Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on the startups' strengths, helping investors analyze investment opportunities and build their corporate memory.

CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Fineksi is a SaaS company that specializes in credit decision services for financial institutions. It employs AI and machine learning technology to automate and enhance the credit underwriting process, enabling accurate and reliable lending decisions. The company aims to minimize risk and maximize profitability for its financial partners by providing comprehensive data analysis.

CyberTide is an innovative company specializing in AI-driven data leak prevention solutions. It operates a security platform designed to transform the data security landscape by utilizing advanced AI technologies. The company's focus is on integrating large language models and enhancing data protection measures, which enables organizations, particularly those in highly regulated sectors, to effectively safeguard sensitive information and prevent data leaks. By leveraging cutting-edge AI capabilities, CyberTide aims to address the critical challenges of data security in an increasingly digital world.

LambdAI Space specializes in developing AI-powered Earth observation tools, primarily serving the insurance industry, with a focus on agro insurance. The company's platform analyzes satellite imagery and geospatial data using advanced machine learning algorithms, providing precise and cost-effective climate risk insights. This enables brokers, insurers, and reinsurers to manage parametric products and make informed decisions, ultimately driving sustainability and risk mitigation.

Equintel is a developer of an equities intelligence platform focused on enhancing transparency in global equity markets. The company leverages big data and artificial intelligence to improve investment decisions and formulate efficient mergers and acquisitions strategies. Equintel's technology aims to provide clarity and objectivity in environmental, social, and governance (ESG) matters, addressing significant deficiencies in ESG reporting and ratings. By utilizing advanced analytics, Equintel seeks to empower companies to navigate the complexities of the equity landscape more effectively.

DaySave is a Helsinki-based savings platform that focuses on helping Millennials and Gen Z individuals achieve their long-term wealth goals through tailored savings solutions. Utilizing open banking and an advanced algorithm, DaySave analyzes users' historical financial data to identify their consumption patterns and predict future spending. This information allows the platform to suggest personalized, small savings amounts that are automatically deposited and invested into customizable portfolios, which include award-winning indexes, via a partnership with a European bank. By sending weekly deposit requests, DaySave encourages young users to engage in saving and investing, making it easier for them to build financial security for the future.

Greencent operates a mobile application-based loyalty system that encourages and rewards users for reducing their carbon footprint through sustainable mobility choices. The platform tracks and incentivizes the use of eco-friendly transportation methods like public transit, cycling, and walking, helping businesses enhance employee engagement, meet sustainability regulations, and decrease their overall carbon emissions.

InCharge is a platform for loan management.

ChainsAtlas is a blockchain technology company focused on creating a cross-chain infrastructure to enhance interoperability among distributed software and data processing systems. By leveraging virtualization and smart contracts, ChainsAtlas develops a decentralized network that supports multiple distributed ledger technologies. This platform enables developers to build and deploy scalable applications across various blockchain implementations, facilitating seamless integration and communication between different blockchain networks.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in Latin America and Southeast Asia. The company addresses the challenges faced by the approximately 130 million underbanked and under-protected workers in these regions by unlocking access to vital data. GoNsave offers a super app that allows users to store their financial and work records securely. By leveraging this data, the platform connects workers with multiple service vendors, ensuring a pre-screened and targeted audience. This approach not only enhances service accessibility for workers but also reduces distribution costs for vendors, ultimately streamlining operations within the gig economy.

