Tenity

Sircular is a technology company that operates a data-driven platform. This platform facilitates connections between investors and innovative startups. It streamlines the application and selection process for accelerators and investors, enabling startups to expedite their fundraising efforts and discover potential investors more efficiently. The platform employs data-driven insights and AI research agents to match startups with investors based on the startups' strengths, helping investors analyze investment opportunities and build their corporate memory.

Yativo is a financial technology company that specializes in providing payments infrastructure for various businesses in Latin America. These include marketplaces, payroll platforms, payment institutions, and fintech companies. The company's platform offers services such as identity verification, virtual bank account issuance, and deposit and payout processing. This enables businesses to efficiently manage their financial operations and expand their service offerings.

Settlr is a financial technology company that specializes in optimizing post-trade operations for various entities. It combines deep domain expertise with advanced technology, including artificial intelligence, to minimize the workload associated with non-value-added back-office functions. The company's platform streamlines communication processes, leverages market conventions, and uses static data to enhance operational efficiency and enable clients to focus on value-added activities.

Lunash is a technology company that specializes in AI-driven debt management solutions. It caters to a wide range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform uses artificial intelligence to analyze borrower data and generate personalized communication strategies, helping these institutions boost recovery rates and reduce operational costs while maintaining positive borrower relations.

Trivium builds essential financial infrastructure that enables companies to easily launch investment products, offering a broad set of tools to support product development and improve the investor experience.

Green fintech startup that provides a disruptive digital receipt service collecting Offline Market Big Data through an in-house AI model

Doconomy offers digital banking services, focusing on sustainability. It provides the DO app, tracking carbon emissions from online purchases, and the DO Black credit card with a carbon limit. The company aims to inspire sustainable consumption by connecting consumers, producers, retailers, and influencers in a circular ecosystem.

Betalo AB, founded in 2011 and based in Stockholm, Sweden, specializes in developing a user-friendly mobile payment application. The company aims to simplify everyday financial transactions for its users by leveraging modern technology and reducing overhead costs. By prioritizing transparency and fairness, Betalo seeks to provide accessible and affordable banking services. Its team, equipped with extensive technical and financial expertise, focuses on creating a secure and intuitive experience for users. Betalo believes that innovative technology and thoughtful design can enhance everyday banking, making financial services available to a broader audience. The company's vision includes breaking down barriers in financial services to facilitate connections among people.

Prometheus Data is a fintech startup revolutionizing risk management by offering real-time, large-scale data analysis and tailored recommendations. Its platform enables institutions to assess cross-border risks effectively, minimize credit risks, optimize processes, and enhance revenue.

Mochi provides a receivables management platform designed to assist small and medium-sized enterprises (SMEs) in streamlining their billing and collections processes. The platform offers automated invoicing, repetitive task automation, and multiple payment options.

FundKernel, established in 2021, is a digital platform that leverages artificial intelligence to connect asset managers with wealth managers seeking specific investment mandates. Its proprietary AI Curation Engine evaluates over 180 data points per fund, facilitating matches based on investment criteria. Since its launch in 2022, FundKernel has attracted US$70M in subscriptions, published 130 funds, and onboarded 50 wealth management firms. In 2024, it was backed by Tenity Incubation Fund, a Fintech accelerator supported by global financial institutions. The platform has been recognized for its excellence in AI-driven alternative investment curation.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

Zurichberg is a platform that democratizes access to luxury watches, enabling investors to purchase fractional shares of high-end timepieces starting at $500. Users can trade these shares on the platform's marketplace and potentially profit from the watches' appreciation. The company aims to make prestigious Swiss watchmaking history accessible to a broader range of enthusiasts and investors.

Newbridge enables financial institutions to realize the potential of cryptocurrency asset management. Their AI-powered SaaS platform provides asset managers with the tools and insights they need to manage the entire lifecycle of cryptocurrency assets.

Ziv4 Technology is a financial technology company specializing in artificial intelligence algorithms for cryptocurrency trading. It offers a platform that automates trades, including trade bots, indicators, a digital wallet, and a platform for users to create and execute automated trading strategies in cryptocurrency markets.

Finterai develops secure data collaboration technology for anti-money laundering and compliance enhancement. Its platform employs federated learning to minimize false positives, facilitates real-time crime pattern sharing, integrates with existing systems, and preserves data privacy, enabling financial institutions to improve detection accuracy and operational efficiency without compromising sensitive information.

Lendit specializes in providing an Integrated Lending Circuit solution designed for partner platforms, facilitating the connection between lenders and applicants through a plug-and-play system. This innovative technology enables the delivery of inclusive lending and investment services without the need for a license, making it accessible to a broader audience. By creating tailored access through the partner platform's portal, Lendit streamlines the lending process, ensuring that users can engage with the services quickly and efficiently.

