MassChallenge

Developer of college funding tool designed to empower advisors to deliver college planning strategies to clients. The company's software offers streamlined processes, a user-friendly interface, net-cost comparison, white-labeled experience and reports, college snapshot, advanced search, application tracking, onboarding, and other related services, enabling financial planners and advisors to eliminate the stress and anxiety of college planning and helping students with access to an affordable college education.

Quber Technologies Inc. is a Canadian company that develops a mobile application focused on personal finance management. Founded in 2016 and headquartered in Moncton, the application provides users with insights into their spending by analyzing their bank account activity. It employs smart algorithms to track savings over different timeframes, recommend budget goals, and create tailored expenditure plans based on individual income and spending habits. By helping users set specific savings goals, Quber encourages them to manage their finances effectively and prioritize essential expenditures. Additionally, the platform rewards users for saving money through vouchers that can be redeemed at partner locations, further incentivizing responsible financial behavior.

Otomo is a licensable B2B2C cash management toolkit designed for banks and fintechs. The platform leverages artificial intelligence to offer personalized discounts and rewards, enhancing the financial wellness of consumers. By providing hyper-personalized banking solutions, Otomo enables financial institutions to cater to the unique needs of each end user. This approach not only improves user engagement and retention but also maximizes revenue opportunities for licensing partners. Overall, Otomo aims to create a compelling experience that benefits both consumers and financial institutions alike.

Developer of clinical finance software intended to harness real-time clinical trial data and third-party vendor collaboration for faster and more precise accounting. The company's software integrates real data to drive clinical accruals and strategically navigate forecasts and financial plans for clinical programs with ease, flexibility, and transparency, enabling companies to streamline operations reduce time spent in managing cash flow make key business decisions, and extend the runway.

FlourishFund is a digital platform that empowers and supports new and expecting families. The platform consists of two parts: a marketplace with evidence-based goods and vetted maternal wellness services and a funding mechanism for friends and families to contribute to a positive birth and parenting journey.

Alfi is a platform that enhances financial literacy by connecting users with financial services and products through intermediaries. It targets various stakeholders, including governments, citizens, and financial institutions, creating value for each group. Launched in 2019, Alfi employs gamification and machine learning to provide engaging, free services that help users develop skills for better financial decision-making. The platform's application utilizes artificial intelligence to categorize users based on their consumer or investor profiles, preferences, and behaviors, facilitating tailored financial education experiences. As of 2023, Alfi aims to be recognized as a leading partner in promoting financial education and inclusion across the Americas, Africa, and Asia, having already registered 150,000 users since its inception.

Otomo is a licensable B2B2C cash management toolkit designed for banks and fintechs. The platform leverages artificial intelligence to offer personalized discounts and rewards, enhancing the financial wellness of consumers. By providing hyper-personalized banking solutions, Otomo enables financial institutions to cater to the unique needs of each end user. This approach not only improves user engagement and retention but also maximizes revenue opportunities for licensing partners. Overall, Otomo aims to create a compelling experience that benefits both consumers and financial institutions alike.

Debtle helps resolve financial obligations in a quick, transparent, and frictionless manner. The company is based in Sheboygan, Wisconsin, and founded in 2019

Blockchain platform to reduce Million Dollar Frauds infesting banking industry in warehouse receipt finance segment along with social impact objective of increasing farmers' income.

BrightUp is a financial wellness platform that democratizes financial wealth building and personal well-being. It partners with employers to deliver a comprehensive financial wellness benefit to their employees to grow their net worth and improve their self-worth as well as offer low-cost emergency loan that is repaid through paycheck deductions, enabling employees to be financially healthy and holistically wealthy. The company was founded in 2020 and is based in Boston, Massachusetts.

