Cont.Digital is a digital accounting company that provides accounting services to micro and small companies. The company specializes in tax assessment, bookkeeping of transactions, control of revenue X expenses, preparation of statements, and bank reconciliation. It was founded in 2019 and is located in Santa Maria, Rio Grande do Sul.
Zoe Financial, Inc. is a financial advisory firm established in 2016 and headquartered in Scarsdale, New York. The company operates as a marketplace that connects consumers with top financial advisers. Zoe Financial conducts thorough screenings of financial experts to ensure they provide clients with appropriate and effective advice, recognizing that financial guidance involves more than just numerical analysis. The firm aims to facilitate meaningful connections between clients and qualified advisers to enhance their financial decision-making processes.
B2Capital is a company based in Sao Paulo, Brazil, that provides an online platform focused on the management of product exchange and accounts payable. The platform is designed to streamline these processes for businesses, enhancing efficiency and improving financial management.
Developer of an educational platform designed for financial literacy. The company offers qualified instructors who facilitate engaging classes in a dynamic learning environment with real-life examples and applications to make financial concepts relatable and understandable, enabling users with the knowledge and skills needed to navigate the complex world of personal finance.
Fidel Limited is a payments API platform based in London that enables developers to create real-time and personalized applications using card-linked technology. Founded in 2012, Fidel offers a streamlined solution for integrating payment services, allowing developers to connect banking cards from major networks like Visa, Mastercard, and American Express with reward and marketing services. By managing the complexities of transaction data in the background, Fidel provides a secure and efficient single access point for developers to build web and mobile applications. Notable global companies such as Google and British Airways utilize Fidel's APIs to enhance their customer experiences. The company also has offices in Toronto, Lisbon, and New York and is supported by investors such as Nyca Partners and QED Investors.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.
Payhawk Limited offers a comprehensive spending software designed to streamline expense management, payments, and corporate card usage for businesses. Founded in 2018 and headquartered in London, with an additional office in Sofia, Bulgaria, the company focuses on simplifying the entire spending lifecycle for financial officers and business owners. Its platform automates the collection and analysis of receipts, invoices, and card transactions, allowing businesses to maintain budget control without the need for paperwork. Payhawk's innovative solution includes a paperless corporate card that integrates seamlessly with existing banking services, offering real-time expense tracking, automated data extraction, and reporting features to enhance financial oversight.
Wayflyer is a revenue-based financing platform that focuses on supporting eCommerce brands. It operates an analytics platform that utilizes an underwriting engine to assess marketing performance on a daily basis. This technology provides clients with detailed analytics and tailored recommendations aimed at enhancing their marketing strategies. By helping eCommerce businesses optimize their campaign budgets, Wayflyer enables them to achieve sustainable growth and improve overall performance.
Fincent is a new age finance firm whose mission is to bring financial and accounting services into the modern age. In addition to Neo-banking and SaaS, Fincent aims to become a complete financial hub for small and midsized businesses. They provide an AI-powered finance team with a dashboard that manages all finance functions for your company on one platform, including bookkeeping, yearly taxes, bill pay, invoicing, financial projections, budgeting, and reimbursements.
Solfácil purpose is to allow all people to invest in solar. We are the first solar investment platform in Brazil. We are a fintech with a innovative loan that allows consumers to switch their monthly cost with electricity into a great investment in a solar system. Consumers benefit from zero downpayment, up to 30% immediate savings, 20+ years of free electricity and ability to produce and consume clean energy.
Afriex Inc. is a company based in Oakland, California, founded in 2019, that specializes in developing a mobile payment application aimed at facilitating overseas money transfers. The platform allows users to send and receive money globally, utilizing stablecoins to provide a fast and cost-effective remittance service to over 30 countries. The application offers features for sending, receiving, and making payments at current exchange rates, along with various withdrawal options to enhance user convenience. Afriex aims to streamline cross-border transactions, making it easier for individuals to manage their finances internationally.
FintechOS SRL is a Romanian company that develops an artificial intelligence-enabled platform tailored for financial institutions, focusing on digital transformation. Founded in 2017 and headquartered in Bucharest, the company offers a comprehensive open-cloud, omni-channel orchestration platform that includes applications such as Digital Experience Portal, Digital Customer 360, and Digital Product Factory. These tools are designed to enhance customer experiences for banking and insurance firms. Additionally, FintechOS provides the FintechOS Academy, which offers e-learning solutions to support ongoing education and skills development. By leveraging advanced technologies and a hybrid agile methodology, FintechOS enables rapid and cost-effective digital transformation for its clients, facilitating the delivery of personalized services that meet modern consumer demands.