GeekPay is an all-in-one toolkit for automating, tracking, and securing digital currency payments.

DaySave is a fintech company that uses open banking and AI to analyze users' spending habits. It automatically saves and invests small amounts tailored to each user's long-term wealth goals, offering personalized investment portfolios through its European bank partner.

Root is a platform for a new generation and community of activist retail investors to unite their voices in order to engage with the firms in their portfolio and create genuine change.

Defiria specializes in quantitative risk management services specifically tailored for decentralized finance (DeFi) and cryptocurrency investors. The company has developed a risk management platform that combines advanced data modeling with cutting-edge analytics to provide deep insights and expert guidance on financial risks. This platform is designed not only for individual investors but also for institutions, helping them effectively manage their risk exposure and navigate the complexities of the cryptocurrency market. Through its innovative approach, Defiria aims to enhance understanding and control over financial risks in the rapidly evolving digital asset landscape.

Pints.ai offers an artificial intelligence-based platform designed specifically for financial institutions. Its on-premises, plug-and-play solution ensures the confidentiality and secure management of sensitive data. By leveraging a proprietary large model with industry-specific features, Pints.ai's Neuron AI is pre-trained in financial knowledge and integrates seamlessly with clients' data. The platform provides an AI assistant that delivers business insights, data safety, and modularity without reliance on tokens or hallucinations. This enables retail banks, fintech startups, and other financial entities to achieve heightened efficiency, accuracy, and growth in their operations and sales, ultimately giving them a competitive advantage in the financial sector.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in Latin America and Southeast Asia. The company addresses the challenges faced by the approximately 130 million underbanked and under-protected workers in these regions by unlocking access to vital data. GoNsave offers a super app that allows users to store their financial and work records securely. By leveraging this data, the platform connects workers with multiple service vendors, ensuring a pre-screened and targeted audience. This approach not only enhances service accessibility for workers but also reduces distribution costs for vendors, ultimately streamlining operations within the gig economy.

DemaTrading.ai helps financial institutions such as ETF issuers to optimize their workflow. We handle rebalancing, operational flows, reporting, and analytics. The result is improved fund performance, less manual labor, a lower tracking error and tracking difference, against lower cost and higher efficiency.

Luumeos is a developer of a market forecasting and risk management platform aimed at providing investors with insights derived from their own talent networks. The company utilizes a combination of quantitative models and human insights to enhance the accuracy of market performance predictions. By integrating analytics with community-driven expertise, Luumeos enables users to anticipate changes in market risk and performance effectively. This approach allows investors to gain a competitive edge by improving their ability to forecast future market movements with greater confidence.

Fume is a platform designed for managing on-chain finances, focusing on automating administrative tasks through the use of smart contracts. The platform allows for selective transparency, enhancing privacy while facilitating transactions. By reducing the need for intermediaries, Fume enables investors to directly engage with their investments from their wallets, streamlining the audit and investment processes. This approach not only lowers overall transaction costs but also shortens settlement times, making it easier for users to manage their digital and non-digital assets efficiently.

Heymax.ai gives you a free trip every year by rewarding you with Max Miles. Heymax.ai doubles your favorite miles! heymax helps you find the best credit card to use anywhere you shop, and double dip to earn your preferred loyalty points and miles at 20+ airlines and hotels by shopping with our partners like Shopee, Lazada, Amazon, Apple, Trip.com, Singapore Airlines and so many more. For businesses, heymax.ai is a simple and efficient way to convert high-spending customers who like rewards on their terms.

Happi is a financial technology company that provides Underbanked Youths with Instant Banking Accounts, Savings Options, and Micro-Loan Facilities. It has pioneered a new banking model that allows customers to obtain the quickest loan at 0% interest with minimal hassle. Happi super account also allows you to make any payment in two months with EMI.

cWallet Services W.L.L. is a financial technology company based in Doha, Qatar, founded in 2018. The company operates a platform that offers a range of financial services aimed primarily at low-income and unbanked individuals, including migrant workers and domestic helpers. Through its cWallet application, users can receive their salaries, send money to family and friends, pay bills, and make purchases at local stores. The platform also facilitates the purchase of metro and bus tickets, and offers services for online recharge and booking of travel accommodations. By providing these services, cWallet empowers individuals by improving their access to essential financial tools that were previously unavailable to them.

PredictRAM is a technology company specializing in predictive analytics software for investment risk assessment. It leverages artificial intelligence to provide data-driven insights on financial and economic events, enabling clients to make informed decisions and enhance their risk management strategies.

