Crowdcube

Rematch is a video editing application that allows users to edit, record, and share videos and highlights of the game.

Internxt is a cloud storage service focused on user privacy and data security through its open-source, zero-knowledge encryption technology. Utilizing blockchain, Internxt ensures that files and data remain fully encrypted and accessible only to users. The service includes Internxt Drive for general file storage and Internxt Photos for uploading and sharing images and videos in a secure environment. Users can sync their mobile device photos with the platform and access their data across various devices via a user-friendly desktop and mobile app. Internxt offers a free plan that includes 10 GB of storage, along with subscription options for additional space at competitive monthly and annual rates. The company's commitment to privacy means it does not access personal data for advertising purposes, empowering users to regain control over their files while safeguarding against data collection practices.

The first 'Invite Only' executive ride hailing mobile application, launching in London, UK. Allowing riders to book executive vehicles on demand, while encouraging riders to travel electric pushing its 'Greener, Faster' ethos.

CeleBreak is a football-playing community that originated in Barcelona, designed for sports enthusiasts seeking an amateur football experience. The company provides a mobile application that facilitates the organization of football matches, allowing players to connect and play at their convenience. By fostering a sociable environment, CeleBreak enables individuals to participate in games that fit their schedules, eliminating the concern of not having enough players. The focus is on enjoyment, skill development, and social interaction, making it a platform for football lovers to engage in the sport whenever and wherever they choose.

Etcho is an investment platform focused on promoting environmental, social, and corporate governance through sustainable investment opportunities. The company has developed a user-friendly app that enables individuals to assess the impact of their stock investment portfolios and discover businesses that align with their values. By facilitating access to information about the effects of investments, Etcho empowers users to make informed decisions that resonate with their impact objectives. Additionally, the company creates products designed to assist financial advisors and professional investors in aligning their clients' investments with these objectives, ultimately fostering a more sustainable approach to investing.

Kokoon Technology Limited is a digital health company based in London, United Kingdom, specializing in sleep enhancement solutions. Founded in 2013, the company manufactures sleep sensing headphones that incorporate EEG brainwave sensing technology to monitor sleep patterns. These headphones feature active noise cancellation, noise isolation, and white noise capabilities for improved sleep quality. Additionally, Kokoon offers a mobile application that includes an audio relaxation library and sleep analysis tools, utilizing movement and EEG sensors to gain insights into individual sleep behaviors. By combining advances in sensor technology and data science, Kokoon aims to personalize and enhance the sleep experience for users.

Kroo is a digital bank established in 2016 that aims to transform the banking experience with a focus on sustainability and customer service. It received its full banking license in 2022 and offers a range of services including a current account, overdraft facilities, and deposit protection up to £85,000, with no fees for spending abroad. Kroo's commitment to environmental responsibility is exemplified by its initiative to plant two trees for every new customer, with a goal of reaching one million trees by 2024. The bank combines the reliability of traditional banking with the innovative features of fintech, providing customers with tools to manage their finances effectively. Future developments include the use of predictive technology to assist customers in tracking their spending and making informed financial decisions, further enhancing the banking experience.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Swing is an IoT-based fitness and gymming mobile application that provides weightlifting and fitness instruction and equipment online.

Milbotix specializes in developing advanced wearable technology, specifically smart socks, aimed at improving care for individuals with psychological or physical health conditions. These smart socks are designed to monitor early signs of agitation, enabling caregivers to receive timely alerts through a smartphone app. By leveraging data collected from the sensors and electronics within the socks, Milbotix's AI algorithms provide discreet notifications to caregivers, facilitating prompt assistance to those experiencing communication difficulties. This innovative approach aims to reduce distress for patients who may find conventional wearables uncomfortable or stigmatizing, thus enhancing both acceptance and adherence to necessary care protocols.

Internxt is a cloud storage service focused on user privacy and data security through its open-source, zero-knowledge encryption technology. Utilizing blockchain, Internxt ensures that files and data remain fully encrypted and accessible only to users. The service includes Internxt Drive for general file storage and Internxt Photos for uploading and sharing images and videos in a secure environment. Users can sync their mobile device photos with the platform and access their data across various devices via a user-friendly desktop and mobile app. Internxt offers a free plan that includes 10 GB of storage, along with subscription options for additional space at competitive monthly and annual rates. The company's commitment to privacy means it does not access personal data for advertising purposes, empowering users to regain control over their files while safeguarding against data collection practices.

Rematch is a video editing application that allows users to edit, record, and share videos and highlights of the game.

TiPJAR is the world's leading cashless and contactless tipping platform, helping thousands of restaurants, bars, hotels, and their staff easily collect and distribute cashless tips. Our mission: - Remove the pain of tip admin, compliance, and staff trust for hospitality operators by providing a B2B SaaS solution with the rails for multi-channel tip income and distribution - Provide a seamless, friction-free digital experience to help tipped workers earn more in a cashless society, bringing greater transparency and instant access to their tips - Deliver ROI for restaurant owners by connecting employee performance to employee reward, increasing staff retention, and improving owner/employee relations

What3words is a technology company that has developed a unique geocoding system to improve location accuracy for various applications. The company has divided the world into a grid of 3-meter by 3-meter squares, assigning each square a distinct address composed of three words. This innovative approach allows users to easily identify and communicate precise locations, such as delivery points or recreational areas, without the complexity often associated with traditional addresses. The platform can be accessed through a free mobile app or online map, and it can be integrated into other applications, websites, or platforms with minimal coding. By enhancing location services, What3words supports businesses globally and contributes to social and economic development, particularly in emerging markets.

