Cambridge Savings Bank

Cambridge Savings Bank is a full-service financial institution with $2.2 billion in assets. As one of the oldest and largest community banks in Massachusetts, the Bank offers a full line of individual and business banking services and has 16 banking centers located in Cambridge, Acton, Arlington, Bedford, Belmont, Burlington, Concord, Lexington, Newton and Watertown.

Brian Annese

First Vice President, Corporate Banking

Ryan Bailey

President and CEO

John Bobbin

Senior Asset-Based Lending Officer, First Vice President

Keith Broyles

Co-Founder, Senior Vice President and Head of Asset-Based Lending

Vincent Fennell

Senior Vice President and Chief Data Analytics Officer

Angela Gee

VP

Yvonne Kizner

Co-Founder and SVP Asset-Based Lending

Kevin McGuire

COO and Executive Vice President

Michael Richardson

Asset Based Lending - Relationship Manager and Vice President

17 past transactions

Belle Brands

Debt Financing in 2025
Belle Brands provides the ultimate in accessible, science-backed hair and skincare that can be relied on at any age and stage. The company emphasizes the use of high-quality, safe ingredients in all of its product lines, which cater to a wide range of demographics and life phases.

Arctaris Impact Investors

Debt Financing in 2025
Arctaris Impact Investors is a venture capital firm based in Chestnut Hill, Massachusetts, that focuses on generating above-market investment returns while fostering positive social impact. Established in 2009, the firm specializes in providing royalty-based capital and subordinated debt to expansion-stage companies, particularly those located in underserved communities throughout the eastern United States. Arctaris seeks investments ranging from $1 million to $10 million in businesses that have a trailing revenue exceeding $5 million per year and are EBITDA positive. This innovative funding approach allows companies to access capital without diluting ownership, making it suitable for various purposes such as expansion, acquisitions, and recapitalizations. By targeting growth-oriented operating businesses and community infrastructure projects, Arctaris aims to create lasting economic benefits in the communities it serves.

Fair Haven Community Health Care

Debt Financing in 2024
Fair Haven Community Health Care is a primary health care organization and wellness activities.

Stauer

Debt Financing in 2024
Stauer is a manufacturer based in Burnsville, Minnesota, specializing in historically-inspired watches, jewelry, and unique collectibles. The company focuses on creating vintage-inspired fashion accessories that include gemstone-studded ornaments, handbags, and home decor items, catering to a diverse range of styles and designs. Stauer aims to tell the stories of the world's most precious stones through its offerings, allowing clients to enjoy contemporary interpretations of classic aesthetics.

Modera Wealth Management

Debt Financing in 2024
Modera Wealth Management, founded in 1983 in Westwood, New Jersey, offers comprehensive wealth management and portfolio management services tailored to individuals, families, trusts, institutions, and philanthropic organizations. The firm focuses on addressing the unique financial needs of diverse clientele, including business owners and healthcare professionals, while also providing specialized services for surviving spouses and various gender identities. Modera's expertise encompasses financial planning, estate planning, and family wealth transfer, ensuring clients receive personalized strategies and access to new investment opportunities. With a commitment to client-centric service, Modera aims to enhance financial well-being and foster long-term wealth preservation and growth.

Conditioned Air

Debt Financing in 2023
Conditioned Air is a provider of heating, ventilation, and air conditioning (HVAC) services in Southwest Florida, catering to both residential and commercial clients. The company specializes in the design, engineering, estimation, installation, and maintenance of various HVAC systems, including air conditioning, heating, refrigeration, and dehumidification. Conditioned Air focuses on delivering routine maintenance and tailored assistance to meet the specific needs of its customers, ensuring optimal performance and comfort in their indoor environments.

Conditioned Air

Private Equity Round in 2023
Conditioned Air is a provider of heating, ventilation, and air conditioning (HVAC) services in Southwest Florida, catering to both residential and commercial clients. The company specializes in the design, engineering, estimation, installation, and maintenance of various HVAC systems, including air conditioning, heating, refrigeration, and dehumidification. Conditioned Air focuses on delivering routine maintenance and tailored assistance to meet the specific needs of its customers, ensuring optimal performance and comfort in their indoor environments.

Enhanced Mechanical Contracting

Debt Financing in 2023
Enhanced Mechanical Contracting provides HVAC servicing solutions that are tailored to the needs of each building in order to ensure that equipment operates at top performance while also lowering the facility's cost structure.

Bigbelly

Debt Financing in 2023
Bigbelly was founded in 2003 with the goal of transforming one of the least efficient and resource-intensive industries on the planet — waste collection. Cities were either collecting too often and wasting fuel and labor while creating CO2 emissions or they were not able to keep up with the demands and overflowing trash cans created litter, health and safety issues. In the following years, the company has evolved to offer a unique solution for the public space by leveraging renewable solar energy and information technology. With the efficiency gains their customers realize, Bigbelly has been instrumental in the implementation of the first wide-spread public space recycling programs in cities such as Philadelphia, Chicago and Boston and is now pioneering public space compostables collection as well. Bigbelly has been recognized as an industry leader in the waste management, environmental, and innovative technology spaces and is recognized as a C40 Cities Climate Leadership Group best practice. With their solutions deployed in every state and more than 47 countries worldwide, Bigbelly continues bringing its Smart Waste & Recycling System to every corner of the world.

Leadpoint

Debt Financing in 2023
Leadpoint works with you and your management teams to take the chaos out of recycling plant operations. With our expertise in leveraging workforce management, safety process and innovation to get you more out of the waste stream you manage. Since 2000, Leadpoint has helped companies in the recycling industry make better decisions about how to maximize their workforce to improve productivity, safety, efficiency and profitability. Based in Phoenix, AZ, the company provides its data-driven approach for performance to organizations nationwide.

American Gas Products

Debt Financing in 2023
American Gas Products specializes in the supply of industrial and specialty gases, focusing on helium, propane, medical gases, and welding products. The company serves a diverse range of markets, including supermarkets, the construction industry, wholesale helium suppliers, and the entertainment sector. Their offerings include bulk carbon dioxide, cryogenic gases, nitrogen generation units, and high-pressure cylinders, catering to both local cylinder and micro bulk gas markets as well as national accounts.

ROC USA

Debt Financing in 2023
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.

Tropical Products

Debt Financing in 2022
Tropical Products, Inc. provides you with a consistently high quality, cost-effective product that will please your customers. Whether you require a turnkey product or contract manufacturing and filling, Tropical Products’ knowledgeable staff guides you through the process, cutting costs and assuring your satisfaction every step of the way.

ROC USA

Debt Financing in 2021
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.

GWA Auto Parts

Debt Financing in 2021
GWA Auto Parts is a distributor and retailer of private-label automotive aftermarket parts located in Delray Beach, Florida. The company specializes in high-quality replacement parts for a wide range of vehicles, including domestic, European, and import brands such as Chevrolet, Dodge, Ford, BMW, Volkswagen, Audi, Porsche, Kia, Hyundai, Subaru, and Mitsubishi. All parts are produced in ISO-certified facilities and are subject to a rigorous quality control process prior to shipping, ensuring reliability and performance, particularly for electronic components like ignition coils, speed sensors, coolant sensors, and switches.

ROC USA

Debt Financing in 2021
When a manufactured home community or “mobile home park” is for sale, ROC USA® seeks to provide homeowners who are working together as a democratic organization with the opportunity to purchase their community. ROC USA also provides groups with on-going technical, training and networking support to help them build value and be successful over time.
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