Speedinvest

SpeedInvest GmbH is a venture capital firm based in Vienna, Austria, founded in 2011. It specializes in early-stage investments, focusing on technology-related startups across Europe, particularly in sectors such as deep tech, fintech, insurtech, consumer tech, and marketplaces. The firm typically invests between €0.25 million and €3 million in pre-seed, seed, and Series A stages, while preferring to acquire minority stakes of up to 20% in its portfolio companies. SpeedInvest aims to be actively involved in the companies it invests in, often taking on operational roles for six months to one year. With additional offices in cities like San Francisco, Berlin, Paris, and London, SpeedInvest leverages a global network to support entrepreneurs in building successful businesses, thus contributing to the development of Europe’s startup ecosystem.

Marie-Helene Ametsreiter

General Partner, Portfolio Success

Jeroen Arts

Partner

Julian Blessin

General Partner

Charlie Boles

Senior Associate

Estelle Botbol

Senior Associate

Eric Bovee

General Partner

Daniela Caserotto-Leibert

Venture Partner

Stephen Croome

Principal

Anthony Danon

Principal

Sophia Escheu

Associate

Joerg Floeck

Executive Chairman

Heinrich Gröller

Venture Partner

Frederik Hagenauer

Partner

Audrey Handem

Associate

Jingchun Rick Hao

Partner

Jingchun Hao

Partner

Oliver Holle

CEO, Managing Partner and Managing Director

Daniel Keiper-Knorr

General Partner and Founder

Lawrence Kilian

Principal, Corporate Development and M&A

Stefan Klestil

Partner

Mathias Knaur

Venture Partner

Namratha Kothapalli

Principal

Markus Krainz

Venture Partner

Markus Lang

Partner

Tom Filip Lesche

Partner

Alexis Majos

Principal

Enrique Martínez-Hausmann

Principal

Klaus Matzka

Partner

Wissam Nadreddine

Principal

Wissam Nasreddine

Principal

Florian Obst

Principal

Mathias Ockenfels

Partner

Herbert Ortner

Venture Partner

Mariya Osadchaya-Isa

Principal

Alvaro Perezcano

Senior Associate

Konstantin Schmeisser

Associate

Leonard Schmid

Senior Associate

Andreas Schwarzenbrunner

Principal

Olga Shikhantsova

Principal

Michael Sieghart

CFO, Managing Partner and Managing Director

Evgeny Slavin

Senior Associate

Katharine Spooner

Senior Associate

Philipp Stangl

Investment Manager

Yang Tran

Venture Partner

Jürgen Wahl

Venture Partner

Past deals in Retail Lending

Billie

Series C in 2021
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

Tide

Series C in 2021
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, focused on serving small and medium enterprises (SMEs). Established in 2015, Tide allows business owners to open a bank account quickly and provides a range of financial services tailored to their needs. The platform not only facilitates business banking but also offers a suite of administrative tools, including invoicing, expense management, and integrations with accounting software. By leveraging advanced technology, Tide aims to streamline banking and administrative tasks for SMEs, helping them save time and money. The company's emphasis on understanding and addressing the specific requirements of SMEs positions it as a leader in the UK’s challenger banking sector.

Predictus

Series B in 2021
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.

Factris

Series A in 2020
Factris Holding B.V. is a fintech company based in Amsterdam, Netherlands, that focuses on providing working capital solutions for small and medium-sized enterprises (SMEs). Established in 2017, Factris specializes in financing businesses by purchasing their unpaid invoices, thus offering services such as factoring, debt management, debtor insurance, and invoice finance. The company also provides financial automation solutions, enabling businesses to streamline their financial processes while improving cash flow.

Lizza

Pre Seed Round in 2020
Finnu is a financial services technology company based out of Barcelona, Spain, giving its users access to affordable asset-backed consumer loans via its mobile app. Finnu leverages machine learning and alternative phone usage data points, as well as mobile device management (MDM) technology to deliver credit to those, who are usually overlooked by other lenders. With Finnu, users can not only fully digitally apply and receive loans via their phones, but use their phones as collaterals to significantly reduce interest rates. Finnu is backed and supported by top-tier venture capital funds from Europe and Latin America.

Predictus

Series A in 2019
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.

Billie

Series B in 2019
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

EstateGuru

Venture Round in 2019
EstateGuru operates an online marketplace that specializes in short- and mid-term property loans across Continental Europe. The platform connects investors with businesses in need of asset-backed financing, thereby facilitating access to short-term property loans. By offering mortgage-backed loans, EstateGuru provides investors an opportunity to diversify their portfolios with real estate-related assets. The company also manages funds and payouts, ensuring a streamlined investment experience for both borrowers and lenders. Through its services, EstateGuru addresses the financing needs of businesses while offering secured investment options to its users.

