Tenity

Established in 2015, Tenity is an international innovation hub and early-stage investor specializing in financial technology (fintech), insurtech, web3, digital health, and related sectors. With a strong focus on Europe, EMEA, and APAC regions, the company has over a decade of experience accelerating fintech innovation globally.
https://crunchbase.com/organization/***
https://linkedin.com/company/***

Jun Ho Bae

Investment Director

Kevin Chavanne

Investment Manager

Guillermo Forteza

Investment Manager

Andrea Fritschi

Chief Investment Officer and Managing Partner

Brigitta Gyoerfi

Hub Director Switzerland

Marc Hauser

Head of Europe and Managing Partner

Andreas Iten

Co-Founder and CEO

Past deals in Finance

fija Finance GmbH

Seed Round in 2024
Fija offers a compliant, easy and transparent crypto earn product for resellers and institutional investors.

Efides.io

Pre Seed Round in 2024
Efides.io offers a commercial application that automates due diligence and helps commodity trading organizations fund food trades.

ArkoPay

Pre Seed Round in 2024
ArkoPay is a tech-enabled platform providing financing, payment processing, and construction management tools for small- to medium-sized firms in the construction supply chain. The platform streamlines transactions, cash flow, and budgeting by offering flexible financing terms, automated payments, and real-time updates on building materials pricing, helping users set accurate project budgets, improve cash flow, and manage expenses more efficiently. By connecting suppliers and contractors, ArkoPay reduces cash flow uncertainty and supports timely worker compensation, with a focus on bridging gaps in construction operations and value chains in Indonesia.

Fineksi

Pre Seed Round in 2024
Fineksi is a SaaS company that specializes in credit decision services for financial institutions. It employs AI and machine learning technology to automate and enhance the credit underwriting process, enabling accurate and reliable lending decisions. The company aims to minimize risk and maximize profitability for its financial partners by providing comprehensive data analysis.

Nyun AI

Pre Seed Round in 2024
"Nyun" comes from the Sanskrit word "Nyuntam" which means "Minimal". In today's world, artificial intelligence (AI) has become ubiquitous, transforming the way we interact with technology. However, the computational costs associated with deep learning models have posed challenges for businesses and individuals alike. NyunAI is here to address these challenges by offering groundbreaking solutions that maximize the efficiency of AI models, making them highly accessible and cost-effective. Our mission at NyunAI is clear: to reduce computing costs, increase inference speed, and enable the deployment of large models on small devices. We achieve this through state-of-the-art techniques, including pruning, quantization, binarization, and distillation. NyunAI's expertise lies in combining these techniques to create highly efficient deep-learning models tailored to our clients' needs. We collaborate closely with organizations to customize solutions that align with their specific requirements, democratizing AI and paving the way for a future where AI is accessible to all. NyunAI is at the forefront of revolutionizing AI efficiency, reducing computing costs, and increasing inference speeds. Our dedication to advancing AI accessibility is driving the future of AI towards a more efficient and cost-effective era. Join us on this transformative journey towards a smarter and more efficient AI landscape.

Inriskable

Seed Round in 2024
Inriskable is a technology company that specializes in AI-driven software for enhanced due diligence of non-listed companies and small businesses. Its platform proactively identifies and analyzes real-world activities of target companies and their related parties in real-time, empowering financial institutions to efficiently assess and mitigate financial risks associated with their small and medium-sized enterprise (SME) lenders at scale.

CashWise

Pre Seed Round in 2024
CashWise Robo-Treasury enables mid-sized businesses to increase their interest earnings by up to 130% within the first month, while reducing manual tasks by up to 85%, all without sacrificing liquidity. We've been growing our AUM at over 100% CMGR since our 1st customer onboarded in Jan 2024 and AUM has just surpassed SGD $7M (Jul 2024). We have some great success stories in the tuition centre and professional services spaces. Our SaaS platform achieves this by automating daily cash management, transforming user-defined policies into actionable tasks that optimize the deployment of idle cash into interest-earning assets (money markets and other assets as selected by the client), thereby boosting revenues. CashWise seamlessly integrates with accounting software (Xero), banks and payment providers (Airwallex and Wise), and investment platforms (Syfe). Importantly, clients' cash remains entirely under the custody of licensed financial institutions, ensuring complete security and control.

Darksquare

Pre Seed Round in 2024
Darksquare is a financial services company that aims to democratize access to alternative investment opportunities for individual investors. By leveraging crowdfunding, Darksquare allows individuals to invest in high-value assets such as distressed credit, private islands, timberland, and renewable energy projects—assets that have traditionally been accessible only to wealthy individuals and hedge funds. The company focuses on providing services that enable portfolio diversification and the potential for higher returns compared to conventional stock market investments. By addressing the barriers posed by minimum investment thresholds, Darksquare caters to a growing demographic of younger investors who are increasingly interested in exploring diverse asset classes.