Freetrade Limited, based in London, is an investment platform that enables users to trade stocks and exchange-traded funds (ETFs) without incurring commissions. Founded in 2015, the company offers a mobile application that simplifies the trading process and provides educational resources to promote long-term investing. Freetrade also features a range of account options, including individual savings accounts (ISAs) and personal pensions, to support tax-efficient investment strategies. By connecting users with independent financial advisers and offering transparent pricing, Freetrade aims to enhance user experience and help individuals save on brokerage and trade fees, ultimately increasing their investment returns.

Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.

Stratiphy is an investment application that leverages Robo-advisory technology to assist the next generation of investors in making informed investment decisions aligned with their values and sustainability objectives. The platform offers personalized investment strategies by analyzing historical performance and comparing various scenarios and investment options through advanced analytics. By integrating sustainability and ESG data, Stratiphy simplifies the process of tracking sustainable investments, allowing users to invest in a manner that reflects their ethical and environmental priorities while also aiming to make a meaningful impact.

Greenr is a new climate mobile app, to track, compete and offset your carbon footprint. We understand that feeling guilty and bad about habits is not the way forward, instead we reward for every small positive change you make, whether that’s eating vegetarian food one day a week, walking to a meeting or changing a long-haul flight to be economy instead of business. We believe that everyone can change little aspect of their lives, educate themselves on the climate crisis and help the world become that little bit Greenr.

Clue is a Berlin-based reproductive health company that specializes in providing personalized health insights to support individuals throughout their reproductive journeys, from their first period to menopause. Founded in 2012, Clue emerged as one of the pioneering femtech companies and now serves millions of users across over 190 countries. The company focuses on empowering individuals through its mobile application, which features a signature Period Tracking function, fertility cycle analysis, symptom tracking, and calendar reminders. Clue also offers additional personalized services through a subscription plan called Clue Plus. Committed to advancing reproductive health, Clue collaborates with universities, researchers, and healthcare professionals to address gaps in health knowledge and support evidence-based practices.

Fazil is a fintech company that offers virtual cards and wallet accounts for digital payments on the one hand and a crypto exchange app on the other. Fazil's accounts and cards are completely digital, with no commissions or hidden fees. Users can easily spend money and pay their daily expenses using their mobile phones. Fazil simplifies money management through technology and products designed for, by, and for real people. At Fazil we opted for a business model that seeks to increase the happiness of users by rewarding their happy day-to-day spending through Cashback. This means that we do not compete for you to bring your salary (although you can also), but because you pay your day-to-day expenses with your phone. Therefore, we do not compete against traditional banks, but we complement them so that you can have greater order and improve your financial health.

Bonnet Ltd. is a London-based company founded in 2019 that specializes in a charging-as-a-service platform for electric vehicle drivers. The company addresses the challenges faced by drivers who must register separately for multiple public charging networks by offering a single app that enables access to any public charger. This streamlined service caters to both individual drivers and businesses, simplifying the charging process and enhancing the overall user experience for electric vehicle owners.

SkiYodl is a platform that allows its users to search and book their ski trips in real-time. The company's mobile platform delivers a flexible and transparent user experience that provides 2000+ handpicked properties in the Alps. SkiYodl was founded in 2018 and is based in London, United Kingdom.

Logcast is a voice streaming platform that facilitates connection among users through brief audio updates, referred to as "logging." The platform offers a user-friendly application for recording, editing, sharing, and monetizing audio content. It serves as a social networking tool, enabling users to explore digital social experiences by engaging with audio updates and conversations from friends, brands, and creators. Additionally, Logcast employs advanced voice control technology and connected products to enhance user interaction and content discovery.

Zoe is a personalized nutrition company that operates extensive nutrition-science studies, including the ZOE Health Study. By utilizing data on an unprecedented scale, Zoe seeks to enhance the health of individuals through a deeper understanding of the complex relationships between food, lifestyle, and health. The company initiates its program with at-home testing that assesses gut health, blood fat, and blood sugar responses. Based on the results, members receive tailored dietary recommendations designed to optimize their health and well-being. The accompanying mobile application provides ongoing insights, food scores, and advice for making healthier dietary choices over a four-week period. Zoe's research has been recognized in prominent peer-reviewed journals, underscoring its commitment to advancing the field of personalized nutrition.

Juisci (Your 'Juice of Science') uses Artificial Intelligence to radically reinvent the way healthcare professionals interact with evidence-based content - to save time and expand the knowledge horizons.

Freetrade Limited, based in London, is an investment platform that enables users to trade stocks and exchange-traded funds (ETFs) without incurring commissions. Founded in 2015, the company offers a mobile application that simplifies the trading process and provides educational resources to promote long-term investing. Freetrade also features a range of account options, including individual savings accounts (ISAs) and personal pensions, to support tax-efficient investment strategies. By connecting users with independent financial advisers and offering transparent pricing, Freetrade aims to enhance user experience and help individuals save on brokerage and trade fees, ultimately increasing their investment returns.

Paper Insurance is a digital insurance broker that aims to modernize the insurance industry through its innovative technology platform. The company offers a seamless end-to-end experience for customers, encompassing the entire process from obtaining quotes to filing claims. Its platform features AI-powered underwriting and a mobile-first design, which enhance user engagement and streamline operations. By transforming traditional insurance products into meaningful relationships with customers, Paper Insurance focuses on improving efficiency and reducing costs for insurers, while also serving the communities where its services are utilized.

