MassChallenge

Fintech, AI, Machine Learning ESG, Social Impact Measurement and Management Data. We put the S in ESG.

InterGen Data, Inc. specializes in developing cloud-based artificial intelligence software solutions and machine learning algorithms tailored for banking, wealth management, insurance, and fintech sectors. The company's platform enables financial institutions to predict when clients may experience significant life events and assess the potential financial implications. Key offerings include SoLOMON, an artificial intelligence engine that manages various client data points such as age, risk tolerance, and life stages; LSLE, which identifies life events; and DAViD, a robo-advisory widget that delivers insights regarding clients' lives. Founded in 2017 and headquartered in Murphy, Texas, InterGen Data aims to enhance client engagement and financial planning through its innovative technology.

Quber Technologies Inc. is a Canadian company that develops a mobile application focused on personal finance management. Founded in 2016 and headquartered in Moncton, the application provides users with insights into their spending by analyzing their bank account activity. It employs smart algorithms to track savings over different timeframes, recommend budget goals, and create tailored expenditure plans based on individual income and spending habits. By helping users set specific savings goals, Quber encourages them to manage their finances effectively and prioritize essential expenditures. Additionally, the platform rewards users for saving money through vouchers that can be redeemed at partner locations, further incentivizing responsible financial behavior.

Floodlight platform enables investment professionals to assess the qualitative impact of corporations. creates software to help investment managers and financial advisors build values-aligned investment portfolios. It will assist companies in holding their own standards and removing ambiguity from the assets and ownership of the broader investment community.

Andes Wealth Client Experience Technology is a powerful communication platform that makes it easy for financial advisors to communicate complex issues around risk and behavior through unique and intuitive visualizations and proprietary questionnaires. It gives financial advisors an unbeatable edge in attracting, onboarding and servicing their clients.

Noonum, Inc. is a fintech company that specializes in providing a cloud-based software platform designed for comprehensive analysis of companies using artificial intelligence and natural language processing. Founded in 2015 and headquartered in Redmond, Washington, Noonum offers products such as Concept, which identifies investment trends; Value Chain, which maps the ecosystem surrounding a company; and Bring Your Own Device (BYOD), which extracts keywords from documents. The platform utilizes machine learning to analyze vast amounts of data, allowing investors to quickly access relevant information and insights about companies, industries, and sectors, thereby streamlining their research processes and facilitating more informed decision-making.

Micruity is a developer of an income connectivity platform focused on enhancing financial infrastructure for secure retirements. The company's technology facilitates seamless data sharing among insurers, asset managers, recordkeepers, and third-party technology providers. By streamlining this process, Micruity enables clients to convert retirement savings plans into sustainable retirement income, addressing the financial stress that individuals face both during their working years and in retirement. The company's mission is to support innovative solutions that empower employees to achieve better financial and mental well-being as they plan for their future.

Otomo is a licensable B2B2C cash management toolkit designed for banks and fintechs. The platform leverages artificial intelligence to offer personalized discounts and rewards, enhancing the financial wellness of consumers. By providing hyper-personalized banking solutions, Otomo enables financial institutions to cater to the unique needs of each end user. This approach not only improves user engagement and retention but also maximizes revenue opportunities for licensing partners. Overall, Otomo aims to create a compelling experience that benefits both consumers and financial institutions alike.

Datia is a mobile-first investing platform aimed at democratizing investment access for individuals in Europe. The company has developed a financial application that empowers users to make value-based and sustainable investment choices. This application provides insights into how different funds and shares impact the environment and society, utilizing parameters such as carbon dioxide emissions, water usage, and gender equality. By highlighting investment options that contribute positively to societal and environmental outcomes, Datia enables users to align their financial goals with their values, facilitating both responsible investing and the potential for financial returns.

IntelliBonds is a technology firm focused on Cost optimization and Alpha generation for Fixed Income institutional investors through cutting edge AI-powered cloud solutions. We have blended our expertise of the Bond market with the most advanced Machine Learning techniques in order to develop products that can revolutionise, how the Fixed Income institutional investors operate. IntelliBonds is a fully-automated Assistant solution that aspires to become a central intelligence unit for fixed income investors. Superior analytics combined with the wider market coverage improves the efficiency of your front office fixed income team and allows you to deliver superior investment results whilst operating with 20-30% lower cost base.

GuardianWealth is a personal finance platform dedicated to empowering diverse communities in their pursuit of financial freedom. The application focuses on making financial planning more accessible through the use of artificial intelligence and social interaction. Its core offerings include a community-based saving feature, an AI-driven financial planner, and customizable financial education tools. The platform allows users to assess their financial health, manage budgets, and utilize a robo-advisor for personalized financial guidance. Additionally, GuardianWealth promotes collaborative group saving to address collective financial goals. By supporting individuals with limited financial literacy and transforming savings into security, the platform aims to provide a solid foundation for building wealth.

FlourishFund is a digital platform that empowers and supports new and expecting families. The platform consists of two parts: a marketplace with evidence-based goods and vetted maternal wellness services and a funding mechanism for friends and families to contribute to a positive birth and parenting journey.

Developer of clinical finance software intended to harness real-time clinical trial data and third-party vendor collaboration for faster and more precise accounting. The company's software integrates real data to drive clinical accruals and strategically navigate forecasts and financial plans for clinical programs with ease, flexibility, and transparency, enabling companies to streamline operations reduce time spent in managing cash flow make key business decisions, and extend the runway.