Lyfery

Pre Seed Round in 2024
Lyfery is a health and wellness company that incentivizes healthy living. It offers life insurance policies that reward policyholders with premium discounts for maintaining healthy lifestyles, as tracked by the company's platform. This platform also provides personalized health insights and access to discounted health services, empowering individuals to enhance their well-being and financial security.

InCharge

Pre Seed Round in 2023
InCharge is a platform for loan management.

Equintel

Pre Seed Round in 2023
Equintel is a developer of an equities intelligence platform focused on enhancing transparency in global equity markets. The company leverages big data and artificial intelligence to improve investment decisions and formulate efficient mergers and acquisitions strategies. Equintel's technology aims to provide clarity and objectivity in environmental, social, and governance (ESG) matters, addressing significant deficiencies in ESG reporting and ratings. By utilizing advanced analytics, Equintel seeks to empower companies to navigate the complexities of the equity landscape more effectively.

Sylbaa

Grant in 2023
Sylbaa is an innovative digital platform that enables users to calculate, assess, and trade precious metals online.

fija Finance GmbH

Grant in 2023
Fija offers a compliant, easy and transparent crypto earn product for resellers and institutional investors.

Complok

Pre Seed Round in 2023
Complok is an AI-driven risk management platform designed to streamline compliance processes for financial institutions. By automating risk assessment and reporting, the platform significantly reduces the manual workload of compliance teams, allowing them to efficiently manage operational risks while maintaining an audit trail. Complok provides compliance officers with a comprehensive overview of compliance risks and status, enabling organizations to minimize errors and save considerable time on repetitive tasks. This innovative solution not only helps businesses lower costs associated with consultants, fines, and hiring but also empowers them to scale operations more effectively and stay ahead of regulatory risks.

Smartpurse

Seed Round in 2023
SmartPurse is a financial planning and education platform designed specifically for women, aimed at fostering financial independence and empowerment. It provides a comprehensive toolkit that includes financial courses, health snapshots, savings strategies, security measures, and retirement planning resources. By promoting a vibrant community of like-minded individuals and knowledgeable money coaches, SmartPurse inspires women to take control of their financial futures and make informed decisions regarding their finances. The platform focuses on building financial literacy and confidence, helping women navigate their unique financial journeys.

Fume

Pre Seed Round in 2023
Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

Frienton

Pre Seed Round in 2023
Frienton offers a cloud-based platform designed to streamline administrative tasks for founders and entrepreneurs. It provides real-time visibility of business accounts, digital document management, automated accounts receivable and payable processing, and end-to-end finance support.

Relio

Seed Round in 2023
Relio offers digital banking services tailored for small and medium-sized enterprises worldwide. It provides savings accounts, money transfers, bill payments, and transaction monitoring tools, aiming to simplify financial management for complex businesses.

Rivium

Non Equity Assistance in 2022
Rivium is an app-based investment platform utilizing automated financial intelligence.

BitVision

Non Equity Assistance in 2022
BitVision provides a digital asset accounting and reporting platform that integrates blockchain activity with a company’s existing accounting system. The tool helps enterprises manage assets across wallets and exchanges, streamline blockchain transactions, and deliver essential accounting, reporting, and business insights. By unifying crypto activity, BitVision enables organizations to handle digital assets more efficiently and maintain clear visibility into their crypto portfolios and financial data.

PredictRAM

Non Equity Assistance in 2022
PredictRAM is a technology company specializing in predictive analytics software for investment risk assessment. It leverages artificial intelligence to provide data-driven insights on financial and economic events, enabling clients to make informed decisions and enhance their risk management strategies.

AgriFi

Non Equity Assistance in 2022
AgriFi is a digital credit agricultural ecosystem based in Bangalore, Karnataka, founded in 2020. The company aims to support farmers, crop retailers, and other stakeholders within the agricultural sector. It offers a credit scoring algorithm designed for farmers and Farmer Producer Organizations (FPOs), along with financial management tools for retailers. This approach enables farmers to optimize credit risk and mitigate the risk of default for produce buyers, thereby enhancing the overall efficiency and reliability of agricultural transactions.

YIEDL

Non Equity Assistance in 2022
YIEDL, formerly known as Rocket, is a Singapore-based financial institution regulated by the Monetary Authority of Singapore. It aims to pioneer the world's first decentralized and distributed hedge fund, RocketDAO, powered by a collective artificial intelligence. This AI is generated through a blockchain-based machine learning competition on the Polygon network, enabling the fund to make data-driven investment decisions. The company's platform connects data scientists and investors globally, providing crowdsourced insights and advanced AI tools to facilitate informed decision-making and maximize returns.

CryptoTechFin

Non Equity Assistance in 2022
CryptoTechFin is a technology company specializing in developing advanced software tools for cryptocurrency investment and trading. The company creates high-quality simulators, investment algorithms, automatic trading robots, and data collection systems to maximize returns on cryptocurrency investments. CryptoTechFin prioritizes staying ahead of market trends and technological advancements in the crypto sector, leveraging this knowledge to strategically capitalize on opportunities. Their platform offers software tools that integrate with users' cryptocurrency exchange accounts, enabling efficient buy-and-sell operations and real-time adaptation to market changes.