TiPJAR is the world's leading cashless and contactless tipping platform, helping thousands of restaurants, bars, hotels, and their staff easily collect and distribute cashless tips. Our mission: - Remove the pain of tip admin, compliance, and staff trust for hospitality operators by providing a B2B SaaS solution with the rails for multi-channel tip income and distribution - Provide a seamless, friction-free digital experience to help tipped workers earn more in a cashless society, bringing greater transparency and instant access to their tips - Deliver ROI for restaurant owners by connecting employee performance to employee reward, increasing staff retention, and improving owner/employee relations

Penfold is a digital pension platform based in London, established on May 26, 2018, by founders Stuart Robinson, Chris Eastwood, and Peter Hykin. The company aims to make pension saving accessible and engaging for self-employed individuals, freelancers, and contractors. Its mobile-managed platform offers users complete transparency, allowing them to track their pensions in real-time and providing thorough explanations of retirement planning. Additionally, Penfold serves as an auto-enrolment solution for employers, facilitating pension management for their employees.

Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.

What3words is a technology company that has developed a unique geocoding system to improve location accuracy for various applications. The company has divided the world into a grid of 3-meter by 3-meter squares, assigning each square a distinct address composed of three words. This innovative approach allows users to easily identify and communicate precise locations, such as delivery points or recreational areas, without the complexity often associated with traditional addresses. The platform can be accessed through a free mobile app or online map, and it can be integrated into other applications, websites, or platforms with minimal coding. By enhancing location services, What3words supports businesses globally and contributes to social and economic development, particularly in emerging markets.

Train Effective is a digital sports training platform that provides online football training through a mobile application. Founded in London, it offers masterclasses led by renowned figures such as Manchester United legend Rio Ferdinand and various Premier League experts. The platform has attracted over 500,000 players from more than 150 countries, all aimed at helping athletes reach their full potential by democratizing access to elite sports coaching. With a strong brand presence, Train Effective has garnered over 2 million followers across social media and has gained financial backing from experienced investors, including former fund managers and professional athletes.

Howbout is a social calendar application that facilitates event planning among friends. The platform enables users to see what their friends are doing, organize events, and manage their schedules effectively. By utilizing smart scheduling technology, Howbout automatically identifies when all participants are available, streamlining the planning process. Additionally, users can share calendars, events, and reminders with specific individuals, making it easier to coordinate meetups and ensure that everyone is informed about upcoming activities. This innovative approach enhances social interactions by simplifying the logistics of making plans.

Mapstr is a mobile application that allows users to bookmark and organize their favorite places worldwide. The app enables individuals to tag locations and find them on a map for easy access and navigation. Utilizing optical character recognition, Mapstr can identify addresses, helping users sort and manage their selected places without restrictions. This functionality allows individuals to see and explore various areas globally, enhancing their travel and exploration experiences.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

Relai is a cryptocurrency investment mobile application that allows users in Europe to buy and sell Bitcoin quickly and easily. The platform distinguishes itself by eliminating the need for registration, verification, or deposits, thereby enabling users to engage in transactions without providing personal information. Additionally, Relai offers a non-custodial bitcoin wallet, ensuring that users maintain full control over their funds. The app also features an auto-invest option, designed with high-security standards, which further simplifies the investment process for users looking to invest in Bitcoin.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Fiit is a fitness platform that offers on-demand classes, group workouts, and training plans to help people improve their performance. With Fiit, users can stream interactive fitness courses directly to their phone, tablet, or TV and exercise whenever and wherever they want with the most sought-after industry pros. Fiit offers a wide variety of programs, including HIIT, strength training, combat, yoga, pilates, mobility sessions, and breathwork.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments for users, particularly while traveling. The application integrates artificial intelligence and machine learning to effectively track user spending. It automatically categorizes and analyzes transactions, providing users with insights into their spending habits. Additionally, VitraCash enables users to consolidate their multiple payment cards into a single smart card, simplifying the payment process by selecting the most suitable card for each transaction. This approach not only enhances the user experience but also helps individuals save money and earn rewards on their purchases.

Urbs Travel is a mobile application designed to enhance city exploration by providing users with audio descriptions, customized routes, and essential travel information. Founded in 2019 and headquartered in London, the app serves as a comprehensive trip guide, offering features such as ticket booking and route mapping. By delivering tailored content and practical resources, Urbs Travel aims to facilitate a more informed and enjoyable travel experience for its users.

Almond claims to be the first app that empowers anyone to become carbon balanced by helping to buy better, act better, and offset the rest.

Freetrade Limited, based in London, is an investment platform that enables users to trade stocks and exchange-traded funds (ETFs) without incurring commissions. Founded in 2015, the company offers a mobile application that simplifies the trading process and provides educational resources to promote long-term investing. Freetrade also features a range of account options, including individual savings accounts (ISAs) and personal pensions, to support tax-efficient investment strategies. By connecting users with independent financial advisers and offering transparent pricing, Freetrade aims to enhance user experience and help individuals save on brokerage and trade fees, ultimately increasing their investment returns.

Breedr is a productivity and marketing platform focused on transforming the livestock supply chain through a suite of digital tools designed for effective livestock management. The platform includes a central Livestock App for monitoring and tracking vital livestock data, streamlining management processes. Additionally, the Livestock Market connects farmers with a wider network for efficient buying and selling of livestock. Breedr Tools also features financial management capabilities, such as a Cashflow tool that provides insights into income and expenses. The Farm System integrates data from various farming aspects, aiding in decision-making and optimization. Specific modules for Suckler, Finisher, and Rearer management address the needs of different animal growth stages, while dedicated features for sheep farming cater to the unique requirements of sheep farmers. Overall, Breedr empowers livestock farmers by offering data-driven insights and efficient tools that enhance productivity and streamline operations.