Crowdgenix is focused on creating a Web3-enabled and zero-knowledge-powered institutional decentralized finance (DeFi) platform aimed at bridging the gap between digital and traditional finance. The company offers a comprehensive multi-chain tokenization infrastructure that includes a Tokenization Engine for asset origination, a Launchpad for distribution, and a decentralized exchange (DEX) for trading tokenized real-world assets. By facilitating seamless investment, trading, and management of digital assets, Crowdgenix aims to unlock significant capital opportunities within the financial landscape.

Eco2wallet is a sustainable FinTech company that specializes in environmentally friendly financial solutions for consumers and businesses. It offers card-linked digital wallets and debit cards that facilitate online and in-store payments. A distinctive feature of Eco2wallet's services is that a portion of each transaction is dedicated to funding tree planting and seagrass restoration initiatives. This approach allows environmentally conscious users to actively contribute to conservation efforts while managing their financial transactions. By focusing on promoting sustainability and environmental responsibility, Eco2wallet aims to integrate eco-friendly practices into everyday financial activities.

FinFinder is an AI-based platform that matches clients with qualified financial advisors, providing a streamlined way to find and select professional financial guidance. The platform aggregates advisor options and supports users in taking initial steps toward financial advice, enabling easier access to tailored advisory services. The company was founded in 2021 and is headquartered in Schönenberg, Switzerland.

Divercefi develops a web-based platform facilitating access to digital assets across various ecosystems. Its decentralized finance interface enables users to discover, build, track, buy, and manage diversified investments of any asset class from a single dashboard.

impak Finance connects savers and investors with entrepreneurs and companies working for a sustainable transformation.

Sentimer Technologies offers an AI-powered chatbot platform for customer acquisition, cross-selling, and service in industries such as insurance, banking, energy, and automotive. The platform enables personalized interactions across various channels, enhancing customer experience and conversion rates.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

Datia is a data platform focused on sustainable finance, partnering with innovative financial institutions to streamline their Environmental, Social, and Governance (ESG) workflows. The platform enables clients to efficiently collect and analyze ESG data, assess their portfolios, and model ESG preferences. Additionally, Datia automates reporting in accordance with regulatory frameworks such as the Sustainable Finance Disclosure Regulation and the EU Taxonomy. By providing insights into the impact of investments on climate and society—through metrics like carbon emissions, water usage, and gender equality—Datia empowers users to make informed, value-based investment decisions that align with their sustainability goals while seeking financial returns.

Kaspar& is a fintech company focused on accessible financial services and forward-looking technology. It operates a platform that provides investment plans and tools to help individuals build personal wealth. The platform includes a card for online and offline purchases and automatically invests the spare change from transactions, enabling customers to access financial services and invest professionally.

DreamQuark specializes in developing advanced data analysis technologies centered around deep representation learning. They empower professionals in insurance, finance, and healthcare sectors to leverage their stored data more effectively by efficiently detecting rare phenomena across diverse data types like images, texts, and audio files.

Topaz Digital specializes in digital client engagement solutions for family offices, private banks, asset managers, and other wealth management firms. Its platform offers a single touchpoint for clients to enhance service levels, deepen relationships, and improve company efficiency while ensuring compliance.

Cow Level is a pioneering platform empowering gamers to trade, create, and innovate within games. It offers a marketplace for fictional items and services, fostering creativity and turning players' passion into profit while reshaping the gaming experience.

Splint Invest is a platform facilitating retail investors' access to alternative investments. It pre-selects issuers offering investment products, handling legal requirements, tokenization, custody, and data management for private investors.

STOverse helps startups to raise funds through Security Token Offering. It tokenize securities that are intrinsically connected with the value of their business and offers them to worldwide investors. STOverse gets investors exposed to passive income opportunities, such as liquidity mining, staking, and lending/borrowing.

Rivvi is a fintech company that operates an autonomous payroll platform. This platform automates payroll processes, enabling businesses to pay their employees faster and more efficiently. By reducing manual tasks, Rivvi helps businesses improve operational throughput and positively impact both their bottom line and employee financial health.

CryptoIndexSeries specializes in providing institutional-grade data, tools, and analytics for the cryptocurrency markets. Its platform offers a comprehensive suite of features, including proprietary cryptoasset taxonomy, performance benchmarking against various indices, and news-based performance projection tools. Additionally, it facilitates advanced portfolio analysis and management, along with multi-exchange trading capabilities. By delivering real-time data feeds, historical datasets, and sentiment analysis, CryptoIndexSeries aims to empower asset managers, wealth managers, and cryptocurrency service providers to enhance their trading decisions and focus on strategic initiatives rather than technological challenges in market data and trading.

