Seedcamp

Yonder is a credit card that allows users to build good credit habits while earning and enjoying rewards at their favorite spots in town. They're on a mission to make money rewarding and credit empowering through products people understand and love. They're building a challenger credit card that's a key to the city, designed for expats and young professionals. They've packed it with modern rewards, travel insurance, no FX fees, and loads more - all without needing a UK credit score.

Yonder is a credit card that allows users to build good credit habits while earning and enjoying rewards at their favorite spots in town. They're on a mission to make money rewarding and credit empowering through products people understand and love. They're building a challenger credit card that's a key to the city, designed for expats and young professionals. They've packed it with modern rewards, travel insurance, no FX fees, and loads more - all without needing a UK credit score.

Klump offers flexible payment plans that give users the opportunity to purchase a desired product or service.

Behind Pleo is the core belief to make everyone feel valued at work, driven by the mission to revolutionize business spending for forward-thinking teams everywhere - so things like a fun-to-use spend management app that automatically tracks work-related spending & generates expense reports, paired with the powerful tools businesses need to create full visibility and management of every penny spent. It was founded in 2015 by Jeppe Rindom and Niccolo Perra and is based in Copenhagen, Hovedstaden, Denmark.

Koyo uses alternative data to lend to people with short credit histories or who otherwise may be near prime.

Behind Pleo is the core belief to make everyone feel valued at work, driven by the mission to revolutionize business spending for forward-thinking teams everywhere - so things like a fun-to-use spend management app that automatically tracks work-related spending & generates expense reports, paired with the powerful tools businesses need to create full visibility and management of every penny spent. It was founded in 2015 by Jeppe Rindom and Niccolo Perra and is based in Copenhagen, Hovedstaden, Denmark.

Yonder is a credit card that allows users to build good credit habits while earning and enjoying rewards at their favorite spots in town. They're on a mission to make money rewarding and credit empowering through products people understand and love. They're building a challenger credit card that's a key to the city, designed for expats and young professionals. They've packed it with modern rewards, travel insurance, no FX fees, and loads more - all without needing a UK credit score.

StudentFinance is a provider of educational financial services that aims to provide students with success-based financing. The company's services select students through a selection process based on data forecasting using artificial intelligence technology and invest in students who primarily have technical skills and can become software engineers, data analysts, or cybersecurity experts, allowing students to advance in their career path and get the right job while also repaying the money. StudentFinance was established in March, 2019 in Madrid, Spain by Mariano Kostelec.

receeve is a fully customisable all-in-one platform for collections & recovery. We simplify the growing complexity of data and systems and empower in-house teams to easily automate processes, engage customers and apply 360° insights to maximise recovery and minimise risk across every stage of credit management - from pre-delinquency to portfolio assignment or sale. One platform. A perfect balance of ease-of-use and power, receeve’s cloud-native, no-code platform is fast to deploy, simple to manage and easy to customise and expand. Bring together intelligence, strategy and operations in one place. Hear from our CTO Michael Backes https://youtu.be/MK-Tmm9KMxo

Yonder is a credit card that allows users to build good credit habits while earning and enjoying rewards at their favorite spots in town. They're on a mission to make money rewarding and credit empowering through products people understand and love. They're building a challenger credit card that's a key to the city, designed for expats and young professionals. They've packed it with modern rewards, travel insurance, no FX fees, and loads more - all without needing a UK credit score.

Treecard is a fullstack green finance platform, allowing consumers to spend, save and invest responsibly. They are the exclusive finance partner of Ecosia, and their first product is a wooden payment card that funds reforestation via the interchange fees generated.

Griffin is a banking-as-a-service provider that helps companies build and launch financial services products. Its platform is an OS for embedded finance, an all-in-one solution that will break down barriers to entry for fintech by reducing cost, time to market, and the hassles of securing a banking partner. The platform also enables global brands with complex payment needs to enhance the customer experience with embedded finance.

Griffin is a banking-as-a-service provider that helps companies build and launch financial services products. Its platform is an OS for embedded finance, an all-in-one solution that will break down barriers to entry for fintech by reducing cost, time to market, and the hassles of securing a banking partner. The platform also enables global brands with complex payment needs to enhance the customer experience with embedded finance.

StudentFinance is a provider of educational financial services that aims to provide students with success-based financing. The company's services select students through a selection process based on data forecasting using artificial intelligence technology and invest in students who primarily have technical skills and can become software engineers, data analysts, or cybersecurity experts, allowing students to advance in their career path and get the right job while also repaying the money. StudentFinance was established in March, 2019 in Madrid, Spain by Mariano Kostelec.

Koyo uses alternative data to lend to people with short credit histories or who otherwise may be near prime.

Curve Pay is a pioneering digital wallet that goes beyond simply storing your cards digitally. Unlike other digital wallets, Curve Pay actively works to save you money and enhance every payment you make. Through its cutting-edge wallet technology, Curve Pay eliminates hidden foreign transaction fees, allows you to switch payment cards even after purchase, and lets you earn rewards on top of your existing card benefits. The Curve Wallet sits at the heart of this technology, bringing all your cards into one secure platform while adding unique money-saving features. Whether you're shopping online, in-store, or abroad, Curve Pay gets the most value for your money. Authorised by financial regulators across the UK,EEA, and US, Curve has amassed more than 6M customers globally, and processes billions in payments annually while continuing to innovate in digital finance. Curve Pay elevates the company's position in digital payments as the only mobile wallet that actively saves customers money. Unlike traditional wallets that digitise cards and enable payments through their mobile device (e.g Apple Pay, Google Pay etc), Curve leverages its cutting edge, propriatary, Wallet technolgoy to offer unique benfits to consumers and businesses alike; eliminating hidden fees, reducing borrowing costs and maximizing rewards, positioning the company at the forefront of financial innovation where traditional and digital banking converge. Shachar Bialick established the company in London, England, on April 2, 2015.

receeve is a fully customisable all-in-one platform for collections & recovery. We simplify the growing complexity of data and systems and empower in-house teams to easily automate processes, engage customers and apply 360° insights to maximise recovery and minimise risk across every stage of credit management - from pre-delinquency to portfolio assignment or sale. One platform. A perfect balance of ease-of-use and power, receeve’s cloud-native, no-code platform is fast to deploy, simple to manage and easy to customise and expand. Bring together intelligence, strategy and operations in one place. Hear from our CTO Michael Backes https://youtu.be/MK-Tmm9KMxo

Nordigen is a free open banking API that provides PSD2 data connections to all major European banks.