MyWallSt is a mobile-led platform designed to support and educate individuals in their investment journey. The company aims to transform amateur investors into informed and confident participants in the stock market, guiding them to build successful long-term portfolios. MyWallSt offers a selection of handpicked stocks, thoroughly reviewed by its analyst team, which has achieved an impressive annual return of over 24.4 percent for 11 years. Their Stock of the Month selections have outperformed the market, showing a 54 percent increase compared to the S&P 500's 28 percent over a specific period. The platform also curates essential news stories and provides expert insights, allowing investors to focus on the information that matters most. By fostering a community of successful investors, MyWallSt emphasizes the importance of informed decision-making and education in achieving financial growth.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

Chivado is a B2B tech platform. They serve the restaurant industry. Their platform integrates digital remote services and community marketing. It also offers a consumer app.

WeFish – Fishing Diary and Forecast is a young startup founded in Spain at November 2017 who is trying to be a game changer on the recreational fishing sector with its new mobile application. WeFish is a mobile application that serves Anglers to maximize their chances to get great catches. How does it work? Easy, it is a CONFIDENTIAL fishing diary where its users can register their catches with all their relevant information and analyze them with Machine Learning algorithms, plan their fishing trips thanks to WeFish’s weather forecast, buy new equipment within its Marketplace and everything under a gamification process.

Stratiphy is an investment application that leverages Robo-advisory technology to assist the next generation of investors in making informed investment decisions aligned with their values and sustainability objectives. The platform offers personalized investment strategies by analyzing historical performance and comparing various scenarios and investment options through advanced analytics. By integrating sustainability and ESG data, Stratiphy simplifies the process of tracking sustainable investments, allowing users to invest in a manner that reflects their ethical and environmental priorities while also aiming to make a meaningful impact.

TiPJAR is the world's leading cashless and contactless tipping platform, helping thousands of restaurants, bars, hotels, and their staff easily collect and distribute cashless tips. Our mission: - Remove the pain of tip admin, compliance, and staff trust for hospitality operators by providing a B2B SaaS solution with the rails for multi-channel tip income and distribution - Provide a seamless, friction-free digital experience to help tipped workers earn more in a cashless society, bringing greater transparency and instant access to their tips - Deliver ROI for restaurant owners by connecting employee performance to employee reward, increasing staff retention, and improving owner/employee relations

Hexis is a fitness application that focuses on personalized nutrition by estimating daily carbohydrate and calorie needs based on individual workout and lifestyle demands. The app provides real-time visual insights into a user's energy status, helping them understand their nutritional requirements throughout the day. By leveraging AI technology, Hexis translates complex nutritional science into practical, personalized recommendations that enhance athletic performance and recovery. The platform aims to remove the guesswork from nutrition planning, allowing users to stay healthy and effectively meet their fitness goals.

Sudor is a digital fitness platform based in London that assists fitness professionals in monetizing their social media following by creating personalized apps. Launched in 2022, Sudor provides technology and tools that enable trainers to upload on-demand videos, stream live classes, and develop challenges for their subscribers. This approach allows fitness content creators to establish a digital business, fostering financial freedom while enhancing their connection with users. By facilitating these services, Sudor empowers fitness professionals to transform their expertise into a lucrative revenue stream.

Emma is a financial management application that aims to simplify personal finance management for users facing the complexities of multiple accounts and financial products. By providing a user-friendly platform, Emma enables individuals to access vital information about their finances at the push of a button. The application offers features that help users avoid overdrafts, identify and cancel unnecessary subscriptions, and track their debt and savings. Emma is committed to enhancing the banking experience by prioritizing the financial well-being of its users, ensuring that everyone, regardless of their background, can benefit from financial advocacy and support. Through its innovative approach, Emma aspires to democratize access to financial management tools, making it possible for individuals to achieve a more fulfilling financial life.

Ixoriguè Technologies is digitizing livestock farms. Ixoriguè Technologies gives users the ability to digitally manage a farm and automatically control their livestock using Ixotrack GPS collars while also receiving alerts on their mobile devices. Their farmers may improve their quality of life and their bottom line. Their functions and services include digitization of livestock, sensorization through ixotrack smart collars, management of livestock processes through a web application, data integration with any platform through an API that is updatable and scalable.

Curve is a digital wallet that consolidates multiple payment cards and accounts into a single, user-friendly platform, enhancing the way individuals manage their finances. Established in London in 2015, Curve allows users to store their cards digitally while providing features that actively save money during transactions. Its technology eliminates hidden foreign transaction fees, enables card switching even after a purchase, and allows users to earn rewards in addition to their existing card benefits. With authorization from financial regulators in the UK, EEA, and US, Curve has gained over 6 million customers worldwide and processes significant annual payment volumes. By merging traditional and digital banking functionalities, Curve positions itself as a leader in financial innovation, offering unique advantages that distinguish it from conventional digital wallets.

Seatfrog is a technology company that offers a mobile platform designed for airlines and rail companies to enhance customer experience and generate additional revenue through upgrade services. It operates as an auction platform that allows passengers to bid for seat upgrades on the day of departure, specifically targeting those who are most engaged within 48 hours of their flight. By using data science, Seatfrog identifies optimal moments for upgrade offers, ensuring that otherwise empty seats are sold. The platform simplifies the process by integrating in-app payments and reissuing boarding passes directly to mobile devices in a single transaction, thus reducing friction in the upgrade experience for travelers.

