Tenity

Betalo AB, founded in 2011 and based in Stockholm, Sweden, develops a mobile payment application that aims to simplify everyday financial transactions for users. The company focuses on providing a user-friendly banking service that leverages modern technology to offer cheaper, simpler, and more transparent payment solutions. Betalo's team, equipped with deep technical and financial expertise, is dedicated to creating a secure and accessible banking experience. By prioritizing great technology and design, Betalo strives to ensure that its services are not only smart and easy to use but also available to a broader audience at fair costs. The company believes that by breaking down financial barriers, it can facilitate greater connections among people.

Prometheus Data is an innovative fintech startup focused on enhancing risk management and decision-making for financial institutions. The company specializes in cross-border risk assessment solutions, including credit risk evaluations and background checks. By leveraging advanced technology, Prometheus Data provides real-time analysis of extensive data sets, enabling clients to make informed decisions. Their tailored recommendations aim to optimize operational processes and drive revenue growth for institutions.

FundKernel is a Digital Alternative Investments Platform that harnesses the power of artificial intelligence to help asset managers get discovered and get invested. Our proprietary award winning AI Curation Engine analyzes over 180 data points of each fund and helps match the fund to the wealth managers with the right investment mandate. Founded in April 2021 by industry practitioners the collectively processes over 50 years of experience in alternative investments and Fintech, FundKernel platform was launched in June 2022 and have since help attracted US$70M in subscription, published over 130 funds, and signed up 50 wealth management firms. In February 2024, FundKernel was accepted and invested by Tenity Incubation Fund, a Fintech acceleration fund backed by global financial institutions such as UBS, SIX Swiss Exchange, LGT Private Bank and others. Our AI Curation Engine has been awarded "Outstanding Intelligence Platform for Alternative Investments" by ET Net Hong Kong

Ziv4 Technology is an artificial intelligence algorithm-focused financial technology startup.

Finterai focuses on leveraging technology to tackle the challenges of global data sharing and privacy. The company provides services aimed at enhancing anti-money laundering systems, particularly for data scientists. Its offerings include solutions for reducing false positives, ensuring quality data access, and implementing federated learning. By improving compliance processes, Finterai enables businesses to navigate the complexities of data privacy and collaboration effectively.

Lendit specializes in providing an Integrated Lending Circuit solution that connects lenders and applicants through a user-friendly, plug-and-play system designed for partner platforms. This innovative technology facilitates inclusive lending and investment services, eliminating the need for a license, which streamlines the process for users. Lendit customizes access through the partner platform's portal, ensuring that the lending experience is both efficient and immediate for end users.

GeekPay is an all-in-one toolkit for automating, tracking, and securing digital currency payments.

Defiria offers quantitative risk management services to DeFi and cryptocurrency investors. Defiria deliver deep insights and expertise through comprehensive data modeling and bleeding-edge analytics for financial risk.

Pints.ai provides a on-prem plug-n-play AI solution tailored for financial institutions, ensuring utmost confidentiality and secure handling of data. Merging the strengths of our proprietary large model, with industry-specific features, our Neuron AI is pre-trained in financial knowledge and seamlessly integrates with our clients' sensitive data. We swiftly empower financial entities, from retail banks to fintech startups, enhancing their sales and operations for a competitive, secure advantage.

DemaTrading.ai helps financial institutions such as ETF issuers to optimize their workflow. We handle rebalancing, operational flows, reporting, and analytics. The result is improved fund performance, less manual labor, a lower tracking error and tracking difference, against lower cost and higher efficiency.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

Luumeos is a developer of a market forecasting and risk management platform that leverages insights from an organization's talent network to enhance market performance predictions. The platform integrates both analytics and human insights, enabling users to better anticipate changes in key market drivers and risk factors. By employing a combination of quantitative models, Luumeos allows investors to forecast future market movements with increased accuracy and confidence, thus providing a competitive edge in the investment landscape. The emphasis on rapid, human-in-the-loop quantamental AI insights distinguishes Luumeos as a valuable resource for investors seeking to navigate complex market dynamics.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

C Wallet Services is a a Fintech startup that provides payroll, payment and remittance services. Allowing users to receive their salary on time, providing access to e-commerce platforms including our own marketplace so users can buy and pay online even without having a bank. Daily needs like groceries and medicines can be delivered to their family’s doorstep if requested and ultimately, send money home anytime and anywhere. It provides financial services for the unbanked and low-income migrant workers, domestic helpers and blue collar workers. Catering mSME, Startups and home-made-business. Fast, secure, and hassle-free payments, payroll, cross border remittance mobile application.

