CommerzVentures

Founded in 2021 in Zurich, Switzerland, by Swiss entrepreneurs Manuel Grenacher (CEO) and Andreas Hauri (CTO), Unique is a venture-backed B2B SaaS platform that records client conversations and leverages the power of AI to augment client-facing teams with real-time assistance and post-recording insights to build better client relationships and automate routine tasks. Unique cuts out manual work for client advisors by automatically generating a call summary and updating their CRM systems. During client meetings, it identifies key phrases (pain points, product mentions, etc.) to help advisors spot new upselling and cross-selling opportunities.

Carbmee is an enterprise software company focused on enabling businesses to effectively manage carbon reduction through advanced automation technology. Its flagship product, the patented Environmental Intelligence System (EIS), offers a unique platform that allows organizations to analyze and track their carbon footprints across complex supply chains. By accurately calculating carbon emissions at the company, product, and supplier levels, Carbmee matches internal data with external databases to deliver comprehensive insights. Utilizing artificial intelligence and a data-driven approach, the system ensures rapid carbon transparency and identifies hidden reduction opportunities. This empowers businesses to make informed decisions and foster collaboration with suppliers, ultimately contributing to their sustainability goals.

FINBOURNE Technology Limited is a London-based company founded in 2016 that specializes in investment management technology. It has developed LUSID, a sophisticated investment data platform designed to transform and simplify how organizations manage their investment data. LUSID serves as an investment data store, providing comprehensive historical records of transactions and adjustments, thereby enhancing transparency and reducing costs associated with investing. The platform is built as a bitemporal engine and utilizes open APIs, allowing it to integrate seamlessly with existing operational systems and deliver agility and control. In addition to LUSID, the company offers Luminesce, a data virtualization engine that facilitates real-time data gathering and analysis. Together, these tools support a wide range of critical data management processes for various clients, from start-up managers to large global investment institutions, enabling them to achieve deeper insights and improved operational efficiency.

Lemon.markets is a FinTech company that specializes in providing a comprehensive trading API designed to facilitate stock trading and investment. The platform simplifies the creation and execution of trading orders while also allowing users to access market data efficiently. By offering robust infrastructure, Lemon.markets empowers developers to build customized investment and trading tools tailored to their needs. The company combines its API with operational capabilities and regulatory expertise, positioning itself as a one-stop solution for businesses looking to launch their own investment products. This unique approach enables clients to offer trading in stocks, exchange-traded funds, and other financial instruments, streamlining the process of entering the investment market.

Climate X is a global climate physical risk data analytics company that specializes in climate risk management services. The firm provides tools to project and predict the impacts of climate change and extreme weather events by integrating climate models with current real-world data. Through its physical modeling capabilities, Climate X enables businesses and governments to anticipate regulatory requirements and adapt to evolving climate-related challenges. Its clientele includes prominent financial institutions in sectors such as banking, real estate, and insurance, highlighting its relevance in a rapidly changing climate landscape.

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

Tuum is a cloud-native banking platform that is spearheading the next generation of digital innovation in the financial services industry. Built around a microservices architecture, the platform consists of flexible and independent modules covering all retail and business banking capabilities. The platform is API-based for quick and easy integration and can run on all major cloud providers, as well as on private clouds. Founded by a team of banking and technology experts in 2019, Tuum combines technological excellence with in-depth banking knowledge and packages it into a sophisticated, cutting-edge platform. Tuum currently employs over 60 people with offices in Tallinn, Berlin and Malaga.

Volt.io is a next-generation digital money platform that focuses on providing secure bank direct payments while reducing the risk of card fraud. By leveraging recent Open Banking regulatory initiatives in Europe, Volt.io offers a global real-time payments solution that aims to transform e-commerce. Its platform facilitates seamless and instant account-to-account transactions, serving as a single gateway for customers to access a worldwide audience. This innovative approach optimizes conversion rates and lowers transaction costs, positioning Volt.io as a disruptive force in the payment processing industry.

ClimateView AB is a technology company based in Stockholm, Sweden, founded in 2017. It specializes in developing Climate Panorama, a software platform designed to assist local governments in planning, simulating, and executing climate transition strategies. The platform enables cities to collect, organize, and visualize climate data, facilitating systematic and integrated modeling of political, economic, and energy shifts. By providing a coherent data structure, ClimateView allows for comparability between cities, regardless of geography or language. The software supports decision-making by integrating advanced modeling and visualization tools, ultimately aiming to expedite climate action through improved data-driven insights. ClimateView collaborates with various partners, including leading global consultancies and the Swedish Climate Policy Council, and serves over 135 cities across nine countries in Europe and North America.

