European Bank for Reconstruction and Development

AFI Europe Romania provides scale residential projects under development. They serve residential and mixed-use developments. They serve a portfolio consisting of shopping centers, business parks, and large-scale residential and mixed-use developments.

Gorenjska banka, d.d., headquartered in Kranj, Slovenia, offers a wide range of banking products and services primarily to individuals, corporations, and sole proprietors in the Gorenjska region. The bank provides services such as accepting deposits, consumer and mortgage loans, financial leasing, and factoring. Additionally, it facilitates payment services, including the issuance and management of payment instruments, guarantees, and other commitments. Gorenjska banka also engages in foreign exchange trading and offers investment services along with the safekeeping of securities. The bank provides safe deposit box rentals and insurance brokerage services, and it is involved in the management and rental of real estate. Founded in 1955, Gorenjska banka is a subsidiary of AIK banka a.d. and has established itself as a key player in the Slovenian banking sector.

Silbo is a distribution industry leader, bringing more than 70 global brands to the Serbian market with an exceptional range of over 1,500 products.

Komercijalna Banka AD Skopje is a prominent commercial bank in North Macedonia, recognized for its extensive experience and strong reputation for reliability and trust. The bank engages in a variety of banking services, including the collection of deposits, provision of loans and advances, and financing of commercial transactions both domestically and internationally. It also offers foreign exchange operations, fast money transfer services, and trading in foreign currencies and securities. Additionally, Komercijalna Banka serves as a bank-custodian for investment and pension funds and acts as an intermediary in the sale of insurance policies. The bank is actively involved in data collection and credit rating analysis, helping to maintain its significant presence in the financial sector across North Macedonia, Europe, and other EU member countries.

Hipotekarna Banka is a commercial bank based in Podgorica, Montenegro. The firm offers transactional accounts, loans, savings, fixed-term deposits, and brokering operations.

Quadient, a France-based business services provider, specializes in three core solution areas: Intelligent Communication Automation, Parcel Locker Solutions, and Mail-Related Solutions. It serves a diverse range of industries, with a significant portion of its revenue coming from North America and Europe. The company's Mail-Related Solutions segment contributes the majority of its revenue, helping businesses streamline their communication processes and connect with their customers more effectively.

ProCredit Bank Moldova is a commercial bank based in Chisinau, Moldova, focusing on development. It provides banking services, with a particular emphasis on serving small and medium enterprises, as well as offering savings accounts to private individuals. The bank is known for its excellent customer service.

Green Genius is a renewable energy company based in Vilnius, Lithuania, founded in 2006. It focuses on developing and operating projects in solar, biogas, wind, and hydrogen energy across Europe. As of January 2020, it operates as a subsidiary of JSC MODUS Group. The company aims to create sustainable energy solutions, contributing to the transition towards renewable resources in various European markets.

Euromax Resources Ltd. is a Canadian-based company engaged in the exploration and development of mineral rights interests in Macedonia, primarily focusing on copper and gold deposits. Its flagship project is the Ilovica-Shtuka gold-copper project, which is wholly owned by the company and located in South East Macedonia. Established in 1990 and based in Skopje, North Macedonia, Euromax Resources also pursues greenfield development opportunities in the Balkans. The company aims to progress its diverse pipeline of gold and base metal assets through various development stages, including resource definition, feasibility, and permitting, with the ultimate goal of becoming a leading gold producer in Europe. Euromax Resources leverages a skilled local workforce and technical expertise to enhance its exploration efforts and maximize shareholder value through a transparent and ethical business approach.

La CocoS is a Romanian retail company operating a single store in Ploiesti. It specializes in discounted food retail, offering a range of grocery items at bargain prices to its local customers.

Studenac is a retail chain based in Omis, Croatia, operating over 360 stores and supermarkets. The company specializes in the distribution of a diverse range of food products, offering them at affordable prices through its smaller format retail and wholesale outlets. With a workforce of more than 2,500 employees across various roles, Studenac is committed to providing accessible shopping options to its customers while maintaining a strong presence in the Croatian market.

