Tenity

Cober.io is an insurance company that protects eCommerce businesses against temporary internet outages and helps them monetize through embedded insurance. It also provides a platform that allows users to set the services that they want to protect their business from as well as the protection that they would like to offer their clients in coherence with their business model. Cober.io was founded in 2022 and is headquartered in Málaga, Spain.

Emilian is a developer of an insurance brokering platform that aims to streamline the distribution of insurance products across various digital channels. The company supports managing general agents (MGAs), cover holders, insurance companies, and insurtech firms by facilitating the automation of insurance offerings and enabling users to establish their own online agencies. Their platform provides features such as automated quotes, policy issuance, and an insurance service review system, which enhances customer trust and satisfaction. By focusing on digital solutions, Emilian empowers insurance professionals to navigate the modern landscape effectively, allowing them to prioritize customer engagement over administrative tasks.

distriBind is a digital data exchange company focused on automating back-office processes for the insurance industry. It specializes in data validation and analytics, offering solutions that streamline the validation, reconciliation, and enhancement of risk, premium, and claims data. By leveraging AI and blockchain technologies, distriBind provides the insurance sector with enhanced transparency and a deeper understanding of risk, claims, contracts, and portfolios. This innovative approach allows insurance companies to improve operational efficiency and make data-driven decisions.

bsurance is an insurance technology company that specializes in creating and embedding innovative insurance products within existing sales processes. Utilizing a B2B2C model, it integrates these products seamlessly into apps, web shops, and cashier systems at the point of sale, ensuring end-customers have straightforward access to fair and relevant insurance options. The company collaborates exclusively with B2C partners for customer access, while insurance partners serve as providers and risk carriers. Their cloud-based insurance management platform, connected via REST APIs, facilitates entirely digital management of insurance processes, including real-time policy issuance, billing, and claims handling. This approach offers significant advantages for B2C partners, such as enhanced product value, increased sales, and improved customer loyalty. For insurance partners, bsurance provides opportunities to reach new customer segments and enables a rapid connection to various B2C sales platforms, all through streamlined, end-to-end digital processes.

Sentimer Technologies is an artificial intelligence chatbot platform designed to enhance customer acquisition, cross-selling, and service for various sectors, including insurance, banking, financial services, energy, and automotive industries. The platform facilitates interactions across multiple channels such as websites, social networks, messaging apps, and mobile applications, allowing users to engage in natural language conversations. By leveraging advanced AI and behavioral analytics, Sentimer provides personalized experiences that improve customer engagement and service quality. This technology merges the interactive nature of messaging with the trustworthiness of personal conversations, enabling businesses to effectively address challenges throughout the customer journey and ultimately drive better marketing and sales outcomes.

Terminos is a software developer that specializes in streamlining the process of creating and translating terms and conditions for insurance companies. The platform allows users to generate documents that are tailored to specific products while also ensuring compliance with local regulations. By identifying and localizing specific clauses, Terminos facilitates the creation of multi-language documents, significantly reducing the time and cost typically associated with this process. Additionally, the software enables clients to reuse clauses for future documents, enhancing efficiency and supporting the scalability of multinational programs.

PLG is a portable benefits platform for the gig economy, that enables independent contractors to pick and choose company-sponsored workplace benefits through a simple plug and play platform through work apps.

Sustema is a behavioural data analytics company founded by experienced underwriters and risk managers to help commercial insurers improve underwriting performance. With ever-increasing volumes of data and digitisation of the insurance industry, the need to analyse and extract meaningful insights from information has never been greater. However, at its core, commercial underwriting is about insuring companies and specifically insuring the decisions made by the people running those companies. Therefore, to improve underwriting performance, the way companies behave should be taken into account when putting your capital at risk on their behalf. Analysing the publicly available data of over 17’000 companies worldwide, Sustema makes this possible at scale. Sustema behavioural analytics service (BASE™) enables insurers to integrate ESG data into their underwriting processes, reduce exposure to corporate behavioural risk and significantly increase profitability with a secure and intuitive cloud-based service. Built to meet the current and future needs of underwriters, client acquisition teams and portfolio managers, Sustema BASE™ operates independently of existing core IT infrastructure − enabling insurers to get up and running swiftly and securely.