CakepLabs is a South Korean company focused on developing financial technology and artificial intelligence solutions. It aims to address challenges within the fintech and banking sectors by providing innovative platforms that enhance payment processes and overall financial services. The company offers local services tailored to meet the needs of its community, with products such as Chaca Market and Datacake. CakepLabs is dedicated to delivering user-friendly and high-quality solutions, particularly in tech-deprived areas, ensuring that businesses have access to efficient and secure financial technology.

PLG is a portable benefits platform for the gig economy, that enables independent contractors to pick and choose company-sponsored workplace benefits through a simple plug and play platform through work apps.

Oakify is a digital financial planner and self-service advisory marketplace focused on enhancing long-term financial wellness and resilience for its users. The company has developed an innovative platform that aims to connect the traditional financial advisory industry with digital-savvy generations. This platform not only provides personalized financial planning tools but also includes a crypto rewards program designed to encourage responsible financial behavior. By incentivizing users to manage their credit card repayments, savings, and investments effectively, Oakify seeks to empower individuals to take control of their financial futures.

Tranzfer.me is a pioneering money transfer platform based in Peru that facilitates international money transfers without the physical movement of cash across borders. By leveraging local bank transfers, the platform allows users to send money to recipients' bank accounts quickly, often within minutes. Tranzfer.me aims to simplify the process of sending and receiving funds internationally, providing an economical solution for users in Peru, Brazil, the United States, Canada, and Europe. The company plans to expand its services throughout Latin America, offering a mobile app and a network of agents to enhance accessibility for users, thereby enabling seamless global payments and transfers for family and friends.

Denq is a digital-first fintech company aiming to foster a healthy financial community. It offers tailored financial solutions designed to make a tangible difference in users' lives.

Founded in 2016, Neuroprofiler operates an online platform that assesses clients' investment profiles through behavioral finance principles. It creates customized questionnaires to understand clients' investment preferences and biases, providing tailored recommendations. The company also offers advanced segmentation techniques and gamification elements.

New Wealth is a B2B fintech company offering modular white-label solutions to enhance the distribution of mutual funds and wealth management services. It facilitates legal marketing, advice, and sale of financial instruments through behavioral design, data-driven personalization, and automated financial advice.

Divizend is a FinTech company specializing in wealth-tax solutions aimed at reclaiming foreign dividend withholding taxes for private investors. Its platform automates the refund process, making it easier for users to navigate the complexities of tax recovery. Divizend's services include an interactive dividend calendar that provides insights into key financial figures and the historical performance of stocks across major international markets. By focusing on high dividend earnings, Divizend positions itself as a central resource for investors seeking relevant insights, research, and analytics to maximize their returns.

Doomoolmori provides AI wealth management and data analytics solutions to financial institutions, and robo-advisory services to end users.

Loqr empowers financial institutions to deliver secure, compliant digital customer journeys through its journey builder platform. It offers solutions for remote account opening, customer data update, real-time consumer credit, and other value-added services.

Fligoo is a technology company that specializes in developing a personalized recommendation platform tailored for the financial industry. Its offerings include advanced artificial intelligence products, such as Fligoo Sharp AI and Fligoo DATAMOVEX AI, which are designed to address complex challenges faced by financial institutions. The platform curates and delivers content like trending videos, news, articles, and other relevant media based on users' social media activities, catering to their individual tastes and preferences. Fligoo emphasizes the integration of its AI solutions with existing systems, ensuring data security and confidentiality within the client's environment. Through its innovative approach, Fligoo aims to generate significant value for its clients in the financial sector.

GreenArc Capital Pte Ltd is a fintech company based in Singapore that specializes in impact investing and financial lending services for micro, small, and medium enterprises (MSMEs). Established in 2016, the firm utilizes an AI-driven platform to connect institutional investors with mission-aligned private debt opportunities, particularly focusing on vulnerable populations. GreenArc Capital aims to foster inclusive growth and close the financing gap associated with the United Nations Sustainable Development Goals (SDGs). In addition to its lending services, the company offers Conservation Finance Solutions that link markets to forest protection projects. By leveraging technology and data, GreenArc Capital also provides tools for impact measurement and reporting, enhancing transparency and credibility in the assessment of environmental and social outcomes in private asset portfolios.

swIDch is an information technology company that provides secure authentication through dynamic codes generated by a patented algorithm, enabling offline authentication in network-less environments. Founded in 2015 and based in London, it serves digital identity and payment contexts by allowing the generation of dynamic credentials and supporting dynamic and static virtual PANs across EMV, contactless, and magnetic stripe payments, giving businesses control over credential validity and offline transaction capabilities.