Alfi is a platform that enhances financial literacy by connecting users with financial services and products through intermediaries. It targets various stakeholders, including governments, citizens, and financial institutions, creating value for each group. Launched in 2019, Alfi employs gamification and machine learning to provide engaging, free services that help users develop skills for better financial decision-making. The platform's application utilizes artificial intelligence to categorize users based on their consumer or investor profiles, preferences, and behaviors, facilitating tailored financial education experiences. As of 2023, Alfi aims to be recognized as a leading partner in promoting financial education and inclusion across the Americas, Africa, and Asia, having already registered 150,000 users since its inception.

SlightPay is the most accessible payment method for your customers and the perfect tool to increase your sales, which offers to divide purchases into 4 installments, without a credit card or phantom installments.

Developer of insurtech platform designed to contribute to the prevention, care, and restoration of the health of users and ensure the safety of their assets and health. The company's platform offers features like booking a home appointment, physical activity tracking, suggesting healthy meals, ambulance service requests, around-the-clock medicinal, nutritional, and emotional assistance, and more, thereby enabling users to complete their treatments at hospitals at no additional expenses.

Otomo is a licensable B2B2C cash management toolkit designed for banks and fintechs. The platform leverages artificial intelligence to offer personalized discounts and rewards, enhancing the financial wellness of consumers. By providing hyper-personalized banking solutions, Otomo enables financial institutions to cater to the unique needs of each end user. This approach not only improves user engagement and retention but also maximizes revenue opportunities for licensing partners. Overall, Otomo aims to create a compelling experience that benefits both consumers and financial institutions alike.

Debtle helps resolve financial obligations in a quick, transparent, and frictionless manner. The company is based in Sheboygan, Wisconsin, and founded in 2019

Blockchain platform to reduce Million Dollar Frauds infesting banking industry in warehouse receipt finance segment along with social impact objective of increasing farmers' income.

BrightUp is a financial wellness platform that democratizes financial wealth building and personal well-being. It partners with employers to deliver a comprehensive financial wellness benefit to their employees to grow their net worth and improve their self-worth as well as offer low-cost emergency loan that is repaid through paycheck deductions, enabling employees to be financially healthy and holistically wealthy. The company was founded in 2020 and is based in Boston, Massachusetts.

Advisers and go-to-market strategists, funding and sales accelerators for startups and INC5000 fast growth companies

Debtle helps resolve financial obligations in a quick, transparent, and frictionless manner. The company is based in Sheboygan, Wisconsin, and founded in 2019

Zowasel is helping growers and agribusinesses solve the two deepest pain points in the agricultural industry: access to immediate working capital financing and market within 24 hours. Our solution is at the convergence of tech, finance, and agriculture. Launched at the Founder Institute Lagos, we’re raising funds to create Africa's first online commodity trading platform for grains and cash crops, we have built an alternative financial solution for growers and agribusinesses to grow their trade and improve their livelihoods. The Founder Institute portfolio company uses blockchain to secure an end-to-end transparent pricing and AI to significantly speed up loan process under 24hrs at a reduced rates, against banks that takes months to process loans. In return, Zowasel receives a commission of 5% for commodities sold on its platform and charges an interest rate of 5% on working capital loans disbursed.

Gelatex Technologies is a Techstars-backed materials technology company that invented the fastest technology for producing bio-based nanofibers on a large scale. It is a platform technology that enables faster and up to 100 cheaper nanofiber production for applications like 3D scaffolds for tissue engineering, cultured meat, bio-based filters, eco-friendly leather-like textile, energy storage, wound care, and many more. The technology is patent-pending and the machinery fully functional. The company was founded in 2016 and until COVID-19 pandemic developed eco-friendly leather-like textile from gelatin nanofibers, using this nanofiber production technology as part of the process. COVID-19 was a trigger to understand the wider potential of the technology which then led to pivot. The company is based in Estonia and holding incorporated in UK (2019).

Swoop Finance Limited is a technology platform that specializes in business funding and savings solutions for small-to-medium enterprises. Founded in 2018 and headquartered in London, with additional offices in Ireland, Swoop connects businesses with a range of funding options, including loans, equity, and grants. The platform facilitates the discovery of appropriate funding solutions, allowing enterprises to streamline their financing needs and identify potential savings. Swoop operates as an Appointed Representative of Talbot Capital Limited, which is regulated by the Financial Conduct Authority.

FairFlavor is developing vegan dairy alternatives to help millennials that are flexitarians that care about their health, the environment, and are bored with the available options, with cheeses, gelato, and desserts with unique creaminess and mouthfeel achieved through a patented fermentation process, and made of a nutritious novel nut that grows naturally in the Indonesian rainforest.

Accounting Made Easy is a business financial literacy tool that uses a gamified, interactive web app to power a seamless synchronous learning experience in just 7 hours.

Microfinance.ai is an advanced technology tool for micro-lending business transformation.

Developer of automated financial planning tools and software designed to track budgets and investments. The company's software helps to track and manage financial activities as they relate to financial milestones like buying a home, investing in a child's college fund, business, holidays, education, unemployment and retirement, enabling users to align their finances with the future they want.

Bridge Financial Technology Inc. offers automated Software-as-a-Service solutions tailored for Registered Investment Advisors (RIAs), financial advisors, and wealthtech companies. Founded in 2015 and headquartered in Chicago, Illinois, the company specializes in developing portfolio accounting and management software. Its Atlas platform includes features for quick billing, invoicing, performance aggregation, client portals, and file sharing, enabling fiduciary advisors to streamline operations. By enhancing efficiency and promoting technological adoption, Bridge Financial Technology empowers RIAs to automate office work and investment management, thereby allowing them to serve more clients, scale their businesses, and reduce operational costs.

