Nordic Capital

Qred Holding Ab, founded in 2015 and based in Stockholm, Sweden, provides small business loans to SMEs across Sweden, Finland, Denmark, the Netherlands, Belgium, and Norway. The company operates a tech-enabled platform that streamlines the financing process through an automated credit system and advanced data processing technology. This innovative approach allows businesses to access loans quickly and efficiently for growth and operational needs. Qred has gained recognition as a market leader in Northern Europe, having assisted over 50,000 businesses and contributing to the creation of more than 40,000 new jobs. The company has also earned accolades, including a spot on the Financial Times list of Europe’s fastest-growing companies for four consecutive years and the Nordic Scaleup Award in 2024.

Qred Holding Ab, founded in 2015 and based in Stockholm, Sweden, provides small business loans to SMEs across Sweden, Finland, Denmark, the Netherlands, Belgium, and Norway. The company operates a tech-enabled platform that streamlines the financing process through an automated credit system and advanced data processing technology. This innovative approach allows businesses to access loans quickly and efficiently for growth and operational needs. Qred has gained recognition as a market leader in Northern Europe, having assisted over 50,000 businesses and contributing to the creation of more than 40,000 new jobs. The company has also earned accolades, including a spot on the Financial Times list of Europe’s fastest-growing companies for four consecutive years and the Nordic Scaleup Award in 2024.

Boost.ai is a company that specializes in enterprise-grade conversational artificial intelligence (AI), offering a highly scalable platform designed to automate customer service and internal support functions. Its proprietary self-learning AI technology provides a no-code solution that is quick to deploy and user-friendly. The platform can handle an unlimited number of intents while maintaining a resolution rate exceeding 90 percent. This capability allows virtual agents created with Boost.ai's technology to manage thousands of interactions daily for major clients such as Telenor, DNB, and Silvercar by Audi. Headquartered in Stavanger, Norway, Boost.ai also has offices in Los Angeles, Oslo, Stockholm, and Copenhagen, underscoring its international presence in the AI-driven customer consulting market.

Signicat is a leading digital identity service provider based in Europe, specializing in electronic identity and electronic signature solutions. Established in 2006, the company offers cloud-based identity management services that cater to both public and private sectors globally. Signicat's solutions are designed to meet stringent international standards, including privacy regulations and anti-money laundering requirements, while facilitating effective onboarding processes. Its advanced services enable secure user authentication, electronic signing, identity proofing, and document preservation, making them essential for banks, financial institutions, insurance companies, government agencies, and businesses of all sizes. With a commitment to delivering exceptional user experiences, Signicat utilizes advanced security technology to minimize risks. The company operates in multiple countries, including the UK, Germany, the Netherlands, Portugal, Denmark, Sweden, Finland, and Norway, providing scalable and reliable services backed by banking-grade service level agreements.

Signicat is a leading digital identity service provider based in Europe, specializing in electronic identity and electronic signature solutions. Established in 2006, the company offers cloud-based identity management services that cater to both public and private sectors globally. Signicat's solutions are designed to meet stringent international standards, including privacy regulations and anti-money laundering requirements, while facilitating effective onboarding processes. Its advanced services enable secure user authentication, electronic signing, identity proofing, and document preservation, making them essential for banks, financial institutions, insurance companies, government agencies, and businesses of all sizes. With a commitment to delivering exceptional user experiences, Signicat utilizes advanced security technology to minimize risks. The company operates in multiple countries, including the UK, Germany, the Netherlands, Portugal, Denmark, Sweden, Finland, and Norway, providing scalable and reliable services backed by banking-grade service level agreements.

Nordnet Bank is an online commercial bank headquartered in Stockholm, Sweden, with operations in Sweden, Norway, Denmark, and Finland. Established in 1996, the bank focuses on providing a range of investment, saving, and lending services. It offers investment solutions including shares, mutual funds, derivatives, warrants, and bonds. On the lending side, Nordnet provides unsecured personal loans and margin lending, allowing customers to borrow against their investment portfolios to enhance their investment opportunities. Additionally, Nordnet offers mortgage services and pension savings across the Nordic countries. As a subsidiary of NNB Intressenter, Nordnet Bank operates in a market primarily dominated by traditional banks and pension companies.

Lindorff Group is a leading European provider of credit-driven services, specializing in information services, debt collection, invoicing, and the purchase of debt portfolios. Headquartered in Oslo, Norway, the company operates across 11 countries and employs approximately 3,000 people. Lindorff focuses on delivering comprehensive solutions for managing credit and financial risks, making it a preferred expert in its field. The company reported net revenue of €500 million in 2012 and is jointly owned by Altor and Investor AB. Through its diverse range of services, Lindorff supports businesses in optimizing their financial operations and improving cash flow.

Europris AS is a prominent Norwegian discount store chain that began with its first location in Stavanger in 1992. Over the years, it has expanded to more than 225 stores across Norway, with a growth rate of approximately 10 new stores annually. Approximately 30% of these stores are franchise-owned, while the remaining 70% are company-owned. The company offers a wide range of products, including home and kitchen items, groceries, clothing, electronics, and personal care products, primarily focusing on private-label and branded merchandise. Europris emphasizes cost efficiency by sourcing around 86% of its products from wholesalers and directly from manufacturers in large quantities, which helps maintain low prices for consumers. The company's headquarters and central warehouse are located in Fredrikstad, employing over 250 staff to manage operations and logistics. Europris has become one of Norway's most recognized brands, with over 90% of the population familiar with its offerings.

Saferoad Group is a Norwegian company that specializes in providing road safety and infrastructure solutions. Founded in 2007 and headquartered in Oslo, it designs, manufactures, and delivers a wide range of products aimed at enhancing road safety and infrastructure standards. The company's offerings include lighting columns, road signs, road markings, restraint systems, and light poles. By continuously innovating and promoting effective products, Saferoad Group seeks to prevent traffic accidents and minimize their consequences, ultimately contributing to safer travel for all road users.

Cloetta AB is a leading confectionery manufacturer based in Northern Europe, specializing in a wide range of products including sugar confectionery, chocolate, pastilles, and chewing gum. The company serves both local and international markets, with a presence in over fifty countries, particularly focusing on Sweden, Finland, Denmark, Norway, the Netherlands, Germany, and the UK. Cloetta's diverse brand portfolio features well-known names such as Lakerol, CandyKing, Jenkki, Kexchoklad, Malaco, Sportlife, and Red Band. The company operates approximately seven production units across five countries, enabling it to efficiently produce and distribute its confectionery offerings.

Bufab AB is a trading company that specializes in providing comprehensive supply chain solutions for C-Parts, which include components such as screws, nuts, and washers. The company focuses on sourcing, quality control, and logistics, aiming to enhance productivity in the value chain of its clients. Bufab serves a diverse range of industries, including telecommunications, automotive, furniture, offshore, refining, and construction. Geographically, its operations are divided into several regions, encompassing Northern Europe (including Sweden, Finland, Norway, and Denmark), Western Europe (including France, the Netherlands, and Germany), Eastern Europe (covering countries like Poland and Hungary), as well as the UK and North America. Bufab's Global Parts Productivity™ initiative is designed to optimize the efficiency of its customers' supply chains.