Digital Space Ventures

Digital Space Ventures is a venture capital firm based in Luxembourg, specializing in growth capital for early-stage startups, primarily in the fintech sector. The firm focuses on companies that are innovating within the financial services ecosystem, including areas such as payments, blockchain technology, personal finance management, and cyber security. Additionally, it invests in a range of technology companies that offer solutions in business services, big data analytics, and investment services. Digital Space Ventures typically makes equity investments ranging from $50,000 to $500,000. Founded in 2016, the firm aims to provide strategic support and networking opportunities to its portfolio companies as they scale.

Daria Kroos

General Partner

11 past transactions

Paysend

Equity Crowdfunding in 2019
PaySend is a financial technology platform that solves the universal problem to securely enable any bank card (Visa or MasterCard) to send and receive money worldwide. It is a next-generation money transfer platform allowing its users to send funds from card to card from 40 to over 60 countries.

SBDA Group

Series A in 2017
SBDA Group Ltd. specializes in providing artificial intelligence solutions tailored for retail banks, focusing on enhancing customer engagement and cross-selling through digital channels. The company enables marketers and CRM managers to effectively trigger real-life events that lead to improved promotional campaigns for banks. Its campaign management platform personalizes product offerings and promotions to better connect with customers. Founded in 2014 and headquartered in Dublin, Ireland, SBDA Group also offers IT services that help large enterprises transform their data into actionable insights. By leveraging big data analytics and AI, the company optimizes business processes across various sectors, including banking, retail, and industrial enterprises, ultimately aiming to increase productivity and revenue for its clients both in Europe and globally.

Capitalise.com

Series A in 2017
At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Capitalise.com

Seed Round in 2017
At Capitalise.com, our vision is to unlock UK businesses’ full potential today by matching the right business to the right lender. With 360 plus lenders and growing this funding journey has become increasingly complex and hard to navigate. Capitalise.com uses in-house technology and data analytics to identify the best financing options available for UK businesses. We've partnered with over 80 institutional and fintech lenders throughout the UK to offer business loans to UK SMEs.

Albert

Seed Round in 2017
Albert, your pocket bookkeeper, automated and made daily bookkeeping simple for people working for themselves. An innovative, fast growing technology company, disrupting business finance management for freelancers. Backed by the investors behind Skype, Wix and Azimo, the company launched their platform publicly in early 2016, and has been recognised as UK startup of the year. With thousands of five-star ratings in the app store, Albert quickly became the UK’s highest rated finance app for freelancers and has been featured by Apple many times on the front of the app store. Albert was the first b2b app to use open banking solutions and directly integrated with the first UK challenger banks. End of 2018, Albert was acquired by Santander Group, one of the world's leading banks.

Cashboard

Series A in 2016
Cashboard is a pioneering curated marketplace for retail investment in Europe, focusing on a diverse range of asset classes. Positioned as one of the fastest-growing online wealth management FinTechs in Germany, Cashboard distinguishes itself by offering tailored investment portfolios that encompass both traditional products—such as daily deposits, stocks, funds, and ETFs—and alternative investments, including P2P lending, SME lending, real estate crowdfunding, precious metals, and sustainable investing. The platform collaborates with leading European FinTechs and banks, providing access to over 6,500 investment products through its open technology platform. Retail clients can manage all their assets in one account at no cost, aside from a success-related performance fee. Cashboard has been recognized among the top wealth tech companies in Europe and has received various awards, including a significant startup prize from NOAH London. The company is supported by notable international venture capital firms, enhancing its position in the competitive financial technology landscape.

Revolut

Series A in 2016
Revolut Limited is a financial services company based in London, UK, that offers a comprehensive mobile application for users to manage their finances. Founded in 2013, the platform enables currency exchange at interbank rates, money transfers via social networks, and multi-currency spending through a debit card. Initially focused on prepaid cards and currency exchange, Revolut has expanded its services to include cryptocurrency and stock trading, as well as various insurance products, such as phone and travel insurance. The app facilitates live exchange rate comparisons, direct bank transfers, and expense tracking, helping both individuals and businesses improve their financial health and gain better control over their finances. Operating in numerous countries worldwide, Revolut is recognized for its user-friendly approach to modern banking.

Tandem

Series B in 2016
Tandem is creating a better bank, challenging legacy banking by building an app and products with input from their community of users. Tandem's goal is to make money simple, help their users save, and free up their time from financial stress.

Paysend

Seed Round in 2016
PaySend is a financial technology platform that solves the universal problem to securely enable any bank card (Visa or MasterCard) to send and receive money worldwide. It is a next-generation money transfer platform allowing its users to send funds from card to card from 40 to over 60 countries.

Drivecred

Seed Round in 2016
Drivecred is a car-telematics data analytics platform catering to the insurance and transportation-as-a-service sectors. The platform specializes in developing pay-per-mile scoring models that enhance insurance operations. By integrating real-time analysis of driving behavior with current road and weather conditions, Drivecred generates personalized insurance estimates. This capability allows insurance companies, fleet managers, and brokers to accurately evaluate potential risks and damages associated with individual drivers. Through its innovative approach, Drivecred aims to improve the assessment process within the automotive insurance industry.

Cybertonica

Seed Round in 2015
Cybertonica is a company that specializes in fraud prevention and risk management for digital payments through its cloud-based software. Utilizing machine learning and artificial intelligence, Cybertonica's solutions enhance transaction security while facilitating a frictionless experience for users. The software aims to reduce basket drop-off rates and improve conversion rates across various e-payment channels, benefiting merchants, payment service providers, and financial institutions. Cybertonica's offerings are designed to comply with industry standards, including PSD2 and GDPR, ensuring secure transactions. With innovative products like ScreenWiZe™, which adds device risk management to mobile authentication, the company strives to foster trust in transactions, aiming for a 99.9% trust level in digital transactions. Cybertonica has received multiple awards for its contributions to the payments industry, highlighting its commitment to advancing the field of payment security and fraud prevention.
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