Tide

Convertible Note in 2018
Tide Platform Limited is a mobile-first banking service based in London, United Kingdom, focused on serving small and medium enterprises (SMEs). Established in 2015, Tide allows business owners to open a bank account quickly and provides a range of financial services tailored to their needs. The platform not only facilitates business banking but also offers a suite of administrative tools, including invoicing, expense management, and integrations with accounting software. By leveraging advanced technology, Tide aims to streamline banking and administrative tasks for SMEs, helping them save time and money. The company's emphasis on understanding and addressing the specific requirements of SMEs positions it as a leader in the UK’s challenger banking sector.

Factris

Seed Round in 2018
Factris Holding B.V. is a fintech company based in Amsterdam, Netherlands, that focuses on providing working capital solutions for small and medium-sized enterprises (SMEs). Established in 2017, Factris specializes in financing businesses by purchasing their unpaid invoices, thus offering services such as factoring, debt management, debtor insurance, and invoice finance. The company also provides financial automation solutions, enabling businesses to streamline their financial processes while improving cash flow.

[credi2]

Series A in 2018
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.

Predictus

Seed Round in 2018
FairMoney is a mobile banking platform that provides credit solutions to private and business borrowers by leveraging smartphone data to create instant credit scores. Founded in 2017 and headquartered in Paris, France, the company operates with a team of 45 professionals across Paris and Lagos, Nigeria. FairMoney has successfully disbursed over 350,000 loans, aiming to expand financial access for millions in Africa and South-East Asia. The company is supported by a range of European and American investors, emphasizing its commitment to innovation and growth in the microfinance sector.

Loot

Series A in 2017
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.

Billie

Series A in 2017
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

[credi2]

Seed Round in 2017
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.

Billie

Seed Round in 2016
Billie GmbH, based in Berlin, Germany, is a fintech startup founded in 2016 that specializes in pre-financing invoices and online factoring services for small and medium-sized enterprises (SMEs). The company aims to improve working capital management through a fully automated invoice financing solution, addressing the order-to-cash challenges faced by SMEs. Billie's platform facilitates expedited B2B invoicing and payments by utilizing big data analytics and digital processes, allowing for instant financing of purchases directly at the online point-of-sale. In addition to its invoice factoring services, Billie offers a pay-after-delivery product to help SMEs secure improved payment terms, enabling them to manage outgoing invoices efficiently without hidden fees or excessive paperwork.

Loot

Venture Round in 2016
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.

Loot

Venture Round in 2016
Loot Financial Services Ltd., based in London, provides innovative financial solutions through its current account and contactless Mastercard services. Established in 2014, the company offers a digital application that simplifies money management by combining a prepaid debit card with budgeting tools. Users benefit from features such as real-time spending tracking and the ability to set weekly budgets, allowing them to manage their finances effectively without the need for manual entry of expenses. Loot is focused on enhancing user experience by offering insights into spending patterns and enabling users to pause and unpause their cards as needed.

[credi2]

Seed Round in 2016
[credi2] develops and operates solutions for banks, financial service providers and trading companies in order to be able to offer their customers modern payment and financing solutions. [credi2] can rely on a proven technology platform that can handle all processes fully automatically, from the first customer contact to the enforcement of outstanding claims. [credi2] cooperates among others with: Volkswagen Bank, Deutsche Handelsbank, BLSK, Raiffeisen Bank International and Erste Bank. One of the best-known product for end customers is cashpresso, a flexible credit line.

Investly

Seed Round in 2016
Investly is a peer-to-peer finance platform that facilitates invoice financing for European businesses, allowing them to sell their 30-180 day invoices to a network of investors. This marketplace enables businesses to quickly access working capital, helping them take on more customers, enhance production efficiency, and mitigate seasonal cash flow challenges. The platform streamlines the financing process, ensuring that businesses can secure funds within two days after credit checks are completed. Investors benefit from the opportunity to finance invoices, typically with short durations of 30-40 days, and can achieve attractive returns on their investments. Overall, Investly connects small to medium-sized enterprises with investors, fostering a mutually beneficial ecosystem for financing and growth.

EstateGuru

Pre Seed Round in 2015
EstateGuru operates an online marketplace that specializes in short- and mid-term property loans across Continental Europe. The platform connects investors with businesses in need of asset-backed financing, thereby facilitating access to short-term property loans. By offering mortgage-backed loans, EstateGuru provides investors an opportunity to diversify their portfolios with real estate-related assets. The company also manages funds and payouts, ensuring a streamlined investment experience for both borrowers and lenders. Through its services, EstateGuru addresses the financing needs of businesses while offering secured investment options to its users.

Investly

Pre Seed Round in 2014
Investly is a peer-to-peer finance platform that facilitates invoice financing for European businesses, allowing them to sell their 30-180 day invoices to a network of investors. This marketplace enables businesses to quickly access working capital, helping them take on more customers, enhance production efficiency, and mitigate seasonal cash flow challenges. The platform streamlines the financing process, ensuring that businesses can secure funds within two days after credit checks are completed. Investors benefit from the opportunity to finance invoices, typically with short durations of 30-40 days, and can achieve attractive returns on their investments. Overall, Investly connects small to medium-sized enterprises with investors, fostering a mutually beneficial ecosystem for financing and growth.
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