Fertility Circle is a digital platform. An app that connects, supports, and empowers people on their fertility journey for anyone suffering fertility challenges. They assist people in making fertility decisions for themselves.

Penfold is a digital pension platform based in London, established on May 26, 2018, by founders Stuart Robinson, Chris Eastwood, and Peter Hykin. The company aims to make pension saving accessible and engaging for self-employed individuals, freelancers, and contractors. Its mobile-managed platform offers users complete transparency, allowing them to track their pensions in real-time and providing thorough explanations of retirement planning. Additionally, Penfold serves as an auto-enrolment solution for employers, facilitating pension management for their employees.

BitcoinPoint is a company focused on making Bitcoin accessible to a broader audience, particularly those who may not be technologically inclined. The platform serves over 11,000 clients, including both retail and corporate users. It enables customers to buy, receive, send, and sell Bitcoin and other cryptocurrencies through an application designed for ease of use. BitcoinPoint also allows users to purchase Bitcoin in retail locations, similar to using an ATM, and provides an online wallet for securely holding cryptocurrencies. Notably, it was the first company registered with the FCA to integrate the Lightning Network, further enhancing its service offerings.

VitraCash is a financial technology company that offers an innovative online application aimed at facilitating cashless payments for users, particularly while traveling. The application integrates artificial intelligence and machine learning to effectively track user spending. It automatically categorizes and analyzes transactions, providing users with insights into their spending habits. Additionally, VitraCash enables users to consolidate their multiple payment cards into a single smart card, simplifying the payment process by selecting the most suitable card for each transaction. This approach not only enhances the user experience but also helps individuals save money and earn rewards on their purchases.

YoungPlanet is a digital platform designed to promote sustainability by allowing parents to share unused children's items with other families at no cost. The app facilitates the exchange of outgrown toys and other children's products, helping to reduce waste and prevent these items from ending up in landfills. Founded by parents, YoungPlanet addresses the challenges of raising children, including the financial burden and product obsolescence, while also supporting families in decluttering their homes. The platform fosters a sense of community and encourages a circular economy, where one child's unused belongings can benefit another, promoting positive and sustainable living.

Howbout is a social calendar application that facilitates event planning among friends. The platform enables users to see what their friends are doing, organize events, and manage their schedules effectively. By utilizing smart scheduling technology, Howbout automatically identifies when all participants are available, streamlining the planning process. Additionally, users can share calendars, events, and reminders with specific individuals, making it easier to coordinate meetups and ensure that everyone is informed about upcoming activities. This innovative approach enhances social interactions by simplifying the logistics of making plans.

Car fiend Graeme worked long hours in the City and knew his car cost him money just to sit on his drive, doing nothing. Not so much an asset, more of a liability. With the help of e-commerce expert Rob, the pair realised that a car-sharing app (an ‘AirBnB for cars’) might offer a smarter, more environmentally friendly way for people in Britain to hire the 10 million cars rented here every year. The pair began work in August 2014, and it soon became clear that the obstacle to unlocking the value in people’s cars was simple: the keys, and the time it took to hand them over. The team worked on an app-controlled box which allowed users to unlock cars direct from the app. The QuickStart® box was born. Rob and Graeme hired their first employee in 2016, and have watched hiyacar evolve into a friendly, living community, and a company of 16 people. hiyacar still puts people first - and unlike others they were born and bred in Britain. Each hiyacar shared could take the equivalent of 11 vehicles off the road. People are getting to know their neighbours, too. Hiya Owners add personal touches, such as putting ribbons on a car for a wedding. It’s a new way to drive, and something they are very proud of.

ARROE focuses on enhancing battery performance and minimizing electronic waste through innovative technology solutions. The company has developed a proprietary cloud-based predictive battery management system that utilizes machine learning algorithms. This system is complemented by consumer-facing battery management applications compatible with various platforms, including iOS, Android, macOS, Windows, Linux, wearOS, and Watch OS. Additionally, ARROE offers an enterprise dashboard for businesses to efficiently manage their devices. The company licenses its software to manufacturers of portable electronics to help improve battery longevity and user experience. Furthermore, ARROE has created a Bluetooth-enabled laptop sleeve that consolidates multiple charging solutions into a single, compact device, designed for travel and mobile work. This device supports DC charging for various personal computers and includes USB-C power delivery, switchable battery capacity, and international adapters, all manageable through an application, allowing users to charge multiple devices simultaneously from one outlet.

Lumio is a financial management platform aimed at addressing the challenges millennials face regarding money management. It provides users with a comprehensive solution for tracking shared expenses and balances, facilitating financial independence for couples. The platform allows users to connect various accounts, offering tailored guidance and recommendations for managing current, savings, and investment accounts. Additionally, Lumio delivers interactive market updates and a personalized news feed, helping users stay informed about relevant business and market developments. By organizing financial information and simplifying the management process, Lumio empowers users to take control of their finances and grow their money effectively.

SkiYodl is a platform that allows its users to search and book their ski trips in real-time. The company's mobile platform delivers a flexible and transparent user experience that provides 2000+ handpicked properties in the Alps. SkiYodl was founded in 2018 and is based in London, United Kingdom.

Almond claims to be the first app that empowers anyone to become carbon balanced by helping to buy better, act better, and offset the rest.