Debtle helps resolve financial obligations in a quick, transparent, and frictionless manner. The company is based in Sheboygan, Wisconsin, and founded in 2019

Swoop Finance Limited is a technology platform that specializes in business funding and savings solutions for small-to-medium enterprises. Founded in 2018 and headquartered in London, with additional offices in Ireland, Swoop connects businesses with a range of funding options, including loans, equity, and grants. The platform facilitates the discovery of appropriate funding solutions, allowing enterprises to streamline their financing needs and identify potential savings. Swoop operates as an Appointed Representative of Talbot Capital Limited, which is regulated by the Financial Conduct Authority.

Accounting Made Easy is a business financial literacy tool that uses a gamified, interactive web app to power a seamless synchronous learning experience in just 7 hours.

Microfinance.ai is an advanced technology tool for micro-lending business transformation.

Developer of automated financial planning tools and software designed to track budgets and investments. The company's software helps to track and manage financial activities as they relate to financial milestones like buying a home, investing in a child's college fund, business, holidays, education, unemployment and retirement, enabling users to align their finances with the future they want.

Bridge Financial Technology Inc. offers automated Software-as-a-Service solutions tailored for Registered Investment Advisors (RIAs), financial advisors, and wealthtech companies. Founded in 2015 and headquartered in Chicago, Illinois, the company specializes in developing portfolio accounting and management software. Its Atlas platform includes features for quick billing, invoicing, performance aggregation, client portals, and file sharing, enabling fiduciary advisors to streamline operations. By enhancing efficiency and promoting technological adoption, Bridge Financial Technology empowers RIAs to automate office work and investment management, thereby allowing them to serve more clients, scale their businesses, and reduce operational costs.

Finaeo Inc. is a Canadian company founded in 2016, specializing in digital solutions for the life and health insurance industry. It develops applications that function as digital assistants and sales coaches for financial advisors, enabling users to manage documents, track tasks, answer inquiries, and schedule meetings. Finaeo operates a digital marketplace that connects independent life insurance brokers with carriers and clients, facilitating a fully integrated experience. The platform aims to enhance efficiency in policy fulfillment and streamline distribution processes, thereby empowering brokers to optimize their operations. Finaeo's offerings are accessible to users on both iOS and Android devices.

Flourish Savings, Inc. is a digital engagement platform based in Albany, California, that focuses on enhancing financial habits through a rewards-based online and mobile savings account. Founded in 2017, the company aims to appeal to individuals who underutilize traditional banking services. Flourish Savings provides financial institutions, such as banks and credit unions, with tools to attract new consumers and encourage meaningful financial actions. Its innovative platform allows users to grow their savings by engaging in activities that unlock prizes, thereby promoting positive financial behaviors. By facilitating new deposits and fostering deeper relationships between consumers and financial institutions, Flourish Savings contributes to increased revenue and customer engagement in the financial services sector.

Farther Finance is an investment advisory platform that combines modern technology with personalized financial guidance. Founded in 2019 and headquartered in New York, the company provides tailored investment advice focused on exchange-traded funds (ETFs). Clients input their unique financial information, which the platform uses to generate recommendations based on a proprietary algorithm. This algorithm helps implement model portfolios crafted by investment experts, with specific target allocations in equity and fixed-income assets. Farther Finance aims to assist clients in preserving capital and achieving long-term growth in alignment with their financial situations and risk tolerances.

Qoins Technologies, Inc. develops application software which reduces the debt by paying the debt automatically. The application withdraws spare change throughout the month in $5.00+ increments. Qoins Technologies, Inc. was founded in 2017 and is headquartered in Atlanta, Georgia.

Designed as a companion to the small business owner and connecting to any accounting platform, Monit provides the timely views and actionable, hyper-personalized recommendations for time-starved business owners to improve their financial performance, better predict the future, and dynamically plan without ever touching another spreadsheet. Monit is provided to SMBs for free by banks and other enterprise partners who want their small business customers to succeed -- and sleep better at night.

Designed as a companion to the small business owner and connecting to any accounting platform, Monit provides the timely views and actionable, hyper-personalized recommendations for time-starved business owners to improve their financial performance, better predict the future, and dynamically plan without ever touching another spreadsheet. Monit is provided to SMBs for free by banks and other enterprise partners who want their small business customers to succeed -- and sleep better at night.