Eco2wallet is a sustainable fintech company that specializes in environmentally friendly financial solutions for consumers and businesses. It offers card-linked digital wallets and green debit cards, allowing users to make purchases while supporting environmental initiatives. A portion of each transaction is allocated to fund projects such as tree planting and seagrass restoration, thereby enabling users to actively contribute to environmental conservation efforts. By integrating sustainability into everyday financial transactions, Eco2wallet promotes both eco-conscious spending and responsible financial practices.

Divercefi operates an online platform designed to enhance financial access to digital assets across various applications and ecosystems. It provides a portfolio-based decentralized finance (DeFi) interface that allows investors to discover, build, track, buy, and manage diversified portfolios of different asset classes. The platform aims to simplify investment management by enabling users, regardless of their technological or financial expertise, to oversee their personalized portfolios from a single dashboard. Additionally, Divercefi facilitates connections among investors and portfolio managers, fostering collaboration within the investment community.

Crowdgenix is focused on creating a Web3-enabled and zero knowledge-powered institutional decentralized finance (DeFi) system that aims to bridge the divide between digital and traditional finance. The company provides a comprehensive multi-chain tokenization infrastructure that includes a Tokenization Engine for asset origination, a Launchpad for distribution, and a decentralized exchange (DEX) for trading tokenized real-world assets. By facilitating the efficient investment, trading, and management of digital assets, Crowdgenix seeks to unlock significant capital within the financial ecosystem.

FinFinder is an AI-based platform that offers financial advisory services, helping clients connect with qualified financial advisors. Founded in 2021 and headquartered in Schönenberg, Switzerland, the company aims to simplify the process of finding and selecting professional financial guidance. By leveraging technology, FinFinder enables users to easily navigate their initial steps toward obtaining financial advice, making the experience straightforward and accessible.

Sentimer Technologies is an artificial intelligence chatbot platform designed to enhance customer acquisition, cross-selling, and service for various sectors, including insurance, banking, financial services, energy, and automotive industries. The platform facilitates interactions across multiple channels such as websites, social networks, messaging apps, and mobile applications, allowing users to engage in natural language conversations. By leveraging advanced AI and behavioral analytics, Sentimer provides personalized experiences that improve customer engagement and service quality. This technology merges the interactive nature of messaging with the trustworthiness of personal conversations, enabling businesses to effectively address challenges throughout the customer journey and ultimately drive better marketing and sales outcomes.

Datia is a data platform focused on sustainable finance, collaborating with innovative financial institutions to streamline their Environmental, Social, and Governance (ESG) workflows. The platform facilitates ESG data collection and analysis, portfolio screening, and modeling of ESG preferences. It also automates reporting in accordance with sustainable finance regulations, such as the SFDR and EU Taxonomy. Additionally, Datia's application highlights the impact of investments on climate and societal factors, such as carbon emissions and gender equality. By providing insights into the sustainability of various investment options, Datia empowers users to make informed decisions that align with their values while seeking financial returns.

Topaz Digital solves the digital engagement problem. Doing so requires extensive experience and expertise underpinned by a strong WealthTech heritage. It is a single touchpoint for private clients to Improve client service levels and engagement and deepen relationships, while enhancing company efficiency and compliance. Topaz is for family offices, private banks, external asset managers and other private client service providers who desire a premium digital experience for their clients.

STOverse helps startups to raise funds through Security Token Offering. It tokenize securities that are intrinsically connected with the value of their business and offers them to worldwide investors. STOverse gets investors exposed to passive income opportunities, such as liquidity mining, staking, and lending/borrowing.

Cow Level AG operates a fintech exchange platform designed for trading virtual assets within the gaming community. This platform, known as FiPME, provides gamers with a secure and transparent environment to exchange virtual goods, empowering them to monetize their gaming experiences. By fostering creativity and innovative problem-solving, Cow Level encourages gamers to approach challenges with an inventive mindset, reminiscent of the resourcefulness of the character MacGyver. The platform not only facilitates trading but also serves as a hub for gamers to craft unique solutions and enhance their gaming journeys. Through FiPME, players can transform their passion into profit, participating in a community that values creativity and ingenuity in the evolving landscape of gaming.

Splint Invest operates a financial platform that provides retail investors access to alternative investments through fractional ownership. The platform features pre-selected issuers offering their investment products, allowing private investors to participate in a variety of asset classes. By leveraging contracts, distributed ledger technology, and artificial intelligence, Splint Invest facilitates the tokenization of assets and ensures compliance with legal requirements. The company also manages data and cash flow, streamlining the investment process for users. Overall, Splint Invest aims to broaden portfolio diversification for retail investors by making alternative investments more accessible.