Delega

Non Equity Assistance in 2022
Delega is a developer of a treasury management system focused on digitizing the signatory management process for both banks and corporations. The company addresses the well-known challenges associated with managing signatory rights, an issue that has seen limited innovative solutions until recently. By leveraging modern technologies, Delega's system enables clients to manage their signatory rights across multiple banks in a fully integrated manner. The company emphasizes collaboration and co-creation, believing that effective industry solutions must involve input from all stakeholders to create a comprehensive and functional system.

bsurance

Non Equity Assistance in 2022
bsurance is an insurance technology company that provides a cloud-based platform to design, embed and manage insurance products for business customers. Operating on a B2B2C model, it connects B2C partners (end users) with insurance product providers through REST APIs, embedding policies directly into existing sales channels such as apps, websites and point-of-sale systems. The platform enables end-to-end digital insurance processes, issuing policies in real time and handling billing and claims. bsurance supports a range of sectors, including energy suppliers, electronics retailers, mobility providers, trade and telecommunications, enabling clients to offer tailored commercial insurance as part of their services. By integrating insurance into partners’ workflows, it creates new customer value, supports sales growth and loyalty, and provides insurers with faster access to new segments through seamless integration across B2C sales platforms.

Kidbrooke

Non Equity Assistance in 2022
Kidbrooke develops unified analytics software for financial institutions. Its platform integrates tools for data aggregation, scenario generation, customer profiling, product suitability analysis, enabling clients to manage data, enhance decision support, and create seamless financial planning experiences across investments, pensions, credit, insurance, and tax.

Brain

Non Equity Assistance in 2022
Brain is a research company that develops proprietary signals based on alternative data and algorithms for investment. BRAIN also partners with Clients to support them in developing, optimizing and validating their own proprietary models. Brain also partners with Clients to support them in developing, optimizing and validating their own proprietary models.

Investment Navigator

Non Equity Assistance in 2022
Investment Navigator is a financial analysis platform designed to assist professional market participants in the advisory process for funds and exchange-traded funds (ETFs). The company focuses on providing comprehensive regulatory, tax, and product-specific information, ensuring that investment suitability is effectively assessed. By consolidating, managing, and distributing essential data and documents, Investment Navigator enables clients to align their product distribution practices with internal policies and comply with local and international regulations. The platform serves as a centralized resource, equipping clients with the necessary infrastructure and tools to communicate their investment offerings across various asset classes and market segments.

Aisot Technologies

Non Equity Assistance in 2022
Aisot Technologies develops an AI-driven investment decision platform for professional investors. Its platform enables asset managers, advisors, and brokers to optimize portfolios or construct personalized ones, turning them into tradable securities. The company covers both traditional assets and cryptocurrencies.

Tontine Trust

Non Equity Assistance in 2022
Tontine Trust is recognized as a pioneering entity in the retirement technology sector, focusing on innovative lifetime income solutions to enhance pension wealth. The company has developed the Tontine IRA™, a product designed to alleviate the risks associated with outliving one's savings, a concern that resonates with many retirees. By leveraging research from reputable organizations, Tontine Trust aims to create and operate sustainable pension schemes that align with modern retirement needs. The company's approach not only seeks to provide financial security for individuals but also aims to improve overall wellbeing in retirement. The significance of its offerings has garnered attention from international bodies, leading to regulatory support for converting traditional pension structures into Tontine IRAs, thereby promoting a more reliable income stream for retirees.

Yukii

Non Equity Assistance in 2022
Yukii is a developer of a blockchain-based token exchange platform that offers retail investors straightforward access to the decentralized finance ecosystem. The platform facilitates the buying and selling of a wide range of decentralized finance products, including cryptocurrencies, while ensuring security, liquidity, and high-speed transactions. Yukii's services empower users to manage their crypto portfolios effectively, enabling them to trade across various digital currency pairs at fixed prices based on their portfolio value, ultimately supporting private wealth building through enhanced investment opportunities in the cryptocurrency market.

Truly

Non Equity Assistance in 2022
Truly is a digital bank account that empowers you to live a sustainable life without turning it upside down. Analyze the carbon footprint of your purchases and do something good with every transaction. It empowers individuals to take climate action in their everyday lives and to keep them motivated in pursuing their sustainability efforts. It provides a prepaid credit card which can be topped up manually or automatically.

mympact

Pre Seed Round in 2021
Mympact uses open-banking to help people understand and reduce the environmental impact of their purchases.

trueLedger

Pre Seed Round in 2021
TrueLedger is a company that operates a contracting platform designed to facilitate connections between buyers and vendors through smart contracting. By offering a software-as-a-service (SAAS) platform alongside advisory services, TrueLedger aims to enhance collaboration and commitment between parties. The company's solutions focus on optimizing professional services, helping businesses achieve significant cost savings on their overall professional service expenditures. This integrated approach not only streamlines service delivery but also promotes efficiency across the organization, ultimately supporting businesses in managing their service needs more effectively.