Designed as a companion to the small business owner and connecting to any accounting platform, Monit provides the timely views and actionable, hyper-personalized recommendations for time-starved business owners to improve their financial performance, better predict the future, and dynamically plan without ever touching another spreadsheet. Monit is provided to SMBs for free by banks and other enterprise partners who want their small business customers to succeed -- and sleep better at night.

Flourish Savings, Inc. is a digital engagement platform based in Albany, California, that focuses on enhancing financial habits through a rewards-based online and mobile savings account. Founded in 2017, the company aims to appeal to individuals who underutilize traditional banking services. Flourish Savings provides financial institutions, such as banks and credit unions, with tools to attract new consumers and encourage meaningful financial actions. Its innovative platform allows users to grow their savings by engaging in activities that unlock prizes, thereby promoting positive financial behaviors. By facilitating new deposits and fostering deeper relationships between consumers and financial institutions, Flourish Savings contributes to increased revenue and customer engagement in the financial services sector.

Qoins Technologies, Inc. develops application software which reduces the debt by paying the debt automatically. The application withdraws spare change throughout the month in $5.00+ increments. Qoins Technologies, Inc. was founded in 2017 and is headquartered in Atlanta, Georgia.

Designed as a companion to the small business owner and connecting to any accounting platform, Monit provides the timely views and actionable, hyper-personalized recommendations for time-starved business owners to improve their financial performance, better predict the future, and dynamically plan without ever touching another spreadsheet. Monit is provided to SMBs for free by banks and other enterprise partners who want their small business customers to succeed -- and sleep better at night.

Gig Wage is a fintech payroll company that provides a financial social safety net for gig workers and contractors. Its scalable platform enables businesses to manage contractor payroll, payments, and compliance while delivering greater transparency to their gig workers. Whether they are paying 100 contractors or 100,000 Gig Wage gives the tools to efficiently manage the process while alleviating payments related support. Gig Wage provides an online platform that allows independent contractors to track the amount and type of work they perform for companies, initiate invoices, and receive payments from companies. The partnership also allows Gig Wage the ability to introduce a new debit card with no monthly fee, free online bill pay, and free cash withdrawals at more than 19,000 ATM locations, free cash pick-up at over 7,000 retail locations nationwide, and other products and tools designed for gig workers and their employers. By leveraging Green Dot’s Banking as a Service platform, Gig Wage can now design and deploy its own customized banking and money movement solutions for its customers. Founded in 2014 and is headquartered in Dallas, Texas, USA.

myGini, Inc. is a technology company that has developed an integrated payments and shopping application designed to connect cardholders, retailers, and banks. Founded in 2016 and based in San Francisco, myGini's platform enhances the shopping experience by offering a loyalty system that allows retailers to launch promotions aimed at attracting repeat customers and boosting off-peak sales. Cardholders can earn promotional points or cash back while shopping, track their spending, and redeem rewards. Additionally, the application facilitates increased transaction activity for banks and financial institutions by engaging customers through real-time notifications that unify banking and retail rewards. By leveraging artificial intelligence, myGini aims to provide a seamless experience that benefits all parties involved.

Developer of automated financial planning tools and software designed to track budgets and investments. The company's software helps to track and manage financial activities as they relate to financial milestones like buying a home, investing in a child's college fund, business, holidays, education, unemployment and retirement, enabling users to align their finances with the future they want.

Finaeo Inc. is a Canadian company founded in 2016, specializing in digital solutions for the life and health insurance industry. It develops applications that function as digital assistants and sales coaches for financial advisors, enabling users to manage documents, track tasks, answer inquiries, and schedule meetings. Finaeo operates a digital marketplace that connects independent life insurance brokers with carriers and clients, facilitating a fully integrated experience. The platform aims to enhance efficiency in policy fulfillment and streamline distribution processes, thereby empowering brokers to optimize their operations. Finaeo's offerings are accessible to users on both iOS and Android devices.

Farther Finance is an investment advisory platform that combines modern technology with personalized financial guidance. Founded in 2019 and headquartered in New York, the company provides tailored investment advice focused on exchange-traded funds (ETFs). Clients input their unique financial information, which the platform uses to generate recommendations based on a proprietary algorithm. This algorithm helps implement model portfolios crafted by investment experts, with specific target allocations in equity and fixed-income assets. Farther Finance aims to assist clients in preserving capital and achieving long-term growth in alignment with their financial situations and risk tolerances.

Applied machine learning for insurance and banking

RealKey, Inc., established in 2015 and located in San Francisco, California, specializes in digital mortgage technologies aimed at enhancing the mortgage processing experience for both bank and non-bank mortgage loan originators (MLOs). The company's RealKey Digital Mortgage Platform addresses the inefficiencies of traditional mortgage systems by automating document collection, data review, and secure communication among all parties involved in the mortgage process. This innovation significantly reduces the loan processing cycle by approximately 50%, allowing MLOs to close loans more rapidly and efficiently. As a result, RealKey empowers MLOs to scale their operations in response to the increasing demand for mortgage applications, particularly during periods of heightened lending activity. The platform integrates seamlessly with existing point of sale and loan origination systems, providing a comprehensive digital mortgage processing experience for lenders, brokers, and their clients.