Hercle is a FinTech company specializing in low-latency trading technology. It offers end-to-end prime-brokerage solutions and trading algorithms, enabling institutional investors to gain exposure to crypto-assets efficiently.

Inveert is a software solutions provider focused on serving financial institutions in the wealth management sector. The company addresses the challenges faced by these institutions in offering personalized financial advisory services to the underserved affluent and mass affluent markets, particularly those with assets under management below $300,000. Inveert's platform allows financial entities to deliver ongoing advisory services by tackling key issues such as client prospecting, conversion rates, and client retention. Its technology empowers retail customers to define their financial goals and risk profiles, while an algorithm generates tailored investment proposals based on individual time horizons. Through these innovations, Inveert enables financial institutions to offer a more humanized and effective advisory experience.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Scorce simplifies API integration for developers. It aggregates multiple APIs onto one platform, offering secure and efficient connections with a single dashboard for management and payment. The company aims to reduce the complexity of working with third-party APIs, enabling businesses to focus on their core operations.

Xpats is a cross‑border, app‑based neobanking platform that delivers tailored, cost‑efficient financial and non‑financial services to expatriates and global remote workers. The platform provides bank accounts, credit and debit cards, housing assistance, health insurance, and networking tools, all accessible through a single app. By embedding finance tools into everyday contexts, Xpats helps users improve financial health and pursue personal goals while simplifying the challenges of living abroad. The founding team brings extensive experience in banking, consulting, and digital product development.

DAOFAB operates a digital escrow platform designed to facilitate safe and efficient commercial transactions. By leveraging blockchain technology, the platform enables users to send and receive multi-currency digital tokens and assets through its digital wallet. Users can also earn interest on their tokens. The platform's non-custodial escrow service allows for the creation, management, and disbursement of funds while providing real-time transaction notifications, enhancing transparency and efficiency in financial exchanges.

Moneko is a Singapore-based FinTech startup developing an AI-powered personal finance mobile application tailored for millennials in Asia. The app employs behavioral science and game design principles to encourage better saving and money management habits among its users.

Strabo is a financial platform that links multiple accounts from around the world into a single dashboard, enabling users to visualize their accounts and understand their financial information. The platform connects accounts including investments and cryptocurrency globally, provides real-time net worth with built-in analytics, and supports transfers across currencies to help investors manage money and assets internationally.

StokenX is a technology company that specializes in developing a securities trading platform for financial intermediaries, enabling them to manage digital assets effectively. Its open-source, platform-agnostic solution is designed to integrate seamlessly with various banking systems, blockchains, and custody providers. By leveraging blockchain technology, StokenX offers a secure marketplace for trading security tokens, which enhances liquidity for bonds and private debt. The platform operates within a fully-regulated environment, allowing financial institutions to provide their clients with a reliable trading experience for digital assets, including automated settlements in both crypto and fiat currencies.

Velotix is a company that specializes in data governance and orchestration, providing a platform designed to enhance data accessibility while minimizing security risks. Its AI-driven solution automates policy management, ensuring compliance with evolving privacy regulations and safeguarding against potential violations and fines. The platform delivers real-time data insights and compliance management services tailored for regulated enterprises, particularly in the financial sector. By facilitating secure access to data, Velotix enables organizations to efficiently manage information while adhering to strict data authorization and management regulations. This approach empowers businesses to operate with agility and confidence in an increasingly complex regulatory landscape.

Norsia is a technology-driven wealth management firm that specializes in integrating clients' personal values and sustainability goals into their investment portfolios. The company provides fintech tools designed to assist financial advisors in aligning investments with clients' environmental, social, and governance (ESG) preferences, enabling the creation of personalized sustainable alternatives and relevant insights.

Stableton Financial is an investment firm based in Switzerland, founded in 2018 with offices in Zurich, Zug, and Berlin. It operates a private markets platform that provides access to private blue-chip tech and pre-IPO investments through modular, institutional-grade portfolios and co-investment opportunities. The platform targets growth-stage, tech-enabled opportunities across cloud, enterprise software-as-a-service, consumer technologies, information technology and fintech sectors, serving private and mid-size investors, financial intermediaries and investment managers. The firm supports portfolio construction and white-label solutions, leveraging its deal flow and execution capabilities to deliver semi-liquid, open-ended growth equity opportunities.