Syla

Convertible Note in 2021
Syla is an Australian company that specializes in cryptocurrency tax software specifically designed for crypto investors and accountants. The platform is developed with input from Australian tax professionals, ensuring compliance with local regulations and enabling users to accurately report their crypto holdings and transactions for tax purposes. By leveraging smart tax logic, Syla aims to minimize the tax burden on users, allowing them to optimize their investments and grow their crypto wealth while adhering to legal requirements. The software addresses the significant impact of taxation on cryptocurrency portfolios, providing a reliable solution for managing tax obligations in the rapidly evolving crypto landscape.

CakepLabs

Non Equity Assistance in 2021
CakepLabs is a South Korean company focused on developing financial technology and artificial intelligence solutions. It aims to address challenges within the fintech and banking sectors by providing innovative platforms that enhance payment processes and overall financial services. The company offers local services tailored to meet the needs of its community, with products such as Chaca Market and Datacake. CakepLabs is dedicated to delivering user-friendly and high-quality solutions, particularly in tech-deprived areas, ensuring that businesses have access to efficient and secure financial technology.

Tranzfer.me

Non Equity Assistance in 2021
Tranzfer.me is a pioneering money transfer platform based in Peru that facilitates international money transfers without the physical movement of cash across borders. By leveraging local bank transfers, the platform allows users to send money to recipients' bank accounts quickly, often within minutes. Tranzfer.me aims to simplify the process of sending and receiving funds internationally, providing an economical solution for users in Peru, Brazil, the United States, Canada, and Europe. The company plans to expand its services throughout Latin America, offering a mobile app and a network of agents to enhance accessibility for users, thereby enabling seamless global payments and transfers for family and friends.

Principia

Non Equity Assistance in 2021
Principia - invests cash reserves of middle-sized businesses, aiming to eliminate all opportunity costs of unused capital.

Fexer

Non Equity Assistance in 2021
Fexer is a software-as-a-service (SaaS) platform focused on enhancing the profitability of financial institutions by fostering continuous communication with their clients. The platform specializes in personalizing interactions, enabling clients to make informed financial decisions. Additionally, Fexer offers a financial management solution that assists in planning expenses and achieving financial goals. Utilizing cloud and encryption technology, the platform generates automated and personalized financial reports while ensuring data security. This approach not only supports financial institutions in improving client relationships but also aids in retaining talent by promoting the financial well-being of employees.

Moya

Non Equity Assistance in 2021
Moya is a money management platform for freelancers, solopreneurs, sole traders, and gig workers. The company was founded in 2020 and is headquartered in Johannesburg, South Africa.

Tunibibi

Non Equity Assistance in 2021
Tunibibi is a B2B platform facilitating international trade for micro-SMEs. It enables global transactions using local payment methods, reducing processing costs, and consolidates cargo in IoT warehouses to minimize freight charges.

Proof of Impact

Non Equity Assistance in 2021
Founded in 2019, Proof of Impact is a data intelligence company based in San Diego, California. It operates a blockchain-based platform that enables verified impact investing and financing for projects worldwide, serving NGOs, corporates, non-profits, and individuals.

Blue Fire AI

Non Equity Assistance in 2021
Blue Fire AI is a capital markets intelligence company that develops an AI-powered engine to automate investment decision workflows in equity and debt markets. Its technology uses cognitive computing and quantitative analysis of market data and financial statements, combined with machine intelligence applied to textual content from regulatory filings, articles, footnotes, and earnings calls, to deliver an up-to-date view of listed companies globally. The company serves tier 1 asset managers, investment banks, hedge funds, and private banks seeking to improve capital allocation and balance sheet efficiency, and to identify early warnings of unforeseen risk in portfolios. By providing automated insights and risk signals, Blue Fire AI supports fund managers and risk officers in detecting potential issues and mitigating losses, while some clients engage the technology as a core component of their investment manufacturing process, enabling more automated decision making.

Onchain Custodian

Non Equity Assistance in 2021
Onchain Custodian is a provider of a digital asset custody platform specifically designed for the secure safekeeping of institutional digital assets. The company offers a comprehensive solution that emphasizes security, compliance, and an enhanced customer experience. Its platform is globally standardized and resilient, providing insured custody services tailored to the needs of institutional investors. By focusing on a flexible infrastructure, Onchain Custodian aims to accommodate the evolving landscape of cryptocurrency custody, ensuring clients have access to a reliable and effective platform for managing their digital asset investments.

