European Bank for Reconstruction & Development

DenizBank Anonim Sirketi, established in 1938 and headquartered in Istanbul, Turkey, is a commercial banking institution that offers a wide range of financial products and services. The bank operates through four main segments: Wholesale Banking, SME and Agricultural Banking, Retail Banking, and Treasury and Other services. Its offerings include various loan products such as consumer, mortgage, vehicle, and agricultural loans, alongside credit cards, investment products, and deposit services. DenizBank also provides leasing, factoring, foreign exchange transactions, and corporate finance solutions. Additionally, the bank offers insurance products covering areas such as fire, agriculture, and life, as well as pension plans. Serving corporate, commercial, SME, and retail customers across diverse sectors including agriculture, energy, and healthcare, DenizBank has a significant presence with 751 branches and 3,029 ATMs. It operates as a subsidiary of Sberbank, a major global financial institution.

Kyrgyz Investment and Credit Bank, established in 2001 and headquartered in Bishkek, Kyrgyzstan, provides a range of retail and corporate banking services. The bank offers current accounts, personal and business deposits, and various types of loans, including personal, consumer, mortgage, and loans tailored for small and medium enterprises. It also provides services such as settlement and cash management, foreign exchange, payroll processing, utility payments, money transfers, and Internet banking. Additionally, Kyrgyz Investment and Credit Bank engages in trade financing, offering instruments like letters of credit and guarantees. The bank serves both individual customers and legal entities, contributing to the financial landscape of Kyrgyzstan.

QNB Finansbank A.S. provides various banking products and services in Turkey. It offers deposit products, including savings, daily yield, gold, and payroll accounts; time and demand deposits; consumer, auto, and mortgage loans; payments services; safe deposit boxes; and various insurance products comprising life, workplace, unemployment, auto, home, professional liability, personal accident, and agriculture insurance. The company also provides investment products, such as treasury bills and government bonds, bank bills and bank bonds, Eurobonds, mutual funds, capital guaranteed and exchange traded funds, deposits fund, derivatives, and repo and stocks, as well as private portfolio products. In addition, it offers cash management, foreign trade, and corporate banking services; and financial leasing and factoring services, as well as private pension products. Further, the company provides portfolio management, custody, and asset and wealth management; international banking; and merchant services. Additionally, it offers wholesale and commercial banking products, including structured and project finance, transaction banking, financial institutions, treasury, investment banking, and advisory services. As of December 31, 2019, it operated through a network of 523 domestic branches, 1 offshore branch, and 1 airport branch. The company was formerly known as Finansbank A.S. and changed its name to QNB Finansbank A.S. in January 2018. The company was founded in 1987 and is headquartered in Istanbul, Turkey. QNB Finansbank A.S. operates as a subsidiary of Qatar National Bank (Q.P.S.C.).

EximBank Moldova is a commercial bank that caters to both corporate and retail customers. It provides a range of banking services across various sectors of the national economy. The bank operates in several cities, including Balti, Orhei, Ungheni, Hincesti, and Cahul. Its service offerings encompass warehousing, business cards, web banking, bank guarantees, bancassurance, mobile banking, and point-of-sale terminal solutions. EximBank focuses on delivering quality financial services to meet the diverse needs of its clients.

Garanti BBVA Leasing offers financing models suited to the investment finance needs of its customers and provides consultancy services.

The National Bank of Kuwait (NBK), established in 1952, is recognized as the leading banking group in Kuwait and the first indigenous bank in the Gulf region. It has built a reputation for stability and trust, offering a comprehensive range of financial products and investment services to individuals, corporate clients, and institutions. NBK provides various services including working capital loans, letters of credit, project finance, and syndications, serving sectors such as petrochemicals, oil and gas, power, water, renewables, and infrastructure. With a significant market share, NBK caters to a large and expanding local and regional clientele and maintains the largest overseas branch network in key financial and business centers worldwide.

The National Bank of Greece, founded in 1841, is a prominent commercial bank in Greece that offers a wide range of financial services. Its operations encompass retail banking, corporate and investment banking, asset management, and insurance, among others. The bank's diverse portfolio includes loans and advances to customers, investment securities, and financial instruments. It also engages in global markets and international banking operations. The bank's retail banking segment is its primary source of revenue, while it also manages several subsidiaries that facilitate various financial activities, including investment management and securities trading. Additionally, the bank has developed an electronic banking platform known as i-bank, which integrates services such as internet, phone, and mobile banking, as well as automated payment systems. Through i-bank, customers can access contests, technological updates, and information about innovation and entrepreneurship.

BMCE Bank of Africa offers banking products for individuals, professionals, Moroccans living abroad. A confirmed upward trend, such is the result of the 2014 financial year, bringing out the consolidation of the financial base of BMCE Bank of Africa Group, with its earning power growing stronger year by year. This was recently again demonstrated by the record reached by the Net Income Attributable to the Parent, standing at MAD 1.944 billion, just under the bar of MAD 2 billion, accounting for more than the double of the amount of 2011, thus providing proof of concept for the Group’s strategic policy orientations, both in Morocco and abroad. Combined with the broader diversification of the business sectors, this performance further reflect the rising power of the Group, which is gaining a firmer foothold in Subsaharan Africa, inter alia through, the launch this year of the African Entrepreneurship Award, a competition with strong economic and social impact. Today, we have reached a new milestone in the development of BMCE Bank, which is gathering further strength as a continental Group, leveraging this powerful « Bank of Africa » brand name by coupling it with our prestigious BMCE Bank brand. « BMCE Bank of Africa » reflects our desire to extend our continental reach by setting up new establishments more especially in English-speaking and Portuguesespeaking parts of Africa. As a Maghrebian and Pan-African Group, our corporate responsibility is evidenced by all the commitments of our subsidiaries, acting as the operational and efficient vehicle. Whether this relates to financing of developmental projects or to community-based actions geared to promote financial inclusion, the Group, in its African dimension, has managed to position itself as a key player, highly involved in the economic, social and environmental development of the 30 countries where we are doing business. As part of 60th anniversary of the Independence of Morocco, 2015 will see the celebration of the 55th anniversary of the creation of Banque Marocaine du Commerce Extérieur, as well as the 20th anniversary of its privatization. We are confident that on these auspicious occasions, the accomplishments made by BMCE Bank and its subsidiaries will be far more striking, living up to the expectations of their shareholders, in line with the stature and the national and international outreach of BMCE Bank of Africa Group.