Belgian Investment Company for Developing Countries

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Cidre IFD is a private, non-profit social development organization focused on delivering financial services to underserved communities in central and southern Bolivia. The organization specializes in providing micro-loans aimed at supporting the rural sector, facilitating access to essential financial resources for local farmers. In addition to micro-loans, Cidre IFD offers a range of products including Kiva credits, insurance, BOP credits, and savings facilities, along with various non-financial services. By addressing the financial needs of rural populations, Cidre IFD plays a crucial role in promoting economic development and improving the livelihoods of farmers in the region.

Alterfin is a Brussels-based company founded in 1994 that specializes in providing financial support to microcredit institutions and fair trade producer associations in developing regions, including Africa, Asia, and Latin America. The company extends loans and offers sureties for loans, while also temporarily participating in the capital of microfinance institutions. Alterfin's mission centers on assisting small entrepreneurs and farmers by financing producers' associations that engage in fair trade agricultural practices. Through its initiatives, Alterfin aims to empower economically disadvantaged communities by facilitating access to necessary financial resources.

Compagnie Africaine de Crédit is a pan-African microfinance group focusing on income-generating loans and guarantees to unbanked MSMEs.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Alterfin is a Brussels-based company founded in 1994 that specializes in providing financial support to microcredit institutions and fair trade producer associations in developing regions, including Africa, Asia, and Latin America. The company extends loans and offers sureties for loans, while also temporarily participating in the capital of microfinance institutions. Alterfin's mission centers on assisting small entrepreneurs and farmers by financing producers' associations that engage in fair trade agricultural practices. Through its initiatives, Alterfin aims to empower economically disadvantaged communities by facilitating access to necessary financial resources.

Optimal Financial Services, in addition to providing a line of credit for personal consumption, facilitates the growth of companies by offering multiple credit lines, factoring services, and working capital.

Banco Guayaquil S.A. is a prominent banking institution in Ecuador that offers a wide range of financial products and services tailored for both individuals and businesses. The bank provides corporate banking services, including current accounts, export and import financing, letters of credit, and bank guarantees. For personal banking, Banco Guayaquil offers savings accounts, debit cards, and various credit options. This comprehensive suite of services positions the bank as a key player in the Ecuadorian financial sector, catering to diverse customer needs while supporting economic activities within the country.

Advans Ivory Coast offers a range of financial services customised to clients’ needs. They help customers grow their businesses and achieve their personal goals. They employ a client-centric approach, using client feedback to improve their services. They provide everything from microloans to Small and medium-sized enterprises loans to current accounts, savings plans, insurance, and transfers.

Acceso Crediticio S.A., founded in 1999 and based in Lima, Peru, is a financial institution focused on providing car loans specifically to base-of-the-pyramid entrepreneurs in the transportation sector. The company primarily serves informal taxi drivers operating in underserved urban areas of Lima, addressing the needs of a market segment often overlooked by traditional banks. By offering tailored financial products, Acceso Crediticio aims to empower these entrepreneurs while promoting the use of clean energy-powered vehicles, thereby contributing to a reduction in CO2 emissions. As a subsidiary of Acceso Corp. S.A., the company is dedicated to fostering financial inclusion and supporting sustainable transportation solutions in the region.

Lendable Inc., established in 2014 and headquartered in San Francisco, specializes in facilitating debt financing for fintech firms operating in emerging and frontier markets. The company's core business involves operating an online lending platform that connects alternative lenders with institutional debt investors, thereby bridging the funding gap for high-growth fintechs in Africa and other developing regions. Lendable aims to expand financial access by supporting impact investing as a competitive asset class, targeting one hundred million underserved borrowers worldwide.

Entrepreneurs Financial Centre (EFC) Uganda is a microfinance institution established in June 2012, focused on fostering local wealth development. The company provides specialized microloans at competitive interest rates to micro and small enterprises (MSEs), aiming to support their growth and economic contribution. In addition to loans, EFC Uganda offers a range of savings products, including regular, premium, and term deposit accounts, which enable clients to enhance their financial stability and engage in increased economic activity. Through its services, EFC Uganda seeks to empower entrepreneurs and contribute to the overall economic development of the region.

Alterfin is a Brussels-based company founded in 1994 that specializes in providing financial support to microcredit institutions and fair trade producer associations in developing regions, including Africa, Asia, and Latin America. The company extends loans and offers sureties for loans, while also temporarily participating in the capital of microfinance institutions. Alterfin's mission centers on assisting small entrepreneurs and farmers by financing producers' associations that engage in fair trade agricultural practices. Through its initiatives, Alterfin aims to empower economically disadvantaged communities by facilitating access to necessary financial resources.