Developer of automated financial planning tools and software designed to track budgets and investments. The company's software helps to track and manage financial activities as they relate to financial milestones like buying a home, investing in a child's college fund, business, holidays, education, unemployment and retirement, enabling users to align their finances with the future they want.

CauseEdu is a financial planning platform designed to assist students and their families in selecting suitable colleges and graduate schools while formulating effective strategies for funding their education. The platform connects donors with responsible students who require assistance with tuition and fees through a crowdfunding donation system. Additionally, CauseEdu provides workshops, scholarship tracking, and budgeting tools, helping users gain a clearer understanding of the actual costs associated with higher education. By offering these resources, CauseEdu aims to empower students and their families to navigate the financial complexities of college education successfully.

FreightFlows, Inc. is a maritime market intelligence company based in Boston, Massachusetts, founded in 2018. It specializes in providing predictive analytics for global trade, focusing on the needs of traders, shippers, owners, and brokers. The company has developed a data platform that sources, synthesizes, and analyzes current market information, allowing users to explore trends in market, port, and fleet activity. The platform enables customers to identify vessel availability, routes, and estimated times of arrival (ETA), while also enhancing visibility into commodity cargoes and trade activities. Additionally, FreightFlows offers services for market analysis to help clients navigate futures markets, mitigate commercial risk, and hedge against freight rate volatility.

CauseEdu is a financial planning platform designed to assist students and their families in selecting suitable colleges and graduate schools while formulating effective strategies for funding their education. The platform connects donors with responsible students who require assistance with tuition and fees through a crowdfunding donation system. Additionally, CauseEdu provides workshops, scholarship tracking, and budgeting tools, helping users gain a clearer understanding of the actual costs associated with higher education. By offering these resources, CauseEdu aims to empower students and their families to navigate the financial complexities of college education successfully.

Inverkids provides financial education for young people leveraging a digital platform. This program is within the curriculum and school schedule. It provides personalized financial education workshop for a particular group of children and young people to develop values and financial skills.

Binkabi is a Fintech start-up that reimagines global agrifood trade to create a more affluent and fairer system for all in the Binkabi network. Binkabi’s core innovation, the Barter Block, enables direct, secure and cost-effective agriculture commodity trading in a decentralised manner through the use of blockchain technology. Barter Block incentivises the automatic balancing of bilateral trade, empowering countries to trade internationally in their local currencies. The Binkabi name and logo is inspired by the West African symbol Bi Nka Bi for peace and harmony.

Hop is a new-age digital banking platform which provides international travellers seamless and economical mechanism for exchanging money through a digital account and a multi-currency debit card with an app. We are based out of London, UK and Bangalore, India.

• SpenDebt is a financial technology company designed to assist people to pay off debt or bills, leveraging micropayments (i.e. $1.00) through every day transactions. As a customer spends, a predefined amount is automatically added to the transaction, then those micropayments are added up and submitted as a monthly payment. SpenDebt makes debt or bill repayment automatic and creates discipline, providing on time payments that reduce consumer’s account balance over time and improves their financial health.

B2B Pay offers virtual bank accounts for companies that exports into Europe which collects payments domestically. Its mission is to make international business transactions as quick and as cheap as possible with complete transparency about costs. It simplifies the bureaucratic process and eliminates the need for back and forth paperwork. The partners of the company are BARCLAYS, techstars, Nordea Startup Accelerator, Nestholma Venture Accelerator, and Tekes Venture Capital. B2B Pay is a Finland-based company that was founded in 2015 by Neil Ambikar and Kasper Souren.

Tunnel allows real-time global cross-currency payments for free using our Distributed Ledger Technology. We provide our own payment rails, APIs and mobile apps.

Developer of personalized college decision platform designed to empower students and families to determine the true ROI of college. The company's platform provides information about college finance choices by determining costs and monthly affordability in advance, enabling students to make smarter, personalized financial decisions that fit their budgets.