Quiena Inversiones is a rapidly growing investment management company based in Latin America that provides an internet-based platform for retail investors to access global investment opportunities. The company's platform is designed to facilitate investments in Wall Street by calculating optimal portfolios tailored to individual risk profiles and financial objectives. It enables users to manage local, international, and sector-specific risks while striving to maximize returns. By offering a comprehensive investment solution, Quiena Inversiones empowers its clients to make informed financial decisions and diversify their investment strategies effectively.

Developer of textile digitization technology intended to offer transparency regarding the components and quality of fabrics. The company's technology utilizes artificial intelligence, a set of sensors, and a system of algorithms to collect various textile properties and create a digital identification of the fabric, enabling clients from the fashion industry to streamline their sample selection processes and recognize fake garments.

• SpenDebt is a financial technology company designed to assist people to pay off debt or bills, leveraging micropayments (i.e. $1.00) through every day transactions. As a customer spends, a predefined amount is automatically added to the transaction, then those micropayments are added up and submitted as a monthly payment. SpenDebt makes debt or bill repayment automatic and creates discipline, providing on time payments that reduce consumer’s account balance over time and improves their financial health.

Hop is a new-age digital banking platform which provides international travellers seamless and economical mechanism for exchanging money through a digital account and a multi-currency debit card with an app. We are based out of London, UK and Bangalore, India.

FieldTrend is a predictive SaaS that enables businesses to serve more customers with fewer resources such as equipment, labor, and fuel. It was previously known as WISRAN, funded by the National Science Foundation (NSF), has developed a cost allocation technology for shared resources. Today, only aggregate time and cost data available for logistics but not by activities, customers, services, and jobs to optimize the field services work, such as the fieldwork done in Agriculture, Telecomm, Utilities, Plumbers, Transporters to name a few. The company is headquartered in Sunnyvale, California.

OpSeeker is a web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health. Using fictitious money, OpSeeker can simulate your long term investments. That way we work with the most important variable in investment - the psychological one.

Verqor is a financial technology platform that aims to transform the agricultural sector by facilitating access to cashless credit for farmers. Through its innovative platform, farmers can purchase supplies and machinery on credit, enabling them to enhance their productivity. Verqor employs alternative data-driven credit scoring methods to promote financial inclusion, allowing financial institutions to issue low-risk credits based on a more comprehensive assessment of farmers' creditworthiness. Additionally, the platform fosters connections among various stakeholders in the agriculture industry, including buyers, sellers, and financial institutions, improving transparency and control within the supply chain. By leveraging technology and alternative financing solutions, Verqor supports farmers in optimizing their operations and accessing essential resources.

Inverkids provides financial education for young people leveraging a digital platform. This program is within the curriculum and school schedule. It provides personalized financial education workshop for a particular group of children and young people to develop values and financial skills.

Binkabi is a Fintech start-up that reimagines global agrifood trade to create a more affluent and fairer system for all in the Binkabi network. Binkabi’s core innovation, the Barter Block, enables direct, secure and cost-effective agriculture commodity trading in a decentralised manner through the use of blockchain technology. Barter Block incentivises the automatic balancing of bilateral trade, empowering countries to trade internationally in their local currencies. The Binkabi name and logo is inspired by the West African symbol Bi Nka Bi for peace and harmony.

We make a software platform that connects worldwide freight forwarding companies. Freight Forwarders need to establish partnerships with other overseas forwarders in order to offer complete logistics to its clients. Our platform will allow freight forwarders to find and select partners, manage the partnerships (PRM), communicate, improve processes and business through data, and make international payments related to freight costs in a safe and quick way.

IMIX Consulting S.A.S engages in the creation and development of inclusive digital ecosystems based on financial inclusion. It offers a digital platform for financial inclusion that transforms transactional processes, as well as enables physical and digital channels to provide a portfolio of financial services products closer to its customers. The company provides digital linking of people and shops. It serves financial and microfinance entities; and shops. The company is based in Bogotá, Colombia. It has additional locations in Quito, Ecuador; Lima, Peru; and San José, Costa Rica.

B2B Pay offers virtual bank accounts for companies that exports into Europe which collects payments domestically. Its mission is to make international business transactions as quick and as cheap as possible with complete transparency about costs. It simplifies the bureaucratic process and eliminates the need for back and forth paperwork. The partners of the company are BARCLAYS, techstars, Nordea Startup Accelerator, Nestholma Venture Accelerator, and Tekes Venture Capital. B2B Pay is a Finland-based company that was founded in 2015 by Neil Ambikar and Kasper Souren.

Tunnel allows real-time global cross-currency payments for free using our Distributed Ledger Technology. We provide our own payment rails, APIs and mobile apps.

TradeBlock, Inc. is a New York-based company established in 2013 that specializes in developing trading tools for institutional investors in the digital currency market. The company offers a comprehensive platform that includes market analytics, blockchain insights, order management, trade execution, team communication, and compliance automation. TradeBlock serves as a global data source, providing detailed analyses on various aspects of the cryptocurrency landscape, including market data, trading regulations, mining, protocol updates, and economic developments. By equipping financial institutions and cryptocurrency traders with advanced analytical tools, TradeBlock enables them to effectively leverage the opportunities presented by blockchain technologies.

Round up electronic spare change from your everyday purchases, team up with friends, and donate to any nonprofit with a single tap.

