Tenity

Klaimy is a technology company that specializes in AI-driven automation for the insurance industry. It offers a platform that transforms traditional claims management processes by automating document processing using Optical Character Recognition (OCR), Artificial Intelligence (AI), and Large Language Models (LLM). This automation enhances operational efficiency, accelerates decision-making, and enables quicker access to necessary information. Klaimy's innovative approach also includes the use of semantic folding and vector-based search technologies to streamline operations and improve user experience.

LambdAI Space specializes in developing AI-powered Earth observation tools, primarily serving the insurance industry, with a focus on agro insurance. The company's platform analyzes satellite imagery and geospatial data using advanced machine learning algorithms, providing precise and cost-effective climate risk insights. This enables brokers, insurers, and reinsurers to manage parametric products and make informed decisions, ultimately driving sustainability and risk mitigation.

Kvikk Insurance is an innovative provider of on-demand travel insurance that aims to simplify and personalize the insurance experience for its clients. The company has developed a platform that streamlines all insurance-related processes, from purchasing policies to managing claims. Utilizing geofencing technology, Kvikk’s travel insurance activates automatically when clients enter their travel destination and deactivates upon their return, thereby eliminating unnecessary premiums for days of coverage that are not used. By focusing on clarity and efficiency, Kvikk Insurance enhances the user experience in the travel insurance sector, making it easier for clients to navigate their coverage needs.

Emilian is a developer of a digital insurance brokering platform that aims to democratize insurance distribution. The company provides innovative solutions for managing general agents (MGAs), cover holders, insurance companies, and insurtech firms, enabling them to efficiently distribute their products through automated processes. Emilian's platform allows users to establish their own digital agencies, offers automated quotes and policy issuance, and enhances customer trust and satisfaction through an insurance service review system. By streamlining operations, Emilian empowers insurance entrepreneurs to transition into the digital era, allowing them to prioritize customer engagement over administrative tasks while effectively assessing their exposure in the insurance market.

Cober.io is an insurance company established in 2022 and headquartered in Málaga, Spain, that specializes in providing coverage for eCommerce businesses against temporary internet outages. The company offers a platform that empowers users to customize the protection services they wish to secure for their operations, as well as the insurance solutions they can provide to their clients, aligning with their business models. By facilitating embedded insurance, Cober.io enables eCommerce businesses to effectively monetize their offerings while safeguarding their online transactions against unforeseen disruptions.

Kidbrooke is a financial software developer focused on enhancing decision-making processes within the financial services sector. The company provides B2B financial analytic APIs designed to reduce the costs associated with wealth management services. By automating various aspects of wealth management and offering sophisticated software solutions, Kidbrooke enables financial institutions such as banks, wealth managers, and insurance companies to deliver engaging and affordable financial advice. This approach empowers clients to make informed financial decisions, facilitating a more accessible and streamlined financial advisory experience.

Tontine Trust is recognized as a pioneering entity in the retirement technology sector, focusing on innovative lifetime income solutions to enhance pension wealth. The company has developed the Tontine IRA™, a product designed to alleviate the risks associated with outliving one's savings, a concern that resonates with many retirees. By leveraging research from reputable organizations, Tontine Trust aims to create and operate sustainable pension schemes that align with modern retirement needs. The company's approach not only seeks to provide financial security for individuals but also aims to improve overall wellbeing in retirement. The significance of its offerings has garnered attention from international bodies, leading to regulatory support for converting traditional pension structures into Tontine IRAs, thereby promoting a more reliable income stream for retirees.

distriBind is a digital data exchange company that specializes in automating back-office processing for the insurance industry. It focuses on data validation and analytics, offering alternatives that enhance the validation, reconciliation, and enrichment of risk, premium, and claims data. By leveraging AI and blockchain technologies, distriBind provides solutions that promote transparency and allow for detailed insights at various levels, including risk, claims, contracts, and portfolios. The company's innovations aim to streamline operations within the insurance sector, improving efficiency and understanding of complex data sets.

Aira System is an AI-based digital platform founded in 2021 and headquartered in Madrid, Spain. The company specializes in preventing fraud in the insurance sector through its innovative inspection platform, which focuses on risk inspection, review, and analysis. By integrating artificial intelligence, geolocation, and extensive databases, Aira System enables users to identify and mitigate fraud risks from the point of contracting, rather than addressing issues after they arise. This proactive approach allows insurance industries to evaluate various types of risks more effectively, ultimately helping them to create better policies and enhance overall security in their operations.