Avoodoo is a cloud-based platform specializing in index development, calculation, and management for index providers and asset managers. It features open interfaces that minimize the need for IT intervention, allowing for a streamlined user experience. The platform's flexible data structure employs known business keys, ensuring reliable temporal data integrity for accurate backtesting. In addition to its index management capabilities, Avoodoo offers consultancy services focused on software engineering, product management, and agile methodologies. The company provides workshops, training, and index consulting, aimed at helping clients enhance their product development cycles and effectively navigate increasing project complexities.

Couture.ai is a developer of a customized AI platform that assists large global enterprises across various sectors, including retail, travel, and banking, in scaling their operations. The platform is built on patent-pending innovations in machine learning, computer vision, and deep learning, allowing businesses to implement targeted products tailored to their specific needs. Couture.ai's technology facilitates the deployment of enterprise-wide AI solutions for real-time applications, enhancing the customer experience through features such as personalized bots and assistants, live search, demand forecasting, pricing intelligence, and market trend analysis. The platform is currently utilized by some of the world's largest companies, serving approximately 200 million active users and significantly improving their omnichannel interactions.

Propine provides a regulated custodian and securities services platform for digital assets, serving institutional clients. It features a dual-layer multi-signature system, token holder rights, and administration of token-based plans for employees, partners, investors, and other stakeholders. The platform offers reporting on holdings and transaction history, notifications of corporate actions, and risk management facilities for assets raised through tokens.

Signzy offers digital trust solutions, specializing in customer authentication and onboarding for financial institutions. Its platform employs AI and cryptography to facilitate biometric-enabled digital contracts, background checks, and KYC processes, enabling efficient digital onboarding across 180+ countries.

Abroaden is a pioneering wealth-building platform designed for individuals living abroad. The company provides financial advisory and investment management services tailored to the unique needs of expatriates. Utilizing advanced data analytics, Abroaden assesses customers' financial goals, investment preferences, and risk tolerance to develop personalized investment strategies. This approach not only facilitates wealth creation while living anywhere in the world but also allows for the potential relocation of investments in the future. By focusing on the financial well-being of its users, Abroaden aims to empower expatriates to achieve their financial objectives effectively and efficiently.

AAZZUR Ltd, established in 2017 and headquartered in London, specializes in developing a fintech orchestration platform. This platform enables businesses to embed tailored financial services into their offerings, such as banking, wealth management, and insurance, without the need for significant tech investment or multiple contracts. AAZZUR's solution aggregates and curates best-of-class suppliers, simplifying customer experiences, driving business growth, and reducing time to market. The company formerly operated under the name BEEONE TECHNOLOGY LIMITED until December 2017 when it rebranded as AAZZUR Ltd.

DigiShares offers a comprehensive software solution for the issuance and management of securities on the blockchain, primarily focusing on the tokenization of real estate and other substantial physical assets. As one of the first compliant security token offering platforms in Europe, DigiShares provides a white-label system that includes a user-friendly dashboard for issuers. This dashboard features an automatically updated ownership cap table, ensuring compliance by verifying that buyers are whitelisted before any token trades occur. Investors benefit from a customized KYC/AML process for registration and verification, while issuers can efficiently manage various aspects of their offerings, including share allocations, investor approvals, voting processes, and dividend distributions. DigiShares streamlines the financing and management processes for property developers, asset managers, and investment firms, facilitating quicker, more transparent, and cost-effective transactions.

Verif-y Inc. is a technology company that specializes in digital identity and credential verification solutions. Founded in 2016 and based in Philadelphia, Pennsylvania, Verif-y offers a platform that enables background checks for pre-employment screening and Know Your Customer (KYC) processes. Its services allow organizations to efficiently and securely verify identities and credentials while giving individuals control over their sensitive personally identifiable information (PII). Users can manage access to their information, including the ability to terminate access or delete historical records, enhancing privacy and security. Verif-y's solutions streamline onboarding for organizations, improve operational efficiency, and help reduce compliance burdens related to privacy regulations. The company serves a diverse clientele, including individuals, employers, credential providers, and government entities.

Obligate operates a financial platform that enables the issuance and transfer of on-chain bonds, commercial paper and electronic negotiable instruments. The platform employs distributed ledger technology and smart contracts to tokenize and securely manage financing instruments, eliminating intermediaries to reduce issuance costs and shorten settlement times. By issuing, transferring and closing electronic notes, the company aims to improve data integrity and liquidity management for corporates, banks and investors, enabling real-time actions and transparency. Founded in 2019 and based in Zurich, Obligate positions itself in a regulated environment where digital instruments are subscribed and traded with electronic signatures, facilitating faster financing cycles and more efficient capital markets.