Divibank is a financing platform that provides businesses with access to growth capital through innovative financial services software. The platform facilitates connections to accredited financial institutions, offering credit solutions that align repayment with revenue performance, thereby preserving cash flow for users. By leveraging data from digital marketing campaigns, Divibank aims to enhance sales volume while ensuring effective campaign performance. This approach empowers entrepreneurs to expand their sales operations and acquire new customers efficiently.
MFS Africa Limited is a leading provider of mobile money interoperability in Africa, facilitating seamless money transfers and payments across the continent. Established in 2009 and headquartered in Accra, Ghana, the company connects mobile network operators through a unified API, enabling a range of services including remittances, merchant and bulk payments, as well as bank-to-wallet transfers. MFS Africa serves various stakeholders, including money transfer operators, banks, and mobile money operators, by offering alternatives for remittances, micro-lending, micro-insurance, and micro-savings. With additional offices in key African cities and London, MFS Africa plays a crucial role in enhancing financial connectivity and promoting financial inclusion across the region.
Ryze Financial Inc. is a cryptocurrency investment platform that specializes in helping users accumulate and utilize Bitcoin. Founded in 2019 and based in Johns Creek, Georgia, the company develops real-time market data software that identifies investment trends and constructs personalized portfolios. Ryze offers tools for automated investment and portfolio diversification while providing an interactive dashboard for live portfolio tracking. Its technology simplifies the investment process by analyzing market data and tailoring investment decisions to match individual risk profiles, enabling customers to effectively grow and protect their wealth.
SellersFi is a financial services company that specializes in providing funding solutions for e-commerce businesses, particularly those selling on online marketplaces. Established in 2017 and headquartered in Ridgewood, New Jersey, the company offers term loans and revenue advances tailored for Amazon sellers. SellersFi's platform utilizes machine-learning models to analyze data from online sellers' business activities, enabling the provision of actionable insights. This technology allows e-commerce entrepreneurs to access working capital more easily, improve cash flow, and enhance their operational efficiency. By focusing on the unique needs of online sellers, SellersFi aims to support their growth and success in a competitive marketplace.
Financial Choice allows consumers to invest their checking account funds for market returns while retaining instant cash access. Financial Choice provides instant access to cash, automated investing, tax efficiency, and portfolio rebalancing.
Developer of a digital platform designed to help send receipts and invoices, track who owes money, and send free reminders and statements to clients. The company's platform sends free scheduled reminders, and customized professional statements, and provides a free and secure wallet, enabling clients to organize, increase sales and grow their businesses systematically.
One develops an app that boosts the power of peoples paycheck so they have more spending power in their pockets. One helps users optimize their earnings and reach their financial goals faster, seamlessly share money with family and friends, and watch their money grow faster. One seamlessly bridge financial gaps. It was founded in 2019 and is headquartered in San Francisco, California.
IOUU Tecnologia e Serviços Financeiros Ltda. is a Brazilian fintech company established in 2016, based in Sao Paulo. The firm specializes in providing a peer-to-peer lending platform that connects micro and small businesses with investors seeking to lend. By offering loans at lower interest rates than traditional banks, IOUU aims to democratize access to finance and enhance financial inclusion. The platform adheres to the regulations set by the National Financial System and the Central Bank, ensuring compliance and security. By leveraging technology and innovative solutions, IOUU provides a more efficient and transparent alternative to conventional lending, thereby facilitating better credit access for businesses and individuals. The company's commitment to ethical practices and responsible lending is central to its mission of delivering greater value and opportunities to its customers.
Nimbly is a platform that enables financial managers to automate their processes using banking interfaces and artificial intelligence. The company is based in São Paulo, Sao Paulo, Brazil.
Developer of financing services platform designed to facilitate credit for payment of medical, aesthetic, or dental treatments. The company's platform helps users to apply for financing from the clinic and they need to choose an installment option and provide the required documents upon approval to receive a subscription agreement by email, enabling both clinics and hospitals as well as patients to get financial medical assistance.
Morty is on a mission to revolutionize the outdated mortgage industry by letting people shop, compare, and close on any mortgage from any lender, completely online. Purchasing a home is the largest, most important financial transaction of most people’s lives. They believe getting a mortgage should be just as simple, modern, and transparent as buying anything else online. We’re building the first-ever, fully digital marketplace to make this possible - like Kayak, but for mortgages.
Foresight was originally created by Taylor Davidson in 2008 as a resource for entrepreneurs to download a simple financial model template for early-stage startups. The reason was simple: Taylor found himself continually creating new financial models for entrepreneur friends of his from scratch, and struggled to find standard templates or resources on the web. He spent one last time building a new financial model for a friend, and then turned it into a template and released it to the public on his website. After years of modifications, additions, improvements, and new models, Foresight has grown into a more complete resource for financial model templates and standards for entrepreneurs. Over 10,000 people have downloaded one of the financial models and multiple entrepreneurs have raised millions of dollars in venture funding using these templates as a base.