Sustema is a behavioural data analytics company founded by experienced underwriters and risk managers to help commercial insurers improve underwriting performance. With ever-increasing volumes of data and digitisation of the insurance industry, the need to analyse and extract meaningful insights from information has never been greater. However, at its core, commercial underwriting is about insuring companies and specifically insuring the decisions made by the people running those companies. Therefore, to improve underwriting performance, the way companies behave should be taken into account when putting your capital at risk on their behalf. Analysing the publicly available data of over 17’000 companies worldwide, Sustema makes this possible at scale. Sustema behavioural analytics service (BASE™) enables insurers to integrate ESG data into their underwriting processes, reduce exposure to corporate behavioural risk and significantly increase profitability with a secure and intuitive cloud-based service. Built to meet the current and future needs of underwriters, client acquisition teams and portfolio managers, Sustema BASE™ operates independently of existing core IT infrastructure − enabling insurers to get up and running swiftly and securely.

Onchain Custodian is a provider of a digital asset custody platform specifically designed for the secure safekeeping of institutional digital assets. The company offers a comprehensive solution that emphasizes security, compliance, and an enhanced customer experience. Its platform is globally standardized and resilient, providing insured custody services tailored to the needs of institutional investors. By focusing on a flexible infrastructure, Onchain Custodian aims to accommodate the evolving landscape of cryptocurrency custody, ensuring clients have access to a reliable and effective platform for managing their digital asset investments.

Xpats is a neobanking platform that focuses on serving expatriates and global remote workers by offering a comprehensive suite of financial and non-financial services. The platform provides users with essential tools such as bank accounts, credit and debit cards, housing solutions, and health insurance, all designed to facilitate a seamless transition to life abroad. By leveraging their extensive experience as expatriates, the founding team has developed a user-friendly app that delivers tailored and cost-effective solutions to meet the diverse needs of its community. Xpats aims to enhance the financial well-being of its users while simplifying the complexities of living and working in foreign countries.

IOC Group is an independent service provider specializing in cost-efficient expert solutions for portfolio managers and financial institutions. The company focuses on operational risk management as a foundation for meeting financial market regulations. By offering a comprehensive outsourcing alternative, IOC Group enables asset managers of various sizes to tailor individual service packages that address regulatory and client-specific requirements. Their expertise spans areas such as IT, legal, compliance, data, and risk management, ensuring that clients can navigate the complexities of compliance and operational challenges effectively.

Riskwolf is a developer of a comprehensive business-to-business insurance platform that automates the insurance process from ideation to market. The company focuses on managing exposure, notifying claims, and triggering payments through APIs, facilitating direct integration into e-commerce, food delivery, and telecommunications offerings. Additionally, Riskwolf's platform provides independent risk monitoring and calculation services, allowing insurers to create and operate parametric coverages on a large scale. Established in Europe and Asia, Riskwolf's technology-driven approach aims to streamline insurance operations and enhance the overall efficiency of risk management solutions.

Lyyna is a forward-thinking distribution platform focused on insurance solutions, leveraging advanced technologies to enhance customer experience. The company specializes in single-item insurance, offering a cloud-native platform that is both scalable and flexible. By utilizing artificial intelligence, Lyyna recommends tailored insurance products based on digital payment and electronic fund transfer data, effectively assessing individual needs. Committed to customer privacy, Lyyna prioritizes the secure and responsible management of personal data while enabling banks to maximize the value derived from payment information. This innovative approach allows financial institutions to offer insurance for small purchases, creating a more accessible insurance landscape for consumers.

CoverGo is a pioneering company that offers a fully configurable, modular, no-code insurance platform designed for property-and-casualty, health, and life insurance providers. Its platform allows companies to build and launch a wide range of insurance products rapidly, enhancing the overall efficiency of policy administration and claims management. By leveraging hundreds of open insurance APIs, CoverGo facilitates seamless connectivity and automates various insurance processes, which supports digital transformation in a cost-effective manner. The platform's flexibility and adaptability enable swift integration with existing legacy systems, making it a valuable tool for insurance companies aiming to innovate and enhance their operational capabilities.