Chip Financial Ltd. operates Chip, an innovative savings application that integrates with users' bank accounts to facilitate automated savings based on individual spending habits. Founded in 2016 and headquartered in London, the app leverages open banking technology and artificial intelligence to simplify the savings process, allowing customers to effortlessly save money and achieve better returns. Chip also offers a premium subscription service known as Chip X, enhancing users' savings experience. Additionally, the application provides the Chip Service, which periodically transfers funds from users' bank accounts into an e-money wallet based on their spending patterns, thus supporting users in preparing for unforeseen financial situations.

PCL Health is a health-tech startup focused on transforming traditional reactive healthcare into proactive and preventive care. The company provides a connected care ecosystem that allows for hospital-level monitoring in the comfort of patients' homes. This ecosystem includes mobile applications for iOS and Android, Internet of Things (IoT) devices, and wearables that enable the collection of vital health information. Using a medical-grade multi-sensor tool, caregivers or family members can quickly measure essential health metrics and share the data with healthcare professionals. An FDA-approved algorithm analyzes this information in real-time, detecting early signs of health deterioration and facilitating timely interventions by doctors. This innovative approach aims to enhance the independence of seniors while ensuring that healthcare is more accessible and efficient, ultimately saving lives, time, and resources.

Monimoto is a developer and manufacturer of an innovative GPS tracking system designed to combat vehicle theft, particularly for motorcycles. The company's product is designed for ease of installation and use, operating autonomously on battery power and managed through a smartphone application. Monimoto's technology allows users to conveniently monitor the location of their vehicles, including tracking indoors, and provides real-time alerts through call alarms. This system enables vehicle owners to maintain oversight of their motorcycles, thereby significantly reducing the risk of theft when they are away from their vehicles.

Football Fan is a leading Web3.0 social football app-based platform to find, connect, share and interact with like-minded fans and people connected with football. It is a unique fan-generated content platform that allows freedom of speech and expression for its users. The app-based platform rewards its users with unique blockchain-secured digital tokens called FanCoin® for posting content (videos, podcasts, photos, chat rooms) and engaging with the community on the app. The fan-owned app, together with FanCoin®, creates an ecosystem with revenue-generating opportunities for Football Fan app users under Web3.0 such as NFT Marketplace, innovative brand endorsements and FanCoin® marketplace. FanCoin® is not just any other token but it is backed by a strong business case and a passionate community of fans. The vision is to make FanCoin® the means of transactions to buy real-life tangible products and to leverage its power into other industry sectors as well. FanCoin® holders can use them for the following: a. Convert their owned content into NFTs or buy NFTs or resale NFTs using FanCoin® on the app in less than 60 seconds. Demystifying the complexities involved in NFTs and blockchain by making it easier for “a man on the street” to create revenue streams for themselves with the need for a crypto wallet or cryptocurrencies and with no gas fees. b. Redeem at FanCoin® marketplace where FanCoin® holders can purchase products from over 200 partner brands. E.g., Football club shirts, coffee, shoes, hardware products etc. Fan engagement is at the heart of everything that the Football Fan app does, creating an innovative ecosystem using FanCoin® for the fans, football clubs, players, brands, influencers, journalists and small medium or large businesses. Football Fan app is growing rapidly with hundreds of thousands of hyper-active & growing userbase have generated over hundreds of millions active engagements on the app already. Football Fan app can be downloaded for free from iOS and Android app stores.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

FinGo specializes in identity authentication and payment technology that enables consumers to make secure transactions using their fingerprints. Originally developed for major music concert and festival promoters, FinGo's solutions address the need for a cashless payment system that is both convenient and secure. The company's flagship products, FingoPay and Fi-D, facilitate quick transactions that typically take less than five seconds, integrating seamlessly into various environments such as retail outlets, restaurants, and event venues. Customers can use their mobile or wearable devices for added security, and all transactions are digitally recorded in their FinGo accounts. This innovative approach allows users to conduct transactions without carrying cash or cards, relying instead on their unique biometric identity, which is impossible to replicate.

Doctorpedia is a medical technology platform that facilitates the sharing of health information through video content. It allows board-certified clinicians to create and distribute evidence-based medical and wellness videos that can be accessed by patients anytime and anywhere. The platform is designed for use on various devices, enabling patients to learn about health conditions and procedures conveniently. By offering tools for doctors to share trustworthy health information in waiting rooms and through messaging, Doctorpedia enhances patient education and engagement in their healthcare journey.

Pockit Limited is a fintech company based in London, United Kingdom, founded in 2010. It offers a prepaid MasterCard and an online banking solution aimed at residents, particularly those underserved by traditional banks. Pockit provides customers with the ability to receive wages and benefits directly into their accounts, as well as fund their accounts through various methods, including debit cards and bank transfers. Its mobile application, available on both iPhone and Android, allows users to manage their finances conveniently from anywhere at any time. The service includes functionality for in-store and online purchases, as well as use abroad, and offers cashback saving options.

Crosspay is a UK-based fintech company specializing in international money transfers and digital giving solutions for churches and ministries. The platform allows individuals and businesses to send payments across borders in over 50 currencies, utilizing smartphones, tablets, or computers for convenience. Crosspay is committed to providing competitive rates and personalized service, ensuring that users can efficiently manage their overseas transactions for both personal and business purposes. By offering a dedicated support team, Crosspay enhances the user experience, making the process of remittances straightforward and accessible.