Altro, formerly known as Perch, is a fintech company based in Los Angeles, California, that offers a mobile platform designed to help users enhance their credit scores. Founded in 2019, the app enables users to convert common recurring expenses, such as subscriptions and rent, into creditworthy data points that contribute to their credit history. Currently available on iOS, Altro plans to launch an Android version in the near future. The company recently graduated from Y Combinator's Summer 2020 batch and has successfully raised $2.5 million in its latest funding round.
Kick is a financial app that helps solopreneurs and creators to save an income and expenses. The app connects one or more bank or credit cards and have Kick auto-scan their past 18 months of transactions for tax write-offs. Kick is based in Palo Alto, California.
Payflow is a financial technology company based in Madrid, Spain, that focuses on providing employee benefits through a digital wallet system. Founded in 2020, the platform allows employees to access their earned salaries instantly, enhancing their financial well-being and productivity. By enabling workers to withdraw a portion of their salary before the traditional payday, Payflow helps companies improve employee engagement without impacting their cash flow. The service simplifies payroll processes, allowing organizations to manage their teams' finances more effectively while offering a valuable benefit to their employees.
Novo Platform Inc. is a modern banking platform that develops applications designed to integrate banking activities for businesses. Founded in 2016 and based in New York, the company provides users with tools to receive analytical insights and alerts related to fraudulent activities in their banking data. Novo partners with a network of FDIC-insured community banks, enabling it to offer banking products directly to consumers while emphasizing transparency and user experience. Initially focusing on depository banking products, Novo plans to expand into more profitable segments as it grows.
Array is a fintech platform that enables users to access personalized credit and financial data. Founded in 2020 by Martin Toha and Phillip Zedalis, the platform aims to enhance the relationship between businesses and consumers through meaningful information sharing. Array’s technology features tokenized data security and includes comprehensive data attribution and dictionaries. It offers a flexible aggregator model that simplifies pricing by eliminating the need for large monthly data commitments, allowing businesses to avoid reliance on a single bank, credit bureau, or security vendor. Additionally, Array provides customizable, embedded, white-label sites and application programming interfaces that can be tailored to meet specific business needs.
Provider of financial educational services intended to help individuals be financially independent. The company offers services that allow users to schedule meetings with experts and provides training and education on how to plan, organize, and control money, whether to pay off debt, save, or invest, enabling customers to get better financial awareness and online services in a personalized way.
FiscalNote is a privately-held company that provides global policy and market intelligence solutions, utilizing artificial intelligence and big data to deliver actionable insights for businesses, government institutions, and nonprofits. Its flagship platform offers real-time legislative predictive capabilities and tools for enterprise collaboration and data visualization, focusing on campaign finance, demographics, news, and open data. The company’s product suite includes FiscalNote Core, CQ Federal, and EU Issue Tracker, which support effective policy management and risk mitigation. Additionally, with expert analysis from partners such as FrontierView and Oxford Analytica, FiscalNote enhances its offerings with geopolitical and market intelligence services, helping clients make informed decisions in a rapidly changing policy landscape.
Developer of a digital banking platform designed to serve LGBTQ+ people. The company's platform offers prepaid cards, tools, advice, and cashback for spending at queer bars and allied businesses, enabling users to expand their financial skills and plan for their future while helping the LGBTQ+ community.
Developer of an online payment system designed to provide comprehensive financial services to banks, e-money institutions, telecom operators and transportation operators. The company's platform offers mobile wallets, prepaid cards, bill payments, loyalty programs, payment gateway infrastructure, and a financial technology hub, enabling customers to make secure and convenient online and mobile payments, manage bills and loyalty programs and access a variety of financial services.
SoLo Funds, Inc. is a mobile money exchange and lending platform that connects lenders and borrowers, allowing users to borrow on their own terms and lenders to benefit from their contributions. Established in 2015 and based in New York City, SoLo Funds operates as an alternative financial solution, offering rapid loan options to borrowers while providing lenders with significant value. The platform has evolved from a unique lending marketplace into a comprehensive community banking solution that leverages individual capital, insurance, and banking products, supported by advanced A.I. underwriting technology.
A modern, secure, and homeowner-first approach to homeownership.
