COTU Ventures

Cercli is a human resources, modern payroll and employee data platform for the Middle East and North Africa (MENA).

MoneyHash provides access to payment and fintech services across the Middle East & Africa with one simple integration.

AdalFi provides digital lending infrastructure services.It identifies, qualifies, engages, activates, and delights lending prospects for our partner banks.

Supy is a business-to-business software provider that specializes in enhancing transaction efficiency between restaurants and their suppliers. The company's order processing system enables restaurants to effectively manage their purchasing activities by facilitating communication with all suppliers. Supy's platform allows users to place orders seamlessly and provides real-time insights to assist in informed purchasing decisions. This functionality helps restaurants minimize waste and optimize both time and costs associated with their procurement processes.

Huspy is a proptech company based in Dubai, UAE, that aims to simplify the home financing process. Founded in 2020, it focuses on creating an easy-to-use online platform that enhances the home buying and selling experience. By eliminating the need for cumbersome paperwork, Huspy enables home buyers to secure mortgages conveniently through its web and mobile applications. The company seeks to transform the traditional mortgage process into a more accessible and cost-effective solution, making home buying a more celebratory experience for its users.

zenda is a fintech app that enables to pay school fees with pay-now and pay-later options, unlocking rewards for paying on time.

Qureos is a work tech software and service company focused on transforming how young people learn and work. It provides an experiential learning platform that bridges the gap between education and the workplace by offering job matching, one-on-one mentorship, and hands-on projects in high-demand fields. Qureos employs an AI-powered engine to connect candidates with over 100 partner companies, enhancing the recruitment process. Members of Qureos experience faster responses from recruiters, significantly increasing their chances of securing employment. The platform fosters a global community of learners, mentors, and employers, facilitating effective and practical learning while enabling businesses to access the talent they need.

Englease is an online educational platform that offers live, accredited English classes tailored for the MENA region. It specializes in preparing users for English proficiency tests such as IELTS and TOEFL. The platform provides one-to-one sessions, allowing users to monitor their progress, reinforce their learning, and evaluate their future educational needs. By focusing on personalized learning experiences, Englease aims to enhance users' English fluency and overall language skills.

Supy is a business-to-business software provider that specializes in enhancing transaction efficiency between restaurants and their suppliers. The company's order processing system enables restaurants to effectively manage their purchasing activities by facilitating communication with all suppliers. Supy's platform allows users to place orders seamlessly and provides real-time insights to assist in informed purchasing decisions. This functionality helps restaurants minimize waste and optimize both time and costs associated with their procurement processes.

MoneyHash provides access to payment and fintech services across the Middle East & Africa with one simple integration.

Cassbana is a financial lending platform focused on creating financial identities for underserved communities in Egypt. The company employs artificial intelligence and machine learning to develop a behavior-based credit scoring system that assesses individuals and businesses' access to credit. By analyzing behavior patterns, Cassbana enables financial institutions to provide low-risk investment opportunities while facilitating access to monetary payments and micro-lending options. This approach assists small businesses and individuals in obtaining short-term financing more easily, thereby contributing to financial inclusion within the region.

Stitch allows businesses to build and operate financial products.

Stitch provides a technology stack with modular building blocks for fintechs, corporates, and banks.