Komercijalna Banka AD Skopje is a prominent commercial bank in North Macedonia, recognized for its extensive experience and strong reputation for reliability and trust. The bank engages in a variety of banking services, including the collection of deposits, provision of loans and advances, and financing of commercial transactions both domestically and internationally. It also offers foreign exchange operations, fast money transfer services, and trading in foreign currencies and securities. Additionally, Komercijalna Banka serves as a bank-custodian for investment and pension funds and acts as an intermediary in the sale of insurance policies. The bank is actively involved in data collection and credit rating analysis, helping to maintain its significant presence in the financial sector across North Macedonia, Europe, and other EU member countries.

Raiffeisen Bank International AG, headquartered in Vienna, Austria, is a leading provider of banking services, operating through its subsidiaries across Central, Southeastern, and Eastern Europe. The company offers a comprehensive range of services, including corporate, retail, and investment banking. For corporate clients, it provides trade finance, working capital finance, real estate finance, and project finance, along with credit and preload cards, bank guarantees, and hedging services. Retail customers can access services such as cards, accounts, credits, deposits, insurance, and online services. The bank also offers asset management, structured products, and digital services like mobile banking and electronic banking. With over 2,000 business outlets, Raiffeisen Bank caters to both individual and commercial clients, striving to improve customer service through its long-term experience and innovative solutions.

BPB was licensed on 29 March 2001 by the Central Banking Authority of Kosovo (CBAK), being the third licensed bank in Kosovo. BPB has mostly domestic capital, distinguished for its flexibility, efficiency and customer care.

Vega IT is a software company based in Novi Sad, Serbia, specializing in software product development and cloud services. The company offers a comprehensive range of services, including business analysis, website development, embedded software development, and quality assurance. Vega IT also provides dedicated development teams and bespoke software solutions tailored to meet the specific needs of its clients. With a focus on delivering high-quality software, the company supports businesses in enhancing their technological capabilities and achieving their objectives.

CGES offers electricity transmission services to Montenegrin customers.

Mplus Group was founded in 2007 as a pioneer contact center provider in the Adriatic region and became the largest independent business process technology outsourcing (BPTO) company in Southeast Europe with a deep knowledge of the industry. M+ Group supports over 260 renowned regional and global customers from 32 locations today by successfully integrating dynamic industries of contact center, information technology and employment services into a cohesive service portfolio ready to tackle global challenges in the field of customer experience optimization. Mplus brings scalability and flexibility to its partners with a sharp focus on providing an efficient, high-quality service at a competitive cost and a secure IT infrastructure with state-of-the-art technology.

KEP Trust is the largest micro-finance institution in Kosovo, providing a diverse array of financial services tailored for both individuals and businesses. The institution offers various loan products, including agriculture loans, business loans, express business loans, home improvement loans, consumer loans, and super express loans. By catering to a broad spectrum of financial needs, KEP Trust plays a significant role in enhancing access to capital and supporting economic development within the region.

Elektrani na Severna Makedonija is a state-owned electricity producing company in North Macedonia.

Union Bank Albania is a provider of commercial banking services that focuses on delivering a range of financial products and services to its clients. The bank offers various solutions, including loans, cheque payments, and e-banking, catering to the diverse needs of individuals and businesses. Additionally, it provides products such as credit cards, debit cards, savings accounts, and current accounts, allowing customers to select the options that best suit their financial requirements. Through its comprehensive service offerings, Union Bank Albania aims to support its clients in achieving their financial goals.

Moldovan Railways is the country's sole railway operator, responsible for passenger and cargo transportation as well as railway infrastructure maintenance.

Elektroprivreda Crne Gore (EPCG) is the national energy corporation of Montenegro, established to oversee the production and supply of electricity. The company focuses on generating, distributing, and supplying electricity to residential, industrial, and commercial users throughout the country. EPCG plays a crucial role in ensuring reliable energy services, contributing to the overall energy infrastructure of Montenegro. Its operations encompass a comprehensive range of electricity-related activities, facilitating access to power for various sectors and supporting the nation's energy needs.