Clim8 Invest develops an app for sustainable investing so people can make an impact on climate change with their savings. Clim8 is a simple way to invest in a sustainable portfolio of carefully selected companies already making a positive impact on climate change. Clim8's mission is to move billions of pounds of investments into clean energy and truly green, sustainable companies.

My Beauty Squad is a technology platform for women to book beautician, get advice on beauty products, and be part of a beauty community. The My Beauty Squad app consists of features like an online booking medium for mobile beauticians, promotional apps for big brands, and blogger apps with product information. The company has completed over 5800 bookings since launching its application.

Blind Cupid is a matchmaking application designed to enhance the dating experience by focusing on compatibility and shared values. Utilizing systematic philosophy and artificial intelligence, the app assesses users to determine their compatibility with potential matches across various dating platforms. By emphasizing unwavering principles, Blind Cupid aims to help individuals find meaningful connections based on deeper relational foundations rather than superficial traits. This innovative approach to matchmaking seeks to redefine how people connect in the digital dating landscape.

Wirex Limited is a digital payment platform based in London, UK, founded in 2014. It offers a range of services that enable users to buy, store, exchange, and spend both traditional and cryptocurrencies. The company is known for developing the world’s first crypto-enabled payment card, which allows seamless transactions in local currencies without incurring exchange fees. Wirex provides a centralized mobile app that supports over 150 cryptocurrencies and traditional currencies, enabling transactions at more than 80 million locations globally. The platform also features a unique rewards program called Cryptoback, which gives users up to 8% of their purchases back in Bitcoin. With a user base exceeding 5 million across 130 countries, Wirex continues to innovate by enhancing its product offerings and expanding into new markets, while adhering to regional regulations. The company has also ventured into decentralized finance (DeFi) with features like X-Accounts and a non-custodial wallet, reinforcing its commitment to promoting the accessibility and use of digital assets in everyday financial transactions.

Jobmate is a developer of customizable software that aids Small and Medium Enterprises (SMEs) in managing various business functions. The application streamlines tasks such as invoicing, meeting scheduling, and regulatory compliance, allowing SME owners to achieve a better work-life balance. Additionally, Jobmate offers features for quotes, stock management, resource planning, customer relationship management, and employee management, all aimed at enhancing the efficiency of daily operations. The company also seeks to foster a professional community that encourages collaboration among users, helping them to expand their work opportunities and increase profitability through the use of its platform.

Bnc10 is a mobile banking platform founded in 2018 and based in Barcelona, Spain. The company provides a digital banking alternative that allows users to open free accounts instantly and access a range of financial services. Its platform includes features such as social payments, currency exchanges, and commission-free money withdrawals, all managed through a user-friendly mobile application. Bnc10 aims to redefine banking by offering flexible financial solutions that move away from traditional banking practices.

TiPJAR is the world's leading cashless and contactless tipping platform, helping thousands of restaurants, bars, hotels, and their staff easily collect and distribute cashless tips. Our mission: - Remove the pain of tip admin, compliance, and staff trust for hospitality operators by providing a B2B SaaS solution with the rails for multi-channel tip income and distribution - Provide a seamless, friction-free digital experience to help tipped workers earn more in a cashless society, bringing greater transparency and instant access to their tips - Deliver ROI for restaurant owners by connecting employee performance to employee reward, increasing staff retention, and improving owner/employee relations

OUR MOONSHOT: To open up the frontier of human adaptability. Transforming the health and wellbeing of 100M people by 2030. Guiding the way people successfully navigate the future of work, by measuring and improving adaptability at speed and scale. OUR FOCUS: Building a platform and apps to enable AI driven AQ assessments and personalized coaching, at speed and scale. Achieving THE globally recognized - ‘AQ Index’. OUR NICHE: Deep AI powered adaptability assessments and coaching. Delivered through a unique conversational AI chatbot user experience. Building a worldwide movement for a ‘new operating system for change’. A marketplace for continual growth and the global authority for AQ.

What3words is a technology company that has developed a unique geocoding system to improve location accuracy for various applications. The company has divided the world into a grid of 3-meter by 3-meter squares, assigning each square a distinct address composed of three words. This innovative approach allows users to easily identify and communicate precise locations, such as delivery points or recreational areas, without the complexity often associated with traditional addresses. The platform can be accessed through a free mobile app or online map, and it can be integrated into other applications, websites, or platforms with minimal coding. By enhancing location services, What3words supports businesses globally and contributes to social and economic development, particularly in emerging markets.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

Numerous, Inc. is a technology company based in Austin, Texas, founded in 2013, that specializes in developing a mobile application designed to help users track and share various personal metrics. The app allows users to monitor updates on stock prices, weather, physical activity, and other significant data points while also enabling them to configure notifications for changes or discussions. Additionally, Numerous facilitates the creation of detailed personal data profiles, which are enhanced by users' interactions with brands on the platform. By leveraging artificial intelligence, the company connects users with relevant brands that offer tailored deals, allowing users to consensually share their data in exchange for financial rewards. This approach not only benefits users by monetizing their data but also provides brands with valuable sales insights and market research, tapping into the lucrative data-driven economy.