InvestaX

Non Equity Assistance in 2021
Founded in Singapore in 2015, InvestaX is a financial services company offering an online platform for digital securities investments. The platform focuses on real estate, private equity, and venture capital, utilizing blockchain technology to enhance transparency and liquidity.

Slide

Non Equity Assistance in 2021
Slide is an online bank that facilitates international transfers and payments.

Fazil

Non Equity Assistance in 2021
Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Further

Non Equity Assistance in 2021
Further opens up the private markets to retail investors by democratizing access to the inaccessible private markets.

InvoiceNxt

Non Equity Assistance in 2021
InvoiceNxt is a developer of an innovative invoice financing platform tailored for emerging markets, aiming to enhance supply chain efficiency by providing instant liquidity. The platform facilitates immediate payments to suppliers by enabling them to request early payment against a discount, thereby addressing unmet financing needs. By automating the entire process without human intervention, InvoiceNxt ensures seamless transactions between corporate buyers, suppliers, and lenders, whether payments are sourced from corporate balance sheets or third-party lenders. The platform extends corporate ERP systems to foster trusted partnerships, while also promoting transparency and cash flow management for suppliers. In addition, InvoiceNxt allows corporate buyers to communicate their environmental, social, and governance (ESG) standards, ensuring alignment within their supply chains. Through its unique cash-based incentives, InvoiceNxt supports suppliers' contributions across entire supply chains, breaking down data barriers and creating significant value for all parties involved.

Lagoon

Non Equity Assistance in 2021
Lagoon is a developer of a no-code data intelligence platform tailored for professional investors in capital markets. The company leverages predictive analytics and explainable artificial intelligence to provide actionable insights efficiently and affordably. By focusing on user empowerment, Lagoon allows investment professionals to customize and control various metrics, facilitating enhanced data-driven decision-making. The platform aims to uncover research blind spots and enrich analyses with diverse data sources, enabling finance professionals to make informed decisions without the necessity of coding expertise.

Amplify Protocol

Non Equity Assistance in 2021
Amplify Protocol is a decentralized financial platform that leverages blockchain and cryptocurrency investment pools to provide contract credit and asset mortgages to companies that are usually left out of the traditional financial system. Amplify Protocol - Building Inclusive Trade Finance.

Gokyo Labs

Non Equity Assistance in 2021
Gokyo Labs develops an online platform for data analysis, focusing on financial data. Its products use machine learning to automate reconciliation, workflow approvals, monitoring, and analysis, transforming raw data into actionable business insights.

IOC Group

Non Equity Assistance in 2021
IOC Group is an independent service provider specializing in cost-efficient expert solutions for portfolio managers and financial institutions. The company focuses on operational risk management as a foundation for meeting financial market regulations. By offering a comprehensive outsourcing alternative, IOC Group enables asset managers of various sizes to tailor individual service packages that address regulatory and client-specific requirements. Their expertise spans areas such as IT, legal, compliance, data, and risk management, ensuring that clients can navigate the complexities of compliance and operational challenges effectively.

Strabo

Non Equity Assistance in 2021
Strabo is a financial platform that links multiple accounts from around the world into a single dashboard, enabling users to visualize their accounts and understand their financial information. The platform connects accounts including investments and cryptocurrency globally, provides real-time net worth with built-in analytics, and supports transfers across currencies to help investors manage money and assets internationally.

Sustainaccount

Non Equity Assistance in 2021
Founded in 2019, Sustainaccount is a Swiss company that provides climate intelligence solutions for real estate stakeholders. It aligns with EU Taxonomy and TCFD standards, offering auditable ESG data from non-listed companies to facilitate sustainable finance.

Riskwolf

Pre Seed Round in 2021
Riskwolf operates a parametric insurance platform that delivers rapid, data-driven coverage for climate-related losses, including extreme weather and natural catastrophes. It provides automated claims processing and real-time data integration with customizable coverage models, enabling agricultural businesses, gig economy workers, lenders, and government programs to receive timely financial protection against environmental risks. Its products can be embedded directly in e-commerce, food delivery, and telecommunications offerings or offered as stand-alone policies for commercial cloud protection, and the company has launched in Europe and Asia.

Manu

Pre Seed Round in 2021
Manu is a behavioral analytics company focused on financial services. It provides software that translates high volumes of online form interactions into behavioral profiles to support onboarding and credit decisions. By analyzing form responses, the platform helps lenders pre-screen applicants, spot unreliable borrowers earlier in the loan process, and reduce onboarding costs and credit risk. The solution enables targeted screening and data-driven decision-making, with insights to improve conversion rates and customer satisfaction. Founded in 2019 and headquartered in Vilnius, Lithuania, Manu serves financial institutions seeking to streamline customer acquisition and strengthen risk control through profiling data rather than traditional scoring alone.

Relio

Pre Seed Round in 2021
Relio offers digital banking services tailored for small and medium-sized enterprises worldwide. It provides savings accounts, money transfers, bill payments, and transaction monitoring tools, aiming to simplify financial management for complex businesses.