Zogo, Inc. is a Newark, Delaware-based company that specializes in a mobile application designed to promote financial literacy among young users. Founded in 2018, the app offers educational content in the form of over 300 bite-sized modules, covering a range of personal finance concepts from basic budgeting to more complex financial topics. Users engage with the material by learning five key concepts per module and taking a quiz to reinforce their understanding. As they complete these modules, they earn points represented as pineapples, which can be redeemed for rewards such as gift cards. Zogo collaborates with financial institutions to co-brand the app, helping them to engage with Generation Z and complement their financial products. The app has received recognition in the industry, including winning a notable competition in 2019. Zogo is developed by a team of Generation Z members, ensuring that the content is relevant and appealing to its target audience.

Payitoff develops API tools that provides money-saving guidance and automatic action. Its tool offers debt assessment, automatic enrollment, and customer empowerment. The company is based in New York, New York.

LendingFront, Inc. is a cloud-based lending platform tailored for banks and financial institutions, headquartered in New York City. The company provides a comprehensive, white-label software solution that encompasses all facets of the small business lending process. Its offerings include application management, underwriting, loan lifecycle monitoring, and customer information systems. LendingFront enables clients to automate various aspects of lending while allowing for manual oversight as needed. The platform is designed to accommodate a diverse clientele, from rapidly expanding online credit providers to large financial institutions. The founding team comprises experienced professionals from notable organizations in the lending technology sector.

Till Financial, Inc. is a company based in Nantucket, Massachusetts, that specializes in providing a digital financial management platform aimed at empowering children to manage their finances. Founded in 2018, the platform enables kids to monitor their spending, savings, and investments independently. It offers personalized guidance to help families instill effective money-saving habits in their children. Through its user-friendly interface, Till Financial facilitates a collaborative approach to financial literacy, equipping young users with the tools they need to develop responsible financial behaviors.

Summer combines innovative technology and policy expertise to serve student loan borrowers across the country. Founded in partnership with Yale University, we’re registered as a public benefit corp (PBC) as part of our commitment to helping all borrowers improve their financial health through smart repayment strategies.

Zogo, Inc. is a Newark, Delaware-based company that specializes in a mobile application designed to promote financial literacy among young users. Founded in 2018, the app offers educational content in the form of over 300 bite-sized modules, covering a range of personal finance concepts from basic budgeting to more complex financial topics. Users engage with the material by learning five key concepts per module and taking a quiz to reinforce their understanding. As they complete these modules, they earn points represented as pineapples, which can be redeemed for rewards such as gift cards. Zogo collaborates with financial institutions to co-brand the app, helping them to engage with Generation Z and complement their financial products. The app has received recognition in the industry, including winning a notable competition in 2019. Zogo is developed by a team of Generation Z members, ensuring that the content is relevant and appealing to its target audience.

Payitoff develops API tools that provides money-saving guidance and automatic action. Its tool offers debt assessment, automatic enrollment, and customer empowerment. The company is based in New York, New York.

Facturedo operates as an invoice discounting marketplace in Latin America, facilitating access to liquidity for small and medium-sized enterprises (SMEs) through their accounts receivable. By offering a streamlined platform, Facturedo enables businesses to convert their invoices into immediate cash, thereby improving their financial flexibility. The service is designed to be fast, secure, and user-friendly, catering to the needs of SMEs seeking to enhance their cash flow. Additionally, Facturedo provides opportunities for investors to engage in commercial debt investments, thereby creating a mutually beneficial ecosystem for both businesses needing liquidity and investors looking for viable investment options.

InstaKin is a financial platform dedicated to serving immigrant communities by facilitating remittances worldwide. It focuses on 'purpose-driven remittances', empowering immigrants with greater transparency and control over their financial transactions. The platform enables users to send money back to their families in a cashless, secure, and instant manner, ensuring that financial support is efficiently managed. By providing access to digital financial services, InstaKin helps migrants meet the financial needs of their families, enhancing their ability to contribute to their communities back home.

Systemcredit helps quality small to medium sized businesses to get suitable loans faster and at better terms.

Developer of a fintech technology designed to help businesses optimize their supply chain finance. The company offers a system of dynamic discounting mainly aimed at commercial invoicing and is automated and generates revenue on the delta between a maximum discount offered by the supplier and an accepted discount by the buyer, enabling clients to access quick money for the supplier and discounts for the buyer.

We provide a modern and cost-effective platform to help businesses secure the billions in business grants available.

RECLAIM is a financial wellness app that relieves patients from financial stress so that they can focus on their wellbeing. It helps healthcare users understand their care pathway and what to expect ahead, save on their cost of care, and optimize their insurance selection to best mitigate their financial risk. It was founded in 2015 and is headquartered in Cambridge, Massachusetts.

Guide Change is a financial management platform designed to improve financial care. The company's platform provides insight about spending and resources, generates report to be saved and shared, offers personalized tips to improve fiance and helps in securely linking of online bank accounts, enabling seniors to maintain their financial independence while still preventing losses from common pitfalls such as exploitation or perhaps just failing to properly budget.

Business

MoneyCompass is a financial services company that provides a mobile-based application platform for automatic personal debt optimization. It helps students and graduates to save money on their student loans, credit cards, and other financial products. The company was founded in 2018 and headquartered in New York, United States.

FanFund makes culture accessible to communities everywhere by de-risking live shows for artists and venues. It integrates fan engagement, crowdfunding technologies with advanced data analysis to provide artists and venues with vertical and geographic-specific predictive models for de-risking live performances. The company was founded in 2017 and is headquartered in Tel Aviv, Israel.

Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

ForwardLane Inc. is an artificial intelligence company based in New York, with additional locations in London and Fort Lauderdale. Founded in 2014, it specializes in providing AI-powered solutions tailored for wealth management, asset management, and commercial banking. The company develops a unique platform that utilizes natural language processing to synthesize data and generate insights for financial advisors and fund distributors, enhancing their productivity and client engagement. Key offerings include the A1 signal engine, which automates the extraction of actionable insights, and the ForwardLane Goal Miner, designed to identify financial goals from unstructured data sources. The platform integrates seamlessly into existing workflows, such as those in CRM systems, facilitating proactive client interactions and driving organic growth by identifying opportunities for client retention and engagement. Through its innovative approach, ForwardLane empowers financial institutions to convert complex data into meaningful intelligence quickly and efficiently.

WalletFi is a developer of a subscription management platform that helps users manage recurring charges and payments. The platform utilizes machine learning technology to identify subscriptions and Card-on-File merchants, providing personalized insights to users. By facilitating the transfer of payments to new cards during re-issuance, WalletFi not only aids consumers in managing their financial commitments but also reduces customer churn for banks and financial institutions. This approach enhances customer engagement and reinforces the loyalty of users towards their financial service providers. Additionally, WalletFi offers detailed analytics that enable financial institutions to expand their customer base and improve overall user wellness, ultimately delivering a measurable return on investment.

Fincura unlocks all of the data that is trapped in financial statements and spreadsheets today so finance companies can use it to differentiate themselves, optimize their operations, and future-proof their businesses. By marrying artificial intelligence and human judgment, our financial insight engine can extract all the data – every line item from every document – and ensure that every team has easy access to this unified, transparent, deep data asset. Our secure, cloud-based architecture and focus on amazing user experiences allows us to enhance the product continuously, integrate with other systems easily, and launch new customers in days.

Edmit was founded by innovative university leaders passionate about student success. We believe students should feel empowered in the college admissions and financial aid process, and that colleges should have more effective ways to engage directly with students on pricing in order to effectively bring great students to their institution.

