time required to find answers to complex research questions. In addition to its core capabilities in causal analytics and hypothesis generation, Causaly offers features such as semantic search and natural language processing. Its technology is designed to amplify human cognitive abilities in biomedicine, enabling researchers to make informed decisions and accelerate their discovery processes. Headquartered in Wilmington, Delaware, Causaly also maintains offices in London and Athens.

ProCredit Bank Macedonia is a development-oriented commercial bank that provides a range of financial services. Its offerings include traditional banking services such as loans, cheque payments, and current and savings accounts, alongside modern digital banking solutions like e-banking and online payment services. The bank also issues debit and credit cards, catering to both individual and business clients. Additionally, ProCredit Bank focuses on providing IT services, marketing, and management solutions, enhancing its commitment to customer service and satisfaction. Through these diversified services, the bank aims to meet the varied financial needs of its clients while contributing to economic development in the region.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

GoOpti is a Slovenian transport service company that specializes in providing low-cost shuttle services to airports and cities across Slovenia, Italy, Austria, Croatia, and Germany. The company employs a unique model that pairs passengers with similar travel time constraints in shared vehicles, thus offering affordable transportation options. With its notable door-to-door transfer service, marketed under the tagline "Airport at your doorstep," GoOpti has successfully transported over 700,000 passengers. Additionally, the company is focused on expanding its operations internationally, further enhancing its presence in the transportation marketplace. GoOpti's platform also connects travelers with various shuttle and bus vendors, facilitating private transport between airports and remote locations.

Trafi, founded in 2013, is a mobility technology startup with offices in Berlin, London, Paris, and Vilnius. The company collaborates with cities and enterprises globally to develop multimodal mobility-as-a-service systems, offering advanced route planning and data management solutions. Trafi's application allows users to plan journeys using real-time data, integrating scientific algorithms and crowd-sourced information to provide accurate predictions for journey duration and arrival times across various cities. By eliminating the need for manual data adjustments and internet connectivity, Trafi aims to enhance urban mobility and improve the travel experience for its users. The company serves a diverse clientele, including prominent organizations and major cities such as Berlin, Munich, Prague, Jakarta, Bogota, and Rio de Janeiro.