Aisot Technologies

Pre Seed Round in 2021
Aisot Technologies develops an AI-driven investment decision platform for professional investors. Its platform enables asset managers, advisors, and brokers to optimize portfolios or construct personalized ones, turning them into tradable securities. The company covers both traditional assets and cryptocurrencies.

Stableton Financial

Non Equity Assistance in 2021
Stableton Financial is an investment firm based in Switzerland, founded in 2018 with offices in Zurich, Zug, and Berlin. It operates a private markets platform that provides access to private blue-chip tech and pre-IPO investments through modular, institutional-grade portfolios and co-investment opportunities. The platform targets growth-stage, tech-enabled opportunities across cloud, enterprise software-as-a-service, consumer technologies, information technology and fintech sectors, serving private and mid-size investors, financial intermediaries and investment managers. The firm supports portfolio construction and white-label solutions, leveraging its deal flow and execution capabilities to deliver semi-liquid, open-ended growth equity opportunities.

Troc Circle

Non Equity Assistance in 2021
Troc Circle is an innovative online netting platform that facilitates simultaneous payments and collections by offsetting accounts receivable and payable for businesses. The platform streamlines the management of invoices, allowing users to efficiently accept or reject netting deals. By doing so, Troc Circle significantly enhances the speed of payments, helping sellers receive funds more quickly and eliminating payment facilitator costs. Buyers benefit from the ability to make instant payments while avoiding the fees associated with credit financing. Overall, Troc Circle provides a cost-effective solution to the challenges of delayed payments and reduces both transaction and management costs for its users.

Relio

Non Equity Assistance in 2021
Relio offers digital banking services tailored for small and medium-sized enterprises worldwide. It provides savings accounts, money transfers, bill payments, and transaction monitoring tools, aiming to simplify financial management for complex businesses.

Lyyna

Non Equity Assistance in 2021
Lyyna is a pioneering distribution platform for insurance that leverages advanced technologies. It uses digital payment and electronic fund transfer data to assess insurance needs, prioritizing customer privacy and secure data management.

Crymbo

Non Equity Assistance in 2021
Crymbo develops a financial orchestration platform that consolidates traditional finance, centralized finance, and decentralized finance infrastructure through a single API. The solution reduces integration and reconciliation costs for institutional clients, allowing them to build, scale, and optimize digital asset services more efficiently while mitigating operational risks.

Obligate

Non Equity Assistance in 2021
Obligate operates a financial platform that enables the issuance and transfer of on-chain bonds, commercial paper and electronic negotiable instruments. The platform employs distributed ledger technology and smart contracts to tokenize and securely manage financing instruments, eliminating intermediaries to reduce issuance costs and shorten settlement times. By issuing, transferring and closing electronic notes, the company aims to improve data integrity and liquidity management for corporates, banks and investors, enabling real-time actions and transparency. Founded in 2019 and based in Zurich, Obligate positions itself in a regulated environment where digital instruments are subscribed and traded with electronic signatures, facilitating faster financing cycles and more efficient capital markets.

VALK

Seed Round in 2020
VALK is a London-based company founded in 2019 that specializes in developing a software platform designed to manage, invest, and trade unlisted assets such as private company shares, fund shares, real estate, and infrastructure. By digitizing the asset management and investment workflows, VALK centralizes and automates processes traditionally performed manually, thereby improving efficiency for asset managers, investment banks, and funds. The platform supports over 70 financial institutions, including investment banks, hedge funds, and family offices, across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated transactions exceeding 4 billion USD. The company has received recognition in the form of awards for sell-side technology and asset management, and it participates in the FCA Sandbox and Tech Nation's fintech cohort.

Riskwolf

Non Equity Assistance in 2020
Riskwolf operates a parametric insurance platform that delivers rapid, data-driven coverage for climate-related losses, including extreme weather and natural catastrophes. It provides automated claims processing and real-time data integration with customizable coverage models, enabling agricultural businesses, gig economy workers, lenders, and government programs to receive timely financial protection against environmental risks. Its products can be embedded directly in e-commerce, food delivery, and telecommunications offerings or offered as stand-alone policies for commercial cloud protection, and the company has launched in Europe and Asia.

Bond180

Seed Round in 2020
Bond180 Limited is a fintech company based in London, United Kingdom, specializing in technology solutions for the debt capital markets. Founded in 2019, the company develops a digital platform that includes a demand management system (DMS) designed to enhance the market-facing activities of institutional investors through data and analytics. Additionally, Bond180 offers 180Match, a reverse enquiry engine that facilitates communication between investors and the sell-side, and an issue administration network (IAN) that provides digital asset issuance and administration services. The company's focus is on enabling institutional investors to efficiently source assets and identify value in primary markets.

Staple

Pre Seed Round in 2020
Staple specializes in cognitive AI for efficient document processing. Its proprietary technology combines computer vision, machine learning, NLP, and OCR to extract structured data from documents at scale, regardless of layout or language. This enables Staple to process data up to 25 times faster and 80% more affordably than manual methods.

