Deutsche Bank

Abound is a consumer lending startup based in London, United Kingdom, that aims to provide low-cost personal credit as an alternative to expensive payday loans. Founded in 2020, the company leverages the UK’s Open Banking standard to analyze consumers' historical bank statement data. This approach allows Abound to develop a detailed understanding of customers' financial situations, enabling them to assess affordability more accurately while reducing dependence on traditional credit reference agency scores. By focusing on individuals with low credit scores, Abound seeks to expand access to affordable credit, thereby promoting financial inclusion.

Shriram Transport Finance Company Limited, established in 1979, is India's leading provider of commercial vehicle finance, specializing in the financing of pre-owned trucks for small truck owners. The company commands a significant market presence, holding approximately 25% market share in the pre-owned truck segment and around 5-6% in new truck financing. With a widespread network of 620 branches and 515 rural centers, Shriram Transport also offers a diverse range of financing options, including tractors, small commercial vehicles, three-wheelers, passenger commercial vehicles, and construction equipment. In addition to vehicle financing, the company is involved in loan origination, valuation, and collection services, solidifying its role as an essential player in the asset financing landscape.

SMFG India Credit is a non-banking financial company that specializes in providing a wide range of financial services aimed at both business and consumer banking. The company primarily focuses on financing small and medium-sized enterprises (SMEs) to support their working capital and growth needs. In addition to SME financing, it offers loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, and working capital loans tailored for urban self-employed individuals. Furthermore, SMFG India Credit is committed to rural development, providing loans for rural livelihood advancement, rural housing finance, and financing for various rural micro-enterprises.

Power Finance Corporation Limited is a non-banking finance company based in New Delhi, India, specializing in providing financial products and advisory services to the power sector. Established in 1986, the company offers a range of fund-based products, including various types of loans such as corporate, bridge, and term loans, as well as financing options for renewable energy projects like solar and wind power. Additionally, Power Finance provides tools for debt refinancing, energy efficiency projects, and equipment leasing. Its non-fund based offerings include guarantees and letters of comfort for credit enhancement. The corporation serves a diverse clientele, including state and central power utilities, private power sector entities, and equipment manufacturers. Through its services, Power Finance aims to support the development and enhancement of India's power infrastructure.

Versana is a developer of a loan data platform that aims to enhance transparency, efficiency, and speed in the syndicated loan market. The company's platform delivers real-time insights into loan-level details and portfolio positions by directly capturing reference data from agent banks. This approach allows clients to eliminate discrepancies and gain direct digital access to crucial information. Versana's services encompass various aspects of the financial sector, including loan syndication, corporate credit, debt management, capital markets, leveraged finance, and both investment-grade and high-yield loans. Through its innovative technology, Versana seeks to redefine the way financial institutions manage and analyze loan data.

Oportun, Inc. is a financial services company based in San Carlos, California, founded in 2005. It specializes in providing personal loans to individuals who may lack a credit score or have limited credit history. Oportun offers a range of financial products, including small-dollar, unsecured installment loans, auto loans, and secured personal loans. In addition to lending, the company provides deposit accounts, debit card services, and budgeting tools, aiming to empower its members to achieve their financial goals. Since its inception, Oportun has disbursed over $15.5 billion in responsible credit and has helped its members save more than $2.3 billion in interest and fees, averaging annual savings of over $1,800 per member.

Zilch is a direct-to-consumer ad-subsidised payments network. Zilch is a payment service that allows users to buy now and pay over 6 weeks with 0% APR and no fees. Users can also earn rewards for paying in full. Zilch distinguishes itself from the established fintech industry by generating profitable global revenue, delivering unparalleled value to both customers and marketers.

Capchase Inc. is a fintech company that provides an online platform enabling Software as a Service (SaaS) companies to access cash tied up in future monthly payments. Founded in 2020, Capchase allows these companies to finance their growth by converting accounts receivable into immediate capital. Utilizing advanced underwriting algorithms, the company assesses the value of contracts and offers lines of credit tailored to the needs of its clients. This innovative approach allows SaaS businesses to receive revenue upfront while maintaining the ability to collect monthly payments from their customers, facilitating rapid growth without resorting to equity dilution or costly financing methods. Capchase is headquartered in New York, United States.

Türk Eximbank is an export-import bank located in Istanbul, Turkey, dedicated to supporting exporters, export-oriented manufacturers, and companies involved in international trade. It provides a range of financial services, including short, medium, and long-term cash and non-cash credit options, as well as insurance and guarantee programs. The bank aims to facilitate overseas investments and assist contractors engaged in foreign currency earning services. In addition to offering export credits, Türk Eximbank seeks to broaden its geographical presence by participating in international projects and trade finance initiatives. It also encourages Turkish exporters to explore new markets by mitigating country risks through credit insurance.

Capital Southwest Corporation, established in 1961 and headquartered in Dallas, Texas, is a Business Development Company (BDC) that specializes in providing patient capital to middle market companies with significant growth potential. The company invests in credit and private equity, focusing on later stage, mature, and emerging growth companies. Its investment structures include Unitranche debt, subordinated debt, senior debt, preferred and common equity, and it may also invest through warrants. Capital Southwest prefers to invest in companies with revenues above $10 million, profitable operations, and a historical growth rate of at least 15 percent per year. It seeks to make equity investments up to $5 million and debt investments between $5 million and $20 million, co-investing in transactions up to $40 million. The company's portfolio consists primarily of first lien loans (62.66%), with smaller allocations to second lien loans, subordinated debt, preferred equity, and common equity & warrants. Capital Southwest takes majority and minority stakes in its portfolio companies and prefers to take a board seat. As a publicly-owned BDC, it has the flexibility to hold investments indefinitely, providing a stable ownership platform for its holdings.

MPOWER Financing is a Public Benefit Corporation based in Washington, D.C., that provides educational loans to international and DACA students studying in the United States and Canada. Founded in 2014, the company offers loans ranging from $2,001 to $50,000, which can be used for various student-related expenses, including tuition, housing, and books. Notably, MPOWER does not require a co-signer, collateral, or a U.S. credit history, utilizing a proprietary credit algorithm that assesses future potential instead. Loans are structured as 10-year fixed-rate agreements, with repayments beginning six months after graduation. The company also offers additional support services, such as interest discounts, personal finance education courses, credit-building resources, and job placement assistance. By partnering with universities, MPOWER identifies potential loan candidates and directly disburses funds to educational institutions for tuition and related expenses.

Lodha Group, established in 1980, is a leading Indian real estate developer with a significant presence in both India and the United Kingdom. Recognized as one of the most profitable real estate companies in India, it has maintained its position as the largest by sales for three consecutive years. The group is currently developing approximately 43 million square feet of prime real estate and has a vast land bank of over 6,200 acres, translating to an estimated saleable area of around 553 million square feet. With 28 ongoing projects in major cities such as London, Mumbai, Pune, and Hyderabad, Lodha Group aims to deliver over 11.8 million square feet in the coming fiscal year. The company's notable developments include World One, the world's tallest residential tower, and Palava City, India’s first Greenfield smart city. Lodha has collaborated with renowned global names like Armani/Casa and Trump for its projects and has made significant land acquisitions in Mumbai, including the New Cuffe Parade development, which is poised to become a new city center.

IIFL Finance is a prominent financial services company based in India, focusing on providing a diverse range of financial solutions. Its core offerings include home loans, gold loans, business loans, and microfinance solutions, which cater to various customer needs. In addition to these core products, IIFL Finance also engages in synergistic activities related to capital markets, construction, and real estate. The company operates through two main business units: core products and synergistic products, with home loans and business loans being significant components of its operations. IIFL Finance's comprehensive approach encompasses credit and finance, wealth management, financial product distribution, asset management, and investment banking, generating all its revenue domestically.

Versana is a developer of a loan data platform that aims to enhance transparency, efficiency, and speed in the syndicated loan market. The company's platform delivers real-time insights into loan-level details and portfolio positions by directly capturing reference data from agent banks. This approach allows clients to eliminate discrepancies and gain direct digital access to crucial information. Versana's services encompass various aspects of the financial sector, including loan syndication, corporate credit, debt management, capital markets, leveraged finance, and both investment-grade and high-yield loans. Through its innovative technology, Versana seeks to redefine the way financial institutions manage and analyze loan data.

Home Credit offers to finance their customers' purchases so that they can meet their financial needs. It is a finance company that provides financing services. For inquiries, email, telephone numbers, and physical addresses are available on their website.

Kriya Finance is a business finance company based in the UK, specializing in providing flexible financial solutions to businesses through an online platform. Established as the country's first online marketplace for trading invoices, Kriya Finance enables companies to access working capital efficiently. The platform supports a variety of businesses by facilitating quick financing options, allowing them to manage essential expenses such as payroll, supplier payments, and the launch of new products or services. With a focus on leveraging technology coupled with personalized support, Kriya Finance aims to empower business owners to save time and enhance their growth potential. Since its inception, the company has made significant contributions to the financing landscape, advancing substantial funds to businesses across diverse sectors.

Prodigy Finance Limited operates an online platform that facilitates education loans for international postgraduate and MBA students, enabling them to finance their degrees through a community of lenders. Founded in 2006 and based in London, the platform connects student borrowers with alumni, institutional investors, and qualified private investors, as well as banks. Prodigy Finance specifically targets master's degree students in 18 countries, aiming to make higher education more accessible to individuals who may lack traditional financing options. Additionally, the company offers a mobile app that allows users to manage and access their loan information conveniently.

Sixup is a for-profit technology company based in San Francisco that focuses on providing scalable financing and support to high-achieving, low-income students seeking higher education. The company operates an online lending platform that offers responsible and affordable loans with minimal paperwork, making it easier for these students to access financial resources. Sixup's innovative approach combines community, finance, and technology to create a new asset class called Future-Prime, which encompasses around 7 million students and represents a significant annual funding volume. With $14 million in equity financing and an additional $41 million in lending and grant capital from various investors, including major financial institutions and foundations, Sixup has established partnerships with numerous advocacy and community organizations. These collaborations enhance its mission to support underserved students in their educational pursuits while operating as a consumer lender across 18 states.

OnDeck, established in 2006 and headquartered in New York City, is a technology-driven financial services company. It specializes in providing loan financing to small and medium-sized businesses, primarily in Australia since 2015. OnDeck's proprietary software aggregates data about a business' operations and uses algorithms to determine loan eligibility, focusing on the business's performance rather than solely the owner's personal credit score. This approach enables OnDeck to offer a range of financing services, including short-term loans, business loans, and unsecured loans, thereby expanding access to credit for small businesses that may struggle to secure financing from traditional banks.

Shriram Transport Finance Company Limited, established in 1979, is India's leading provider of commercial vehicle finance, specializing in the financing of pre-owned trucks for small truck owners. The company commands a significant market presence, holding approximately 25% market share in the pre-owned truck segment and around 5-6% in new truck financing. With a widespread network of 620 branches and 515 rural centers, Shriram Transport also offers a diverse range of financing options, including tractors, small commercial vehicles, three-wheelers, passenger commercial vehicles, and construction equipment. In addition to vehicle financing, the company is involved in loan origination, valuation, and collection services, solidifying its role as an essential player in the asset financing landscape.

Shriram Transport Finance Company Limited, established in 1979, is India's leading provider of commercial vehicle finance, specializing in the financing of pre-owned trucks for small truck owners. The company commands a significant market presence, holding approximately 25% market share in the pre-owned truck segment and around 5-6% in new truck financing. With a widespread network of 620 branches and 515 rural centers, Shriram Transport also offers a diverse range of financing options, including tractors, small commercial vehicles, three-wheelers, passenger commercial vehicles, and construction equipment. In addition to vehicle financing, the company is involved in loan origination, valuation, and collection services, solidifying its role as an essential player in the asset financing landscape.

Norisbank GmbH, based in Bonn, Germany, offers a range of banking products and services designed to simplify financial management for its clients. The bank provides checking accounts, credit cards, car loans, car insurance, fixed deposits, as well as mobile, online, and telephone banking services. By focusing on straightforward, high-quality financial solutions at competitive rates, Norisbank aims to eliminate unnecessary costs associated with traditional banking, such as maintaining physical branches. This approach allows customers to save money and gain more time for their personal priorities.

MortgageIT is a comprehensive residential mortgage banking company licensed to originate loans across the United States. The company specializes in various types of single-family mortgage loans, with a strong emphasis on prime adjustable-rate and fixed-rate first lien loans. In addition to originating loans, MortgageIT offers retail, wholesale, and correspondent lending products and services. It also engages in the purchase of prime first-lien closed mortgage loans from small to mid-sized banks, credit unions, and mortgage bankers, thereby enhancing its portfolio and service offerings within the residential mortgage sector.