Morgan Stanley Investment Management

Thought Machine is a fintech company focused on transforming core banking through innovative cloud-native technology. The company addresses the challenges posed by outdated IT infrastructure that many banks rely on, which hinders their capacity for innovation and customer service. Its primary product, Vault, is a comprehensive retail banking platform designed with a microservice API architecture that can be easily configured to meet the specific needs of various banks. By enabling banks to modernize their systems, improve user experiences, and enhance data analysis capabilities, Thought Machine aims to facilitate a significant evolution in the banking sector, fostering a more efficient and responsive financial environment.

Nubank is a prominent digital bank revolutionizing finance with its customer-centric approach. It provides a variety of services, including credit cards, personal loans, and digital payments, all accessible through a simple mobile app. Known for transparency, ease of use, and low fees, Nubank aims to empower users with innovative solutions for better financial management.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

86 400 is a Australian first smartbank. One that steps up, does the right thing by its customers and puts them first.

Finsocial specializes in providing credit solutions tailored for public-sector teachers and pensioners. The company offers consumer loans that are repaid directly through the clients' payroll and pension payments. This approach ensures an efficient and affordable means of accessing credit, catering specifically to the financial needs of educators and retirees. By facilitating payroll discount credits, Finsocial aims to deliver rapid and effective financial support to its clients.

Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). Five-Star follows RBI guidelines applicables for NBFCs Five-Star is public limited company with Registerd & Corporate Office at Kilpauk, Chennai and has branches at Aminjikarai, Poonamallee, Tambaram, Ambattur, Tiruvottriyur, Thiruvallur, Coimbatore, Trichy,Vellore, Tirupur, Madurai, Erode, Karur, Dindigul, Salem, Hosur, Sivakasi, Namakkal, Pollachi, Karaikudi, Gobichettipalayam, Athur, Villupuram, Tirunelveli, Tuticorin, Kumbakonam, Bangalore, Theni, Pudukottai, Tenkasi Nagercoil & Tiruvannamalai The company stands for quality service to the customers.

Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). Five-Star follows RBI guidelines applicables for NBFCs Five-Star is public limited company with Registerd & Corporate Office at Kilpauk, Chennai and has branches at Aminjikarai, Poonamallee, Tambaram, Ambattur, Tiruvottriyur, Thiruvallur, Coimbatore, Trichy,Vellore, Tirupur, Madurai, Erode, Karur, Dindigul, Salem, Hosur, Sivakasi, Namakkal, Pollachi, Karaikudi, Gobichettipalayam, Athur, Villupuram, Tirunelveli, Tuticorin, Kumbakonam, Bangalore, Theni, Pudukottai, Tenkasi Nagercoil & Tiruvannamalai The company stands for quality service to the customers.

Affirm is a financial technology company based in San Francisco, California, that specializes in providing installment loans to consumers at the point of sale. Founded in 2012, Affirm offers a platform that allows users to make purchases from online merchants and pay for them in fixed monthly installments. This service provides a transparent alternative to traditional credit cards, as it enables consumers to see upfront what they will pay each month, without hidden fees or unexpected costs. Affirm partners with over 2,000 merchants across various sectors, including retail, travel, and personal fitness, allowing shoppers to select Affirm as a payment option at checkout. The company aims to empower consumers with honest financial products and improve accessibility in the banking industry.

Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI). Five-Star follows RBI guidelines applicables for NBFCs Five-Star is public limited company with Registerd & Corporate Office at Kilpauk, Chennai and has branches at Aminjikarai, Poonamallee, Tambaram, Ambattur, Tiruvottriyur, Thiruvallur, Coimbatore, Trichy,Vellore, Tirupur, Madurai, Erode, Karur, Dindigul, Salem, Hosur, Sivakasi, Namakkal, Pollachi, Karaikudi, Gobichettipalayam, Athur, Villupuram, Tirunelveli, Tuticorin, Kumbakonam, Bangalore, Theni, Pudukottai, Tenkasi Nagercoil & Tiruvannamalai The company stands for quality service to the customers.