Rivvi is a fintech company that offers an autonomous payroll platform designed to automate payroll processes for businesses. This platform calculates payroll immediately after each shift, allowing employees to access their earnings instantly. By eliminating manual tasks and expediting salary processing, Rivvi enhances operational efficiency, ultimately benefiting both the financial health of employees and the overall bottom line of businesses.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

CakepLabs is a South Korean company specializing in financial technology and artificial intelligence development. It focuses on providing solutions to financial technology challenges, particularly in underserved business areas. The company's offerings include products such as Chaca Market and Datacake, designed to enhance user experience in payments by ensuring ease, speed, safety, and quality. CakepLabs aims to leverage its expertise in AI and fintech to address the needs of local communities, thereby improving access to financial services.

LOQR is a provider of digital customer onboarding solutions tailored for financial institutions. The company offers a centralized platform designed to manage the entire digital identity lifecycle, encompassing identity verification and authentication. By delivering a comprehensive journey builder platform, LOQR empowers clients to enhance their digital banking experiences through services such as remote account opening and real-time consumer credit. With a focus on regulatory compliance and customer-centric solutions, LOQR aims to facilitate seamless and secure digital interactions for both financial institutions and their customers. Its expertise in artificial intelligence and compliance underscores its commitment to enabling clients to navigate the complexities of the digital landscape effectively.

New Wealth is a business-to-business fintech company that specializes in providing modular white-label solutions aimed at enhancing the distribution of mutual funds and wealth management services. The company offers a mobile-first platform designed for personalized financial advice, enabling users to screen, discover, and analyze various investment products. By facilitating the legal marketing, advice, and sale of financial instruments and portfolios, New Wealth empowers wealth management professionals and investors with automated financial advice. Additionally, the platform promotes ESG awareness and mobilizes capital, supporting digital wealth channels and investment data management for a more efficient financial advisory experience.

Divizend is a financial technology platform focused on helping private investors reclaim foreign dividend withholding taxes. By automating the tax refund process, Divizend simplifies the complexities associated with tax recovery for individuals seeking to optimize their dividend earnings. The platform serves as a comprehensive resource, offering insights, research, analytics, and tax services tailored to the needs of investors. Additionally, it features an interactive dividend calendar that provides key figures and historical performance data for stocks across major international markets, empowering users to make informed decisions and maximize their dividend returns.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

Fligoo is a company that specializes in developing a personalized recommendation platform tailored for the financial industry. Their platform employs artificial intelligence to deliver content that resonates with users' interests, including trending videos, news articles, blogs, and other media, all curated based on social media activity. In addition to its recommendation services, Fligoo offers AI products such as Fligoo Sharp AI and Fligoo DATAMOVEX AI, which are designed to solve complex challenges for clients and enhance their operational value. The company emphasizes data security by ensuring that client data remains within their controlled environment, facilitating seamless integration of AI solutions with existing systems.

We are an Impact Fintech established by former Credit Suisse senior personnel to help financial institutions measure the impact and ESG of their lending portfolios. The technology elements of GreenArc’s I-ESG solution, which includes a proprietary impact engine, has won us multiple accolades including ‘Capgemini’s global Financial Services New tech Watchlist’ and ‘Asian Development Bank’s Financial Inclusion Challenge’.

Hercle is a FinTech company that develops low-latency technology that offers end-to-end prime-brokerage solutions and trading algorithms to institutional investors who are interested in gaining exposure to crypto-assets.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

An easy web platform for traders, in order to build, validate and operate automatically any trading strategy idea.

Xpats is a cross-border, app-based neobanking platform designed to support expatriates and global remote workers. The company offers a range of essential services, including bank accounts, credit and debit cards, housing assistance, and health insurance, all tailored to meet the unique needs of this community. By providing easy access to both financial and non-financial products, Xpats aims to enhance the living and working experience for individuals moving abroad. The founding team, with over 50 years of combined expatriate experience, brings a strong background in banking, consulting, and digital product development, ensuring a user-friendly and efficient platform that addresses the various challenges faced by migrants.

Inveert develops software solutions tailored for financial institutions in the wealth management sector, focusing on underserved affluent and mass affluent clients. The company addresses significant challenges faced by these institutions, including difficulties in client prospecting, low conversion rates, and poor client retention. Inveert's platform enables financial entities to deliver personalized financial planning and advisory services by allowing retail customers to establish financial goals, assess their current situations, and define risk profiles. Its advanced algorithms create goal-based investment proposals that allocate resources according to clients' time horizons, making it feasible for institutions to offer ongoing advisory services profitably to clients with assets under management below $300,000.