AAZZUR Ltd, established in 2017 and headquartered in London, specializes in developing a fintech orchestration platform. This platform enables businesses to embed tailored financial services into their offerings, such as banking, wealth management, and insurance, without the need for significant tech investment or multiple contracts. AAZZUR's solution aggregates and curates best-of-class suppliers, simplifying customer experiences, driving business growth, and reducing time to market. The company formerly operated under the name BEEONE TECHNOLOGY LIMITED until December 2017 when it rebranded as AAZZUR Ltd.

Mitra Solutions is a provider of an insurance claim management platform tailored for insurance companies. The platform automates the claims handling process, utilizing domain-specific language to streamline activities such as damage reporting, coverage checks, and claims calculations. Additionally, Mitra Solutions analyzes contracts and gathers detailed data about claims, aiming to enhance the clarity and understanding of insurance contracts for customers. By offering these services, the company enables insurers to deliver more transparent and efficient services to their clients.

Resilient operates an insurance-as-a-service platform designed to foster business development and growth while delivering significant value to all stakeholders. The company offers innovative insurance programs and inclusive microinsurance solutions that aim to enhance the financial health and freedom of its customers. By addressing the protection gap faced by low and moderate-income individuals who have been historically underserved by traditional insurance providers, Resilient enables businesses to offer no-cost insurance protections as a means of fostering customer loyalty and engagement. This approach not only improves the overall bottom line for businesses but also contributes to greater financial stability for their customers.

Things Protocol is a provider of IoT-based security and payment solutions, founded in 2020 and headquartered in Den Haag, Netherlands. The company utilizes distributed ledger technologies to create an autonomous device identity and a tamper-proof communication protocol for various smart devices. This innovative approach connects the physical world with financial services, particularly supporting the banking, financial services, and insurance (BFSI) sectors by enabling transparent and immutable IoT-based payments. In addition to its core offerings, Things Protocol provides device security, communication protocols, and tools for monitoring data and financial transactions through its ledger platform. The company's platform is designed to facilitate secure, private, and scalable data exchange among devices, promoting seamless interaction in the Internet of Things ecosystem.

Riskwolf is a developer of a comprehensive business-to-business insurance platform that automates the insurance process from ideation to market. The company focuses on managing exposure, notifying claims, and triggering payments through APIs, facilitating direct integration into e-commerce, food delivery, and telecommunications offerings. Additionally, Riskwolf's platform provides independent risk monitoring and calculation services, allowing insurers to create and operate parametric coverages on a large scale. Established in Europe and Asia, Riskwolf's technology-driven approach aims to streamline insurance operations and enhance the overall efficiency of risk management solutions.

Qumata is a provider of innovative life and health insurance underwriting services aimed at streamlining the application process. By utilizing digital data, the company calculates the risk of diagnosis for over 800 medical conditions, significantly reducing the need for lengthy questionnaires and doctor visits. This approach not only enhances the accuracy of risk assessment but also improves the overall customer experience. Qumata's platform allows insurers to retain precision in underwriting while opening up new revenue opportunities, ultimately transforming the traditional methods of life and health insurance underwriting.

Qumata is a provider of innovative life and health insurance underwriting services aimed at streamlining the application process. By utilizing digital data, the company calculates the risk of diagnosis for over 800 medical conditions, significantly reducing the need for lengthy questionnaires and doctor visits. This approach not only enhances the accuracy of risk assessment but also improves the overall customer experience. Qumata's platform allows insurers to retain precision in underwriting while opening up new revenue opportunities, ultimately transforming the traditional methods of life and health insurance underwriting.

EasySend is a technology company founded in 2016 and headquartered in Tel Aviv-Yafo, Israel. It specializes in developing a no-code digital transformation platform tailored for the banking and insurance sectors. The platform enables organizations to convert traditional paper forms and PDFs into interactive digital experiences, thereby streamlining customer interactions and enhancing overall customer experience. EasySend provides pre-built components for various use cases, such as digital mortgages, lending, policy renewals, claims processing, and customer onboarding. Its intelligent eForms can seamlessly integrate with existing legacy and core banking systems, as well as third-party services like popular customer relationship management tools. With a strong presence in the Israeli market, where it serves over 90% of the financial and insurance sectors, EasySend is rapidly expanding its global footprint, catering to more than forty enterprise clients across multiple countries, including the United States, Germany, and Japan.