VALK is a London-based company founded in 2019 that specializes in developing a software platform designed to manage, invest, and trade unlisted assets such as private company shares, fund shares, real estate, and infrastructure. By digitizing the asset management and investment workflows, VALK centralizes and automates processes traditionally performed manually, thereby improving efficiency for asset managers, investment banks, and funds. The platform supports over 70 financial institutions, including investment banks, hedge funds, and family offices, across more than 15 countries in Europe, the Middle East, Africa, North America, and South America. In the past year, VALK has facilitated transactions exceeding 4 billion USD. The company has received recognition in the form of awards for sell-side technology and asset management, and it participates in the FCA Sandbox and Tech Nation's fintech cohort.

Founded in 2020, Things Protocol is a Dutch company specializing in IoT security and payment solutions. It employs distributed-ledger-technologies to provide autonomous device identity and tamper-proof communication protocols for various smart devices.

Bond180 Limited is a fintech company based in London, United Kingdom, specializing in technology solutions for the debt capital markets. Founded in 2019, the company develops a digital platform that includes a demand management system (DMS) designed to enhance the market-facing activities of institutional investors through data and analytics. Additionally, Bond180 offers 180Match, a reverse enquiry engine that facilitates communication between investors and the sell-side, and an issue administration network (IAN) that provides digital asset issuance and administration services. The company's focus is on enabling institutional investors to efficiently source assets and identify value in primary markets.

Yokoy is a FinTech company that automates spend management for medium and large enterprises. Its platform combines expense management, supplier invoice management, and smart corporate cards into one intuitive system powered by artificial intelligence and machine learning.

Troy is a FinTech company that specializes in friendly debt collection services, emphasizing a data-driven and omnichannel approach to customer experience. Recognizing that over 50% of customers may overlook payments or experience temporary financial difficulties, Troy focuses on maintaining strong relationships between creditors and their customers. The company combines advanced technology with extensive debt collection expertise and marketing best practices, positioning itself as a leader in customer experience within the debt collection sector in Europe. This innovative approach has demonstrated significant results, achieving debt recovery rates 25% to 80% higher than traditional agencies. With a customer satisfaction rating of 4.1 out of 5, Troy's services not only facilitate faster payment but also enhance overall customer relations. While primarily catering to corporate clients, the Troy platform also aids in digitizing and improving customer experience in other internal processes, showcasing its versatility and commitment to elevating client interactions.

YUKKA Lab AG is a fintech company that specializes in real-time news analytics software aimed at detecting market sentiments. Its innovative tools are designed for the finance and communications industries, providing asset managers and financial advisors with the ability to analyze financial news rapidly and efficiently. The software systematically identifies key topics and trends in professional financial news, enabling users to anticipate market moods and adjust their strategies accordingly. By offering insights into significant trend changes and trading volumes, YUKKA Lab empowers clients to make informed investment decisions with a reduced expenditure of time. The company has also expanded its offerings to include metrics related to environmental, social, and governance (ESG) factors, as well as corporate risk assessments, thereby broadening its applications beyond the finance sector.

Founded in 2018, Merkle Science is a Singapore-based software company specializing in predictive crypto risk management. It offers intelligence platforms for businesses and government agencies to detect, investigate, and prevent illegal activities involving cryptocurrencies. The company's Behavioral Rule Engine enables compliance teams to fulfill KYC/AML obligations and helps industry players stay ahead of evolving illicit activities.

Inkredo develops a credit risk assessment software that enables financial institutions to streamline their risk evaluation process. Its platform analyzes bank statements from various banks, identifying income, loans, defaults, and hidden transactions in seconds. This helps institutions assess financial health quickly, spot anomalies like fraudulent activities, and verify income efficiently.

HedgeSPA offers a scalable predictive analytics platform designed for professional investors. Its mission is to democratize access to sophisticated investment tools, enabling fair competition among asset management players. The platform combines forward-looking market scenarios to significantly reduce portfolio drawdown and automates day-to-day management tasks.

PiChain is a RegTech company focused on sustainable compliance management for financial institutions. By integrating artificial intelligence and blockchain technology, PiChain develops advanced systems that proactively learn and automate complex compliance challenges. The company aims to enhance decision-making for compliance and regulatory professionals, significantly reducing false positives in compliance processes. Through its innovative cognitive compliance platform, PiChain empowers clients to efficiently manage their compliance obligations, ensuring a more sustainable approach to regulatory adherence.

Yokoy is a FinTech company that automates spend management for medium and large enterprises. Its platform combines expense management, supplier invoice management, and smart corporate cards into one intuitive system powered by artificial intelligence and machine learning.

