Apis Partners

Thunes, founded in 2016 and headquartered in Singapore, is a global B2B payment infrastructure platform that facilitates seamless cross-border payments for various businesses, including major players in the gig economy and fintech sectors. The platform supports transactions in 80 currencies across 132 countries and allows users to accept 300 different payment methods through a single connection. Thunes offers a range of services such as remittance processing, mass payouts, virtual accounts, and payment collection, utilizing application programming interfaces (APIs) to lower transaction fees and enhance interoperability among payment systems. In April 2022, the company acquired a controlling stake in Tookitaki, a compliance platform that bolsters Thunes' capabilities in anti-money laundering and fraud prevention. The company operates regional offices in major cities including London, Paris, and Dubai, and is backed by various investors, including Visa and Bessemer Venture Partners.

KPay is a financial technology company that provides comprehensive payment collection solutions to SME merchants. It helps businesses streamline management processes and improve customer retention, business efficiency, and flexibility. KPay creates a more intuitive approach to running a business that enables merchants to reach their maximum potential.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

Moneybox is a mobile application that simplifies saving, investing, and pension management for individuals. It enables users to save specifically for their first home, making it particularly appealing for first-time buyers. The app allows users to round up spare change from everyday transactions, which can then be saved and invested, offering the potential for higher returns compared to traditional savings accounts. Moneybox provides a range of financial services, including personal savings accounts, investment products, and pension management, all designed to help individuals build wealth over time. The user-friendly interface of the app ensures that managing finances is accessible and straightforward.

MNT-Halan is a microfinance lending and payments company focused on providing financial services to both commercial and retail clients. The company aims to serve the unbanked population and facilitate the transition from cash to electronic payment methods. Its digital ecosystem encompasses a variety of offerings, including small and micro business lending, consumer finance, digital payment solutions such as mobile wallets and cards, and e-commerce services. By leveraging proprietary digital channels and physical networks, MNT-Halan enables clients to digitalize their banking services effectively.

PT Nusa Satu Inti Artha (dba “DOKU”) is Indonesia’s largest and fastest growing provider of electronic payment and risk management solutions. We provide electronic payment processing, online and in mobile applications. Enabling e-Commerce merchants of any size to accept a wide range of online payment options, from credit cards to emerging payment types. We partner with and connect directly to a large network of payment processors and other payment service providers to offer a one-stop solution for our clients – providing simplified electronic payment management. Our payment solutions are enhanced with the most advanced risk management features to address complexities and risk of online transactions. We are a certified PCI DSS Level 1 compliant payment gateway and a licensed operator for e-money. Founded in 2007, DOKU has a well-established track record in designing, integrating, and optimizing commerce transaction systems for local and international merchants in various industries. From our headquarters in Jakarta, we currently process payments valued in excess of USD500M per year on behalf of 800 businesses in Indonesia. Our respected list of clients includes Garuda Indonesia, AirAsia, Guvera, Unicef, WWF, Java Jazz Production, RajaKarcis, Mulia Hotel, and Bank of South Pacific. Enjoying constant growth, year after year, DOKU remains privately owned.

GHL Systems Berhad is a prominent payment services provider based in Malaysia, with operations extending across the Philippines, Thailand, Australia, Cambodia, Singapore, and Myanmar. The company is structured into three key segments: Transaction Payment Acquisition, Shared Services, and Solution Services. It offers a variety of services including e-pay solutions for telco prepaid and bill collection, direct merchant acquiring, and electronic payment processing. GHL Systems also deals in the sale, rental, and maintenance of electronic data capture terminals and payment acceptance devices. In addition to hardware and software solutions, the company manages services related to credit and debit card issuance, prepaid and loyalty card management, and card-related outsourcing. GHL Systems operates over 150,000 points of sale in ASEAN and has expanded its reach to more than 20 countries as part of its growth strategy. The company serves a diverse clientele in sectors such as banking, telecommunications, retail, oil and gas, and transportation. Incorporated in 1994, GHL Systems is headquartered in Kuala Lumpur, Malaysia.

Sun King is a solar energy company that specializes in designing, distributing, installing, and financing solar home energy products in Africa and Asia. The company offers a range of solutions, including solar home systems, inverter systems, solar lamps, LED lights, and portable chargers, catering to communities with limited access to reliable energy. To enhance affordability, Sun King provides pay-as-you-go financing options, enabling customers to make small payments over time instead of facing high initial costs. By collaborating with a network of international distribution partners, Sun King aims to expand the off-grid energy market and improve energy access for households and businesses.

Baobab Group is a financial services firm focused on enhancing financial inclusion for individuals and small businesses in Africa and China. Founded in 2005 by Arnaud Ventura, the company employs over 3,800 people and operates more than 1,000 locations in countries including Madagascar, Senegal, Nigeria, and China. Baobab specializes in microfinance and digital banking, offering accessible financial products tailored to the needs of low-income individuals and micro, small, and medium-sized enterprises (MSMEs). Since its inception, Baobab has originated over EUR3 billion in loans, positively impacting the lives of hundreds of thousands of clients by helping them unlock their potential and improve their living conditions.