Foodics is a cloud-based restaurant management system provider headquartered in AlKhobar, Saudi Arabia, founded in 2014. The company specializes in offering an all-in-one iPad POS solution that encompasses various functionalities, including sales management, inventory control, employee scheduling, loyalty programs, and e-commerce. Its services are tailored for the restaurant industry and are available in both English and Arabic. Foodics supports thousands of clients, including restaurants, food trucks, cafes, and fast-food chains, primarily across the Middle East. The system is designed to enhance operational efficiency and customer relationships, enabling businesses to increase revenues while simplifying management processes. With a commitment to user-friendly technology, Foodics aims to make restaurant management intuitive and accessible.
Avenify Corporation operates a peer-to-peer lending platform that specializes in income share agreements, primarily aimed at assisting nursing students in financing their education without incurring debt. Founded in 2018 and headquartered in Reston, Virginia, Avenify allows students to apply for up to $15,000 in income-based financing, with repayment tied to their future income and no credit score or co-signer required. The platform ensures that students owe nothing until they secure employment, promoting a more accessible route to education. In addition to financial support, Avenify offers career services and further financial assistance, helping students lead financially healthy lives while pursuing their academic goals.
Stilt Inc. is a financial technology company based in San Francisco, California, founded in 2015. It specializes in providing collateral-free personal loans to international students, graduates, immigrants, and other underserved individuals who have limited or no credit history in the United States. By utilizing a peer-to-peer lending platform, Stilt leverages proprietary and public data to assess the creditworthiness of these individuals, allowing them to access short-term loans at competitive interest rates. The company's mission is to help immigrants build credit and gain access to essential financial services that can improve their economic prospects.
Prospa Advance Pty Ltd. provides business lending solutions for small and medium business owners in Australia. It offers small business loans for business and working capital, inventory, equipment, renovation, expansion and growth, business tax, marketing and advertising, payroll, partnership buyout, and other needs; and merchant cash advance, a solution that converts future credit and debit card receivables into immediate cash. The company was incorporated in 2011 and is headquartered in Sydney, Australia.
Fynn provides financial assistance services specifically tailored for students pursuing trade and vocational education. The company specializes in private loans that differ from federal loan programs and other private lending options in terms of terms, repayment plans, and rates. Fynn focuses on underwriting students based on their future potential, ensuring that its interests align with both educational institutions and the students themselves. This approach aims to support students from the moment they enroll until they secure employment, ultimately helping them access educational opportunities that contribute to long-term financial stability.
Finch is a developer of an application programming interface (API) that facilitates access to payroll and human resources systems. Founded in 2020 and based in Mountain View, California, the company's software allows administrators to connect their organizations to various applications in a compliant and secure manner. Finch's API integrates across multiple providers, enabling developers to access previously closed systems and serve as the source of truth for employee data and financial transactions. The platform supports a range of use cases, including lending, insurance, benefits, financial planning and analysis, and HR applications. Additionally, Finch's technology streamlines processes such as income verification, direct deposit transitions, and background checks for prospective employees.
SteadiPay Inc., founded in 2017 and based in Los Angeles, California, is a developer of a cash management application designed to optimize money management for small and medium-sized enterprises. The platform is bank-agnostic, allowing users to process payments through various credit and debit cards while integrating cash reporting and treasury management into a single, centralized solution. By streamlining financial processes, SteadiPay helps businesses save time, earn more rewards, and achieve higher returns, enabling them to concentrate on their core objectives rather than back-office finance tasks.
Griffin Financial Technology Ltd is a banking platform that specializes in providing operational and client money accounts for fintech and other money service businesses. Founded in 2017 and based in London, the company offers a comprehensive bank and payment platform, complete with a developer hub that includes guides, documentation, and various pricing plans. Griffin is currently in the process of seeking regulatory approval from the Prudential Regulation Authority and the Financial Conduct Authority to establish itself as the United Kingdom's first platform bank.
Fonoa specializes in tax automation and compliance software for various sectors, including marketplaces, digital content platforms, ride-sharing, food delivery, and SaaS. The company offers a technology platform that integrates business model specifics with tax compliance requirements, allowing clients to minimize manual workloads and operational costs while ensuring adherence to tax regulations as they expand globally. Fonoa's product suite includes features for verifying customer Tax IDs, accurately determining indirect tax rates, generating locally compliant invoices, and facilitating real-time reporting to tax authorities. By employing an API-first approach, Fonoa's modular solutions operate efficiently, requiring minimal user intervention, thus simplifying the management of tax obligations for businesses.
Settle is a developer of cash flow management software that focuses on automating business-to-business payments and enhancing working capital for sellers. The platform streamlines payment processes through features such as payment management, payable date management, paperless invoicing, and automated payments, enabling businesses to expedite their billing cycles. By facilitating quicker payments, Settle helps sellers receive their funds an average of 15 days faster, thereby improving their overall cash flow and operational efficiency. The company's innovative solutions have garnered positive feedback from customers and investors alike, driving Settle's commitment to providing advanced tools for organizations looking to scale in today's economy.