Your Business Customers’ Financial Data… In Minutes. Boss Insights is on a mission to create the business information supply chain underpinning B2B relationships. We've started in two areas: 1) Fintechs who need financial data on businesses, a rapidly growing category, and 2) Private business lenders lending where there are 25,000 business lenders in North America losing market share to venture-backed FinTechs because they can't analyze loan requests efficiently. Fintechs and business lenders plug Boss Insights into their process enabling them to access real-time Business Data as a Service and insights in a single connection to Accounting, Commerce, Banking, Payroll, Tax and more. Our cutting-edge technology requires no coding, takes 1 hour to adopt and is easy to use. We've processed thousands of applications for $140M USD, speeding up lending decisions & servicing by 5x. Founded by an ex-Amazon software manager & an RBC banker, Boss Insights is democratizing the technology lenders need to compete and thrive. Watch our video: https://www.youtube.com/watch?v=6t5nL1GGdzA WHAT MAKES US UNIQUE - Easy to adopt - same day adoption, no coding necessary - Easiest to use - configurable, automated and normalized information (unlike competitors) - Widest breadth of data to the greatest applicability in market - 1000+APIs compared to competitors at 3-120 APIs - SOC 2 Certified and Externally Pen-Tested - industry standard encryption CLIENTS & PARTNERS TESTIMONIALS 1) "Boss Insights allows Carver to provide customers with the highest quality of service." - Richard Muskus, SVP & CRO, Carver Federal Savings Bank 2) “The Boss Insights’ solution dramatically simplifies the work of loan decisioning, servicing & fraud prevention.” - Sanjay Matthew, Head of Fintech Strategy, Oracle 3) "We gained 2-3 years of new client relationships in 30-60 days." - Dustin Phillips, Chief Lending Officer, CCBank 4) "Boss Insights' cutting-edge tech empowered us to offer a seamless experience for business owners." - John Handmaker, Chief SBA Lending Officer, First Savings Bank AWARDS 1) Daily Finance's 2021 Top 8 Commercial Lending Company https://bit.ly/3ioMMfv 2) Best Startup Canada's 2021 Top 101 Toronto Fintech https://bit.ly/3rY0Obu 3) Corporate LiveWire 2021 Lending Technology Specialist Of The Year 4) Open Banking Excellence’s 2020 Open Finance Appathon - Retail & SME Category Winner https://bit.ly/3oFkWvz 5) Corporate Vision Magazines 2020 Corporate Excellence Awards - Most Innovative Leader in Lending Technology https://bit.ly/39XOOPV 6) Women In Payments 2020 Canadian Unicorn Challenge Winner https://bit.ly/3gtDcWp 7) Canadian Lenders Association 2019 Top Executives in Lending https://bit.ly/3oGWyKf

Zogo, Inc. is a Newark, Delaware-based company that specializes in a mobile application designed to promote financial literacy among young users. Founded in 2018, the app offers educational content in the form of over 300 bite-sized modules, covering a range of personal finance concepts from basic budgeting to more complex financial topics. Users engage with the material by learning five key concepts per module and taking a quiz to reinforce their understanding. As they complete these modules, they earn points represented as pineapples, which can be redeemed for rewards such as gift cards. Zogo collaborates with financial institutions to co-brand the app, helping them to engage with Generation Z and complement their financial products. The app has received recognition in the industry, including winning a notable competition in 2019. Zogo is developed by a team of Generation Z members, ensuring that the content is relevant and appealing to its target audience.

ABAKA Holdings Ltd. is a London-based company that operates an intelligent savings platform aimed at enhancing the financial wellbeing of employees. The platform, known as ABAKA, allows employers to increase awareness of employee benefits and engage directly with their staff. It empowers employees by providing tailored financial guidance and personalized nudges to improve their financial literacy. Additionally, ABAKA is recognized as the world's first digital saving and retirement enterprise SaaS platform, utilizing artificial intelligence to support financial institutions in delivering scalable advice on pensions, savings, and investments. Its suite of modular applications enables functionalities such as conversational AI, intelligent behavioral nudges, and digital financial dashboards. With over 9 million users benefiting from its technologies, ABAKA's solutions are licensed by leading banks, pension providers, and asset managers globally. The company also maintains a strategic partnership with Avaloq Group AG and has been operational since its incorporation in 2016.

InterGen Data, Inc. specializes in developing cloud-based artificial intelligence software solutions and machine learning algorithms tailored for banking, wealth management, insurance, and fintech sectors. The company's platform enables financial institutions to predict when clients may experience significant life events and assess the potential financial implications. Key offerings include SoLOMON, an artificial intelligence engine that manages various client data points such as age, risk tolerance, and life stages; LSLE, which identifies life events; and DAViD, a robo-advisory widget that delivers insights regarding clients' lives. Founded in 2017 and headquartered in Murphy, Texas, InterGen Data aims to enhance client engagement and financial planning through its innovative technology.

Fligoo is a global technology company based in San Francisco, specializing in artificial intelligence, big data, and machine learning with a primary focus on behavior analysis and prediction. The company offers a range of AI products, including Fligoo Sharp AI and Fligoo DATAMOVEX AI, tailored to address complex challenges in various industries, particularly in the financial sector. Fligoo's solutions are designed to integrate seamlessly with clients' existing systems while prioritizing data security and maintaining data within their environments. By leveraging advanced technology, Fligoo aims to create significant value for its clients, enhancing sales, reducing costs, and optimizing unique processes through intelligent automation.

ABAKA Holdings Ltd. is a London-based company that operates an intelligent savings platform aimed at enhancing the financial wellbeing of employees. The platform, known as ABAKA, allows employers to increase awareness of employee benefits and engage directly with their staff. It empowers employees by providing tailored financial guidance and personalized nudges to improve their financial literacy. Additionally, ABAKA is recognized as the world's first digital saving and retirement enterprise SaaS platform, utilizing artificial intelligence to support financial institutions in delivering scalable advice on pensions, savings, and investments. Its suite of modular applications enables functionalities such as conversational AI, intelligent behavioral nudges, and digital financial dashboards. With over 9 million users benefiting from its technologies, ABAKA's solutions are licensed by leading banks, pension providers, and asset managers globally. The company also maintains a strategic partnership with Avaloq Group AG and has been operational since its incorporation in 2016.