Corizance is a business offering cloud-based cognitive risk assessment, intelligence, and analytics platform services enabling financial and high-risk businesses to • Collect critical risk details for intelligent risk scoring, predict, impact analysis and insights generation • Assess, analyze, report and systematically plan to reduce/mitigate critical risk exposures faced in an increasingly disruptive global environment • Artificial Intelligence enabled platform and analytical technologies help to collect and process structured and unstructured data using machine learning techniques, provide insights and reports

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

CoverGo is a no-code insurance platform designed for property-and-casualty, health, and life insurance companies. It allows these companies to quickly build and launch a wide range of insurance products while facilitating omnichannel distribution and digitizing policy administration and claims processes. The platform is distinguished by its modular and configurable nature, enabling insurers to adapt and innovate products efficiently. CoverGo leverages hundreds of open insurance APIs to enhance connectivity and automate various insurance operations, making it more flexible and adaptable than traditional systems. This approach supports insurance companies in their digital transformation efforts, helping them to operate more effectively and cost-efficiently.

Riskwolf is a business-to-business insurance platform that automates the entire insurance process, from ideation to market. It specializes in managing risk exposure, notifying claims, and triggering payments through application programming interfaces (APIs). The platform offers products that can be integrated directly into e-commerce, food delivery, and telecommunications services, or utilized as standalone policies for commercial cloud protection. Operating primarily in Europe and Asia, Riskwolf employs advanced technology and data sources to deliver independent risk monitoring and calculation services, allowing insurers to develop and manage parametric coverages efficiently at scale.

Spiraling AI-cloud subscriptions—now over 50 per company at $647 per user monthly (Gartner, 2023)—are draining budgets and exposing businesses to cybersecurity gaps, privacy breaches, and AI-driven risks. RiskImmune AI is the first platform to unify cost savings, robust security, and compliance in one solution. Slash 30% waste from auto-renewals and redundant tools, secure untracked AI apps, and take control—features basic plans can’t touch. Transform chaos into confidence for your cloud-first future. Get started in hours.

Qumata specializes in life and health insurance underwriting by utilizing digital data to assess the risk of over 800 medical conditions. The company's innovative approach streamlines the application process, reducing the need for lengthy questionnaires and medical visits, thereby saving applicants significant time. Qumata aims to enhance the underwriting experience for insurers while maintaining accuracy, ultimately enabling them to discover new revenue opportunities. Through its platform, Qumata is setting a new standard in the insurance industry by improving efficiency and customer satisfaction in the underwriting process.

Qumata specializes in life and health insurance underwriting by utilizing digital data to assess the risk of over 800 medical conditions. The company's innovative approach streamlines the application process, reducing the need for lengthy questionnaires and medical visits, thereby saving applicants significant time. Qumata aims to enhance the underwriting experience for insurers while maintaining accuracy, ultimately enabling them to discover new revenue opportunities. Through its platform, Qumata is setting a new standard in the insurance industry by improving efficiency and customer satisfaction in the underwriting process.

EasySend LTD, founded in 2016 and based in Tel Aviv-Yafo, Israel, specializes in developing a no-code digital transformation platform aimed at banks and insurance companies. The platform enables the conversion of paper forms and PDFs into interactive digital journeys, enhancing customer interactions and streamlining processes. EasySend supports various financial use cases, including digital mortgages, lending, policy renewals, claims, and customer onboarding, utilizing pre-built components tailored to the unique needs of financial institutions. The platform's advanced analytics and optimization tools provide customers with insights into their digital workflows, allowing them to identify issues, optimize processes, and drive revenue growth. EasySend’s solutions easily integrate with existing legacy and core banking systems, as well as major CRM platforms. Since its inception, EasySend has gained significant traction in the Israeli market, serving over 90% of local financial institutions and rapidly expanding to serve more than forty enterprise customers in countries such as the United States, Germany, the UK, and Japan.