Advans Ivory Coast offers a range of financial services customised to clients’ needs. They help customers grow their businesses and achieve their personal goals. They employ a client-centric approach, using client feedback to improve their services. They provide everything from microloans to Small and medium-sized enterprises loans to current accounts, savings plans, insurance, and transfers.

Sanasa Development Bank is a financial institution based in Colombo, Sri Lanka, founded in 1997. The bank offers a range of ethical financial products and services aimed at enhancing financial security and stability within the economy. Its offerings include various savings accounts, leasing options, and loan schemes tailored for individual customers, particularly targeting low-income families. The bank serves a diverse clientele, including farmers, fishermen, vendors, laborers, and small business owners. Its commitment to microfinance activities underscores its mission to improve the living standards of underserved communities. Sanasa Development Bank operates through multiple business segments, including Banking, Leasing, Treasury, and Pawning, ensuring that it meets the varied financial needs of its customers.

Financiera Fondo de Desarrollo Local, S.A. is a regulated microfinance institution headquartered in Managua, Nicaragua. Established in 1992, the company specializes in providing banking products and services tailored to individuals and solidarity groups in both rural and urban areas. Its offerings include micro loans designed for various purposes, such as working capital, seasonal sales, equipment purchases, personal expenses, and housing improvements for small and medium-sized enterprises. Additionally, the company extends loans for agricultural and livestock ventures, as well as individual loans for personal needs, vehicle purchases, and home acquisitions. Fondo de Desarrollo Local also emphasizes support for women entrepreneurs through its short-term lending and microcredit services. To complement its financial solutions, the company provides micro insurance products, including family safety, income protection, and other insurance options.

Bancop is a cooperatively owned bank designed to serve the financial needs of production cooperatives, businesses, small and medium-sized enterprises (SMEs), farmers, and individuals. With a centralized management structure, Bancop focuses on delivering a diverse array of banking services, including loans, insurance, salary payments, and other related financial services. The bank emphasizes agility in customer service and aims to provide innovative products that meet the specific needs of its clients. Through its cooperative model, Bancop is dedicated to fostering a supportive financial environment for its partners while ensuring competitive service offerings.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Banque de Crédit de Bujumbura S.M. is a full-service bank based in Bujumbura, Burundi, providing a wide array of banking and financial products to both individuals and businesses. The bank primarily focuses on foreign trade financing while also offering domestic services such as cash transactions, cheque clearance, account management, and standing orders. Its international services include import and export transactions, currency compensation, and exchange bureau operations. Additionally, the bank provides online banking, ATM services, credit cards, and life insurance policies, catering to clients in diverse sectors including agriculture, oil and petroleum, automobile distribution, construction, and non-governmental organizations. The bank maintains strategic partnerships with several financial institutions, enhancing its service offerings. Originally founded in 1909 as Banque du Congo Belge, it adopted its current name in July 1964.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Entrepreneurs Financial Centre (EFC) Uganda is a microfinance institution established in June 2012, focused on fostering local wealth development. The company provides specialized microloans at competitive interest rates to micro and small enterprises (MSEs), aiming to support their growth and economic contribution. In addition to loans, EFC Uganda offers a range of savings products, including regular, premium, and term deposit accounts, which enable clients to enhance their financial stability and engage in increased economic activity. Through its services, EFC Uganda seeks to empower entrepreneurs and contribute to the overall economic development of the region.

FINCA Malawi is a licensed deposit-taking financial institution offering individual loans, savings, and insurance products designed for the local market.

ACEP Group is a microfinance organization that specializes in providing financial services to very small and medium enterprises (VSEs and MSEs) in Burkina Faso. The company focuses on delivering tailored financing solutions to micro companies and small businesses located in towns and nearby suburbs. By addressing the specific working capital and investment needs of these enterprises, ACEP Group plays a vital role in fostering economic and social development within the region.

Sanasa Development Bank is a financial institution based in Colombo, Sri Lanka, founded in 1997. The bank offers a range of ethical financial products and services aimed at enhancing financial security and stability within the economy. Its offerings include various savings accounts, leasing options, and loan schemes tailored for individual customers, particularly targeting low-income families. The bank serves a diverse clientele, including farmers, fishermen, vendors, laborers, and small business owners. Its commitment to microfinance activities underscores its mission to improve the living standards of underserved communities. Sanasa Development Bank operates through multiple business segments, including Banking, Leasing, Treasury, and Pawning, ensuring that it meets the varied financial needs of its customers.