Traive Inc. operates an online lending platform that connects farmers with lenders, facilitating access to credit in the agricultural sector. Established in 2018 and headquartered in Saint Paul, Minnesota, with additional offices in São Paulo, Minneapolis, and Boston, Traive employs machine learning and big data to assess credit risk. The platform evaluates farmers' credit profiles using a comprehensive approach that goes beyond traditional credit scores, incorporating factors such as agronomic performance and market risks. This innovative analysis provides lenders with a diversified portfolio of borrowers while offering farmers more affordable funding options and reducing bureaucratic hurdles. By leveraging advanced technology, Traive aims to enhance financial accessibility within the agricultural industry.

PYT Funds, Inc., a financial services company, provides an online platform to connect families with banks to provide loans for students. Its platform allows students to combine crowdfunding and student loans to pay for college. The company was founded in 2014 and is based in Washington, District of Columbia with additional offices in Wilmington, Delaware; Rockville, Maryland; and Richmond, Virginia.

A.I. Capital Management is a hedge fund startup that specializes in utilizing advanced artificial intelligence techniques for trading in foreign exchange markets. The firm has developed a quantitative trading platform that employs deep reinforcement learning and deep convolutional neural networks to analyze Forex price data. This sophisticated approach allows A.I. Capital Management to provide alternative AI-driven investment strategies for hedge funds, facilitating better data organization and helping clients optimize their investment decisions. Through its innovative technology, the company aims to enhance the effectiveness of trading strategies in the competitive landscape of foreign exchange trading.

FLYLA GmbH, founded in 2018 and based in Munich, Germany, specializes in providing online booking solutions for last-minute flight tickets, specifically targeting students. The platform aims to enhance the capacity utilization of international airlines by offering affordable travel options to those enrolled in universities. By simplifying travel arrangements, FLYLA enables users to easily access deals tailored for students, facilitating bookings through an online payment system. This approach addresses the financial challenges faced by students and youth in securing affordable air travel.

Developer of a money management platform designed to make finances work for every educational institution. The company's platform features cash flow analytics, bank reconciliation, spend control, fee collection, and financial reports, enabling businesses to focus on increasing fee collection, plugging revenue leakage, reducing inefficient expenses, and giving them complete control over their finances.

Fintecture is an authorized Payment Institution in France, offering a bank-to-bank instant payment solution known as Fintecture Pay by Bank. This service enables merchants and businesses to bypass card limits, reduce transaction costs, and receive funds quickly in their bank accounts. By facilitating direct payments from customers' bank accounts, Fintecture enhances security and minimizes fraud, as it eliminates chargebacks and illegitimate payment declines. The payment gateway also simplifies the payment process for various needs, including B2B transactions, recurring payments, and payment links. With its focus on open banking, Fintecture helps businesses increase sales and improve cash flow by streamlining payment collections.

Axle Payments specializes in providing financial solutions to the freight industry, focusing on small freight brokers and their carriers. Founded in 2016 by Shawn Vo and Bharath Krishnamoorthy, the company is headquartered in New York. Axle Payments offers non-recourse factoring and payment processing services, which help brokers and carriers access the working capital they need to operate effectively. In addition to factoring, the company provides integrated payment solutions, collections, and financing options that enhance the efficiency and transparency of financial transactions within the logistics sector. Axle Payments aims to support the sustainability of the global logistics industry through its innovative financial services.

Akiba is an innovative platform that transforms the management of employee savings funds and financial resources. It enables companies to oversee employee funds in a digital and transparent manner, facilitating efficient administration. Additionally, Akiba provides credits and payroll advances, streamlining access to financial support for employees. The platform also features a money-saving and investment component, offering users the opportunity to shop online with discounts and earn two percent cash back on their purchases. Through these services, Akiba aims to enhance financial well-being for both companies and their employees.

Lefort is a developer of a virtual robotic platform that processes and validates financial transactions in real-time. This innovative system automatically registers, analyzes, and executes transactions, creating a fully digital workflow. By streamlining payment processes, Lefort offers customers and corporate clients a cost-effective and efficient alternative for managing their financial activities. The platform is designed to enhance transaction accuracy and speed, making it a valuable tool for businesses looking to optimize their financial operations.

