Bill & Melinda Gates Foundation

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It offers a comprehensive, cloud-based HR platform tailored for medium to large-sized organizations, facilitating the automation and optimization of HR processes from recruitment to retirement. The company's product suite includes a Recruitment Management System, HR Management System, Learning Management System, Payroll Management, Leave Management, and Performance and Competency Management tools. Additionally, SeamlessHR provides HR analytics and embedded finance solutions aimed at enhancing financial security for both employers and employees. Through its technology, SeamlessHR enables businesses to streamline various HR functions, ensuring efficient management of their workforce.

Trade Ghana is a platform that facilitates direct trading among buyers, sellers, and transporters of commodities in the country. By eliminating middlemen, Trade Ghana allows users to specify their desired quantity, grade, and price, connecting them with sellers that meet their requirements. The platform also provides essential services, including the weighing and grading of goods, direct delivery to buyers, and a return policy for any rejected products. Additionally, it offers vital market information and payment handling, ensuring user anonymity and assisting small-scale farmers in navigating the agricultural market. Through its comprehensive database, Trade Ghana supports the efficient management of agricultural production and market dynamics, promoting a streamlined trading experience.

FirstBank introduces the Firstmonie Mobile Money Service, an innovative product that enables customers to access financial and other value added services through their mobile phones. This caters to the high percentage population of unbanked population across the country. According to Mr Bisi Onasanya, Group Managing Director, FirstBank, “with the inauguration of this service, the stage is now set for the bank’s customers and anyone in Nigeria with a mobile phone to enjoy financial services, using their mobile phones to send money, pay bills, top up their phone airtime, do shopping, deposit and withdraw cash, without the need to visit a bank branch.” He added that Firstmonie services were created with three principles in mind. “The first is defined by how consumers receive money to fund their unique lifestyles; how consumers spend money for their unique lifestyle needs; and thirdly, the ability of the consumer to be informed and in control of their money,” The service is available on all major the network telecommunications operators including MTN Nigeria, Etisalat and Globacom. FirstBank will also leverage on the fund transfer capability of the mobile telephony to offer world class services, noting that mobile phone has the capability to store monetary information and like other channels of e-banking, is closer and always with the customer.

ASA International Group PLC is a microfinance institution dedicated to promoting financial inclusion for low-income and underserved populations in Africa and Asia. Established in 2007 and headquartered in Amsterdam, the company specializes in providing loans to female entrepreneurs and small business owners through a network of 1,895 branches across multiple regions. Its operations span West Africa, including countries like Ghana and Nigeria; East Africa, with a presence in Kenya and Uganda; South Asia, covering India and Pakistan; and Southeast Asia, including Myanmar and the Philippines. ASA International aims to empower these communities by facilitating access to financial resources, thereby fostering economic growth and development.