Finmark Financial Group, founded in 2020 and based in Raleigh, North Carolina, specializes in financial planning and modeling software tailored for startups. The platform simplifies complex financial concepts and calculations, allowing companies to manage their runway, hiring plans, and cash flow with ease. By providing a user-friendly interface, Finmark enables users to easily update, inspect, and share their financial metrics. The software is designed to support companies at various stages, from pre-revenue to pre-IPO, promoting team alignment and collaboration while reducing costs and resource demands. Through its innovative approach, Finmark aims to empower the next generation of startups in navigating their financial planning needs effectively.
OpenEnvoy is a financial software developer that specializes in accounts payable automation to combat fraud and streamline invoice reconciliation for finance teams. The company's platform automates the auditing of invoices, identifying duplicate billings, excess charges, and potential supplier fraud. To date, OpenEnvoy has audited over $2 billion in expenditures, providing businesses with real-time visibility into their supplier networks. This automation not only safeguards companies against overcharges from vendors but also ensures a predictable monthly cost and offers an immediate return on investment.
Transfeera Servicos De Pagamentos Ltda operates an open banking payment management and processing platform based in Joinville, Brazil. Established in 2017, the platform is designed to automate and simplify payment management routines for both businesses and individuals. By facilitating bank transfers, the platform enables users to save on costs associated with traditional payment methods like TEDs and DOCs, while also reducing errors and operational efforts that can lead to additional expenses. Founded by three former employees of ContaAzul, Transfeera aims to provide a secure and efficient way for users to make and receive payments, ultimately improving cash flow and helping clients save time and money.
FintechOS SRL is a Romanian company that develops an artificial intelligence-enabled platform tailored for financial institutions, focusing on digital transformation. Founded in 2017 and headquartered in Bucharest, the company offers a comprehensive open-cloud, omni-channel orchestration platform that includes applications such as Digital Experience Portal, Digital Customer 360, and Digital Product Factory. These tools are designed to enhance customer experiences for banking and insurance firms. Additionally, FintechOS provides the FintechOS Academy, which offers e-learning solutions to support ongoing education and skills development. By leveraging advanced technologies and a hybrid agile methodology, FintechOS enables rapid and cost-effective digital transformation for its clients, facilitating the delivery of personalized services that meet modern consumer demands.
Developer of a financial management platform designed to help users to manage their credit cards. The company's platform provides money management, debt payment and wealth management, enabling users to reach better financial stability, using artificial intelligence and data science.
Facet Wealth, Inc. is a financial services firm that specializes in wealth management and financial planning for small accounts. Established in 2016 and based in Baltimore, Maryland, the company offers a range of services including retirement planning, education planning, income tax planning, estate planning, insurance planning, and asset management. Facet Wealth distinguishes itself by providing personalized financial guidance through dedicated Certified Financial Planners on a subscription basis, making financial planning more accessible and affordable. The firm serves a diverse clientele, including professionals, pre-retirees, and retirees, with a focus on enhancing their financial security and overall prosperity.
Unit Finance Inc. is a financial infrastructure company that provides a platform for businesses to integrate banking services into their operations. Founded in 2019 and based in Redwood City, California, Unit enables third parties to incorporate various financial features, including accounts, cards, payment processing, and lending, into their products. The platform simplifies the process for companies to launch vertical banks by managing compliance and banking relationships, allowing them to deliver unique banking experiences more efficiently. This capability helps businesses enhance their offerings and increase customer lifetime value.
Treasure Financial Inc. is a company based in Toronto, Canada, that specializes in developing a money management app designed for children. Founded in 2017, the app serves as a financial education platform that teaches kids essential money management skills, including budgeting, saving, and distinguishing between wants and needs. The application features a virtual money tracker that allows users to monitor account balances and manage funds across various categories such as saving, spending, giving, and goal-oriented accounts. By using this platform, parents can actively engage in their children's financial education, helping them develop good habits and a clear understanding of the value of money.
Finaeo Inc. is a Canadian company founded in 2016, specializing in digital solutions for the life and health insurance industry. It develops applications that function as digital assistants and sales coaches for financial advisors, enabling users to manage documents, track tasks, answer inquiries, and schedule meetings. Finaeo operates a digital marketplace that connects independent life insurance brokers with carriers and clients, facilitating a fully integrated experience. The platform aims to enhance efficiency in policy fulfillment and streamline distribution processes, thereby empowering brokers to optimize their operations. Finaeo's offerings are accessible to users on both iOS and Android devices.