DAOFAB provides a digital escrow platform for safe commercial transactions. This network uses blockchain technology allowing users to receive and send multi-currency digital tokens and assets through the company's digital wallet and earn interest on tokens. It also creates, manages, and disburses funds contained in non-custodial escrow enabling users to send and receive real-time transaction notifications.

StokenX is a technology company that develops an open-source securities trading platform tailored for financial intermediaries seeking to manage digital assets. Its platform leverages blockchain technology to create a marketplace for trading security tokens, ensuring integration with existing core banking and cryptocurrency solutions. This integration facilitates automated settlements in both crypto and fiat currencies. By providing a secure and fully regulated environment, StokenX enables regulated financial institutions to offer their clients enhanced liquidity for bonds and private debt, thereby improving overall asset management capabilities.

Velotix operates an AI-driven data protection and access permissions platform designed to enhance data governance while minimizing security risks for regulated enterprises. By automating policy management at scale, Velotix enables organizations to securely orchestrate access to data, ensuring that the right individuals have the appropriate access at the right time for legitimate purposes. The platform provides real-time data insights and compliance management services, particularly tailored for the financial markets, allowing enterprises to execute advanced compliance validation and effectively manage data authorization. In a landscape marked by complex privacy regulations, Velotix aims to mitigate the risks of violations and fines, thereby facilitating greater business agility.

Stableton Financial AG is an investment firm based in Zug, Switzerland, founded in 2018. The company specializes in developing an alternative investments platform that provides access to various investment opportunities, including hedge funds, startups, alternative lending, and real estate. It offers advisory services focused on absolute return strategies, targeting private and mid-sized investors, financial intermediaries, investment managers, service providers, and startups. With a commitment to facilitating investments in growth-stage, tech-enabled companies, Stableton addresses sectors such as cloud computing, enterprise software-as-a-service, consumer technology, information technology, and financial technology. The firm also operates additional offices in Zurich and Berlin, expanding its reach within the investment landscape.

Lyyna is an innovative distribution platform for insurance using cutting-edge technologies.Lyyna uses digital payment and electronic fund transfer information to assess the need for insurance. They believe in the customer’s right to privacy and in their right to have their data managed securely and responsibly.

Avoodoo is a cloud-based platform that specializes in index development, calculation, and management for index providers and asset managers. It minimizes the need for IT intervention through its open interfaces and flexible data structure, which utilizes established business keys. Avoodoo ensures accurate backtesting with its temporal data integrity. In addition to its core services, the company offers consultancy in software engineering, product management, and agile methodologies. Avoodoo also provides workshops, training, and index consulting services, helping clients streamline product development cycles and effectively manage growing complexities in their operations.

Abroaden is a wealth-building platform designed for individuals living abroad. It provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing data analytics, the platform assesses customers' goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only aids clients in creating wealth while residing anywhere in the world but also offers the flexibility to adapt their investments as they move internationally. Abroaden's focus on the financial needs of expatriates distinguishes it in the market, making it a valuable resource for those seeking to enhance their financial well-being while abroad.

AAZZUR Ltd is a fintech company based in London that specializes in developing a financial orchestration platform. The platform allows businesses to seamlessly embed tailored financial services, such as banking, wealth management, and insurance, into their offerings without the need for significant investment in technology infrastructure. AAZZUR provides a mobile banking solution that includes live accounts and cards, alongside a customizable customer interface that allows for shared accounts. The company simplifies the integration process by providing pre-built, regulatory-compliant components, enabling clients to launch or integrate services more rapidly and efficiently. This approach enhances customer engagement, drives revenue growth, and reduces operational costs. Originally incorporated as BEEONE TECHNOLOGY LIMITED in 2017, AAZZUR rebranded in December 2017 to reflect its evolving focus on fintech solutions.

DigiShares provides white-label solutions for security token issuance, corporate management, and trading. The company supports process related to investor registration and verification and token purchase, and for the longer-term management of a group of tokenized investors, the platform will maintain the share cap table, facilitate communication with investors, facilitate votes, facilitate shareholder meetings, etc. As a special feature, it also offers an internal OTC exchange where existing and new investors can trade their shares within a single project.