ELES is the operator of the electric power transmission network that provides safe, reliable, and uninterrupted electric power throughout Slovenia.

Elektroprivreda Srbije is a state owned energy company that focuses on production, supply and trade of electricity across Serbia.

Piraeus Bank is a multinational financial service company that provides products and services for small and medium-sized enterprises. The company also offers a full range of financial products and services in the areas of retail, wholesale, SMEs, agribanking, investment banking, asset management, leasing & bancassurance, and treasury & financial markets. It has made a series of strategic acquisitions and mergers aiming to establish a strong presence in the domestic market. Piraeus Bank offers services in private banking, asset management, investment banking, retail banking, and commercial banking. The company is committed to including social, environmental, and cultural aspects into its business practices and assumes initiatives over and above the legal obligations with the aim of enhancing social welfare and sustainable development. Piraeus Bank received the Loyalty Magazine Awards 2018 for the Yellow Rewards Program and the Global Excellence Award in the area of Relationship Management and Client Services and was named Performance Brand of the Year” at the Peak Performance Marketing Awards 2018. Piraeus Bank was founded in 1916 and is headquartered in Athens, Greece.

Raiffeisen Bank Croatia is a financial organisation that provides banking facilities to individuals and corporations.

Papoutsanis S.A. is a prominent manufacturer and seller of personal care products based in Chalkida, Greece, with a history dating back to 1870. The company specializes in a wide range of body, face, and hair care items, including shower gels, shampoos, hand washes, lotions, conditioners, and various soaps. Additionally, Papoutsanis produces accessories such as dental kits, shaving sets, and vanity items. Its diverse product portfolio is marketed under several brands, including Olivia, HAIRCHIC, KARAVAKI, Aromatics, and Natura, among others. The company exports its products to markets across Europe, America, Asia, and Oceania, making it a key player in the global personal care industry.

Premier Energy SRL is a Romanian company focused on the distribution and supply of natural gas. Established in 2007 and headquartered in Bucharest, it provides maintenance and construction services for natural gas distribution networks, as well as connections and user installations. The company serves both residential and commercial clients, distributing natural gas to households and non-household consumers while also supplying industrial clients beyond its concession areas.

Erste Bank ad Novi Sad is a financial institution that offers savings, insurance, finance, and digital baking services. Erste Bank ad Novi Sad focuses on individuals, local communities, and small and medium-sized businesses. Erste Bank ad Novi Sad pushes the boundaries of electronic banking and card services on the Serbian financial market and strives to meet clients' needs.

Raiffeisen Bank International AG, headquartered in Vienna, Austria, is a leading provider of banking services, operating through its subsidiaries across Central, Southeastern, and Eastern Europe. The company offers a comprehensive range of services, including corporate, retail, and investment banking. For corporate clients, it provides trade finance, working capital finance, real estate finance, and project finance, along with credit and preload cards, bank guarantees, and hedging services. Retail customers can access services such as cards, accounts, credits, deposits, insurance, and online services. The bank also offers asset management, structured products, and digital services like mobile banking and electronic banking. With over 2,000 business outlets, Raiffeisen Bank caters to both individual and commercial clients, striving to improve customer service through its long-term experience and innovative solutions.

Elektroprivreda Crne Gore (EPCG) is the national energy corporation of Montenegro, established to oversee the production and supply of electricity. The company focuses on generating, distributing, and supplying electricity to residential, industrial, and commercial users throughout the country. EPCG plays a crucial role in ensuring reliable energy services, contributing to the overall energy infrastructure of Montenegro. Its operations encompass a comprehensive range of electricity-related activities, facilitating access to power for various sectors and supporting the nation's energy needs.

Sparkasse Bank Makedonija, a subsidiary of the Steiermärkische Sparkasse and Erste Group, offers a comprehensive suite of banking services tailored for both businesses and individual clients. The bank provides essential financial products, including savings and checking accounts, debit and credit cards, and loans, alongside modern conveniences such as e-banking and mobile banking services. By leveraging the extensive international experience of its parent group, Sparkasse Bank Makedonija is committed to delivering high efficiency and reliability in its banking operations, ensuring that it meets the diverse needs of its clientele.