Staple

Non Equity Assistance in 2020
Staple specializes in cognitive AI for efficient document processing. Its proprietary technology combines computer vision, machine learning, NLP, and OCR to extract structured data from documents at scale, regardless of layout or language. This enables Staple to process data up to 25 times faster and 80% more affordably than manual methods.

Fencore

Non Equity Assistance in 2020
Fencore specializes in enterprise data management for financial institutions. Its platform addresses challenges such as poor data quality and decentralized sources by acquiring, aggregating, validating, and distributing reference, market, and investment data from major providers like Refinitiv, Bloomberg, and IHS Markit. It also integrates client's internal systems and offers workflows for efficient data management.

Inkredo

Non Equity Assistance in 2020
Inkredo develops a credit risk assessment software that enables financial institutions to streamline their risk evaluation process. Its platform analyzes bank statements from various banks, identifying income, loans, defaults, and hidden transactions in seconds. This helps institutions assess financial health quickly, spot anomalies like fraudulent activities, and verify income efficiently.

Manu

Pre Seed Round in 2019
Manu is a behavioral analytics company focused on financial services. It provides software that translates high volumes of online form interactions into behavioral profiles to support onboarding and credit decisions. By analyzing form responses, the platform helps lenders pre-screen applicants, spot unreliable borrowers earlier in the loan process, and reduce onboarding costs and credit risk. The solution enables targeted screening and data-driven decision-making, with insights to improve conversion rates and customer satisfaction. Founded in 2019 and headquartered in Vilnius, Lithuania, Manu serves financial institutions seeking to streamline customer acquisition and strengthen risk control through profiling data rather than traditional scoring alone.

Element36

Non Equity Assistance in 2019
Element36 bridges traditional finance with blockchain technology. It facilitates regulated transactions between banking systems and decentralized applications, ensuring compliance with know-your-customer and anti-money laundering regulations.

ff.next (previously Family Finances)

Non Equity Assistance in 2019
ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

Yova

Non Equity Assistance in 2019
Yova AG is a digital investment platform based in Zürich, Switzerland, established in 2017. The company specializes in offering personalized, automated investment services that align with sustainability goals. Yova enables customers to invest in diversified equity portfolios that focus on addressing global challenges, such as climate change and human rights. The platform employs advanced methods in portfolio management and sustainability analysis, making impact investing accessible to individuals regardless of their investment knowledge or the size of their capital. Yova's services include risk profiling, compliance monitoring, daily financial reporting, and customer support, ensuring that investments meet the specific criteria and preferences of its clients while also aiming for attractive financial returns.

azakaw

Non Equity Assistance in 2019
Azakaw is a prominent modular compliance and risk platform that enables businesses to effectively manage their regulatory compliance obligations. The company offers a comprehensive suite of products, including eKYC, customer data management, FATCA/CRS compliance, complaints management, transaction surveillance, and funds compliance. Azakaw's platform integrates artificial intelligence and a blockchain-based, cloud-centered infrastructure, providing users with an intuitive interface and the flexibility to adapt compliance tools to various regulatory jurisdictions and business models. This focus on customization allows businesses to navigate complex compliance landscapes with greater efficiency and confidence.

NDGIT

Non Equity Assistance in 2019
NDGIT provides banking software-as-a-service that enables API-driven digital finance projects. Its API Platform secures and governs internal and external APIs and offers tools for banking and insurance, including access-to-account APIs for PSD2 and a marketplace of banking APIs for digital finance. It also delivers a multi-aggregator API for accounts, cards, and depots that allows financial applications to access client accounts across banks, view balances, and initiate payments, along with customizable applications for banks, insurers, and fintechs. The company accelerates digital and mobile initiatives, enhances bank IT architectures, and supports rapid API-based development through its API marketplace and middleware that connect banks and insurance providers with digital ecosystems. Based in Munich, NDGIT serves financial service providers and their partners by centralizing API access, governance, and integration.

SensePass

Non Equity Assistance in 2019
SensePass is an innovative payment platform that streamlines transactions by integrating with over 100 digital wallets, such as Venmo, PayPal, and Alipay, through a single API. It connects seamlessly with more than 40 point-of-sale systems and platforms, allowing merchants to accept various digital payment methods both in-store and online without the need for downloads or registrations. The platform supports on-demand payouts and recurring payments, enhancing the payment experience for both merchants and customers. With a deployment process that takes only a few hours and requires minimal effort from merchants, SensePass serves as an orchestration layer, modern payment gateway, and cloud-based terminal, simplifying alternative transactions and making payments more accessible.

Oper

Non Equity Assistance in 2018
Oper is a reliable technology partner that enables lenders to leverage their mortgage offerings. The company helps credit providers to launch digital credit products in a matter of days. Credit providers can simply configure their process and start selling, by using Oper's out-of-the-box modules. The customers can integrate Fintech technologies into their process by choosing functionalities from Oper's Fintech partner app store.