Payitoff develops API tools that provides money-saving guidance and automatic action. Its tool offers debt assessment, automatic enrollment, and customer empowerment. The company is based in New York, New York.

Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.

Zogo, Inc. is a Newark, Delaware-based company that specializes in a mobile application designed to promote financial literacy among young users. Founded in 2018, the app offers educational content in the form of over 300 bite-sized modules, covering a range of personal finance concepts from basic budgeting to more complex financial topics. Users engage with the material by learning five key concepts per module and taking a quiz to reinforce their understanding. As they complete these modules, they earn points represented as pineapples, which can be redeemed for rewards such as gift cards. Zogo collaborates with financial institutions to co-brand the app, helping them to engage with Generation Z and complement their financial products. The app has received recognition in the industry, including winning a notable competition in 2019. Zogo is developed by a team of Generation Z members, ensuring that the content is relevant and appealing to its target audience.

Fligoo is a global technology company based in San Francisco, specializing in artificial intelligence, big data, and machine learning with a primary focus on behavior analysis and prediction. The company offers a range of AI products, including Fligoo Sharp AI and Fligoo DATAMOVEX AI, tailored to address complex challenges in various industries, particularly in the financial sector. Fligoo's solutions are designed to integrate seamlessly with clients' existing systems while prioritizing data security and maintaining data within their environments. By leveraging advanced technology, Fligoo aims to create significant value for its clients, enhancing sales, reducing costs, and optimizing unique processes through intelligent automation.

Hydrogen Technology Corporation is a fintech company that provides a software platform designed to assist developers and enterprises in creating and managing digital financial services. Founded in 2009 and based in New York, the company offers application programming interfaces (APIs) that enable the development of various financial applications, including savings, investing, and insurance products. Its no-code platform simplifies the integration of financial components, allowing businesses to launch new programs quickly and generate revenue efficiently. Additionally, Hydrogen develops the Hydro blockchain, which serves as a public ledger for financial services. The company has received multiple accolades, including recognition as a World Changing Technology by Fast Company and Fintech Startup of the Year by KPMG Luxembourg. Its services cater to a wide range of fintech needs, promoting the evolution of embedded finance within the industry.

Fenris Digital develops a cloud-based platform tailored for property and casualty insurers, focusing on enhancing customer acquisition and optimizing workflows throughout the insurance lifecycle. Founded in 2016 and headquartered in Glen Allen, Virginia, the company offers a suite of digital solutions, including an AI-based analytics engine and scoring that improve underwriting efficiency. Its TouchQuote platform serves as a white-labeled, mobile-first quoting solution, allowing clients to create personalized customer experiences. Fenris provides APIs that enable agencies, carriers, and financial services to integrate valuable insights and data into their operations, enhancing conversion rates and customer engagement. The platform covers a vast demographic, offering quality data enrichment for over 240 million consumers and 30 million businesses, and employs machine learning to refine predictive scores continuously. This approach not only streamlines the underwriting process but also maximizes marketing effectiveness by significantly improving completion and conversion rates.

LendingFront, Inc. is a cloud-based lending platform tailored for banks and financial institutions, headquartered in New York City. The company provides a comprehensive, white-label software solution that encompasses all facets of the small business lending process. Its offerings include application management, underwriting, loan lifecycle monitoring, and customer information systems. LendingFront enables clients to automate various aspects of lending while allowing for manual oversight as needed. The platform is designed to accommodate a diverse clientele, from rapidly expanding online credit providers to large financial institutions. The founding team comprises experienced professionals from notable organizations in the lending technology sector.

Payitoff develops API tools that provides money-saving guidance and automatic action. Its tool offers debt assessment, automatic enrollment, and customer empowerment. The company is based in New York, New York.

Genivity, Inc develops an artificial intelligence software platform that help advisors to engage clients and retain them through health risk, life stage, and care cost planning. The company was founded in 2016 and is based in Chicago, Illinois.

Till Financial, Inc. is a company based in Nantucket, Massachusetts, that specializes in providing a digital financial management platform aimed at empowering children to manage their finances. Founded in 2018, the platform enables kids to monitor their spending, savings, and investments independently. It offers personalized guidance to help families instill effective money-saving habits in their children. Through its user-friendly interface, Till Financial facilitates a collaborative approach to financial literacy, equipping young users with the tools they need to develop responsible financial behaviors.

Stratyfy, Inc. is a New York-based company that specializes in AI-driven predictive-modeling software tailored for financial institutions. Founded in 2017, Stratyfy's platform enables users to develop predictive models and optimize decision-making processes while ensuring transparency and compliance within highly regulated environments. The software provides solutions for credit risk assessment and insurance fraud detection, empowering business leaders, data scientists, and compliance professionals to make informed, ethical decisions. Stratyfy's proprietary technology, branded as Smartificial Intelligence™, enhances traditional human expertise with explainable AI, facilitating a clear understanding of predictions and decisions. This approach addresses the challenges of machine learning in the financial sector, ensuring that models are both accurate and comprehensible. With research and development operations in Israel and Germany, Stratyfy aims to reduce operational and financial risks for its clients.

