European Bank for Reconstruction and Development

Mr Samir Mane established BALFIN Group in 1993 in Vienna and has grown into a powerhouse in the investment sector, particularly within the Western Balkans. The company's journey from a visionary startup in Austria to a multinational enterprise encapsulates its strategic prowess and adaptability. Today, it operates across several countries, including Austria, Albania, Kosovo, Bosnia and Herzegovina, North Macedonia, Montenegro, Switzerland, Croatia, the Netherlands, and the USA, showcasing its ability to thrive in diverse economic environments. The company's operations span many sectors, reflecting its versatile and forward-thinking business approach. Its portfolio includes significant real estate, banking, asset management, wholesale and retail, tourism, media, education, and logistics ventures. This diversity underscores its capability to navigate and excel in various market dynamics, driven by a commitment to innovation and excellence. The company's sustained success and growth over the past thirty years are attributed to its team of approximately 5,000 employees, whose expertise and dedication have been critical to its achievements. Renowned for its ethical business practices and commitment to high standards, the company has established a solid financial base, earning it a reputation for excellence in the international business community. Its continuous drive for innovation and strategic development has cemented its status as a leader in the global market. Moreover, BALFIN Group is deeply invested in positively impacting society. Its initiatives in economic development, job creation, innovation, and social responsibility go beyond traditional business aims, demonstrating its dedication to achieving commercial success and contributing to community development and well-being. These efforts highlight its holistic approach to business, blending commercial achievements with a commitment to social responsibility. Looking to the future, the company focused on building upon its legacy of strategic expansion, innovative breakthroughs, and impactful community engagement. With a history of significant achievements and a vision of sustainable and progressive business practices, it remains a crucial player in the global business arena, poised for ongoing growth and success.

BPB was licensed on 29 March 2001 by the Central Banking Authority of Kosovo (CBAK), being the third licensed bank in Kosovo. BPB has mostly domestic capital, distinguished for its flexibility, efficiency and customer care.

KEP Trust is the largest local micro-finance institution in Kosovo, dedicated to providing a diverse array of financial services to individuals and businesses. The company specializes in offering various types of loans, including agriculture loans, business loans, express business loans, home improvement loans, consumer loans, and super express loans. By catering to the financial needs of its clients, KEP Trust plays a significant role in supporting economic development within the region.

ProCredit Holding is a financial institution that manages a group of banks across various regions, focusing on responsible banking practices and sustainable development. The company is engaged in general banking functions, including accepting deposits, providing loans, and offering current and savings accounts, along with a range of other banking services. Its operations span several geographical segments, including South-Eastern Europe, where it operates seven banks in Albania, Bosnia and Herzegovina, Bulgaria (with branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia. In Eastern Europe, it has three banks in Georgia, Moldova, and Ukraine, while in South America, it operates one bank in Ecuador. Additionally, ProCredit Holding has a presence in Germany through ProCredit Bank. The company emphasizes strategic management, capital adequacy, and effective risk management to ensure proper business organization within the group.

KEP Trust is the largest local micro-finance institution in Kosovo, dedicated to providing a diverse array of financial services to individuals and businesses. The company specializes in offering various types of loans, including agriculture loans, business loans, express business loans, home improvement loans, consumer loans, and super express loans. By catering to the financial needs of its clients, KEP Trust plays a significant role in supporting economic development within the region.

BPB was licensed on 29 March 2001 by the Central Banking Authority of Kosovo (CBAK), being the third licensed bank in Kosovo. BPB has mostly domestic capital, distinguished for its flexibility, efficiency and customer care.

Raiffeisen Bank Kosovo is a financial institution in Pristina, Kosovo asset management as well as in the field of acquisitions and mergers. raiffeisen bank offers a wide range of banking services and products to all customers: individuals, small and medium enterprises, and corporations. Since the beginning of its work in Kosovo, Raiffeisen Bank is very successful in supporting the development of all segments with different products,