Behind Pleo is the core belief to make everyone feel valued at work, driven by the mission to revolutionize business spending for forward-thinking teams everywhere - so things like a fun-to-use spend management app that automatically tracks work-related spending & generates expense reports, paired with the powerful tools businesses need to create full visibility and management of every penny spent. It was founded in 2015 by Jeppe Rindom and Niccolo Perra and is based in Copenhagen, Hovedstaden, Denmark.

Better.co.uk is a free online mortgage broker that's making mortgages fairer for everyone. Better.co.uk has taken the mortgage process online, removing the time, hassle and costs involved in securing a mortgage. Trussle is completely free for customers and receives a fee from the lender once the mortgage was completed. Better.co.uk is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which is authorized and regulated by the Financial Conduct Authority.

Griffin is a banking-as-a-service provider that helps companies build and launch financial services products. Its platform is an OS for embedded finance, an all-in-one solution that will break down barriers to entry for fintech by reducing cost, time to market, and the hassles of securing a banking partner. The platform also enables global brands with complex payment needs to enhance the customer experience with embedded finance.

Caravan Digital Studios is a digital product studio that creates custom consumer brands and businesses. It identifies white spaces in popular culture and entertainment trends in order to brainstorm, co-found, and develop direct-to-consumer products, technology, and businesses. The company is using proprietary data and reach to identify unique opportunities and create authentic brands with a targeted audience.

Behind Pleo is the core belief to make everyone feel valued at work, driven by the mission to revolutionize business spending for forward-thinking teams everywhere - so things like a fun-to-use spend management app that automatically tracks work-related spending & generates expense reports, paired with the powerful tools businesses need to create full visibility and management of every penny spent. It was founded in 2015 by Jeppe Rindom and Niccolo Perra and is based in Copenhagen, Hovedstaden, Denmark.

Better.co.uk is a free online mortgage broker that's making mortgages fairer for everyone. Better.co.uk has taken the mortgage process online, removing the time, hassle and costs involved in securing a mortgage. Trussle is completely free for customers and receives a fee from the lender once the mortgage was completed. Better.co.uk is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which is authorized and regulated by the Financial Conduct Authority.

Better.co.uk is a free online mortgage broker that's making mortgages fairer for everyone. Better.co.uk has taken the mortgage process online, removing the time, hassle and costs involved in securing a mortgage. Trussle is completely free for customers and receives a fee from the lender once the mortgage was completed. Better.co.uk is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which is authorized and regulated by the Financial Conduct Authority.

Curve Pay is a pioneering digital wallet that goes beyond simply storing your cards digitally. Unlike other digital wallets, Curve Pay actively works to save you money and enhance every payment you make. Through its cutting-edge wallet technology, Curve Pay eliminates hidden foreign transaction fees, allows you to switch payment cards even after purchase, and lets you earn rewards on top of your existing card benefits. The Curve Wallet sits at the heart of this technology, bringing all your cards into one secure platform while adding unique money-saving features. Whether you're shopping online, in-store, or abroad, Curve Pay gets the most value for your money. Authorised by financial regulators across the UK,EEA, and US, Curve has amassed more than 6M customers globally, and processes billions in payments annually while continuing to innovate in digital finance. Curve Pay elevates the company's position in digital payments as the only mobile wallet that actively saves customers money. Unlike traditional wallets that digitise cards and enable payments through their mobile device (e.g Apple Pay, Google Pay etc), Curve leverages its cutting edge, propriatary, Wallet technolgoy to offer unique benfits to consumers and businesses alike; eliminating hidden fees, reducing borrowing costs and maximizing rewards, positioning the company at the forefront of financial innovation where traditional and digital banking converge. Shachar Bialick established the company in London, England, on April 2, 2015.

James is an online credit risk management platform that provides risk management tools to financial institutions. Through the application of advanced scientific computing capabilities like machine learning, it enables risk departments to prepare against cyclical crisis and help protect their reputation, making the global financial system safer in the long run. James was established in 2013 and is based in New York.

BUKIT puts people back in charge of communications with collection agencies through our new service called "Cease and Desist". We end the harassing phone calls and threatening letters with just one click. From the moment customers sign up, collection agencies will only be able to contact them through are platform and they are in charge of setting the terms of communication. This gives them the freedom to resume normal life and deal with their debts in a manner which protects them from abuse.

Find and rent homes completely online. Save time and money when you rent your home on Rentlord. No commissions, no middlemen. Rentlord is a social platform enabling millions of landlords and tenants to rent homes and spaces entirely online.

Holvi offers small businesses, from solopreneurs and freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping business owners to manage their balance. Holvi is a licensed Payment Institution, not a traditional bank. We are authorised by the Financial Supervisory Authority (FSA) of Finland for operations across the EU.

Bilbus unlocks commercial lending to SMBs, giving businesses the visibility to work out when they will need cash and simplifying how they meet funding gaps. Bilbus is a working capital platform that enables small businesses to invoice, collect and connect with commercial lenders via a single dashboard.