Your Business Customers’ Financial Data… In Minutes. Boss Insights is on a mission to create the business information supply chain underpinning B2B relationships. We've started in two areas: 1) Fintechs who need financial data on businesses, a rapidly growing category, and 2) Private business lenders lending where there are 25,000 business lenders in North America losing market share to venture-backed FinTechs because they can't analyze loan requests efficiently. Fintechs and business lenders plug Boss Insights into their process enabling them to access real-time Business Data as a Service and insights in a single connection to Accounting, Commerce, Banking, Payroll, Tax and more. Our cutting-edge technology requires no coding, takes 1 hour to adopt and is easy to use. We've processed thousands of applications for $140M USD, speeding up lending decisions & servicing by 5x. Founded by an ex-Amazon software manager & an RBC banker, Boss Insights is democratizing the technology lenders need to compete and thrive. Watch our video: https://www.youtube.com/watch?v=6t5nL1GGdzA WHAT MAKES US UNIQUE - Easy to adopt - same day adoption, no coding necessary - Easiest to use - configurable, automated and normalized information (unlike competitors) - Widest breadth of data to the greatest applicability in market - 1000+APIs compared to competitors at 3-120 APIs - SOC 2 Certified and Externally Pen-Tested - industry standard encryption CLIENTS & PARTNERS TESTIMONIALS 1) "Boss Insights allows Carver to provide customers with the highest quality of service." - Richard Muskus, SVP & CRO, Carver Federal Savings Bank 2) “The Boss Insights’ solution dramatically simplifies the work of loan decisioning, servicing & fraud prevention.” - Sanjay Matthew, Head of Fintech Strategy, Oracle 3) "We gained 2-3 years of new client relationships in 30-60 days." - Dustin Phillips, Chief Lending Officer, CCBank 4) "Boss Insights' cutting-edge tech empowered us to offer a seamless experience for business owners." - John Handmaker, Chief SBA Lending Officer, First Savings Bank AWARDS 1) Daily Finance's 2021 Top 8 Commercial Lending Company https://bit.ly/3ioMMfv 2) Best Startup Canada's 2021 Top 101 Toronto Fintech https://bit.ly/3rY0Obu 3) Corporate LiveWire 2021 Lending Technology Specialist Of The Year 4) Open Banking Excellence’s 2020 Open Finance Appathon - Retail & SME Category Winner https://bit.ly/3oFkWvz 5) Corporate Vision Magazines 2020 Corporate Excellence Awards - Most Innovative Leader in Lending Technology https://bit.ly/39XOOPV 6) Women In Payments 2020 Canadian Unicorn Challenge Winner https://bit.ly/3gtDcWp 7) Canadian Lenders Association 2019 Top Executives in Lending https://bit.ly/3oGWyKf

Overbond is a developer of an AI-driven quantitative analytics platform aimed at enhancing transparency and security in bond issuance. The platform employs an advanced data aggregation engine that integrates various data sources, facilitating the creation of modelable data lakes for rapid deployment of AI models. Overbond's bond pricing solutions address challenges associated with sparse transaction data, particularly during periods of volatility and illiquidity. The AI models optimize data gaps using balance sheet fundamentals and historical benchmarks, enabling the systematic construction of pricing curves for a wide range of issuers in real-time liquidity scenarios. Additionally, Overbond offers a comprehensive suite of AI algorithms focused on fixed income analytics, including liquidity scoring, bond buyer matching, probability assessments for buying or selling, margin optimization, issuance predictions, and market surveillance tools, all designed to improve the pre-trade price discovery process and enhance transaction cost analysis for institutional investors in the fixed-income capital markets.

Hydrogen Technology Corporation is a fintech company that provides a software platform designed to assist developers and enterprises in creating and managing digital financial services. Founded in 2009 and based in New York, the company offers application programming interfaces (APIs) that enable the development of various financial applications, including savings, investing, and insurance products. Its no-code platform simplifies the integration of financial components, allowing businesses to launch new programs quickly and generate revenue efficiently. Additionally, Hydrogen develops the Hydro blockchain, which serves as a public ledger for financial services. The company has received multiple accolades, including recognition as a World Changing Technology by Fast Company and Fintech Startup of the Year by KPMG Luxembourg. Its services cater to a wide range of fintech needs, promoting the evolution of embedded finance within the industry.

Facturedo operates as an invoice discounting marketplace in Latin America, facilitating access to liquidity for small and medium-sized enterprises (SMEs) through their accounts receivable. By offering a streamlined platform, Facturedo enables businesses to convert their invoices into immediate cash, thereby improving their financial flexibility. The service is designed to be fast, secure, and user-friendly, catering to the needs of SMEs seeking to enhance their cash flow. Additionally, Facturedo provides opportunities for investors to engage in commercial debt investments, thereby creating a mutually beneficial ecosystem for both businesses needing liquidity and investors looking for viable investment options.

TelosTouch is an online platform designed to enhance collaboration between financial advisors and their clients, facilitating optimal decision-making. By leveraging artificial intelligence, the platform analyzes client data to uncover financial goals, risk tolerance, and preferences. This deep understanding enables advisors to create personalized financial plans and engage clients more effectively. TelosTouch addresses the challenges of client communication by fostering frequent interactions and providing insights into changing needs in real-time. This approach allows advisors to identify client segments that may benefit from specific services, ensuring timely and tailored advice. The technology not only complements existing systems but also enhances the advisor-client relationship, establishing a new standard of engagement termed Augmented Relationships. Through its innovative solutions, TelosTouch aims to improve client engagement and drive meaningful connections in the financial advisory space.