Verif-y Inc. is a technology company that specializes in digital identity and credential verification solutions. Founded in 2016 and based in Philadelphia, Pennsylvania, Verif-y offers a platform that enables background checks for pre-employment screening and Know Your Customer (KYC) processes. Its services allow organizations to efficiently and securely verify identities and credentials while giving individuals control over their sensitive personally identifiable information (PII). Users can manage access to their information, including the ability to terminate access or delete historical records, enhancing privacy and security. Verif-y's solutions streamline onboarding for organizations, improve operational efficiency, and help reduce compliance burdens related to privacy regulations. The company serves a diverse clientele, including individuals, employers, credential providers, and government entities.

Obligate is a financial platform based in Zurich, Switzerland, that enables companies to issue on-chain bonds and commercial paper, facilitating funding from investors within a regulated decentralized finance (DeFi) environment. Founded in 2019, Obligate leverages smart contracts and tokenization to eliminate the need for intermediaries, significantly reducing the costs of bond issuance by up to 80% and shortening the issuance timeline from weeks to hours. The platform utilizes distributed ledger technology and qualified electronic signatures to issue, transfer, and close electronic negotiable instruments, enhancing data integrity. This innovation allows businesses to better manage their liquidity while providing corporates, banks, and investors with the capability to conduct real-time transactions involving e-notes, ultimately improving overall liquidity.

VALK is a software company based in London, founded in 2019, that specializes in providing a platform for managing, investing, and trading unlisted assets, including private company shares, fund shares, real estate, and infrastructure. The company's solution digitizes and automates asset management and investment workflows, streamlining processes traditionally handled manually. VALK serves a diverse client base, including over 70 investment banks, hedge funds, asset managers, family offices, fund managers, and individual private companies across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated over 4 billion USD in transactions. The company has received industry recognition, winning awards for sell-side technology and asset management, and is involved in the FCA Sandbox as well as Tech Nation's fintech cohort.

Things Protocol is a provider of an IoT-based security and payment solution. It utilizes distributed-ledger-technologies to offer an autonomous device identity and tamper-proof communication protocol for different smart devices. This solution connects the physical world and financial services to support the BFSI with transparent, immutable IoT-based payment. It also offers device security and communication protocol, data and money monitoring tools through the ledger platform, and managed services for software and hardware. Things Protocol was founded in 2020 and is headquartered in Den Haag, Netherlands.

Bond180 is a capital markets fintech providing technology solutions for primary debt markets. We help institutional investors to more easily and effectively find value in primary markets and to efficiently and intelligently source assets for their portfolios.

Yokoy is a FinTech company specializing in automating spend management for medium and large enterprises through an advanced platform that integrates expense management, supplier invoice management, and smart corporate cards. Utilizing artificial intelligence and machine learning, Yokoy's software simplifies the expense reporting process, allowing users to upload images of expenses that are then automatically processed into reports. This automation not only saves time and reduces costs but also enhances fraud prevention and provides valuable data insights. Established in March 2019 as Yokoy Group AG, the company continues to develop its technology in an in-house AI research lab to improve efficiency and effectiveness in financial workflows.

Keyrock is a company that specializes in developing financial infrastructure for crypto assets. Founded in 2017 by Jeremy De Groodt, Juan David Mendieta, and Kevin de Patoul, the firm is headquartered in Woluwe-Saint-Pierre, Belgium. Keyrock employs in-house algorithmic trading bots and high-frequency trading infrastructure to offer market-making and liquidity services, aimed at enhancing the efficiency of cryptocurrency exchanges and brokerages. Its services encompass order book replication, trade execution, and spot execution, all designed to democratize access to cryptocurrency liquidity within the ecosystem.

Merkle Science is a software company founded in 2018 and headquartered in Singapore, specializing in predictive crypto risk and intelligence platforms. It provides tools for businesses, financial institutions, and government agencies to detect, investigate, and prevent illegal activities related to cryptocurrencies. The company utilizes a proprietary Behavioral Rule Engine, which allows compliance teams to exceed traditional blacklists and meet local KYC/AML obligations. Its platform features an intuitive rule management interface that enables users to visualize account activity over time and generate forensic reports. This functionality supports blockchain companies, crypto exchanges, investment funds, banks, and regulators in conducting due diligence and ensuring compliance while addressing the complexities of illicit cryptocurrency activities.