Railz Financial Technologies Inc. is a Toronto-based company that specializes in providing a unified API for accessing data from major accounting software providers such as QuickBooks, Xero, and Sage. Founded in 2020, Railz enables lenders, financial institutions, accounting firms, and tech developers to obtain real-time financial data, analytics, insights, and reports on small business customers. This streamlined access facilitates the assessment of credit applications and the evaluation of a business's financial health. Railz's Data as a Service solution allows clients to integrate quickly and efficiently without the need to alter existing operations, technology infrastructure, or workflows. The platform is designed for rapid deployment, ensuring that users can access their customers' accounting information with minimal disruption and cost.
Funding Societies Pte. Ltd. is a peer-to-peer financing platform based in Singapore, founded in 2015. It connects investors with small and medium-sized enterprises (SMEs) seeking funding, thereby addressing financial inclusion challenges and making credit-worthy SMEs more bankable. The platform offers a range of flexible financing options, including micro and term loans, as well as invoice financing, supported by advanced credit scoring and risk assessment models. Since its inception, Funding Societies has facilitated over 3.3 million business loans, amounting to more than S$1.8 billion in funding. The company has received multiple accolades, including the Global Excellence Award from ITU Telecom, and holds operating licenses from regulators in Singapore, Indonesia, and Malaysia, making it a pioneer in the region's peer-to-peer lending landscape.
Stilt Inc. is a financial technology company based in San Francisco, California, founded in 2015. It specializes in providing collateral-free personal loans to international students, graduates, immigrants, and other underserved individuals who have limited or no credit history in the United States. By utilizing a peer-to-peer lending platform, Stilt leverages proprietary and public data to assess the creditworthiness of these individuals, allowing them to access short-term loans at competitive interest rates. The company's mission is to help immigrants build credit and gain access to essential financial services that can improve their economic prospects.
Conductiv is an AI-powered, decisioning data conductor for lenders that enables them to continuously improve lending accuracy and quality. It aims to get lenders back to business as usual while gaining easy access to data needed to lend during and after Covid-19. Its work recovered hundreds of millions of dollars in “found money” for a top-five lender—meaning new revenue but with no additional customer acquisition cost! The company was founded in 2019 and is based in New York, New York.
One develops an app that boosts the power of peoples paycheck so they have more spending power in their pockets. One helps users optimize their earnings and reach their financial goals faster, seamlessly share money with family and friends, and watch their money grow faster. One seamlessly bridge financial gaps. It was founded in 2019 and is headquartered in San Francisco, California.
NorthOne Inc. is a digital banking platform that provides mobile-first, API-enabled banking solutions tailored for small businesses, freelancers, and startups. Founded in 2016 and headquartered in Toronto, Canada, with additional offices in New York and Boston, NorthOne's platform allows users to manage their finances and transactions efficiently. The service offers features such as mobile deposits, budgeting tools, and automated envelope creation for expenses like taxes and payroll, enabling businesses to focus more on their core operations rather than banking tasks. Additionally, NorthOne integrates with payment processing solutions, streamlining financial management for its users.
MotoRefi, Inc. operates an automotive refinance platform designed to help customers save on their car loans. By partnering with various local and community lenders, the company offers competitive loan rates and aims to reduce monthly payments, with customers typically saving an average of $100 each month. MotoRefi's secure digital platform allows users to assess potential savings and complete the refinancing process easily from home. The company handles all aspects of the transaction, including paying off the previous lender and retitling the vehicle, eliminating the need for customers to visit the DMV. Founded in 2016, MotoRefi is headquartered in Arlington, Virginia.
IOUU Tecnologia e Serviços Financeiros Ltda. is a Brazilian fintech company established in 2016, based in Sao Paulo. The firm specializes in providing a peer-to-peer lending platform that connects micro and small businesses with investors seeking to lend. By offering loans at lower interest rates than traditional banks, IOUU aims to democratize access to finance and enhance financial inclusion. The platform adheres to the regulations set by the National Financial System and the Central Bank, ensuring compliance and security. By leveraging technology and innovative solutions, IOUU provides a more efficient and transparent alternative to conventional lending, thereby facilitating better credit access for businesses and individuals. The company's commitment to ethical practices and responsible lending is central to its mission of delivering greater value and opportunities to its customers.
A modern, secure, and homeowner-first approach to homeownership.
Instadapp is a decentralized finance platform that simplifies interactions between various financial protocols. Founded in 2018 and based in Hyderabad, India, the company operates a blockchain-based autonomous banking portal and mobile application. Its services include lending, borrowing, leveraging, and swapping assets, allowing users to deposit cryptocurrencies and earn variable algorithmic interest over time. The platform enables users to manage and track their blockchain-based assets while analyzing their financial positions, facilitating direct borrowing and margin trading to enhance exposure.
