Tenity

Lunash is a technology company that specializes in AI-driven debt management solutions. It caters to a wide range of Indonesian financial institutions, including regional and rural banks, peer-to-peer lenders, multi-finance companies, and debt collection agencies. Lunash's platform uses artificial intelligence to analyze borrower data and generate personalized communication strategies, helping these institutions boost recovery rates and reduce operational costs while maintaining positive borrower relations.

Mochi provides a receivables management platform designed to assist small and medium-sized enterprises (SMEs) in streamlining their billing and collections processes. The platform offers automated invoicing, repetitive task automation, and multiple payment options.

Obligate operates a financial platform that enables the issuance and transfer of on-chain bonds, commercial paper and electronic negotiable instruments. The platform employs distributed ledger technology and smart contracts to tokenize and securely manage financing instruments, eliminating intermediaries to reduce issuance costs and shorten settlement times. By issuing, transferring and closing electronic notes, the company aims to improve data integrity and liquidity management for corporates, banks and investors, enabling real-time actions and transparency. Founded in 2019 and based in Zurich, Obligate positions itself in a regulated environment where digital instruments are subscribed and traded with electronic signatures, facilitating faster financing cycles and more efficient capital markets.

Bond180 Limited is a fintech company based in London, United Kingdom, specializing in technology solutions for the debt capital markets. Founded in 2019, the company develops a digital platform that includes a demand management system (DMS) designed to enhance the market-facing activities of institutional investors through data and analytics. Additionally, Bond180 offers 180Match, a reverse enquiry engine that facilitates communication between investors and the sell-side, and an issue administration network (IAN) that provides digital asset issuance and administration services. The company's focus is on enabling institutional investors to efficiently source assets and identify value in primary markets.

Troy is a FinTech company that specializes in friendly debt collection services, emphasizing a data-driven and omnichannel approach to customer experience. Recognizing that over 50% of customers may overlook payments or experience temporary financial difficulties, Troy focuses on maintaining strong relationships between creditors and their customers. The company combines advanced technology with extensive debt collection expertise and marketing best practices, positioning itself as a leader in customer experience within the debt collection sector in Europe. This innovative approach has demonstrated significant results, achieving debt recovery rates 25% to 80% higher than traditional agencies. With a customer satisfaction rating of 4.1 out of 5, Troy's services not only facilitate faster payment but also enhance overall customer relations. While primarily catering to corporate clients, the Troy platform also aids in digitizing and improving customer experience in other internal processes, showcasing its versatility and commitment to elevating client interactions.