Santander Consumer Bank Sweden is a Nordic bank that enables customers and partners to realize their ideas and helps people and businesses thrive. It is a major player in vehicle financing in Sweden. It also provides private loans with favorable terms and insurance, as well as savings accounts with competitive interest rates and deposit guarantees. Its credit cards have secure insurance and refunds through retail trade collaborations, and we accept partial payment in-store and online.

Acba Bank is a financial institution that offers a range of banking services to individuals, businesses, and farmers in Armenia. Established with the support of international partners, the bank focuses on providing agricultural loans, facilitating money transfers, and offering foreign exchange services. Additionally, it provides leasing options and community funding, aiming to support the local economy and enhance agricultural development. Acba Bank plays a crucial role in financing Armenian agriculture, drawing on its foundation as a cooperative bank inspired by European models.

STAX Technologies, located in Čačak, Serbia, specializes in the manufacturing of tissue packaging equipment. The company produces a variety of machines, including wrappers, bundlers, case packers, and palletizers. STAX Technologies focuses on providing comprehensive packaging equipment solutions tailored to the needs of its business clients. Interested parties can submit inquiries through the company's website.

OTE Group is the technology company.They offers the full range of telecommunications services: from fixed-line and mobile telephony, broadband services, to pay television and integrated ICT solutions. In addition to its core telecommunications activities, the Group in Greece is also involved in maritime communications, real-estate and professional training. Abroad, the Group operates in the telecommunications market of Romania, where it offers fixed-line and mobile communications, as well as television services.

Infermedica, a digital health company, specializes in AI-powered preliminary diagnosis and triage solutions for insurance companies, hospitals, and health systems. Using artificial intelligence and machine learning, the company assesses symptoms, identifies patterns, and provides safe, reliable recommendations verified by a team of physicians. With over 6 million users worldwide and partnerships with over 50 companies, Infermedica aims to improve customer performance, increase healthcare accessibility, and reduce costs. Their products are available in 17 languages, including in countries like China and the United Arab Emirates. The company, with a team of over 100 people, is expanding its market presence in the United States and Europe, driven by a recent $10.25M investment.

Ameriabank is a prominent financial institution in Armenia that plays a vital role in the country's economy. As a dynamic universal bank, it offers a comprehensive range of banking services, including corporate, investment, and retail banking. Ameriabank is distinguished by its innovative approach, utilizing an omnichannel distribution platform that emphasizes digital banking products and ecosystems. The bank prioritizes a customer-centric model, enhancing service quality and the overall banking experience in a rapidly evolving digital landscape. Additionally, Ameriabank is dedicated to responsible business practices and actively supports Armenia's transition toward a sustainable future.

Solus Advanced Materials Co. Ltd. is a South Korean company specializing in advanced materials and solutions, with a significant presence in the European market. Founded in 2019 and based in Seoul, the company manufactures and distributes a variety of products, including battery copper foil for electric vehicle batteries and copper foil for various electronic devices. Additionally, Solus Advanced Materials provides electro materials utilized in organic light-emitting diode displays for mobile devices, televisions, and computers. The company also focuses on natural bio materials that serve as ingredients in pharmaceutical, cosmeceutical, and nutraceutical applications. Furthermore, it offers customized development and manufacturing services to meet specific client needs.

KEP Trust is the largest micro-finance institution in Kosovo, providing a diverse array of financial services tailored for both individuals and businesses. The institution offers various loan products, including agriculture loans, business loans, express business loans, home improvement loans, consumer loans, and super express loans. By catering to a broad spectrum of financial needs, KEP Trust plays a significant role in enhancing access to capital and supporting economic development within the region.

Erste Bank ad Novi Sad is a financial institution that offers savings, insurance, finance, and digital baking services. Erste Bank ad Novi Sad focuses on individuals, local communities, and small and medium-sized businesses. Erste Bank ad Novi Sad pushes the boundaries of electronic banking and card services on the Serbian financial market and strives to meet clients' needs.