Block, Inc. is a technology company established in 2009 that specializes in financial services. It encompasses several key divisions, including Square, Cash App, TIDAL, and TBD, all aimed at increasing economic accessibility. Block provides payment services to merchants and has developed Cash App, a person-to-person payment network that facilitates financial transactions between individuals. In 2023, the company reported a payment volume exceeding $200 million. Through its various platforms and services, Block seeks to empower users and enhance their ability to engage with the economy.

Jana Small Finance Bank Limited is a banking institution based in Bengaluru, India, that offers a range of financial products and services aimed at individuals and corporates. The bank operates through four main segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. It provides various banking services including current and savings accounts, fixed and recurring deposits, and a diverse array of loans such as home, gold, agricultural, and business loans. Additionally, Jana Small Finance Bank facilitates online banking, payment services, and debit card issuance. Originally established as Janalakshmi Financial Services in 2006, the bank rebranded in March 2018 to reflect its commitment to financial inclusion and servicing the urban underserved population in India. The institution maintains a strong focus on customer value and integrates technology to enhance its operations and scalability.

SoFi is a financial services company founded in 2011 and headquartered in San Francisco, California. It offers a diverse range of products targeting early-stage professionals, including personal loans, MBA loans, and mortgage refinancing. In addition to lending, SoFi provides wealth management services that assist individuals in saving, spending, and investing their money. The company also offers financial solutions for retirement planning and student loan repayment management. Its comprehensive suite of services includes credit cards, checking and savings accounts, and small business financing, positioning SoFi as a versatile player in the financial sector.

Revolution Money is a financial services company with the goal of disrupting incumbent credit companies and PayPal. Revolution Money's credit card, the RevolutionCard, differs from other credit cards by using PIN-activation, rather than signatures This allows the card to be printed without any personally identifying information, which the company claims helps to reduce identity theft. The card transactions are also processed on an internet-based system, allowing the company to drastically reduce its processing fees. Revolution Money's other main service is MoneyExchange, which pretty much does what one would think -- let users transfer money between one another -- but, uniquely, a MoneyExchange account holders can use a Revolution Money Debit/ATM card so money can be accessed at stores or withdrawn from ATMs. Transfers between Revolution Money account holders are free. Revolution Money is partially owned by Revolution, LLC, an investment firm and holding company owned by AOL-founder Steve Case. The company's board also boasts an impressive number of financial luminaries, including Lawrence Summers, former US Secretary of the Treasury; Franklin Raines, former CEO of Fannie Mae; Russell Hogg, former President and CEO of MasterCard; David Pottruck, former CEO of Charles Schwab; and David Golden, former Vice Chairman of JPMorgan.

Revolution Money is a financial services company with the goal of disrupting incumbent credit companies and PayPal. Revolution Money's credit card, the RevolutionCard, differs from other credit cards by using PIN-activation, rather than signatures This allows the card to be printed without any personally identifying information, which the company claims helps to reduce identity theft. The card transactions are also processed on an internet-based system, allowing the company to drastically reduce its processing fees. Revolution Money's other main service is MoneyExchange, which pretty much does what one would think -- let users transfer money between one another -- but, uniquely, a MoneyExchange account holders can use a Revolution Money Debit/ATM card so money can be accessed at stores or withdrawn from ATMs. Transfers between Revolution Money account holders are free. Revolution Money is partially owned by Revolution, LLC, an investment firm and holding company owned by AOL-founder Steve Case. The company's board also boasts an impressive number of financial luminaries, including Lawrence Summers, former US Secretary of the Treasury; Franklin Raines, former CEO of Fannie Mae; Russell Hogg, former President and CEO of MasterCard; David Pottruck, former CEO of Charles Schwab; and David Golden, former Vice Chairman of JPMorgan.