Sabi is a B2B network designed to enhance commerce within the informal trade sector. It aims to accelerate the flow of transactions by facilitating connections among stakeholders. The company offers a comprehensive e-commerce logistics infrastructure that serves both micro and small enterprises. Sabi's platform includes features such as digital ledgers for cash management, interfaces for wholesale business-to-business transactions, group buying options, and logistical support. These services are tailored to help merchants access essential tools, reach new customers, improve cash flow, and streamline their logistics processes. Through its innovative approach, Sabi enables businesses to thrive in a competitive marketplace.

Flock is a digital insurance company specializing in coverage for commercial motor fleets. Focused on enhancing safety through connected insurance solutions, Flock leverages real-time data to provide insights that enable fleet owners to promote safer driving practices. This approach ensures that fleets demonstrating safer driving habits benefit from reduced insurance costs. Trusted by numerous companies, including Virtuo and Jaguar Land Rover's luxury leasing division, Flock aims to establish itself as the leading fully digital insurer for both connected and autonomous vehicles, with a mission to make the world safer through innovative insurance solutions.

Runa is pioneering a first-of-its-kind payment rail capable of sending and accepting digital value at scale. With Runa, companies can pay the people they serve in any form of digital value, anywhere, instantly. The Runa Network provides a wide range of digital payout types including gift cards, prepaid cards, subscriptions, donations, cryptocurrencies and more. Legacy payment mechanisms struggle to adapt to low-volume, high-velocity transactions both locally and globally, such as sending payouts to gig workers, creators, or sending rewards to customers or employees wherever they are. Runa’s infrastructure and network facilitates payouts to these recipients, helping businesses expand their reach, retain their users while modernizing the way in which they manage and transfer money: instantly, internationally, and free of charge for the senders and the recipient. Runa was established as WeGift in October 2016 by Aron Alexander in London, England.

Money Fellows is a collaborative group lending and savings platform designed to help individuals access interest-free credit and improve their savings outcomes. The platform allows users to form circles with friends and family, enabling them to contribute to a shared fund and take turns withdrawing the total amount. This innovative approach leverages users' social networks to facilitate financial collaboration, making it easier for individuals to achieve their savings goals while providing access to credit without interest. The service is characterized by its simplicity and efficiency, allowing users to validate their circles within minutes.

Cledara Limited is a London-based company that operates a purchasing and analytics platform tailored for the subscription economy. Founded in 2018, Cledara provides businesses with a comprehensive solution to manage their software subscriptions. Its platform allows users to request and approve software, automate accounting processes, and leverage usage and financial data to optimize costs, enabling them to cancel unused applications easily. With a focus on improving operational efficiency and ensuring regulatory compliance, Cledara has helped over 1,000 companies across the US, UK, and Europe reduce their software expenses by 30% and save more than 20 hours each month on software administration.

Helu.io is a startup that specializes in accounting data management technology. The company offers a platform that consolidates various financial data sets into a customizable dashboard, allowing users to easily access, connect, and analyze their accounting information. Its technology enables the upload of financial data, monthly report updates, and the creation of detailed reports on individual postings, accounts receivable, accounts payable, and cost centers. By providing these tools, Helu.io aims to enhance the financial reporting processes for businesses while ensuring the security of their data.

MFS Africa Limited is a leading provider of mobile money interoperability in Africa, facilitating seamless money transfers and payments across the continent. Established in 2009 and headquartered in Accra, Ghana, the company connects mobile network operators through a unified API, enabling a range of services including remittances, merchant and bulk payments, as well as bank-to-wallet transfers. MFS Africa serves various stakeholders, including money transfer operators, banks, and mobile money operators, by offering alternatives for remittances, micro-lending, micro-insurance, and micro-savings. With additional offices in key African cities and London, MFS Africa plays a crucial role in enhancing financial connectivity and promoting financial inclusion across the region.