Apiax

Non Equity Assistance in 2018
Founded in 2017, Apiax specializes in digitalizing complex financial regulations. Its platform transforms regulatory requirements into manageable rules, enabling banks and FinTech companies to embed compliance directly into their workflows.

kompany

Non Equity Assistance in 2018
kompany is a regulatory technology platform specializing in global business verification and business KYC, offering real-time access to audit-proof, primary source, and time-stamped company information from over 150 jurisdictions. Headquartered in Vienna, Austria, with additional offices in Singapore and the UK, kompany was founded in 2012 and has since assembled a diverse team of developers, regulatory experts, and product managers. The company operates as a government-licensed clearing house and serves as an official distributor for commercial and business registers across multiple countries. Its suite of products includes an API and a shareholder identification tool known as UBO discovery, designed to help financial institutions, payment service providers, insurers, and other regulated entities automate their due diligence processes and comply with current anti-money laundering regulations.

Qard

Non Equity Assistance in 2018
Qard is a startup created in 2018 by Finance, Data and e-commerce experts to serve online businesses with working capital loans. Qard has been labelled as an Innovative Company by the “pole de competitivité mondiale” , a French Government initiative to distinguish cutting edge start-ups. Qard is supported by the French Public Investment Bank (BPI) through its program for innovative start-up where Qard received a grant for disruptive technology.

datalevel

Non Equity Assistance in 2018
Datalevel is a company based in Birmensdorf, Zurich, founded in 2017, that specializes in online tax reporting solutions. The firm develops an innovative platform that manages and reports taxes for legal entities and individuals, particularly those taxable abroad. In addition to its tax reporting services, Datalevel offers a data refinery box designed to enhance data quality and processing for the financial sector. Its services include white-labeled business-to-business tax reporting, such as optimized Swiss e-tax statements for high volumes, and various user-friendly interfaces, including natural language processing, to facilitate easier data interaction. These offerings aim to help clients streamline their operations, reduce efforts, and save costs in tax reporting and compliance.

CashSentinel

Non Equity Assistance in 2017
CashSentinel SA, founded in 2012 and based in Yverdon-les-Bains, Switzerland, offers an online payment service tailored for mobile phone users to facilitate the buying and selling of used vehicles. The company operates as a Payment Orchestration Platform, managing hundreds of millions of yearly payment transactions for clients across Switzerland and Europe. CashSentinel provides MyPortal, a comprehensive solution that includes digital contracting, payment processing, escrow services, splitting, and payouts for both digital and physical marketplaces. Additionally, the company offers white-label payment processing services, which include client onboarding, Know Your Customer (KYC) procedures, escrowing, splitting, and payouts. Notable clients of CashSentinel include Agence Automobilière, Car For You, Chasseurs d'autos, Datatrans, Ewigo, Frau Gerold's Garten, Groupe Astellia, Thunes, Je Vends Votre Auto, Manor, Micas Garten, Vell, Worldline, Zur Rose Shop, and Zurich Street Food Festival.

Riskifier

Non Equity Assistance in 2017
RegTech start-up Riskifier is combining artificial intelligence, social media data points and behavioral finance into engaging experience. Its solution uses latest advances of artificial intelligence to fulfill the requirements of MiFID II/FIDLEG investor risk profiling and KYC data collection, while digitalizing & gamifying user experience as well unleashing advantages of behavior based personalized investment risk profiles

Brainalyzed

Non Equity Assistance in 2017
Brainalyzed is a developer of an AI-based enterprise platform aimed at making artificial intelligence accessible to mid-sized companies, particularly in the financial sector. Its flagship product, Brainalyzed Insight, provides a comprehensive AI solution that answers business questions by connecting seamlessly to various data sources. The platform utilizes advanced deep learning methods and evolutionary algorithms, including processes inspired by natural selection, to automatically design and optimize neural networks. This results in models that achieve higher prediction accuracy, as they are tailored specifically to the data and the intended business objectives. By automating the selection of inputs, network structures, and neuron weightings, Brainalyzed ensures that its AI models balance overfitting and underfitting, significantly enhancing predictive stability. The company focuses on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions.

Think Yellow

Non Equity Assistance in 2017
Think Yellow is a company dedicated to promoting gender equality through investments by providing an online platform for investment training in Gender Lens Investing. The platform specializes in gathering and disseminating information and insights related to gender inequality issues, allowing both men and women to engage equally in investment opportunities. By collaborating with established financial institutions, Think Yellow aims to develop investment products that expand the range of offerings in Gender Lens Investing, thereby empowering investors to make informed decisions that address gender disparities.

Momofin

Momofin specializes in digital document authentication, offering advanced verification solutions for businesses. Its platform ensures security, integrity, and fraud prevention, empowering companies to trust digital transactions confidently.
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