Car fiend Graeme worked long hours in the City and knew his car cost him money just to sit on his drive, doing nothing. Not so much an asset, more of a liability. With the help of e-commerce expert Rob, the pair realised that a car-sharing app (an ‘AirBnB for cars’) might offer a smarter, more environmentally friendly way for people in Britain to hire the 10 million cars rented here every year. The pair began work in August 2014, and it soon became clear that the obstacle to unlocking the value in people’s cars was simple: the keys, and the time it took to hand them over. The team worked on an app-controlled box which allowed users to unlock cars direct from the app. The QuickStart® box was born. Rob and Graeme hired their first employee in 2016, and have watched hiyacar evolve into a friendly, living community, and a company of 16 people. hiyacar still puts people first - and unlike others they were born and bred in Britain. Each hiyacar shared could take the equivalent of 11 vehicles off the road. People are getting to know their neighbours, too. Hiya Owners add personal touches, such as putting ribbons on a car for a wedding. It’s a new way to drive, and something they are very proud of.

Numerous, Inc. is a technology company based in Austin, Texas, founded in 2013, that specializes in developing a mobile application designed to help users track and share various personal metrics. The app allows users to monitor updates on stock prices, weather, physical activity, and other significant data points while also enabling them to configure notifications for changes or discussions. Additionally, Numerous facilitates the creation of detailed personal data profiles, which are enhanced by users' interactions with brands on the platform. By leveraging artificial intelligence, the company connects users with relevant brands that offer tailored deals, allowing users to consensually share their data in exchange for financial rewards. This approach not only benefits users by monetizing their data but also provides brands with valuable sales insights and market research, tapping into the lucrative data-driven economy.

Muniy offers banking for everyone, extending the digital banking revolution to more aspects of people's lives, starting with building a better retail experience and closer connections with merchants. With our recently launched app and the Muniy contactless card, we're on a mission to bring a better, easier life to everyone.

Kokoon Technology Limited is a digital health company based in London, United Kingdom, specializing in sleep enhancement solutions. Founded in 2013, the company manufactures sleep sensing headphones that incorporate EEG brainwave sensing technology to monitor sleep patterns. These headphones feature active noise cancellation, noise isolation, and white noise capabilities for improved sleep quality. Additionally, Kokoon offers a mobile application that includes an audio relaxation library and sleep analysis tools, utilizing movement and EEG sensors to gain insights into individual sleep behaviors. By combining advances in sensor technology and data science, Kokoon aims to personalize and enhance the sleep experience for users.

Contact is a marketplace that allows models to be booked directly. Already operating in London and Paris, with clients including Vogue and Nike. Contact plan to allow clients to search, find and hire models anywhere globally directly over desktop or mobile without going through an agency.

Freetrade Limited, based in London, is an investment platform that enables users to trade stocks and exchange-traded funds (ETFs) without incurring commissions. Founded in 2015, the company offers a mobile application that simplifies the trading process and provides educational resources to promote long-term investing. Freetrade also features a range of account options, including individual savings accounts (ISAs) and personal pensions, to support tax-efficient investment strategies. By connecting users with independent financial advisers and offering transparent pricing, Freetrade aims to enhance user experience and help individuals save on brokerage and trade fees, ultimately increasing their investment returns.

Niix is a health and fitness app designed for women approaching 40 and beyond. It was launched in 2018 and is headquartered in London, United Kingdom.

Imployable is a digital platform founded by two former Royal Marines, aimed at transforming the recruitment industry by offering a free, user-centric employment tool. The platform helps individuals identify, map, and track their career paths, promoting equality of opportunity for all, regardless of age, background, ability, or disability. Imployable provides a comprehensive suite of web and app-based software that works independently or in conjunction to support users in their professional development. The platform equips individuals with essential tools and knowledge to explore career options, enhances their personal growth, and connects them to various opportunities. Additionally, it features a coaching suite, industry insights, and a network of local and national support, fostering an ecosystem of employment innovation.

Nova Money is a financial technology company that offers a personalized AI financial planner designed to simplify personal finance management. The platform assists users in setting savings goals and tracking their spending patterns, allowing them to effectively plan for their financial future. Available on iPhone, Android, and Web, Nova Money aims to make personal finance more accessible and understandable for individuals, helping them monitor their financial progress and achieve their financial objectives.

Almond claims to be the first app that empowers anyone to become carbon balanced by helping to buy better, act better, and offset the rest.

Zapaygo is a technology company that offers a smartphone application designed to enhance the customer experience by enabling pre-ordering and payment for goods and services. Founded in 2015, the app allows users to view menus and place orders at various venues, including bars, restaurants, coffee shops, and stadiums. By streamlining the ordering and payment process, Zapaygo helps reduce wait times and improve service efficiency, benefiting both customers and businesses. The application addresses a long-standing issue in the hospitality and event sectors, making it easier for patrons to enjoy their experiences without the inconvenience of long queues.

Pawprint Inc. is a San Francisco-based company founded in 2014 that specializes in a mobile application designed for pet owners to manage their pets' medical records. The app provides users with easy access to official electronic health records directly from veterinarians at no cost. By streamlining the storage and verification of vaccination records, Pawprint aims to enhance the efficiency of pet health management and offer pet owners peace of mind regarding their pets' health care needs.

Wave Application enables users to place contacts on a private map for a limited period of time. It offers a simple service, easy to use, and makes life easier for people. Wave Application can be used for finding friends to meet up in the city, date nights, travelling in unknown cities, business meetings outside the office, big sports events, sharing location when users are stuck in the traffic. Wave Application was founded on 2013 and is headquartered in Madrid, Spain.

The GP Service is committed to providing exceptional service levels in the community healthcare sector, with a platform that ties together patients, doctors and pharmacies. All doctors are UK-based and registered with the General Medical Council (GMC); affiliated pharmacies are UK based and registered with the General Pharmaceutical Council (GPhC).