The Baobab Network

Lemonade Payments operates a digital payment platform that facilitates secure and private transactions across Africa. The platform is designed to protect user privacy, allowing individuals and businesses to make and receive payments without revealing personal information. By offering a user-friendly interface and supporting various payment methods, Lemonade Payments aims to enhance the overall experience of financial transactions. The service caters to a diverse audience, including those who need to send money internationally to countries such as India, China, Pakistan, Nigeria, Ghana, and Kenya. In addition, the company prioritizes customer support, providing multiple channels for assistance to ensure a smooth and efficient experience for all users.

Hadi. is a financial platform focused on providing inventory financing for micro, small, and medium enterprises (MSMEs) in Nigeria. The company aims to simplify financial transactions and services through a market digitalization interface that includes offerings such as investor financing and cashless payment solutions. By facilitating these financial services, Hadi. enables retailers and distributors to manage their cash flow effectively, allowing them to allocate resources toward strategic investments and drive business growth.

Lendha is a financial technology company focused on providing small and medium-sized enterprises (SMEs) in Nigeria with seamless access to working capital loans. The company utilizes artificial intelligence to assess and identify key growth areas for businesses, enabling loan approvals within three hours. Lendha offers a user-friendly platform where businesses can open an account in just five minutes, manage their finances, and monitor expenses. With a commitment to affordability, Lendha provides low-interest loans with minimal paperwork and straightforward repayment options, empowering SMEs to enhance their operations and drive growth.

Alerzo is a B2B e-commerce retail company based in Ibadan, Nigeria, that focuses on transforming the operations of informal retail stores. Founded in 2019, Alerzo provides a technology and services platform that facilitates on-demand inventory distribution and financial services tailored for small retailers. Its platform enables these stores to easily discover, purchase, and manage their inventories, while also delivering valuable insights such as real-time market trends, customer feedback, and consumer purchasing data. By bridging the gap between retailers and fast-moving consumer goods (FMCGs), Alerzo enhances the efficiency and effectiveness of informal retail operations.

Alerzo is a B2B e-commerce retail company based in Ibadan, Nigeria, that focuses on transforming the operations of informal retail stores. Founded in 2019, Alerzo provides a technology and services platform that facilitates on-demand inventory distribution and financial services tailored for small retailers. Its platform enables these stores to easily discover, purchase, and manage their inventories, while also delivering valuable insights such as real-time market trends, customer feedback, and consumer purchasing data. By bridging the gap between retailers and fast-moving consumer goods (FMCGs), Alerzo enhances the efficiency and effectiveness of informal retail operations.

Pennysmart is a financial technology company that offers a savings platform aimed at promoting financial independence. The platform automates the savings process while providing users with attractive interest rates. It features a simplified dashboard that allows individuals to track their saving habits effectively. Regulated by the Bank of Ghana, Pennysmart ensures transparency by maintaining no hidden fees or transaction costs, thereby enabling users to save money efficiently and benefit from high-interest rates.