Elwood Technologies is a prominent fintech firm that specializes in developing digital asset trading infrastructure tailored for institutional clients. The company offers a comprehensive platform that facilitates connectivity to global cryptocurrency exchanges, custodians, and liquidity providers. Its solutions encompass advanced execution management, portfolio analytics, and risk management tools, enabling financial institutions to efficiently navigate the complexities of digital asset markets. Founded by experts with extensive experience in both traditional finance and digital technology, Elwood Technologies is committed to enhancing the efficiency and security of financial operations in the rapidly evolving landscape of digital assets.

Climate X is a global climate physical risk data analytics company that specializes in climate risk management services. The firm provides tools to project and predict the impacts of climate change and extreme weather events by integrating climate models with current real-world data. Through its physical modeling capabilities, Climate X enables businesses and governments to anticipate regulatory requirements and adapt to evolving climate-related challenges. Its clientele includes prominent financial institutions in sectors such as banking, real estate, and insurance, highlighting its relevance in a rapidly changing climate landscape.

MFS Africa Limited is a leading provider of mobile money interoperability in Africa, facilitating seamless money transfers and payments across the continent. Established in 2009 and headquartered in Accra, Ghana, the company connects mobile network operators through a unified API, enabling a range of services including remittances, merchant and bulk payments, as well as bank-to-wallet transfers. MFS Africa serves various stakeholders, including money transfer operators, banks, and mobile money operators, by offering alternatives for remittances, micro-lending, micro-insurance, and micro-savings. With additional offices in key African cities and London, MFS Africa plays a crucial role in enhancing financial connectivity and promoting financial inclusion across the region.

Alviere is a financial technology company that specializes in providing an embedded finance platform, enabling brands to offer a range of financial services directly to their customers. Its platform facilitates the delivery of various financial products, including banking services, mobile payments, card issuance, payment processing, and cross-border currency exchange. By streamlining and automating these offerings, Alviere helps businesses enhance customer relationships, boost revenue, and improve overall profitability. The company's flexible framework allows clients to easily launch new financial service lines, thereby increasing customer satisfaction and retention while gaining valuable insights into consumer behavior.

Getsafe is a digital insurance company focused on enhancing the insurance experience through technology. It leverages a unique platform that simplifies the process of obtaining and managing insurance coverage, making it both fair and accessible. By utilizing automation and machine learning, Getsafe enables customers to easily manage their policies, including renters, legal, personal liability, content, income protection, and car insurance, all from their smartphones. The company streamlines traditionally complex tasks, allowing users to file claims or adjust their coverage in real time with minimal effort.

ClimateView AB is a technology company based in Stockholm, Sweden, founded in 2017. It specializes in developing Climate Panorama, a software platform designed to assist local governments in planning, simulating, and executing climate transition strategies. The platform enables cities to collect, organize, and visualize climate data, facilitating systematic and integrated modeling of political, economic, and energy shifts. By providing a coherent data structure, ClimateView allows for comparability between cities, regardless of geography or language. The software supports decision-making by integrating advanced modeling and visualization tools, ultimately aiming to expedite climate action through improved data-driven insights. ClimateView collaborates with various partners, including leading global consultancies and the Swedish Climate Policy Council, and serves over 135 cities across nine countries in Europe and North America.

Hedvig AB is an innovative insurance provider based in Stockholm, Sweden, founded in 2016. The company offers a range of insurance products including home, contents, travel, and accident insurance, as well as coverage for personal belongings such as bicycles and mobile phones. Launched in 2018, Hedvig has expanded its services to all Scandinavian countries and operates as an EU-licensed carrier. The company distinguishes itself through a focus on customer service and efficient claims handling, aiming to create a user-friendly experience that resonates with clients.

Doconomy AB is a fintech company based in Stockholm, Sweden, founded in 2018, that specializes in digital banking services. It has developed the DO application, which allows users to track and measure their carbon dioxide emissions and ecological footprint resulting from online purchases. One of its notable offerings is DO Black, a credit card that incorporates a carbon limit, encouraging users to engage in sustainable consumption. Doconomy's mission is to inspire behavioral change and reduce carbon emissions by connecting consumers, producers, retailers, and influencers within a circular ecosystem. The company provides tools that enable users to visualize the environmental impact of their financial transactions and offers insights and incentives for reducing consumption, thereby promoting a sustainable lifestyle for all.

Afilio is a company that specializes in the creation and management of pension and estate documents, aimed at enhancing future financial security. Its platform automates the generation and administration of various pension documents, including registrations in the Central Pension Register. In addition to pension management, Afilio provides insurance management services designed to help users safeguard themselves and their families against unforeseen emergencies and the challenges associated with aging, such as illness. Through its comprehensive offerings, Afilio seeks to empower individuals in planning for their financial futures effectively.

ManyPets is a pet insurance provider that aims to enhance the well-being of pets and their owners. The company offers a range of insurance products, including policies for dogs and cats, multi-pet insurance, and lifetime coverage options. ManyPets specializes in providing comprehensive pet health benefits tailored to individual needs. In addition to insurance, the company also offers preventive wellness services, utilizing subscription-driven technology to deliver a convenient and personalized experience for pet owners. By focusing on accessibility and customer service, ManyPets strives to create a seamless connection between pet owners and their pets' health care.

360X is a secondary marketplace dedicated to facilitating investments in alternative asset classes, including art and real estate. The company focuses on providing trusted access to high-quality, expert-verified digital stakes. Collaborating with partners and domain experts, 360X Art AG and tectrex, it has established a standardized approach for creating digital stakes in these asset categories. The platform aims to broaden its offerings by making additional asset classes accessible in the future, catering to the needs of investors seeking opportunities in illiquid assets. Through its innovative trading platform, 360X seeks to create new ecosystems that enhance investment opportunities for a diverse range of assets.

Alviere is a financial technology company that specializes in providing an embedded finance platform, enabling brands to offer a range of financial services directly to their customers. Its platform facilitates the delivery of various financial products, including banking services, mobile payments, card issuance, payment processing, and cross-border currency exchange. By streamlining and automating these offerings, Alviere helps businesses enhance customer relationships, boost revenue, and improve overall profitability. The company's flexible framework allows clients to easily launch new financial service lines, thereby increasing customer satisfaction and retention while gaining valuable insights into consumer behavior.

Getsafe is a digital insurance company focused on enhancing the insurance experience through technology. It leverages a unique platform that simplifies the process of obtaining and managing insurance coverage, making it both fair and accessible. By utilizing automation and machine learning, Getsafe enables customers to easily manage their policies, including renters, legal, personal liability, content, income protection, and car insurance, all from their smartphones. The company streamlines traditionally complex tasks, allowing users to file claims or adjust their coverage in real time with minimal effort.

Runa is pioneering a first-of-its-kind payment rail capable of sending and accepting digital value at scale. With Runa, companies can pay the people they serve in any form of digital value, anywhere, instantly. The Runa Network provides a wide range of digital payout types including gift cards, prepaid cards, subscriptions, donations, cryptocurrencies and more. Legacy payment mechanisms struggle to adapt to low-volume, high-velocity transactions both locally and globally, such as sending payouts to gig workers, creators, or sending rewards to customers or employees wherever they are. Runa’s infrastructure and network facilitates payouts to these recipients, helping businesses expand their reach, retain their users while modernizing the way in which they manage and transfer money: instantly, internationally, and free of charge for the senders and the recipient. Runa was established as WeGift in October 2016 by Aron Alexander in London, England.

Hedvig AB is an innovative insurance provider based in Stockholm, Sweden, founded in 2016. The company offers a range of insurance products including home, contents, travel, and accident insurance, as well as coverage for personal belongings such as bicycles and mobile phones. Launched in 2018, Hedvig has expanded its services to all Scandinavian countries and operates as an EU-licensed carrier. The company distinguishes itself through a focus on customer service and efficient claims handling, aiming to create a user-friendly experience that resonates with clients.

Concirrus Ltd., established in 2011 and headquartered in London, operates a cloud-based platform that connects diverse data sources and devices, enabling clients to extract and manage various data types. The company specializes in transforming businesses by leveraging its technology to collect, organize, and analyze information from connected products and machines. Concirrus offers custom solutions, including consultancy, implementation, and support services, as well as a portfolio of pre-built applications in areas such as asset security, fleet management, and smart energy. Its incident monitoring center responds to alarms for theft recovery and high-value asset security. Serving global clients in sectors like healthcare, security, mining, and insurance, Concirrus has a strategic partnership with PressurePro. Notably, the company's AI-driven marine insurance platform, Quest, empowers underwriting teams to make data-driven decisions, improving loss ratios and reducing operational expenses.

Curv Inc. is a company that specializes in developing cloud-based infrastructure for digital asset security. Founded in 2018 by Dan Yadlin and Itay Malinger, Curv provides a multi-party computation (MPC) solution that eliminates the need for private keys, enhancing safety against cyber threats and insider risks. Its technology allows users, including financial institutions and crypto-native companies, to securely build and manage digital wallets for storing and transferring various digital assets across different blockchains. Curv's offerings include a cloud-based wallet service that replaces conventional cold and hot storage solutions, as well as an enterprise-grade policy engine that enables organizations to define risk profiles and enforce compliance measures. Additionally, the company provides Curv Air Gap, which integrates an offline machine to facilitate secure transaction signing. Headquartered in Winchester, California, with research and development operations in Tel Aviv, Israel, Curv aims to streamline the transaction process while ensuring the highest levels of security.

By Miles Limited is a company that specializes in pay-per-mile car insurance, catering specifically to low mileage drivers. Founded in 2015 and headquartered in Bootle, United Kingdom, with an additional office in Hammersmith, London, By Miles provides a unique insurance model that combines a fixed monthly subscription with flexible payments based on actual journey distances. Utilizing a smartphone application and a black box technology, the company tracks vehicle usage in real time, allowing drivers to pay solely for the miles they drive. This innovative approach enables customers to save on insurance costs while offering tools to simplify their driving experience.

ManyPets is a pet insurance provider that aims to enhance the well-being of pets and their owners. The company offers a range of insurance products, including policies for dogs and cats, multi-pet insurance, and lifetime coverage options. ManyPets specializes in providing comprehensive pet health benefits tailored to individual needs. In addition to insurance, the company also offers preventive wellness services, utilizing subscription-driven technology to deliver a convenient and personalized experience for pet owners. By focusing on accessibility and customer service, ManyPets strives to create a seamless connection between pet owners and their pets' health care.

omni:us is a leading provider of intelligent insurance claim automation solutions. The company specializes in developing software that automates end-to-end insurance claims processes, allowing insurers to efficiently manage data from handwritten documents through advanced handwritten text recognition technology and artificial intelligence. Its Digital Claims Adjuster integrates seamlessly with existing insurance systems, including legacy applications, to facilitate a comprehensive claims automation experience. By providing integrated reference claims processes across various property and casualty lines of business, omni:us significantly reduces operational costs while enhancing efficiency, speed of settlement, and overall customer satisfaction.

Getsafe is a digital insurance company focused on enhancing the insurance experience through technology. It leverages a unique platform that simplifies the process of obtaining and managing insurance coverage, making it both fair and accessible. By utilizing automation and machine learning, Getsafe enables customers to easily manage their policies, including renters, legal, personal liability, content, income protection, and car insurance, all from their smartphones. The company streamlines traditionally complex tasks, allowing users to file claims or adjust their coverage in real time with minimal effort.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

Mosaic Smart Data Limited is a London-based company that specializes in providing advanced data analytics solutions for capital market participants, particularly in the fixed income, currencies, and commodities (FICC) sectors. Established in 2014, the company operates an online platform that consolidates various data sets, allowing users to gain real-time insights into trading activities and client interactions. This platform integrates securely with existing technology infrastructures, offering granular analysis of trading flows across key metrics such as product, instrument, and venue. By enabling trading, sales, and management functions to monitor and analyze their operations in real time, Mosaic Smart Data empowers financial institutions to enhance their decision-making processes, address regulatory requirements, and identify new business opportunities. The company's focus on transforming raw data into actionable intelligence positions it as a valuable partner for financial market professionals seeking to improve profitability and service client needs effectively.

Bankin' is a mobile application focused on simplifying money management for its users. With a user base of over 1.5 million across France, England, Spain, and Germany, the company prides itself on being the leading independent money management solution in Europe. The app utilizes intelligent algorithms and human coaching to deliver personalized advice related to savings, credit, and insurance, ensuring that customers can manage their finances efficiently. Bankin' emphasizes its commitment to transparency and simplicity, allowing users to concentrate on their priorities without the complications often associated with financial management. By remaining independent of traditional banking institutions, Bankin' aims to provide unbiased guidance tailored to the individual needs of its customers.

Mambu is a SaaS (Software as a Service) company that develops a cloud-based core banking platform. It enables financial institutions, including banks, fintech startups, and microfinance institutions, to manage credit and deposit products more efficiently. Mambu's platform simplifies credit risk assessment, loan lifecycle tracking, and portfolio management. It also streamlines internal workflows, improves data quality, and reduces fraud risk. With a presence in multiple countries, Mambu serves over 200 clients globally, helping them build modern digital financial products faster, securely, and cost-effectively.

OpenLegacy Inc. is a software company specializing in the development of Application Program Interface (API) solutions that facilitate the digital transformation of legacy systems. Founded in 2012 and headquartered in Reston, Virginia, with additional offices in several locations, including New Jersey, Illinois, Texas, Switzerland, Mexico, Israel, and Hong Kong, OpenLegacy offers a platform that enables organizations to integrate their complex legacy systems directly. By automating the generation of APIs in minutes, the company allows clients to launch digital services quickly and efficiently, reducing reliance on traditional middleware and significantly cutting costs. Its solutions empower enterprises to deploy new applications, features, and updates rapidly, fostering innovation and enhancing digital capabilities across various business environments.

Fraugster, established in 2014, is a German-Israeli company specializing in anti-fraud solutions. Headquartered in Leeds, UK, the company designs and builds advanced security systems powered by artificial intelligence and behavioral analytics. Fraugster's platform anticipates and prevents fraudulent attacks in real-time, helping businesses minimize cyber threats and maximize revenues. Additionally, Fraugster Academy offers educational courses to enhance knowledge in fraud prevention and cybersecurity.

ManyPets is a pet insurance provider that aims to enhance the well-being of pets and their owners. The company offers a range of insurance products, including policies for dogs and cats, multi-pet insurance, and lifetime coverage options. ManyPets specializes in providing comprehensive pet health benefits tailored to individual needs. In addition to insurance, the company also offers preventive wellness services, utilizing subscription-driven technology to deliver a convenient and personalized experience for pet owners. By focusing on accessibility and customer service, ManyPets strives to create a seamless connection between pet owners and their pets' health care.

Payworks is a technology company specializing in next-generation Point of Sale payment gateway solutions. Headquartered in Germany, with additional offices in the UK, the US, and Poland, Payworks offers a cloud-based platform that enables developers to seamlessly integrate card payment functionality into their applications. This technology allows businesses to securely process EMV, contactless, and mobile wallet transactions efficiently at the Point of Sale. By providing its services to leading acquirers and payment providers worldwide, Payworks aims to enhance the payment experience for merchants and customers alike. The company was acquired by Visa in July 2019, further solidifying its position in the payment technology landscape.

Realbest is Germany's first online sales platform dedicated to residential real estate. The company streamlines the sales process by digitizing various stages of real estate transactions, starting from property valuation for sellers to facilitating online reservations for buyers. By leveraging a network of market professionals, including estate agents and financial advisers, Realbest enhances the acquisition and placement of residential properties both on-site and online. This approach fosters a faster purchasing experience while providing high transparency, ultimately helping sellers achieve optimal prices for their properties. Additionally, by expanding the reach of real estate listings through its digital network, Realbest maximizes customer potential, making the buying and selling of real estate properties more efficient and straightforward.

Omnyway streamlines retail operations by abstracting complex digital systems into user-friendly solutions. Their key offerings include VISX, a livestream commerce platform that enables any retail employee to host video-based shopping events, allowing viewers to purchase items in real-time with sales attributed to the hosting employee and their respective store. Omnyway HaiWai facilitates acceptance of popular global digital wallets at existing POS systems without hardware or software changes, reducing integration time to zero. Additionally, Omnyway Zapbuy enables one-click purchasing from digital ads. The company's cloud-based platform ensures rapid deployment, global scalability, robust security features, and built-in analytics for secure payment acceptance in physical stores.

PayKey is a technology company that provides banks with innovative solutions to enhance customer engagement and streamline financial services. Its platform allows users to initiate and complete various banking transactions, such as peer-to-peer payments and balance checks, directly within any mobile application. By integrating a banking button into the smartphone keyboard, PayKey enables a seamless and efficient banking experience for users, eliminating the need to switch between different apps. This approach helps banks stay relevant in a competitive landscape while addressing consumer demands for quick and convenient access to financial services. Overall, PayKey aims to improve user experience and bolster brand engagement for financial institutions in an increasingly digital environment.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

Bankin' is a mobile application focused on simplifying money management for its users. With a user base of over 1.5 million across France, England, Spain, and Germany, the company prides itself on being the leading independent money management solution in Europe. The app utilizes intelligent algorithms and human coaching to deliver personalized advice related to savings, credit, and insurance, ensuring that customers can manage their finances efficiently. Bankin' emphasizes its commitment to transparency and simplicity, allowing users to concentrate on their priorities without the complications often associated with financial management. By remaining independent of traditional banking institutions, Bankin' aims to provide unbiased guidance tailored to the individual needs of its customers.