Banco VisionFund Ecuador is a microfinance institution dedicated to supporting vulnerable sectors of society. The organization offers short-term loans and financial resources to micro-enterprise owners and individuals, facilitating their growth and enhancing their quality of life. In addition to financial services, Banco VisionFund Ecuador also provides non-financial support, aiming to empower borrowers and foster sustainable development within the communities it serves. Through its initiatives, the institution plays a significant role in improving access to financial resources for those who may not have traditional banking options.

Banco Solidario S.A. is a financial services provider based in Quito, Ecuador, established in 1995. The company specializes in offering a range of financial products, particularly focused on microfinance, to cater to the needs of underserved segments of the population. Its services include microcredit, personal credit facilities, savings accounts, solidary savings, and certificates of deposit. Additionally, Banco Solidario provides insurance products and unique offerings such as "Olla de Oro," a credit product secured by gold jewelry. The company maintains a presence in major cities across Ecuador, aiming to promote financial inclusion and support the financial needs of its clients.

Banco Guayaquil S.A. is a prominent banking institution in Ecuador that offers a wide range of financial products and services tailored for both individuals and businesses. The bank provides corporate banking services, including current accounts, export and import financing, letters of credit, and bank guarantees. For personal banking, Banco Guayaquil offers savings accounts, debit cards, and various credit options. This comprehensive suite of services positions the bank as a key player in the Ecuadorian financial sector, catering to diverse customer needs while supporting economic activities within the country.

Compagnie Africaine de Crédit is a pan-African microfinance group focusing on income-generating loans and guarantees to unbanked MSMEs.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Srei Equipment Finance Ltd. (SEFL) is one of the leading financiers in the Construction, Mining and allied Equipment (“CME”) sector in India, with approximately 33% market share in Fiscal 2018 and a pan-India presence across 21 states with over 90 offices.

Access Bank, established in 1988 and headquartered in Lagos, Nigeria, is a commercial bank that offers a wide range of banking products and services to individual and business customers. The bank operates in Ghana and provides various accounts, including standard savings and current accounts, as well as specialized options such as access advantage and premier accounts. Access Bank also offers online banking services, facilitating ATM transactions, online access, point-of-sale terminal services, bill payments, and Western Union money transfers. In addition to personal banking, the bank provides corporate and investment banking, commercial and business banking services, along with mortgage loans and sustainable international banking solutions.

Khan Bank is a universal bank based in Mongolia, providing a wide range of banking and financial services to consumers, small and medium enterprises, and corporate clients. The bank offers various products including consumer loans, mortgage loans, herd loans, and business loans. In addition to traditional lending, Khan Bank provides internet and telephone banking services, banking card services, and facilitates foreign payments. The institution also engages in insurance brokerage services, aiming to support customers in their financial growth and contribute positively to societal well-being.

Citizens Development Business Finance PLC, established in 1995 and headquartered in Colombo, Sri Lanka, is a diversified financial services provider operating through segments such as Leasing and Stock Out on Hire, Loans and Advances, and Others. The company offers a wide range of products including term deposits, savings accounts, auto loans, personal loans, gold loans, home loans, debit/credit cards, margin trading, corporate finance, money exchange services, Islamic finance, leasing, hire purchase, foreign exchange and remittance services, pawning, and other financial services.

Entrepreneurs Financial Centre (EFC) Uganda is a microfinance institution established in June 2012, focused on fostering local wealth development. The company provides specialized microloans at competitive interest rates to micro and small enterprises (MSEs), aiming to support their growth and economic contribution. In addition to loans, EFC Uganda offers a range of savings products, including regular, premium, and term deposit accounts, which enable clients to enhance their financial stability and engage in increased economic activity. Through its services, EFC Uganda seeks to empower entrepreneurs and contribute to the overall economic development of the region.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Financiera Fondo de Desarrollo Local, S.A. is a regulated microfinance institution headquartered in Managua, Nicaragua. Established in 1992, the company specializes in providing banking products and services tailored to individuals and solidarity groups in both rural and urban areas. Its offerings include micro loans designed for various purposes, such as working capital, seasonal sales, equipment purchases, personal expenses, and housing improvements for small and medium-sized enterprises. Additionally, the company extends loans for agricultural and livestock ventures, as well as individual loans for personal needs, vehicle purchases, and home acquisitions. Fondo de Desarrollo Local also emphasizes support for women entrepreneurs through its short-term lending and microcredit services. To complement its financial solutions, the company provides micro insurance products, including family safety, income protection, and other insurance options.