BPB was licensed on 29 March 2001 by the Central Banking Authority of Kosovo (CBAK), being the third licensed bank in Kosovo. BPB has mostly domestic capital, distinguished for its flexibility, efficiency and customer care.

OSHEE is the state-owned enterprise in the sector in Albania that manages and operates the country’s power distribution network.

Hellas Direct is a Cyprus-based digital-first insurance company that leverages advanced technology and artificial intelligence to transform the insurance industry. The company offers a range of insurance products, including car, motorcycle, and home insurance, by utilizing algorithms and advanced analytics to provide competitive pricing. By focusing on operational excellence, Hellas Direct aims to streamline the insurance process, making it simpler and more accessible for clients. With a mission to disrupt the traditional insurance value chain, Hellas Direct adopts a customer-centric approach, ensuring that clients receive the best possible offers tailored to their needs.

Raiffeisen Bank Kosovo is a financial institution in Pristina, Kosovo asset management as well as in the field of acquisitions and mergers. raiffeisen bank offers a wide range of banking services and products to all customers: individuals, small and medium enterprises, and corporations. Since the beginning of its work in Kosovo, Raiffeisen Bank is very successful in supporting the development of all segments with different products,

Mobiasbanca is a commercial bank located in Chisinau, Moldova, established in 1990. It offers a range of banking services for individuals and businesses, including individual, corporate, and mortgage banking. The bank provides various financial products such as working capital, project finance, real estate debt, trade finance, and cash management. As a subsidiary of Groupe Société Générale, Mobiasbanca plays a significant role in the Moldovan banking sector, serving the diverse financial needs of its customers.

Moldova Agroindbank is a commercial bank based in Chişinău, Moldova, established in 1991. It offers a comprehensive range of financial services to both individuals and legal entities, including mortgage loans, consumer credit, term deposits, current accounts, and payment cards. The bank specializes in providing various banking products such as leasing, multi-optional loans, credit cards, and overdraft facilities, as well as financing for personal expenses, real estate, and working capital. Additionally, it offers capital market investment products, letters of credit, bank guarantees, and documentary collections, making it a key player in the Moldovan financial services sector.

Avis Greece is a car rental company in Greece.

Johnson Matthey is a U.K.-based international specialty chemicals company with nearly 200 years of history. The company specializes in the production of emissions catalysts for automobiles and trucks, as well as industrial catalysts for the chemicals and oil and gas sectors. Its offerings include a variety of products derived from platinum-group metals, organized into segments such as Clean Air, PGM Services, Catalyst Technologies, Hydrogen Technologies, and Value Businesses. Johnson Matthey generates the majority of its revenue from the PGM Services segment, with significant contributions from the United Kingdom, the United States, Germany, China, and other countries. The company emphasizes technological leadership as a core aspect of its strategy for achieving sustainable long-term growth.

Infermedica, a digital health company, specializes in AI-powered preliminary diagnosis and triage solutions for insurance companies, hospitals, and health systems. Using artificial intelligence and machine learning, the company assesses symptoms, identifies patterns, and provides safe, reliable recommendations verified by a team of physicians. With over 6 million users worldwide and partnerships with over 50 companies, Infermedica aims to improve customer performance, increase healthcare accessibility, and reduce costs. Their products are available in 17 languages, including in countries like China and the United Arab Emirates. The company, with a team of over 100 people, is expanding its market presence in the United States and Europe, driven by a recent $10.25M investment.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

Mobiasbanca is a commercial bank located in Chisinau, Moldova, established in 1990. It offers a range of banking services for individuals and businesses, including individual, corporate, and mortgage banking. The bank provides various financial products such as working capital, project finance, real estate debt, trade finance, and cash management. As a subsidiary of Groupe Société Générale, Mobiasbanca plays a significant role in the Moldovan banking sector, serving the diverse financial needs of its customers.

Lantmännen Axa are producer of breakfast cereals in Ukraine that is owned by Sweden’s agribusiness cooperative, Lantmännen.