Tech-driven collaborative platform for diversified investments in premium professionally managed funds, currently inaccessible to about 90% of potential investors globally.

Finerio is an automated personal finance platform based in Mexico that offers users a free and efficient way to manage their finances. The platform allows individuals to link their debit and credit accounts from major Mexican banks, providing insights for effective financial planning and saving. Finerio focuses on personal finance management by enabling users to create custom budgets, monitor and track expenditures, and analyze their consumption patterns. Through its open finance and data analysis capabilities, Finerio empowers users to gain control over their financial information, ultimately helping them plan their expenses and enhance their savings.

FONDIFY is a creative Crowdfunding Company designed to reach the highest ratio in successful entrepreneurial and social fundraised projects.

Finnest, Inc. is a Boston-based company founded in 2016 that develops application software aimed at teaching children and teenagers essential financial skills through gamification. The mobile app and secured debit card account provide tools and activities designed to instill good money habits, covering topics such as financial education, personal finance, savings, and responsible spending. By facilitating easier transfers between parents and their children, Finnest encourages young users to save and grow their money while fostering an understanding of money management and investment. The platform represents an innovative approach to financial literacy for the younger generation.

Finerio is an automated personal finance platform based in Mexico that offers users a free and efficient way to manage their finances. The platform allows individuals to link their debit and credit accounts from major Mexican banks, providing insights for effective financial planning and saving. Finerio focuses on personal finance management by enabling users to create custom budgets, monitor and track expenditures, and analyze their consumption patterns. Through its open finance and data analysis capabilities, Finerio empowers users to gain control over their financial information, ultimately helping them plan their expenses and enhance their savings.

Own Up, operating under Rategravity, Inc., offers a software platform designed to assist homebuyers in financing their homes. Founded in 2015 and based in Boston, Massachusetts, the company provides a solution that eliminates the need for salespeople, allowing users to compare, select, and finalize their mortgage options directly with lenders. The platform caters to a variety of property types, including primary residences, second homes, investment properties, single-family homes, multi-family homes, condos, and townhomes. By streamlining the lending process, Own Up aims to facilitate easier access to low-interest mortgages for consumers.

CoVi Analytics operates a regulatory compliance platform designed to assist banks and insurers in managing the complexities of regulatory requirements. The platform leverages AI-powered SaaS technology to aid compliance teams, consultants, and regulators in navigating and interpreting regulatory text. It enables users to capture their understanding of regulations, document compliance activities, produce required reports for oversight bodies, and analyze regulatory responses. By streamlining these processes, CoVi Analytics aims to reduce compliance costs and enhance decision-making efficiency for its clients in an increasingly intricate regulatory landscape.

Coconut Platform Ltd develops an application for alternative bank account. It offers current account that takes care of accounting and tax for freelancers, self-employed people, and small business owners. Its services include full account, payments, human support, and fast account opening. Coconut Platform Ltd was formerly known as Monizo Ltd. The company was founded in 2015 and is based in London, United Kingdom.

LearnLux Inc. operates a digital platform focused on providing independent financial and benefits education, particularly aimed at millennials. Founded in 2014 and based in Boston, Massachusetts, the platform offers unbiased and customized financial education, guiding users through personal financial decisions while helping them understand their financial needs and options. Users can earn credits towards new accounts and connect with financial institutions through the platform. Additionally, LearnLux empowers employers to provide financial wellness as a benefit, integrating digital lessons, interactive tools, and resources with on-demand access to financial advisors, thereby promoting independent and holistic financial well-being among employees.

LearnLux Inc. operates a digital platform focused on providing independent financial and benefits education, particularly aimed at millennials. Founded in 2014 and based in Boston, Massachusetts, the platform offers unbiased and customized financial education, guiding users through personal financial decisions while helping them understand their financial needs and options. Users can earn credits towards new accounts and connect with financial institutions through the platform. Additionally, LearnLux empowers employers to provide financial wellness as a benefit, integrating digital lessons, interactive tools, and resources with on-demand access to financial advisors, thereby promoting independent and holistic financial well-being among employees.