ACEP Burkina is a MFI specialized in the financing of micro companies and very small enterprises existing in towns and close suburbs. Granted credits are mainly used to finance required working capital and investments. I&P and ACEP International which are old partners have decided to partner in 2008 to try to start a microfinance institution like ACEP in the country. In spite of a preexisting important mutual fund present in town zone, small entrepreneurs remain hardly linked to microfinance. Besides, it does not exist for the moment in Burkina Faso, a microfinance institution specialized in individual credit with an effective and appropriate technique of credit risk analysis towards very small companies. Financings trough subventions have been secured from the French Agency of Development then an agreement has been obtained from the ministry of finances in June 2012. The microfinance institution has started its activities in October 2012.

Acceso Crediticio S.A., founded in 1999 and based in Lima, Peru, is a financial institution focused on providing car loans specifically to base-of-the-pyramid entrepreneurs in the transportation sector. The company primarily serves informal taxi drivers operating in underserved urban areas of Lima, addressing the needs of a market segment often overlooked by traditional banks. By offering tailored financial products, Acceso Crediticio aims to empower these entrepreneurs while promoting the use of clean energy-powered vehicles, thereby contributing to a reduction in CO2 emissions. As a subsidiary of Acceso Corp. S.A., the company is dedicated to fostering financial inclusion and supporting sustainable transportation solutions in the region.

Entrepreneurs Financial Centre (EFC) Uganda is a microfinance institution established in June 2012, focused on fostering local wealth development. The company provides specialized microloans at competitive interest rates to micro and small enterprises (MSEs), aiming to support their growth and economic contribution. In addition to loans, EFC Uganda offers a range of savings products, including regular, premium, and term deposit accounts, which enable clients to enhance their financial stability and engage in increased economic activity. Through its services, EFC Uganda seeks to empower entrepreneurs and contribute to the overall economic development of the region.

Commercial Leasing & Finance PLC is a non-banking financial service provider based in Colombo, Sri Lanka, established in 1988. It offers a wide range of financial products and services, including fixed deposits, savings accounts, various types of loans such as revolving, property mortgage, education, and gold loans, as well as leasing, factoring, Islamic financing, and micro-financing services. The company caters to diverse sectors including agriculture, manufacturing, services, trading, transport, construction, and micro-enterprises. It is a subsidiary of LOLC Holdings PLC and is committed to customer satisfaction and stakeholder dedication through its internet banking services.

Alios Finance Group is a prominent financial services provider based in South Africa, specializing in personal and investment financing solutions tailored for both individuals and professionals. The company operates across nine Sub-Saharan African countries, including Burkina Faso, Cameroon, Ivory Coast, Gabon, Kenya, Mali, Senegal, Tanzania, and Zambia, as well as in North Africa, particularly Algeria and Tunisia. Alios Finance Group offers a comprehensive suite of services, including financial leases, investment loans, hire purchases, operating leases, short-term loans, personal loans, equipment loans, and car loans, catering to the diverse needs of its clients in both the private and public sectors.

Banco D-MIRO S.A., located in Guayaquil, Ecuador, is a regulated financial institution dedicated to providing micro-financing services aimed at fostering development in vulnerable communities along the Ecuadorian coast. The institution began its operations in 1997 through the Norwegian Alliance Mission Microfinance program and has since evolved from a microfinance initiative into a formal banking entity. Banco D-MIRO focuses on delivering individual micro-credits and savings solutions to clients in suburban areas, empowering them to improve their businesses and enhance their quality of life. By prioritizing support for economically disadvantaged sectors, Banco D-MIRO strives to contribute significantly to poverty alleviation in the region. Since transitioning to a formal banking entity in 2011, Banco D-MIRO has expanded its services, impacting thousands of families by facilitating access to essential financial resources.