Troy is a FinTech company specializing in Friendly Debt Collection as a Service, emphasizing a data-driven and customer-centric approach. Recognizing that over half of customers may overlook payments due to short-term issues, Troy aims to maintain positive creditor-customer relationships, which is crucial given the high costs associated with acquiring new customers. Leveraging advanced technology alongside decades of experience in debt collection, Troy has established itself as a leader in customer experience within the industry. The company's platform integrates marketing, customer relationship management, and AI-driven targeting to enhance debt recovery rates, achieving improvements of 25% to 80% compared to traditional agencies. Client satisfaction is further evidenced by a strong customer survey rating of 4.1 out of 5. While primarily focused on corporate clients for debt collection, Troy also offers tools to enhance digitization and customer experience in internal processes.

YUKKA Lab AG specializes in real-time news analytics software that detects market sentiments and provides innovative tools for the finance and communications sectors. The company's technology quickly analyzes financial news, allowing asset managers and financial advisors to gain insights into market moods, opinions, and trends with minimal time investment. This capability enables users to anticipate significant changes in market dynamics and trading volumes, thereby enhancing their decision-making processes for investments. Recent advancements in YUKKA Lab's offerings include metrics focused on environmental, social, and governance (ESG) factors, as well as corporate risk assessments. While primarily aimed at the finance sector, the applications of YUKKA Lab's technology extend beyond this field, showcasing its versatility in various contexts.

HedgeSPA’s mission is to revolutionize the landscape of professional investment analytics by democratizing access, and to give all professional investors sophisticated tools to realize their full business potentials. Our scalable platform and low operational overhead coupled with deep analytics sophistication allow us to deliver Tier 1 analytics to our users at a fraction of the cost of competing platforms. We will provide services at subscription rates that are affordable to key market segments while still maintaining high gross margins. HedgeSPA aims to bring its trusted and equally, if not more, sophisticated investment analytics platform to level the playing field and to encourage fair competition among all players in asset management.

Yokoy is a FinTech company specializing in automating spend management for medium and large enterprises through an advanced platform that integrates expense management, supplier invoice management, and smart corporate cards. Utilizing artificial intelligence and machine learning, Yokoy's software simplifies the expense reporting process, allowing users to upload images of expenses that are then automatically processed into reports. This automation not only saves time and reduces costs but also enhances fraud prevention and provides valuable data insights. Established in March 2019 as Yokoy Group AG, the company continues to develop its technology in an in-house AI research lab to improve efficiency and effectiveness in financial workflows.

EasySend LTD, founded in 2016 and based in Tel Aviv-Yafo, Israel, specializes in developing a no-code digital transformation platform aimed at banks and insurance companies. The platform enables the conversion of paper forms and PDFs into interactive digital journeys, enhancing customer interactions and streamlining processes. EasySend supports various financial use cases, including digital mortgages, lending, policy renewals, claims, and customer onboarding, utilizing pre-built components tailored to the unique needs of financial institutions. The platform's advanced analytics and optimization tools provide customers with insights into their digital workflows, allowing them to identify issues, optimize processes, and drive revenue growth. EasySend’s solutions easily integrate with existing legacy and core banking systems, as well as major CRM platforms. Since its inception, EasySend has gained significant traction in the Israeli market, serving over 90% of local financial institutions and rapidly expanding to serve more than forty enterprise customers in countries such as the United States, Germany, the UK, and Japan.

Element36 is a financial technology company that addresses the challenges of integrating blockchain technology with traditional business practices. It offers a platform designed to facilitate the use of smart contracts for transactions in EUR and CHF. Element36 provides solutions such as an onboarding process, a wire transfer API, and the ability to handle stablecoins and tokens. By doing so, it enables developers and businesses to incorporate a banking interface into smart contracts while ensuring compliance with anti-money laundering regulations. This positions Element36 as a crucial intermediary between conventional finance and the emerging crypto economy.

Galaxis Network operates an online financial platform that focuses on decentralizing portfolio management through the use of smart contracts. Founded in 2019 and based in London, the platform is designed for the management of digital assets, specifically catering to hedge funds and private equity holdings. By leveraging blockchain technology, Galaxis Network offers a compliant environment for trading and managing digital assets, including features such as peer-to-peer portfolio following, smart contract-based asset swaps, and lending options. This enables institutional investors and traders to engage with decentralized finance while adhering to regulatory standards.

NDGIT GmbH is a developer of banking software-as-a-service based in Munich, Germany, founded in 2015. The company specializes in creating an API banking platform that facilitates the integration of various financial services for banks and insurance companies. Its offerings include tools for the secure management of internal and external APIs, as well as access-to-account APIs compliant with PSD2 regulations. NDGIT's platform also features a marketplace for digital finance APIs, enabling users to access multiple accounts, view their financial statuses, and initiate payments. By providing a middleware solution, NDGIT allows for the customization and rapid development of new financial applications, enhancing the IT architecture of financial institutions and accelerating digital projects. The company collaborates with fintech and established software providers to deliver innovative services tailored to the needs of digital clients and their advisors.

