OakNorth Bank

OakNorth Bank is a UK-based digital-first commercial bank that provides debt financing and related services to growth-oriented businesses. It targets the Missing Middle, established SMEs underserved by traditional banks, offering bespoke secured and unsecured loans, property funding, and related financial solutions, alongside savings products for individuals and businesses. Founded in 2015 and headquartered in London, the bank uses data-led analytics and forward-looking scenario analysis to assess risk and support scalable growth through cycles. Its client base includes property developers, care homes, schools, hotels, and other growth ventures, with lending supported by long-term partnerships rather than equity. The bank emphasizes a relationship-driven approach, with a sizable share of new lending generated through referrals and repeat borrowers.

Priya Chauhan

Director

Damien Hughes

Senior Director, Debt Finance

Rishi Khosla

Founder

Past deals in Commercial Real Estate

Mavik Capital Management

Debt Financing in 2024
Mavik Capital Management is a New York-based real estate investment firm focused on opportunistic investments in U.S. commercial real estate credit and special situations. The firm identifies and capitalizes on opportunities across the capital structure, including first mortgages, mezzanine loans, and preferred equity, and works with owners, operating partners, and co-lenders. It relies on a cycle-tested, multidisciplinary, principal-minded team that emphasizes proprietary sourcing, analytical complexity, and active management.

Ambassador Group

Debt Financing in 2024
Ambassador is a UK-based property investment, development, asset management, capital raising, and advisory firm.

ASK

Private Equity Round in 2022
ASK is a residential and commercial property lender that offers real estate finance solutions.

Scarborough Group International

Debt Financing in 2021
Scarborough Group International is a long-established property investment and development business with a global reach and enviable reputation for delivery.

Kolte-Patil Developers

Post in 2020
Kolte-Patil Developers Ltd, founded over two decades ago and headquartered in Pune, is a prominent real estate company recognized for its philosophy of "Creation, not construction." With a portfolio of completed developments exceeding 1 crore square feet, the company has established itself as Pune's largest developer and has expanded its presence to Bengaluru and upscale redevelopment projects in Mumbai. Kolte-Patil engages in the construction of various real estate segments, including residential, commercial, IT parks, and integrated townships, while also offering project management services and renting immovable properties. The company's mission focuses on creating spaces that harmonize with their surroundings, emphasizing vitality and aesthetic appeal. Guided by core values such as honesty, innovation, excellence, and sustainability, Kolte-Patil is committed to delivering quality living and working environments that are designed to meet both present and future needs.

Riverside Capital

Debt Financing in 2020
Riverside Capital is an FCA authorised and regulated full-service property investment company. They provide a platform for professional investors and intermediaries to access and invest in the UK commercial property market. Their primary service is direct property investment. They scour the UK property market to offer investors regular opportunities to invest directly in UK property assets, on a deal-by-deal basis. Their highly experienced asset management team advises on the purchase of every asset they take to their investors and then manages these assets to deliver income and capital growth.

Ocea Group

Debt Financing in 2019
Ocea specialise in commercial to residential property conversion, primarily office buildings into apartments under permitted development.
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