Fusion Microfinance, headquartered in New Delhi, focuses on providing financial services to economically disadvantaged women in India, primarily through Joint Liability Groups (JLGs). Established in January 2010, the company expanded its operations by acquiring the microfinance division of Aajeevika, which previously served 1,280 members. Fusion Microfinance specializes in offering small, collateral-free loans, catering to the needs of its clients while also extending lending services to micro, small, and medium enterprises (MSMEs). In addition to its core microfinance activities, the company leverages its distribution network to offer a range of financial products, enabling members to access funds for purchasing productivity-enhancing items such as mobile handsets and bicycles. The company operates primarily in the less penetrated North Central region of India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Utkarsh CoreInvest Limited is a financial services company based in Varanasi, India, that specializes in providing a range of banking and microfinance products. Incorporated in 1990, the company initially operated as Utkarsh Micro Finance Limited before rebranding in 2018. Utkarsh CoreInvest offers micro enterprise loans, housing loans, and micro pension products, catering primarily to the unbanked population and small businesses. Its services include retail asset loans, wholesale lending, deposit accounts, insurance, mutual funds, remittances, and institutional lending. The company's approach focuses on being process-centric, technology-enabled, and people-oriented, enabling customers to access reliable and sustainable financing at competitive rates.

FPM SA is a financial institution based in Kinshasa, Democratic Republic of the Congo, that specializes in providing mid to long-term financing to financial institutions. The company serves as a refinancing vehicle specifically targeting microfinance institutions and banks that cater to micro, small, and medium-sized enterprises (MSMEs). FPM's primary objective is to alleviate poverty and enhance the living conditions of the local population by ensuring that these financial entities have the necessary resources to support their clients effectively.

Annapurna Finance is a microfinance company dedicated to the financial and economic upliftment of underserved women and economically backward clients. The firm focuses on expanding microfinance operations in areas that remain outside the formal financial system, providing essential financial and technical support to help clients develop entrepreneurial skills and engage in business activities. Annapurna Finance offers a range of services, including micro-loans for clean water, sanitation, home improvement, support for widowed families, and small businesses. Additionally, the company provides customized insurance plans tailored to the specific needs of its clients, ensuring that they receive the financial assistance necessary for economic empowerment throughout various stages of their lives.

Bank of Africa is a banking institution based in Casablanca, Morocco, established in 1982, initially in Mali. It has grown into a prominent financial group with a presence in 17 countries across Africa and one in France. The network includes eight banks in West Africa—specifically in Benin, Burkina Faso, Côte d’Ivoire, Ghana, Mali, Niger, Senegal, and Togo—and seven banks in East Africa and the Indian Ocean, located in Burundi, Djibouti, Ethiopia, Kenya, Madagascar, Tanzania, and Uganda, along with a bank in the Democratic Republic of the Congo. The Bank offers a variety of financial services, including savings and current accounts, loans, insurance, and foreign exchange services through its branches and subsidiaries. Since 2010, the majority ownership of Bank of Africa has been held by BMCE Bank, Morocco's second largest private bank, which provides strategic support and facilitates access to international markets.

Oragroup SA is a banking institution that provides a range of personal and business banking services across West and Central Africa. Established in 1988 and headquartered in Lomé, Togo, the company operates under the brand Orabank and has a network of 149 branches in 12 countries, including Benin, Gabon, Guinea, Mauritania, Burkina Faso, Côte d'Ivoire, Guinea Bissau, Mali, Niger, Senegal, and Togo. Oragroup's offerings encompass various financial products, such as savings accounts, term deposits, operating and investment loans, employee loans, money transfer services, foreign currency exchange, and digital banking solutions. Additionally, the bank provides payment services and bancassurance products, catering to both individual and corporate clients.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Banco Popular S.A. is a professional bank based in Tegucigalpa, Honduras, specializing in financial products and services tailored for both urban and rural markets. Established in 2008, it evolved from a microfinance program of the Fundacion Covelo to become a regulated bank, now recognized as the second largest microfinance institution in the country with over 20% market share and 23 offices nationwide. The bank offers a wide range of products, including savings and investment accounts, microcredits, small and medium enterprise loans, and consumer loans. Additionally, it provides various services such as remittances, currency exchange, micro insurance, and payment of public services and taxes. Banco Popular S.A. is dedicated to supporting micro, small, and medium enterprises, positioning itself as a vital contributor to economic growth, social development, and poverty reduction in Honduras.

Amartha is a microfinance technology platform dedicated to fostering economic growth at the grassroots level by facilitating connections between micro and small to medium-sized enterprises (SMEs) and investors. The platform enables entrepreneurs, particularly in rural areas, to access microfinance loans through user-friendly mobile applications and websites. By bridging the gap between potential lenders and borrowers, Amartha aims to create equal opportunities for prosperity, thereby contributing to the overall development of local economies.