Foriba is a provider of accounting solutions based in Maltepe, Istanbul, founded in 1999 by Ahmet Bilgen. The company specializes in e-transformation software and services tailored for enterprises, offering a range of document processing solutions, including e-invoicing, e-ledgers, e-reconciliation, e-audit, and e-signatures. Additionally, Foriba provides digital document backup, VAT returns, and e-receipt solutions. Its software applications aim to enhance business efficiency and facilitate cost and time management by streamlining various processes.
IOUU Tecnologia e Serviços Financeiros Ltda. is a Brazilian fintech company established in 2016, based in Sao Paulo. The firm specializes in providing a peer-to-peer lending platform that connects micro and small businesses with investors seeking to lend. By offering loans at lower interest rates than traditional banks, IOUU aims to democratize access to finance and enhance financial inclusion. The platform adheres to the regulations set by the National Financial System and the Central Bank, ensuring compliance and security. By leveraging technology and innovative solutions, IOUU provides a more efficient and transparent alternative to conventional lending, thereby facilitating better credit access for businesses and individuals. The company's commitment to ethical practices and responsible lending is central to its mission of delivering greater value and opportunities to its customers.
Checkout.com is a fintech company that specializes in providing online payment solutions for businesses globally. Founded in 2012 and headquartered in San Francisco, California, the company operates a comprehensive e-commerce payment platform that facilitates mobile and online transactions. Its services include payment gateway solutions, international acquiring, and processing for various payment methods, such as credit and debit cards, online banking, and eWallets like PayPal and Apple Pay. The platform is designed to enhance security and streamline the payment process by eliminating intermediaries, offering fraud management tools, analytics, and customizable risk settings. With offices across multiple countries, including the United Kingdom, France, and Australia, Checkout.com aims to empower businesses to manage digital payments effectively while optimizing performance and minimizing risks.
Banfox aims to help business owners succeed by making sure they have convenient access to capital for their everyday funding needs. The company has helped dozen of businesses since we started in 2015, funding more than $10 million in working capital through traditional factoring. Our goal is to help finance more using technology. Based in Sao Paulo, the company provides cash in advance to businesses.
Adianta Pagamentos Ltda is a financial services company based in São Paulo, Brazil, that specializes in providing working capital solutions for small and medium enterprises. Founded in May 2016, the company operates an online platform that facilitates credit assessment, receivables prepayment, and loans. Its services include invoice factoring and cash flow management, employing advanced technology to automate the evaluation of client operations. Adianta aims to enhance access to credit for small businesses, helping them secure necessary funding to support their growth and financial stability. The company has been recognized as one of Brazil's top fintechs, reflecting its commitment to innovation in the financial sector.
ByeBnk Holding S/A provides financial solutions based on blockchain. The company offers ByeBnk app, a digital wallet that facilitates to send money to people/businesses; pay bills; exchange coins and crypto coins; and sells products and services. It serves banks, retailers, service providers, and smartphone users. The company was founded in 2015 and is based in Belo Horizonte, Brazil with an additional office in São Paulo, Brazil.
Moneyfarm is an independent financial services provider operating in Italy, Germany, and the United Kingdom, offering online financial advisory and execution services. Founded in 2011 and headquartered in Milan, with an additional office in Cagliari, the company enables users to create and manage diversified investment portfolios tailored to their individual investor profiles, which are determined through an online questionnaire. Moneyfarm's platform facilitates investment in index funds and allows clients to track their investments and receive personalized advice. Revenue is generated solely from client fees, as the company does not accept back-end fees or commissions from financial institutions, ensuring transparency in its services. The platform aims to provide an efficient and cost-effective way for users to grow and protect their wealth.
Quotanda Loans, S.L. operates an online platform designed to facilitate student loan origination and servicing. The company provides a lending as a service (LaaS) solution that enables banks and lending institutions to quickly establish affordable education loan programs across various countries and currencies. Quotanda manages all facets of its partners' online lending initiatives, including program setup, marketing, compliance, loan origination, automated credit assessments, loan disbursement, and default management. The platform offers tailored loan programs for educational institutions and lenders, featuring automated decision-making, integrated document management, and customizable workflows. Additionally, Quotanda's system allows schools to certify student enrollment, ensuring that borrowers access only the necessary funds for their education. Founded in 2012 and headquartered in Barcelona, Spain, Quotanda aims to democratize access to education by enhancing financing options for students and educational institutions.
Foriba is a provider of accounting solutions based in Maltepe, Istanbul, founded in 1999 by Ahmet Bilgen. The company specializes in e-transformation software and services tailored for enterprises, offering a range of document processing solutions, including e-invoicing, e-ledgers, e-reconciliation, e-audit, and e-signatures. Additionally, Foriba provides digital document backup, VAT returns, and e-receipt solutions. Its software applications aim to enhance business efficiency and facilitate cost and time management by streamlining various processes.