PXL Vision AG, founded in 2017 and headquartered in Zurich, Switzerland, specializes in the design and development of identity verification and customer onboarding software solutions. Its flagship product, Daego, employs advanced computer vision and machine learning technologies to create trusted digital identities. This cross-platform solution is tailored to meet the needs of various industries, including insurance, fintech, and healthcare, by automating the verification of identity documents and performing facial biometric checks to ensure that users are legitimate and the rightful owners of their documents. By facilitating secure and efficient customer onboarding, PXL Vision aims to enhance conversion rates, reduce costs associated with compliance, and mitigate identity fraud. With research and development centers in Novi Sad, Serbia, and Yerevan, Armenia, PXL Vision is dedicated to establishing a foundation of trust in digital interactions through unbiased and verifiable identities.

Anansi operates an embedded goods-in-transit insurance platform tailored for distribution partners and e-commerce merchants. The platform integrates via an embedded API, allowing third-party logistics providers, shipping platforms, and online retailers to offer insurance directly to their customers within their own systems. It stands out in the $33 billion market by providing features such as one-click signup, no administrative burdens, and automated claims and payouts triggered by parcel loss or delays. Founded by Megan Bingham-Walker and Ana Martins de Carvalho, Anansi addresses the challenges of traditional insurance processes, including complicated onboarding and unclear pricing. As an Appointed Representative of Resolution Underwriting Partnership Limited, the company has raised £1.5 million in pre-seed funding, aiming to deliver efficient and transparent goods-in-transit insurance solutions for e-commerce businesses.

Safeside is the first company to provide transparent digital life insurance in Switzerland - we aim to individualise insurance premiums by continuously integrating health data into our insurance offering. We do not upsell. By using the latest technology to avoid both agents and doctor's visits, we make the process efficient, simple to understand and to effect. The result is individual coverage in under 3 minutes.

Luminant Analytics is an insurtech company that provides advanced analytics solutions for the insurance industry. Its platform utilizes curated external data to generate insights and benchmark analytics, assisting insurers in enhancing portfolio segmentation, risk selection, and pricing strategies. By offering forward-looking models and embedded insights consultancy, Luminant Analytics enables insurers to improve their risk assessment and pricing, thereby sharpening their competitive edge in the market.

Brainalyzed specializes in providing an AI-based platform aimed at making advanced deep learning technology accessible to mid-sized companies, particularly in the financial sector. The platform, known as Brainalyzed Insight, allows users to connect to various data sources and generates efficient AI models without requiring the involvement of data scientists. By utilizing a unique evolutionary development process inspired by natural selection, it creates optimized neural networks tailored to specific business needs. This automation enhances prediction accuracy and stability by balancing the complexities of overfitting and underfitting. The company’s initial focus is on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions through advanced AI-driven insights.

Lings is a Zurich-based startup in the insurance industry, founded in 2017, that focuses on delivering simple and efficient insurance solutions. The company specializes in providing digital risk protection coverage for photography equipment, catering to both owned and rented items. Lings distinguishes itself by addressing the complexities and inflexibility typically associated with traditional insurance providers. Its offerings allow customers to protect their equipment from damage, destruction, or loss, while also providing the flexibility to easily deactivate their insurance when needed.

Enterprise Bot GmbH is a company that specializes in developing artificial intelligence-driven chatbots aimed at automating customer interactions for enterprises. Founded in 2017 and headquartered in Zug, Switzerland, with an additional office in Bengaluru, India, the company offers a range of products, including chatbots for sales and customer service, email triage bots, and scheduling assistants. Its solutions are particularly beneficial for financial institutions and insurance companies, providing a multi-platform messenger that addresses various customer needs and queries. By implementing these chatbots, enterprises can significantly reduce operational costs and customer wait times, enhancing the overall customer experience.