Jrny is a platform that facilitates a rent-to-own model, connecting aspiring homeowners with asset owners, including institutional real estate investors, developers, and landlords. The company enables customers to secure their desired homes with a minimal 2% deposit, allowing them to build equity while renting and ultimately transition to outright ownership. This innovative approach benefits asset owners by providing access to pre-qualified demand, long-term tenants, and technology-driven management services. Through its homeownership plan, Jrny offers a pathway for individuals to achieve their homeownership goals while delivering economic advantages and a positive social impact for landlords.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

Mympact uses open-banking to help people understand and reduce the environmental impact of their purchases.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

TrueLedger is a company that operates a contracting platform designed to facilitate connections between buyers and vendors through smart contracting. By offering a software-as-a-service (SAAS) platform alongside advisory services, TrueLedger aims to enhance collaboration and commitment between parties. The company's solutions focus on optimizing professional services, helping businesses achieve significant cost savings on their overall professional service expenditures. This integrated approach not only streamlines service delivery but also promotes efficiency across the organization, ultimately supporting businesses in managing their service needs more effectively.

bloXmove is a company focused on transforming mobility through decentralization rather than aggregation. By providing a distributed ledger infrastructure, bloXmove connects various modes of transportation—including scooters, bikes, taxis, car-sharing, trains, and buses—within a global Mobility Alliance. The platform facilitates seamless access to transit services, allowing users to plan journeys from A to B effortlessly. It emphasizes collaboration and transparency among mobility service providers, enabling them to automate transactions, streamline operations, and maintain customer touchpoints while protecting user data. Additionally, bloXmove supports fleet and charging point operators by promoting eco-friendly practices, offering flexible mobility solutions, and facilitating carbon credit generation. Overall, bloXmove aims to create an interconnected mobility ecosystem that enhances efficiency and sustainability in transportation.

Buyogo is a Zurich-based technology company that specializes in providing an integration platform designed to streamline data exchanges for enterprises. By consolidating various existing data exchange methods, including APIs, microservices, and EDI, Buyogo enables businesses to create a unified digital layer. This platform facilitates seamless connections between internal and external data or services, such as e-commerce platforms, accounting systems, and inventory management. Additionally, Buyogo's solutions allow enterprises to offer data endpoints to external partners, including those in fintech, logistics, and delivery sectors. By enhancing the connectivity of different sales channels and business management tools, Buyogo aims to improve operational efficiency and reduce costs for B2B small and medium-sized enterprises.

Manu is a behavioral analytics company founded in 2019 and headquartered in Vilnius, Lithuania. The company specializes in developing software that analyzes online form interactions to create detailed user profiles, assisting financial institutions in client onboarding and credit scoring processes. By utilizing high granularity data, Manu enables businesses to pre-screen users that match targeted profiles, thereby reducing costs and risks associated with lending. The software is particularly useful for identifying potential credit risks, helping consumer lending companies distinguish between reliable and unreliable borrowers during loan applications. Additionally, Manu's insights contribute to improving user experience and increasing conversion rates.

Relio is a digital banking service designed specifically for small and medium-sized enterprises (SMEs) globally. The company provides a range of financial services, including savings accounts, money transfers, and bill payments. Relio's platform features useful tools and integrated software, along with a user-friendly dashboard for monitoring transactions. By leveraging proprietary compliance automation, Relio simplifies the banking experience for complex businesses, allowing them to operate efficiently and focus on their productivity.

Abroaden is a pioneering wealth-building platform designed for individuals living abroad. The company provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing advanced data analytics, Abroaden assesses customers' financial goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only facilitates wealth creation while living anywhere in the world but also allows for the potential relocation of investments in the future. By focusing on the financial well-being of its users, Abroaden aims to empower expatriates to achieve their financial objectives effectively and efficiently.

Merkle Science is a software company that specializes in predictive crypto risk and intelligence platforms designed for businesses and government agencies. Founded in 2018 and headquartered in Singapore, the company focuses on helping crypto companies, financial institutions, and regulatory bodies detect, investigate, and prevent illegal activities associated with cryptocurrencies. Its proprietary Behavioral Rule Engine enhances the capabilities of compliance teams, allowing them to meet local Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements while addressing the complexities of illicit activities in the cryptocurrency space. The platform features an intuitive rule management interface that enables users to visualize account activity over time and generate detailed forensic reports, facilitating due diligence and compliance for blockchain companies, crypto exchanges, investment funds, banks, and regulators.