Moneythink is an American ed-tech non-profit organization tackling America’s 1.6 trillion dollar student debt problem, harnessing the power of people and technology to bring transparency to college costs. The organization ensures all students are equipped to invest in their futures, keeping students on track by minimizing financial complexity and risk while maximizing potential and minimizing stress. As a leader in youth-focused financial wellness, Moneythink has served over 32,000 students since 2008. Moneythink is creating a public-facing, no-cost Award Comparison Tool that helps low-income and 1st-gen students to plan for, cover, and manages all of their college costs through a healthy mix of aid, savings, loans, and work.

Calcbench is a next-generation financial data platform designed for outperformance. It helps analysts looking to go a level deeper become more productive and accurate in their financial analysis. With Calcbench, analysts can systematically access all the data (numbers and text) in financial statements, including the details hidden within the footnotes. Calcbench was established in 2011 and is headquartered in New York, NY, USA.

BuysideFX is a currency management platform designed for institutional money managers engaged in foreign exchange trading. It offers a comprehensive solution that supports the entire lifecycle of trades, effectively addressing common foreign exchange challenges. The platform reduces operational risk and streamlines workflow management, allowing users to connect with various FX dealers through multi-dealer ECNs or single-dealer platforms. Additionally, BuysideFX enables the execution of custom trading strategies and enhances efficiency through its workflow automation feature, BuysideFX Autopilot.

Splitwise, Inc. offers a web-based platform and mobile application designed to help users manage and share expenses with others, such as roommates, friends, and family. Launched in 2011 and based in Providence, Rhode Island, the platform allows users to organize shared costs related to rent, bills, travel, and various transactions in a centralized location. Each user can track who owes what and receive monthly reminders about outstanding debts. Additionally, Splitwise provides tools for addressing fairness concerns through its fairness calculators, which utilize crowdsourced data to offer neutral advice on shared financial situations. This functionality simplifies the process of managing shared expenses, ensuring transparency and accountability among users.

National Family Mortgage, LLC provides mortgage support services to consumers across the United States, specializing in intra-family mortgage loans. Founded in 2010 and based in Concord, Massachusetts, the company assists families in structuring and managing real estate loans, offering services such as drafting promissory notes, documenting deeds of trust, recording legal documents, and establishing electronic funds transfer for loan payments. Additionally, National Family Mortgage sends payment notices, balance statements, and issues necessary IRS reporting forms. By facilitating family lending, the company aims to promote home ownership, save costs, protect family relationships, and minimize legal and tax complications, all while helping families build wealth and achieve their financial goals.

Alltuition is an online search engine that enables collage students to find sources for financial aid. It tracks hundreds of student loan providers to help students find the best loans they are eligible for and to understand the real cost of borrowing.

Finalta, Inc. is building elegant software for the world's institutional asset managers. Our initial, patent-pending solution is under development. If you're very good at what you do, we're hiring and we'd love to hear from you.

Flywire operates an online payment platform that facilitates both domestic and international transactions, catering primarily to the education and healthcare sectors. The platform enables users, including international students and patients seeking medical care abroad, to make payments in various currencies through familiar online and offline options. By leveraging vertical-specific insights and technology, Flywire streamlines the payment process and enhances operational efficiency while minimizing risks associated with invoicing and payment reconciliation. The company, which was founded in 2009 and is headquartered in Boston, Massachusetts, has established partnerships with TRUE North and Adyen to bolster its offerings. With a significant portion of its revenue generated from the Americas, Flywire continues to expand its services to meet the needs of its diverse clientele.

Bank Depot is a patented online mortgage options comparison, approval and mortgage lifecycle management system that provides customers the ability to choose the best mortgage from the financial institution of their choice. Bank Depot system provides customers unprecedented transparency into the entire loan origination process and thus automatically generates a certified AAA investment quality loan for the first time in the history of mortgage business.