NDGIT GmbH is a Munich-based company established in 2015 that specializes in banking software-as-a-service focused on API integration for the banking and insurance sectors. The firm offers a comprehensive API platform that facilitates the secure management of both internal and external APIs, serving as a middleware solution that allows for the customization and rapid development of banking applications. Key offerings include access-to-account APIs compliant with PSD2 regulations, a marketplace for various banking APIs, and a multi-aggregator API that enables users to manage accounts from multiple banks. NDGIT collaborates with fintechs and established software providers to enhance digital financial services, simplifying the integration of best-of-breed APIs and improving the IT architecture of financial institutions. Through its innovative solutions, NDGIT aims to accelerate digital and mobile projects within the finance industry.

3rd-eyes analytics is a company that specializes in providing digital wealth planning and advisory software tailored for financial institutions. Its platform integrates goal-based investing with advanced asset-liability management techniques, allowing banks, insurance companies, and investment advisers to effectively manage earnings and optimize asset allocation. By employing a stochastic process, the software assesses various scenarios and aligns investment strategies with specific client goals. Additionally, 3rd-eyes analytics incorporates sustainable investing practices that extend beyond mere regulatory compliance, enabling institutions to deliver comprehensive and responsible financial solutions to their clients.

Digital Claim specializes in automating claim recovery for travel and health insurance providers, addressing the challenges of a costly and labor-intensive process. The company employs advanced machine learning technology and optical character recognition to transform traditional paper files into fully digitized claims. By creating a comprehensive digital claim database, Digital Claim enhances the efficiency of claim management and recovery processes for its clients, streamlining operations and reducing overhead costs. This innovative approach allows insurance companies to focus on core activities while improving their overall service delivery.

C2Sec provides an innovative analytics platform that assesses and quantifies cyber risks in financial terms for ITSec and insurance industry.

Safeside is a pioneering company in Switzerland that offers transparent digital life insurance. It specializes in individualizing insurance premiums by integrating health data into its policies, providing customized coverage tailored to each user's needs. The company utilizes advanced technology to streamline the insurance process, eliminating the need for agents and doctor's visits, which makes it efficient and easy to understand. Through its user-friendly application, Safeside enables customers to obtain individual or family life insurance policies in under three minutes, ensuring a quick and straightforward experience.

Data XL is a pricing company specializing in insurance price optimization, founded in 2016 and operating under the brand of Kapturequation – Consultancy Services, a Portuguese private company. The company has developed a sophisticated algorithm that leverages experimental design to analyze competitor pricing, allowing its clients to offer market-driven prices. Its platform employs mathematical pricing discrimination techniques, statistical tools, social analytics, and customer analytics to determine optimal pricing for insurance products. By predicting customer willingness to pay, Data XL aids insurance companies and brokers in making informed pricing decisions, ultimately minimizing risks associated with pricing strategies.

Lings is a Switzerland-based startup in the insurance industry, founded in 2017. The company specializes in offering simple and efficient digital insurance solutions, primarily focusing on risk protection for photography equipment. Lings caters to both owned and rented items, providing coverage against damage, destruction, or loss. The company distinguishes itself from traditional insurance providers by emphasizing flexibility, allowing customers to easily activate or deactivate their insurance as needed. Through its innovative approach, Lings aims to simplify the often complicated and rigid nature of insurance, enhancing the overall customer experience.

Brainalyzed is a developer of an AI-based enterprise platform aimed at making artificial intelligence accessible to mid-sized companies, particularly in the financial sector. Its flagship product, Brainalyzed Insight, provides a comprehensive AI solution that answers business questions by connecting seamlessly to various data sources. The platform utilizes advanced deep learning methods and evolutionary algorithms, including processes inspired by natural selection, to automatically design and optimize neural networks. This results in models that achieve higher prediction accuracy, as they are tailored specifically to the data and the intended business objectives. By automating the selection of inputs, network structures, and neuron weightings, Brainalyzed ensures that its AI models balance overfitting and underfitting, significantly enhancing predictive stability. The company focuses on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions.