Citi

Auxmoney GmbH operates an online marketplace for peer-to-peer lending, facilitating loans between private consumers and investors. Founded in 2007 and based in Düsseldorf, Germany, the platform offers a variety of loan options, including instant loans, installment loans, and loans for specific purposes such as education, vacations, and business start-ups. In addition to personal loans, auxmoney provides services such as factoring, credit lines, and commercial real estate financing. The platform allows investors to participate by funding loans, creating a bank-free borrowing system that benefits both borrowers and lenders.

LiquidX Inc. operates an electronic marketplace focused on trade finance assets, facilitating transactions among a diverse range of participants, including corporations, banks, asset managers, hedge funds, and insurers. Established in 2015 and headquartered in New York with additional offices in London and Singapore, LiquidX provides a transparent platform that enables users to trade risk and invest in financial instruments such as receivables, payables, and letters of credit. The company's technology platform enhances the origination, financing, and distribution of trade finance assets, allowing clients to access capital markets effectively. With a broad seller base that includes credits from major global companies and a buyer base comprising large banks and asset managers, LiquidX aims to deliver optimal price execution and streamline working capital solutions.

Konfio is a financial technology company based in Mexico City that focuses on providing online financial solutions for micro entrepreneurs and small to mid-size enterprises. Founded in 2013, Konfio offers a range of products including fixed-rate loans, working capital loans, corporate credit cards, and online payment solutions. The company utilizes a proprietary algorithm that combines data and technology to assess creditworthiness, enabling it to extend credit to clients who have been historically underserved by traditional banks. Additionally, Konfio provides business productivity software tools and a loyalty program, all designed to enhance the growth and productivity of its clients. Through its innovative approach, Konfio aims to facilitate economic growth by making financial services more accessible and affordable.

MQube is a fintech company operating in the mortgage industry. Driven by data, artificial intelligence and deep machine learning, MQube have developed a platform that delivers mortgages with certainty and control. MQube can produce a legally binding mortgage offer in hours (subject to valuation), weeks quicker than market norms, reducing inefficiencies and offering customers better outcomes.

Sharegain Ltd. is a fintech company based in London, specializing in a securities lending platform designed for pension funds, insurance companies, and asset managers. Founded in 2015, Sharegain aims to transform the securities lending industry, valued at $2.5 trillion, by providing financial institutions with the tools to derive additional income from their existing assets, including stocks, bonds, and ETFs. The platform offers a streamlined, automated solution that enhances transparency and control while minimizing overhead costs. By enabling private banks, asset managers, fund managers, and online brokers to lend their assets, Sharegain helps these institutions unlock hidden value in their portfolios and create new revenue opportunities for themselves and their clients.

Household Capital Pty Ltd is a financial services firm based in Melbourne, Australia, founded in 2016. The company specializes in providing retirement funding solutions that enable senior Australians to access and borrow against their home equity. By offering longevity income products, Household Capital aims to assist seniors in maintaining their quality of life and living independently in their own homes.

Auxmoney GmbH operates an online marketplace for peer-to-peer lending, facilitating loans between private consumers and investors. Founded in 2007 and based in Düsseldorf, Germany, the platform offers a variety of loan options, including instant loans, installment loans, and loans for specific purposes such as education, vacations, and business start-ups. In addition to personal loans, auxmoney provides services such as factoring, credit lines, and commercial real estate financing. The platform allows investors to participate by funding loans, creating a bank-free borrowing system that benefits both borrowers and lenders.

HQLAᵡ is a financial technology innovation firm that leverages R3’s distributed ledger technology, Corda, to provide liquidity management and collateral management solutions for institutional clients in the global securities financing markets. HQLAᵡ and Deutsche Börse Group formed a strategic partnership for the creation of a joint operating model that provides market participants with improved collateral mobility across a fragmented securities settlement eco-system.

4G Capital is a financial services provider based in Nairobi, Kenya, focused on delivering credit and financial literacy training to micro-enterprises in Africa. Established in 2013, the company specializes in offering unsecured loans to self-employed traders in low-income informal markets, including agriculture and household goods. By utilizing proprietary machine learning technology, 4G Capital generates insights from traditionally underrepresented sectors, enabling the design of tailored credit products that align with clients' business needs and financial capabilities. Clients benefit from both micro-loans and a customized training program aimed at maximizing their earnings. With loans accessible via mobile money within minutes, 4G Capital addresses the significant finance gap affecting micro and small enterprises, which contribute over 30% to Kenya's GDP. The company has achieved impressive metrics, including a collection rate exceeding 94% and a substantial impact on client revenues, particularly among women and rural entrepreneurs. With operations expanding in Uganda and plans for further growth across Africa, 4G Capital aims to enhance financial inclusion and support sustainable business development in the region.

Addressing inefficiencies in the marketplace across multiple communication channels, DirectBooks will simplify the primary issuance process through the use of structured data and streamlined communications. The new service will increase the efficiency and accuracy of deal workflow information among market participants by disseminating it through a robust communication platform that can be integrated into underwriter and investor systems to better connect underwriters and their clients.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

Better Holdco, Inc. is a digital mortgage lending company based in New York that offers a streamlined online platform for residential clients in multiple states across the U.S. Founded in 2016, Better.com focuses on providing a transparent and efficient home-financing experience by eliminating commissions, fees, and traditional branch appointments. The company offers a variety of mortgage options, including fixed and adjustable rates for conventional and jumbo loans, as well as refinancing services. In addition to mortgage lending, Better.com features a digital marketplace that provides competitive quotes from various insurance providers and connects clients with leading real estate agents. Since its inception, Better.com has facilitated $7.9 billion in home loans and $1 billion in insurance, aiming to democratize access to home financing.

Oodle Car Finance is a car finance company that match-makes customers with UK's best car dealers to deliver great car buying experiences. They are breaking the mould of lending in the used-car market by merging search and finance into one seamless digital process. This rapid, blink-and-you-miss-it, online procedure matches our customers with their perfect cars, the UK’s best car dealers and affordable finance.They believe they can achieve their ultimate mission to create a best-in-class consumer experience, where customers reap the benefits.

The interest rate derivatives platform.

BDO Unibank, Inc. is a leading full-service universal bank based in Makati City, Philippines, offering a comprehensive array of banking products and services to both corporate and retail clients. Its offerings include traditional loan and deposit products such as savings, checking, and time deposit accounts, as well as personal, auto, home, and small and medium enterprise loans. The bank also provides a variety of insurance products, remittance services, and trade facilities. In addition to these services, BDO Unibank engages in investment banking, offering loan syndications, underwriting, and financial advisory services. Its investment management arm manages separate client-focused portfolios and various mutual funds. With a robust branch network and extensive automated teller machine presence, BDO Unibank is well-positioned to serve the diverse financial needs of its customers across the Philippines. The institution has evolved since its incorporation in 1967 and continues to expand its services to meet the growing demands of the market.

Primus Retail is a retail chain focused on apparel, footwear, sportswear, and accessories for men, women, and children. It is headquartered in Bengaluru, Karnataka.

European American Bank