Baubap is a developer of a microlending financial platform focused on providing personal loans. The platform allows customers to access instant loans through a user-friendly application, eliminating the need for extensive documentation and complex procedures. This streamlined process enables users to apply for loans conveniently, anytime and anywhere, enhancing accessibility to financial support.

We provide a modern and cost-effective platform to help businesses secure the billions in business grants available.

NetObjex specializes in providing a Decentralized Digital Asset Management Platform as a Service, leveraging Internet of Things (IoT) and Distributed Ledger technologies. The company targets four primary market segments: Smart City, Transportation/Automotive, Supply Chain & Logistics, and Manufacturing/Industry 4.0. Its platform facilitates inter-device communication, enhances asset performance, and improves tracking and tracing capabilities, ultimately reducing inefficiencies and waste. By utilizing various communication protocols, including Cellular and specialized options like LoRA and Sigfox, alongside a robust cloud infrastructure, NetObjex enables secure information sharing through blockchain technology and automates processes using smart contracts. The solutions developed on this platform range from smart electricity meters and electric vehicle charging systems to managing fleets of retail kiosks and powering smart medical devices, all aimed at optimizing asset management and operational efficiency.

Systemcredit helps quality small to medium sized businesses to get suitable loans faster and at better terms.

InstaKin is a financial platform dedicated to serving immigrant communities by facilitating remittances worldwide. It focuses on 'purpose-driven remittances', empowering immigrants with greater transparency and control over their financial transactions. The platform enables users to send money back to their families in a cashless, secure, and instant manner, ensuring that financial support is efficiently managed. By providing access to digital financial services, InstaKin helps migrants meet the financial needs of their families, enhancing their ability to contribute to their communities back home.

Topl LLC, founded in 2017, is based in Houston, Texas, and specializes in blockchain-as-a-service (BaaS) for supply chain management and certification. The company has developed The Topl Blockchain, which serves as a protocol designed to support ethical and sustainable practices by allowing organizations to track and trace their supply chains comprehensively. This technology enables businesses to verify and monetize their commitment to sustainability and ethical practices. Additionally, Topl provides a suite of hosted services and tools that facilitate user interaction with its blockchain, enhancing accessibility for companies seeking to leverage this technology. By focusing on the impact space, Topl aims to transform ethical practices into tangible assets within the economy.

BCRemit is a London-based fintech company which offers online money transfer service (via web, app and call centre), with the aim of providing the lowest transfer fees and best exchange rates in the market and be of service to migrant workers in Europe and the rest of the world.

Developer of a fintech technology designed to help businesses optimize their supply chain finance. The company offers a system of dynamic discounting mainly aimed at commercial invoicing and is automated and generates revenue on the delta between a maximum discount offered by the supplier and an accepted discount by the buyer, enabling clients to access quick money for the supplier and discounts for the buyer.

GleTech provides a secure mobile platform enabling real-time transactions, logistics, warehousing, and financial support for farmers, procurement managers, and distributors.

Guide Change is a financial management platform designed to improve financial care. The company's platform provides insight about spending and resources, generates report to be saved and shared, offers personalized tips to improve fiance and helps in securely linking of online bank accounts, enabling seniors to maintain their financial independence while still preventing losses from common pitfalls such as exploitation or perhaps just failing to properly budget.

Swipe’s proprietary technology bundles a seamless customer experience around two-factor authentication for any online or offline card transaction.

RECLAIM is a financial wellness app that relieves patients from financial stress so that they can focus on their wellbeing. It helps healthcare users understand their care pathway and what to expect ahead, save on their cost of care, and optimize their insurance selection to best mitigate their financial risk. It was founded in 2015 and is headquartered in Cambridge, Massachusetts.

OpSeeker is a web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health. Using fictitious money, OpSeeker can simulate your long term investments. That way we work with the most important variable in investment - the psychological one.

Tarci, founded in 2018 and based in Tel Aviv-Yafo, Israel, specializes in providing sales and marketing insights through big data and artificial intelligence. The company focuses on delivering leads that enhance B2B sales by enabling users to effectively target their ideal audience. Tarci's solutions assist businesses in engaging prospects before they begin their purchasing journey, facilitating quicker customer onboarding, identifying at-risk customers, and mitigating accounts receivable challenges. By offering a seamless approach tailored for small and medium-sized businesses, Tarci helps sales and marketing teams connect with customers at optimal times, leading to significantly improved outcomes.

PayEm Card Ltd operates an expense management platform designed to help employers effectively track and control spending. The platform integrates dynamic credit cards with a payment system that facilitates approval, tracking, and oversight of employee expenses. Each employee receives a PayEm card, which allows employers to customize spending rules and limits, ensuring control over card usage and purchases. The platform captures receipts in real-time and automatically generates expense reports, streamlining the reconciliation process. Additionally, PayEm seamlessly integrates with accounting software, enabling businesses to monitor all employee spending in one centralized location. Founded in 2018 and based in Tel Aviv, Israel, PayEm aims to optimize financial management for organizations.

FanFund makes culture accessible to communities everywhere by de-risking live shows for artists and venues. It integrates fan engagement, crowdfunding technologies with advanced data analysis to provide artists and venues with vertical and geographic-specific predictive models for de-risking live performances. The company was founded in 2017 and is headquartered in Tel Aviv, Israel.

MoneyCompass is a financial services company that provides a mobile-based application platform for automatic personal debt optimization. It helps students and graduates to save money on their student loans, credit cards, and other financial products. The company was founded in 2018 and headquartered in New York, United States.