Creditas is a financial technology company based in São Paulo, Brazil, specializing in secured consumer loans. Founded by Sergio Furio, the company operates a digital platform that leverages credit scoring and borrower assets, such as homes and automobiles, as collateral to provide loans. This approach allows Creditas to offer affordable lending solutions by partnering with traditional financial institutions and utilizing investor-backed resources. The platform is designed to enable borrowers to repay their loans in manageable installments, thereby making financing more accessible.
Lefort is a developer of a virtual robotic platform that processes and validates financial transactions in real-time. This innovative system automatically registers, analyzes, and executes transactions, creating a fully digital workflow. By streamlining payment processes, Lefort offers customers and corporate clients a cost-effective and efficient alternative for managing their financial activities. The platform is designed to enhance transaction accuracy and speed, making it a valuable tool for businesses looking to optimize their financial operations.
Cherry is a point of sale financing company headquartered in San Francisco, CA.
Quotanda Loans, S.L. operates an online platform designed to facilitate student loan origination and servicing. The company provides a lending as a service (LaaS) solution that enables banks and lending institutions to quickly establish affordable education loan programs across various countries and currencies. Quotanda manages all facets of its partners' online lending initiatives, including program setup, marketing, compliance, loan origination, automated credit assessments, loan disbursement, and default management. The platform offers tailored loan programs for educational institutions and lenders, featuring automated decision-making, integrated document management, and customizable workflows. Additionally, Quotanda's system allows schools to certify student enrollment, ensuring that borrowers access only the necessary funds for their education. Founded in 2012 and headquartered in Barcelona, Spain, Quotanda aims to democratize access to education by enhancing financing options for students and educational institutions.
Clarity Money, Inc. is a New York-based company founded in 2016 that specializes in a personal finance application powered by artificial intelligence. The application is designed to assist individuals in managing their personal finances by providing tools to analyze spending habits and make informed financial decisions. Users can lower their bills, cancel unnecessary subscriptions, transfer money, open savings accounts, and check their credit scores through the app. Clarity Money aims to enhance financial transparency and empower users to optimize their financial resources. As of April 2018, Clarity Money operates as a subsidiary of Goldman Sachs Bank USA.
First Access is a financial technology company headquartered in New York, founded in 2011. It provides a smart data platform tailored for emerging market financial institutions, particularly micro and small-to-medium enterprise lenders. The company's solutions facilitate the digitization of paper-based operations, enabling institutions to collect and analyze comprehensive data, monitor trends, and automate processes. By leveraging credit scoring expertise, First Access allows lenders to implement incremental changes without disrupting their daily operations. The platform also supports the integration of machine learning insights, enhancing the sophistication of financial institutions in managing data. Ultimately, First Access aims to transform data into financial opportunities, helping lenders worldwide improve their access to credit through user-friendly technology.
B2Capital is a company based in Sao Paulo, Brazil, that provides an online platform focused on the management of product exchange and accounts payable. The platform is designed to streamline these processes for businesses, enhancing efficiency and improving financial management.
OinCoin
Venture Round in 2016
OinCoin is a financial education startup application based on the relationship between parents and children. It was founded in 2016 and is located in Curitiba, Parana, Brazil.
Espresso Controle de Despesas develops a mobile application to automate and streamline business expenses. Fabio Antunes founded it in 2016, with its headquarters in Uberlândia in Brazil.
Conta Um optimizes time and streamline the process of paying employees and outsources of a company. Conta Um allows anyone to make all the movements of a bank account, without needing a bank.
Espresso Controle de Despesas develops a mobile application to automate and streamline business expenses. Fabio Antunes founded it in 2016, with its headquarters in Uberlândia in Brazil.
HomeCredi is a real estate financing company that specializes in providing loans secured by property. It has developed a platform designed to help borrowers explore various financing options, allowing them to compare different rates and credit conditions. By streamlining the process of finding the most favorable loan terms, HomeCredi aims to save homeowners time, effort, and money. Through its services, the company facilitates access to financing for individuals seeking to invest in real estate.
GBolso is a personal finance management solution that enables users to manage receipts and payments, import bank statements, project cash flows, and analyze investments. Users can categorize the entries based on the pre-defined classifications or customize them according to the preferences. Users can also receive payment reminders via email or SMS. The solution has been featured in an article in Folha de São Paulo on personal financial management and Small Business Big Business on Startups. GBolso is based in Brazil. It is a part of the Microsoft Bizpark, Microsoft's global program that helps tech startups.