Sparkasse Bank Makedonija, a subsidiary of the Steiermärkische Sparkasse and Erste Group, offers a comprehensive suite of banking services tailored for both businesses and individual clients. The bank provides essential financial products, including savings and checking accounts, debit and credit cards, and loans, alongside modern conveniences such as e-banking and mobile banking services. By leveraging the extensive international experience of its parent group, Sparkasse Bank Makedonija is committed to delivering high efficiency and reliability in its banking operations, ensuring that it meets the diverse needs of its clientele.

Louis Dreyfus Company B.V. is a global merchant and processor of agricultural goods, headquartered in Rotterdam, the Netherlands. Founded in 1851, the company specializes in the trading and processing of various agricultural products, including animal feed, pet food, food and beverages, bioenergy, new proteins, and ingredients for pharmaceuticals and cosmetics. It also engages in the production of textiles and fibers. In addition to its processing capabilities, Louis Dreyfus Company offers transportation services via river, rail, and road, facilitating the efficient distribution of its products. The company, previously known as Louis Dreyfus Commodities B.V., rebranded in March 2016 and operates as a subsidiary of Louis Dreyfus Company Netherlands Holding B.V. Its mission is to provide sustenance for a growing population while promoting sustainable practices across its operations.

ProCredit Bank Macedonia is a development-oriented commercial bank that provides a range of financial services. Its offerings include traditional banking services such as loans, cheque payments, and current and savings accounts, alongside modern digital banking solutions like e-banking and online payment services. The bank also issues debit and credit cards, catering to both individual and business clients. Additionally, ProCredit Bank focuses on providing IT services, marketing, and management solutions, enhancing its commitment to customer service and satisfaction. Through these diversified services, the bank aims to meet the varied financial needs of its clients while contributing to economic development in the region.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

Moldova Agroindbank is a commercial bank based in Chişinău, Moldova, established in 1991. It offers a comprehensive range of financial services to both individuals and legal entities, including mortgage loans, consumer credit, term deposits, current accounts, and payment cards. The bank specializes in providing various banking products such as leasing, multi-optional loans, credit cards, and overdraft facilities, as well as financing for personal expenses, real estate, and working capital. Additionally, it offers capital market investment products, letters of credit, bank guarantees, and documentary collections, making it a key player in the Moldovan financial services sector.

Plum Fintech Limited, based in London and founded in 2016 by Victor Trokoudes and Alex Michael, develops the Plum app, an artificial intelligence-based money tracking application that integrates with messaging platforms. The app automates personal finance tasks, enabling users to save effortlessly, manage their spending, and invest easily. Plum offers a range of financial products designed to help customers grow their wealth over time, including pensions and tax-efficient investment options. With a user base of over 2 million people across Europe, Plum has expanded its services to 10 countries and operates with a team of more than 200 employees across its offices in London, Athens, and Nicosia.

Ameriabank is a prominent financial institution in Armenia that plays a vital role in the country's economy. As a dynamic universal bank, it offers a comprehensive range of banking services, including corporate, investment, and retail banking. Ameriabank is distinguished by its innovative approach, utilizing an omnichannel distribution platform that emphasizes digital banking products and ecosystems. The bank prioritizes a customer-centric model, enhancing service quality and the overall banking experience in a rapidly evolving digital landscape. Additionally, Ameriabank is dedicated to responsible business practices and actively supports Armenia's transition toward a sustainable future.

Garanti BBVA Romania is a dynamic bank in the local market, offering a comprehensive range of banking and financial services to clients in Bucharest. The bank provides quality products for various sectors, including retail, small and medium-sized enterprises (IMM), and corporate clients. Its services encompass debit cards, bank accounts, loans, financing solutions, financial risk protection, and payment systems, effectively catering to the needs of both individuals and businesses.

VGP NV is a Belgium-based real estate development company that specializes in the construction and development of industrial properties and ancillary office spaces. The company operates through its subsidiaries, focusing on designing, constructing, and leasing logistics complexes and semi-industrial parks. VGP NV's business encompasses investment activities, property development, and property and asset management, with the majority of its rental income generated from its investment operations. The company has a significant geographic presence, operating in countries such as Germany, Spain, Austria, the Czech Republic, Slovakia, Hungary, Latvia, and Romania.