3rd-eyes analytics specializes in providing digital wealth planning and advisory software aimed at financial institutions. The company’s platform enables banks, insurance companies, and investment advisers to effectively manage earnings through a wealth planning module that incorporates stochastic processes to determine optimal asset allocation. This allows for a goal-based investing approach, integrating scenario-based asset-liability management methods. Additionally, 3rd-eyes analytics emphasizes sustainable investing, ensuring that financial institutions can go beyond mere regulatory compliance to meet their clients' financial goals in a responsible manner.

Wallee is a payment services platform that facilitates electronic payment processing through its online payment gateway. It offers an array of features including recurring bill payments, hosted checkout pages, and reconciliation tools. The platform supports modern payment methods such as credit card transactions, PayPal, direct debit, bank transfers, wallets, and invoice payments. Wallee's API-linked payment gateway simplifies integration with e-commerce websites and well-known shopping systems, enhancing the payment experience for merchants and customers alike. Additionally, it provides tools for improving card acceptance rates by routing transactions based on card BIN ranges.

ABAKA is a pioneering digital savings and retirement platform that leverages artificial intelligence to provide financial institutions with innovative solutions for customer engagement and advice. The platform offers a range of modular applications designed to enhance user experiences through conversational AI, personalized behavioral nudges, and comprehensive financial dashboards. By utilizing advanced machine learning models, ABAKA helps financial institutions deliver tailored insights and increase user engagement across various digital channels. Its technology is accessible to over 9 million users through partnerships with Tier one banks, pension providers, and asset managers globally. The platform supports a wide array of functionalities, including retirement planning, cash flow modeling, and suitability assessments, empowering users to improve their savings, manage debt, and secure a better financial future.

PXL Vision AG, founded in 2017 and headquartered in Zurich, Switzerland, specializes in the design and development of identity verification and customer onboarding software solutions. Its flagship product, Daego, employs advanced computer vision and machine learning technologies to create trusted digital identities. This cross-platform solution is tailored to meet the needs of various industries, including insurance, fintech, and healthcare, by automating the verification of identity documents and performing facial biometric checks to ensure that users are legitimate and the rightful owners of their documents. By facilitating secure and efficient customer onboarding, PXL Vision aims to enhance conversion rates, reduce costs associated with compliance, and mitigate identity fraud. With research and development centers in Novi Sad, Serbia, and Yerevan, Armenia, PXL Vision is dedicated to establishing a foundation of trust in digital interactions through unbiased and verifiable identities.

Oper is a reliable technology partner that enables lenders to leverage their mortgage offerings. The company helps credit providers to launch digital credit products in a matter of days. Credit providers can simply configure their process and start selling, by using Oper's out-of-the-box modules. The customers can integrate Fintech technologies into their process by choosing functionalities from Oper's Fintech partner app store.

Finteum is a developer of a global trading platform designed to manage intraday liquidity for bank treasury teams, specifically focusing on interbank and intraday lending. By utilizing distributed ledger technology, Finteum creates a market for intraday foreign exchange swaps that enhances the speed of trade execution and settlement. This platform allows customers to efficiently settle intraday trades with predefined maturities, thereby addressing a previously unmet need for quick access to intraday liquidity in the financial market.

Apiax AG, founded in 2017 and based in Zürich, Switzerland, specializes in developing digital tools for managing financial regulations. The company provides an embedded compliance solution that allows financial institutions, including banks and FinTech companies, to transform complex regulations into user-friendly digital compliance rules. This technology enables clients to integrate compliance seamlessly into their existing applications and processes, facilitating faster decision-making and addressing pressing regulatory questions. By leveraging a high-performance architecture and machine learning, Apiax helps organizations navigate regulatory challenges, seize business opportunities, and reduce compliance costs. The company's presence extends beyond Switzerland, with additional offices in Lisbon and London.

BASIS ID specializes in developing customer due diligence software that aids enterprises and governmental institutions in their Know Your Customer (KYC) and Anti-Money Laundering (AML) processes. The company offers in-house developed software that enhances authentication, accelerates operational efficiency, and strengthens security by ensuring compliance with regulatory standards. By providing effective customer onboarding services at competitive prices, BASIS ID facilitates trustworthy relationships and secure data communication for businesses and corporate clients, ultimately boosting their productivity.