LoanXChain is a pioneering financial technology company that has established the first European secondary marketplace for loans. By leveraging blockchain, artificial intelligence, and application programming interfaces, LoanXChain facilitates a seamless connection between lenders and institutional investors. This innovative platform streamlines the sale of loans and the transfer of credit risk, making these processes straightforward, swift, transparent, and accessible for smaller financial institutions. Additionally, LoanXChain enables lenders to optimize their loan warehouses and manage their capital and liquidity needs dynamically. This capability allows lenders to adapt their credit production processes in response to investors' purchasing intentions, thereby promoting efficient credit production and distribution in real-time.

Element36 bridges traditional finance with blockchain technology. It facilitates regulated transactions between banking systems and decentralized applications, ensuring compliance with know-your-customer and anti-money laundering regulations.

Founded in 2016, EasySend empowers financial institutions and insurance companies worldwide to convert paper forms and PDFs into digital journeys using its no-code platform. The platform supports various use cases such as mortgage processing, lending, policy renewals, claims, and customer onboarding. It integrates seamlessly with legacy systems and third-party services, optimizing workflows and driving revenue growth.

Voxo is a provider of an enterprise platform for voice conversation analytics. The platform identifies, compiles, and visualizes information from voice interactions as searchable and analyzable digital records, supporting transparent documentation. It aims to improve efficiency, compliance, and client insight in financial advisory through voice parsing and analytics. The solution follows conversation trends, automates workflows, and helps organizations extract, analyze, and visualize real-time, business-driven data to understand customer needs. Founded in 2015 and based in Stockholm, Sweden, Voxo turns voice data into actionable insights for enterprises.

ff.next offers design-driven mobile banking solutions for financial innovators with a special focus on younger customers, including off-the-shelf, boxed solutions that are all easy-to-customise, design-driven and white-label as well as an end-to-end service from UX research, through UX/UI design to implementation. These solutions enable banks and fintech companies to engage younger generations, Millennials & GenZ customers with design-oriented digital interfaces. The company has two flagship products called Flint and RocketMoney. Flint is a mobile-first, end-to-end remote lending solution, which is capable of executing credit scoring through a mobile platform, therefore loan application can take only 20 minutes. The solution uses public registers, therefore most of the user data is automatically filled in and its cleanliness is also guaranteed. RocketMoney is a family banking solution we offer together with GoSave, a Californian fintech startup. We together cover the whole youth banking lifecycle by serving the 6-12 years old with a next generation piggy bank and the 12-18 years old with an allowance management application helping youngsters manage, save and also make money in a smart way. Our vision is to conquer the youth banking space with our GoSave and provide financial innovators with the right solutions to increase financial consciousness and literacy.

Galaxis Network is a London-based company founded in 2019 that specializes in developing an online financial platform aimed at decentralizing portfolio management through the use of smart contracts. The platform is designed to manage digital assets for hedge funds and private equity, providing a compliant environment for trading and asset management. Utilizing blockchain technology, Galaxis Network offers features such as peer-to-peer portfolio following, smart contract-based asset swaps, and lending options. These capabilities enable institutional investors and traders to engage with decentralized finance while adhering to regulatory standards.

3rd-eyes analytics provides a cloud‑based platform that enables banks, insurance firms, and wealth advisers to offer digital, goal‑based investment advice. The system integrates a wealth‑planning module with a stochastic model that determines optimal asset allocation for individual goals and scenarios. It supports realistic asset‑liability management and incorporates sustainable investing practices beyond regulatory mandates.

Wallee is a payment services platform that specializes in facilitating electronic payment processing through an online payment gateway. The company provides a range of services, including an API-linked payment gateway that supports recurring bill payments, hosted checkout pages, and reconciliation tools. Wallee offers modern payment methods, allowing merchants to accept transactions via credit cards, PayPal, direct debit, bank transfers, digital wallets, and invoice payments. The platform also features plugins for easy integration with popular e-commerce systems and includes advanced security measures, such as 3D secure payments, to enhance transaction safety. By routing transactions based on card BIN ranges, Wallee improves card acceptance rates for merchants, streamlining the payment experience for both businesses and customers.

ABAKA is a London-based provider of an AI-powered savings and retirement platform for financial institutions and employers. Its enterprise software enables employers to improve benefits engagement and financial wellbeing by giving staff access to digital saving, pension and investment guidance, and control over their financial decisions. The platform also offers modular applications for conversational AI, personalized nudges, data dashboards, and retirement planning tools, including cash-flow modeling and Monte Carlo simulations. ABAKA’s technology is licensed by leading banks, pension providers, and asset managers to serve retail customers across multiple countries, reaching millions of people through its clients. The company supports Open Banking data, pension dashboards, and scalable, outcome-driven advice. Founded in 2016, ABAKA has a strategic partnership with Avaloq Group AG.