PayKey is a technology company that provides banks with innovative solutions to enhance customer engagement and streamline financial services. Its platform allows users to initiate and complete various banking transactions, such as peer-to-peer payments and balance checks, directly within any mobile application. By integrating a banking button into the smartphone keyboard, PayKey enables a seamless and efficient banking experience for users, eliminating the need to switch between different apps. This approach helps banks stay relevant in a competitive landscape while addressing consumer demands for quick and convenient access to financial services. Overall, PayKey aims to improve user experience and bolster brand engagement for financial institutions in an increasingly digital environment.

Iwoca Ltd. is a London-based company that provides credit finance services to small businesses in the United Kingdom. Established in 2011, iwoca specializes in offering unsecured business loans and short-term cash loans to help businesses manage cash flow gaps and invest in growth opportunities. Its clients include a diverse range of sectors such as retail, hospitality, and service industries. The company offers flexible repayment options that span from one day to 24 months, allowing businesses to repay early without incurring penalties. Through its online platform, iwoca facilitates a streamlined application process, enabling businesses to secure funding for various needs, including inventory, technology, and employee expenses.

Mambu is a SaaS (Software as a Service) company that develops a cloud-based core banking platform. It enables financial institutions, including banks, fintech startups, and microfinance institutions, to manage credit and deposit products more efficiently. Mambu's platform simplifies credit risk assessment, loan lifecycle tracking, and portfolio management. It also streamlines internal workflows, improves data quality, and reduces fraud risk. With a presence in multiple countries, Mambu serves over 200 clients globally, helping them build modern digital financial products faster, securely, and cost-effectively.

Getsafe is a digital insurance company focused on enhancing the insurance experience through technology. It leverages a unique platform that simplifies the process of obtaining and managing insurance coverage, making it both fair and accessible. By utilizing automation and machine learning, Getsafe enables customers to easily manage their policies, including renters, legal, personal liability, content, income protection, and car insurance, all from their smartphones. The company streamlines traditionally complex tasks, allowing users to file claims or adjust their coverage in real time with minimal effort.

Marqeta operates a modern card issuing and payment processing platform that enables businesses to create customized payment solutions using open APIs. Founded in 2010 and headquartered in Oakland, California, with an additional office in London, Marqeta's platform allows users to build, issue, and manage digital, physical, and tokenized payment cards. The company provides a range of services including virtual cards, real-time fund transfers, spend controls, and data analytics solutions. Marqeta serves various industries such as e-commerce, lending, on-demand services, and digital banking by offering flexible and scalable payment infrastructure. It is certified to operate in 40 countries globally.

Iwoca Ltd. is a London-based company that provides credit finance services to small businesses in the United Kingdom. Established in 2011, iwoca specializes in offering unsecured business loans and short-term cash loans to help businesses manage cash flow gaps and invest in growth opportunities. Its clients include a diverse range of sectors such as retail, hospitality, and service industries. The company offers flexible repayment options that span from one day to 24 months, allowing businesses to repay early without incurring penalties. Through its online platform, iwoca facilitates a streamlined application process, enabling businesses to secure funding for various needs, including inventory, technology, and employee expenses.

eToro is a global multi-asset investment platform founded in 2007, based in London. It empowers individuals to grow their knowledge and wealth by providing a social trading network that allows users to trade various assets including currencies, commodities, indices, crypto assets, and stocks. eToro's platform enables users to manually invest in different asset classes or automatically copy the trades of other successful traders within its community of over 23 million registered users. The company operates as a subsidiary of eToro Group Limited.

Money Fellows is a collaborative group lending and savings platform designed to help individuals access interest-free credit and improve their savings outcomes. The platform allows users to form circles with friends and family, enabling them to contribute to a shared fund and take turns withdrawing the total amount. This innovative approach leverages users' social networks to facilitate financial collaboration, making it easier for individuals to achieve their savings goals while providing access to credit without interest. The service is characterized by its simplicity and efficiency, allowing users to validate their circles within minutes.