Safeside is the first company to provide transparent digital life insurance in Switzerland - we aim to individualise insurance premiums by continuously integrating health data into our insurance offering. We do not upsell. By using the latest technology to avoid both agents and doctor's visits, we make the process efficient, simple to understand and to effect. The result is individual coverage in under 3 minutes.

C2Sec provides an innovative analytics platform that assesses and quantifies cyber risks in financial terms for ITSec and insurance industry.

Headquartered in Zurich, Switzerland, Billte is a FinTech startup that specializes in digitizing the invoicing for both, businesses and consumers. For businesses Billte reduces the time and cost spent on billing. Billte makes paying invoices fast and convenient providing the user with different payment methods; bank transfer, credit card, and installments. Billte is an online end-to-end invoicing software that does not need installation or maintenance.

Vestr is a technology company that specializes in providing a software-as-a-service platform designed for the creation and management of actively managed investment products. Its end-to-end solution addresses the complexities of active management by digitizing the entire value chain, allowing issuers and portfolio managers to concentrate on their core activities. The platform includes tools for portfolio management, order execution, and performance reporting, enabling clients to efficiently manage their investments, make informed decisions, and mitigate risks. By streamlining processes such as portfolio rebalancing and investor reporting, Vestr enhances operational efficiency without directly issuing its own structured products.

Brainalyzed specializes in providing an AI-based platform aimed at making advanced deep learning technology accessible to mid-sized companies, particularly in the financial sector. The platform, known as Brainalyzed Insight, allows users to connect to various data sources and generates efficient AI models without requiring the involvement of data scientists. By utilizing a unique evolutionary development process inspired by natural selection, it creates optimized neural networks tailored to specific business needs. This automation enhances prediction accuracy and stability by balancing the complexities of overfitting and underfitting. The company’s initial focus is on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions through advanced AI-driven insights.

SONECT enables every shop in the neighborhood to act as a “virtual ATM” using just a smartphone or its POS-system. It democratizes the process of cash distribution in order to reduce the “cost of cash”. SONECT is a location-based matchmaking platform that connects those who want to withdraw cash with those who want to deposit cash – typically a local shop owner. It builds a community around local businesses and helps them generate physical leads. Using SONECT: • local shops will not only have less cash to manage at the end of the day but also earn a commission & attract new customers by offering a new service and having access to an additional marketing channel • individuals can avoid an extra trip to the ATM and withdraw money without fees at the click of a button – wherever they are: in a restaurant, a bar, their favorite local shop, … • banks can reduce ATM operation costs & complement their ATM network – or even enter new markets without investing significant capital. On top of that, they can leverage a new revenue channel and get closer to their customers.

Traderion, headquartered in Charlotte, North Carolina, specializes in developing data analysis software solutions and gamified platforms focused on financial markets. The company offers a range of products that include talent management tools, specialized training programs, analytics, and trading simulators. Their online game-based financial markets simulator is designed to assist companies in hiring by profiling and training trading professionals through engaging simulations. Additionally, Traderion employs machine-learning algorithms to provide game-based assessment services that effectively identify top talent and predict future professional performance, helping clients secure the best-fit candidates for their needs.

Futurae, established in 2016 as a spin-off from ETH Zurich, specializes in enhancing the authentication process for users and businesses. The company provides a comprehensive Authentication Platform that incorporates AI-driven solutions and adheres to regulatory standards, such as PSD2 and SCA. Futurae's offerings aim to reduce user friction and improve the overall user experience while simultaneously lowering support costs for organizations. Serving over 130 clients, including banks, insurance companies, online retailers, and digital wallets, Futurae enables real-time fraud detection and facilitates seamless user journeys with adaptive online security measures.

Lendity is a Swiss company that specializes in tech-enabled private debt solutions. The firm focuses on providing innovative capital solutions tailored for the Swiss market, utilizing the latest technologies to enhance its offerings. Lendity operates a lending platform that connects investors with loan-providing institutions, facilitating access to various loan options. By promoting the right capital for the appropriate use at the right time, Lendity aims to meet the diverse financing needs of its clients while fostering a streamlined investment process.

Enterprise Bot GmbH is a company that specializes in developing artificial intelligence-driven chatbots aimed at automating customer interactions for enterprises. Founded in 2017 and headquartered in Zug, Switzerland, with an additional office in Bengaluru, India, the company offers a range of products, including chatbots for sales and customer service, email triage bots, and scheduling assistants. Its solutions are particularly beneficial for financial institutions and insurance companies, providing a multi-platform messenger that addresses various customer needs and queries. By implementing these chatbots, enterprises can significantly reduce operational costs and customer wait times, enhancing the overall customer experience.